AIBU to claim UC with a 'high' income

I think it was actually the tories who introduced universal credit. All labour have done is remove the two child cap they introduced. So we can’t just blame labour.
The sceptic in me has just realised that what universal credit is doing is taking tax payers money, handing it out to people who then spend it and it gets converted into profit for businesses and share holders. So basically the more universal credit that’s given out the more money that goes from tax payers to the very wealthy. So instead of sitting in the savings account of the middle
clases it goes into the bank accounts of the millionaires. 🤷‍♀️🤷‍♀️

She has children with disabilities.
That changes things

It's more expensive for me to take my child on holiday due to his disability so to me, that's exactly an example of what it is for.

Of course, disabilities are different and that won't be the case for everyone's situation.

She has clearly explained - more than once - not far below the original post, what the circumstances are and how it is worked out....but lots ignored that part....

Anyone who falls into the high earning groups, particularly well north of £50K needs to take a long, hard look at their precarious financial position - UC tapers out from £6K savings to being un-claimable at £16K savings - question is how on such a high income do you have no savings, no cushion, answer most likely living above your means - and that's a bigger worry than claiming UC

I suspect the 72k salary earner is likely using the pension loophole ( paying loads into a pension ) or something to bring net pay down because the net figure given for a 72k salary seemed low to me.

I agree. You only have to read on here the stress that people are having to go through with Uc reviews and bank accounts being scrutinised. I don't understand why anyone would claim means tested benefits unless they absolutely had to to be honest. I will probably need to claim contributions based JSA next year when I am made redundant and querying whether that is even worth it.

I think seriously unlikely unless multiple disabled kids and high rent.

Your calculation is wrong. This is a bullshit post

@katemax I can't belive you have a household income of 72k and you claim UC. A quick Google suggests its unlikely.

I must admit I assumed of you were on NMW and had no kids or disability then you probably weren't entitled to UC.

🤷

Personally I can't get worked up about it. I have zero desire to claim it. I signed off ESA 12 years ago and never ever want to be reliant on income based benefits again. I mean yes it isn't great money wise but I'm not being constantly harassed into the job centre to meetings to apply for unsuitable full time work and being sanctioned when I can't actually do it, and I my money I earn from work is my own without conditions and being under constant scrutiny of the DWP. And I have the freedom to be allowed more than 16k in savings and potentially a future (although that's laughable cos as if I'd earn that 😭) but I guess what I mean is I have freedom.

Id genuinely rather just manage than have to go though all that. I mean if others think it's an easy ride and want to, that's your choice but personally I'd prefer to try and deal with it without 😳

Pop along to your local Jobcentre, tell them you're stopping work and ask them to give you the money.

I'm sure you'll find it all quite easy. After all the Daily Mail says so.

Go for it. Everyone else does….its the system that’s to blame, not the people using it. Rachel wants you to have it.

I have quite a vivid memory from back in the eighties when an MP on the radio was saying it would be fine to have no cheap council housing because people who couldn't afford private rents would have housing benefit.

I wanted to scream "Don't you realise you're creating a massive poverty trap here?"

And here we are.

Happy days. We can all claim benefits. Thanks Labour!

I wonder whether it'll break the economy as so many can claim so much