Working families £18k worse off than benefits claimants after budget

I think many working people are just sick of feeling like working decent jobs just to survive. When have a mortgage (through saving for a deposit and continuing working so can make repayments) get no help but those who don’t work or work the minimum they can and don’t save get housed. Yes not all but with such lack of social housing a worker with no disabilities as to either suck up high rents or get a mortgage. I feel it is better long term for people to own as won’t be needing long term housing benefits but it can be a struggle at times whilst raising children.

We pay our taxes/NI contributions but then hear we may never get a state pension. We pay for prescriptions/dentists and sometimes go without to save on cost. We pay childcare to keep our jobs returning to work whilst our babies still need us and watch some mums staying home for years getting to do activities with their child.

The welfare bill seems to be spinning out of control and we all know someone who admits or boasts about receiving disability money for anxiety, depression, ADHD but working the money on things which are junk or a luxury which some workers cannot afford. No one begrudges a severally disabled person a good quality of life and slreasonable adjustments to continue working but saying too anxious to work or leave house then spending benefit money on holidays/days out is a joke! Need a move to paying for care packages.

I haven’t been abroad since 2016 and cannot afford the luxury even tho would love to take my daughter on holiday but hear of people who get benefits and don’t work due to being anxious and having ADHD children who do go on holidays etc and it becomes frustrating. Not sure this government is working for working families.

I think many working people are just sick of feeling like working decent jobs just to survive. When have a mortgage (through saving for a deposit and continuing working so can make repayments) get no help but those who don’t work or work the minimum they can and don’t save get housed. Yes not all but with such lack of social housing a worker with no disabilities as to either suck up high rents or get a mortgage. I feel it is better long term for people to own as won’t be needing long term housing benefits but it can be a struggle at times whilst raising children.

We pay our taxes/NI contributions but then hear we may never get a state pension. We pay for prescriptions/dentists and sometimes go without to save on cost. We pay childcare to keep our jobs returning to work whilst our babies still need us and watch some mums staying home for years getting to do activities with their child.

The welfare bill seems to be spinning out of control and we all know someone who admits or boasts about receiving disability money for anxiety, depression, ADHD but working the money on things which are junk or a luxury which some workers cannot afford. No one begrudges a severally disabled person a good quality of life and slreasonable adjustments to continue working but saying too anxious to work or leave house then spending benefit money on holidays/days out is a joke! Need a move to paying for care packages.

I haven’t been abroad since 2016 and cannot afford the luxury even tho would love to take my daughter on holiday but hear of people who get benefits and don’t work due to being anxious and having ADHD children who do go on holidays etc and it becomes frustrating. Not sure this government is working for working families.

I think many working people are just sick of feeling like working decent jobs just to survive. When have a mortgage (through saving for a deposit and continuing working so can make repayments) get no help but those who don’t work or work the minimum they can and don’t save get housed. Yes not all but with such lack of social housing a worker with no disabilities as to either suck up high rents or get a mortgage. I feel it is better long term for people to own as won’t be needing long term housing benefits but it can be a struggle at times whilst raising children.

We pay our taxes/NI contributions but then hear we may never get a state pension. We pay for prescriptions/dentists and sometimes go without to save on cost. We pay childcare to keep our jobs returning to work whilst our babies still need us and watch some mums staying home for years getting to do activities with their child.

The welfare bill seems to be spinning out of control and we all know someone who admits or boasts about receiving disability money for anxiety, depression, ADHD but working the money on things which are junk or a luxury which some workers cannot afford. No one begrudges a severally disabled person a good quality of life and slreasonable adjustments to continue working but saying too anxious to work or leave house then spending benefit money on holidays/days out is a joke! Need a move to paying for care packages.

I haven’t been abroad since 2016 and cannot afford the luxury even tho would love to take my daughter on holiday but hear of people who get benefits and don’t work due to being anxious and having ADHD children who do go on holidays etc and it becomes frustrating. Not sure this government is working for working families.

I think many working people are just sick of feeling like working decent jobs just to survive. When have a mortgage (through saving for a deposit and continuing working so can make repayments) get no help but those who don’t work or work the minimum they can and don’t save get housed. Yes not all but with such lack of social housing a worker with no disabilities as to either suck up high rents or get a mortgage. I feel it is better long term for people to own as won’t be needing long term housing benefits but it can be a struggle at times whilst raising children.

We pay our taxes/NI contributions but then hear we may never get a state pension. We pay for prescriptions/dentists and sometimes go without to save on cost. We pay childcare to keep our jobs returning to work whilst our babies still need us and watch some mums staying home for years getting to do activities with their child.

The welfare bill seems to be spinning out of control and we all know someone who admits or boasts about receiving disability money for anxiety, depression, ADHD but working the money on things which are junk or a luxury which some workers cannot afford. No one begrudges a severally disabled person a good quality of life and slreasonable adjustments to continue working but saying too anxious to work or leave house then spending benefit money on holidays/days out is a joke! Need a move to paying for care packages.

I haven’t been abroad since 2016 and cannot afford the luxury even tho would love to take my daughter on holiday but hear of people who get benefits and don’t work due to being anxious and having ADHD children who do go on holidays etc and it becomes frustrating. Not sure this government is working for working families.

I would say the children woukd be traumatised if they are left with terrible parents. Bad parenting severely damages childhood and their adult potential outcome.

I would say the children woukd be traumatised if they are left with terrible parents. Bad parenting severely damages childhood and their adult potential outcome.

NI increased by 1.2%. That’s about £25 a month for your average nursery worker. If your childcare bill has gone up 30%, it’s not down to NIC increases.

The Care system has terrible outcomes, you want to traumatize the children and reduce their life chances to punish the parents?

At the moment there is no consequence to bad anti social behaviour.

Yes the children should be put in care and their parents denied housing and benefits.

Yes it would be expensive for the children but absolutely necessary. In the long term, once people realise their behaviour has consequences I bet their behaviour would be modified.

They are. The landlord's mortgage.
I don't know the exact details, but UC will pay towards mortgage interest after a few months of claiming, and I believe it is a loan. Why should the government be paying off your asset?

Also if you are in a couple, there are minimum AET’s. So a couple only has to earn one 30 hour minimum wage equivalent between them to qualify for universal credit and to not be made to search for more hours

@SouthernechoI fully support min wage increases and I think that nursery workers should be paid more. They’re great. I was just pointing out the cost, and how much it has gone up in the last year, to those that might not have kids in nursery right now and might not be aware.

However let’s be real, all of the stealth tax increases by Labour have gone on their spending choices. The NI isn’t going to the free hours. And the hourly rate was put up additionally by nurseries already to cover the underfunding, so parents are paying even more.

£2.5k per child per month at nursery is a huge cost. It was £1.8k a month 2.5 years ago in London, which is meant to be more expensive

They halved the threshold for employers NI also. They referenced it in the increase letter

NI increased by 1.2%. That’s about £25 a month for your average nursery worker. If your childcare bill has gone up 30%, it’s not down to NIC increases.

At the moment there is no consequence to bad anti social behaviour.

Yes the children should be put in care and their parents denied housing and benefits.

Yes it would be expensive for the children but absolutely necessary. In the long term, once people realise their behaviour has consequences I bet their behaviour would be modified.

@Coffeeandbooks88my friend has the 30 hours funded and nursery still costs her £1200 a month for one child. This lady refers to £800 nursery, so I’d assume that it is including the 30 hours funded.

My nursery for two children (I don’t receive funding) is over £5k a month. Just for context, childcare currently is high. The bills went up significantly after the NI raid from labours budget (30% more for me, raised in April)

I've just looked it up and it does seem as though becoming a caregiver, which I'm assuming means a child under 3 falls under their good cause requirement for leaving a job which would mean no sanction.

You're correct.

Most people, in fact everyone awarded a council/social housing now, would have kids, so what would you do with such families where they are evicted for ASB?

The waiting list for council/social housing in my locality is around 10years.

Taking their children into care, will costs far more than re housing, let alone temp housing in a B&B.

But say that was done, the parent/s then left to live on the streets, committing crime, taking drugs or god forbid getting in your way as you leave the Theatre.

That is what I thought but many mumsnetters insist it is the going rate....

We need one system for all renters. Same security and same rents. If you want more security you need to buy.

That is what I thought but many mumsnetters insist it is the going rate....

We need one system for all renters. Same security and same rents. If you want more security you need to buy.

I am not saying that. I thought social housing tenants pay less than private rentals but other mumsnetters have corrected me.

Taking that as gospel I am saying we need uniform equal rent rates for all? Social housing rent charged at the same level as private rent and the whole system renamed.

Some people in social housing with a history of anti social behaviour are rehoused by the Council. I find this appalling.

Receiving any form of subsidised housing is a privilege. If you then abuse the situation you should lose all right to any future Council and subsidised housing.

Normally it is cheaper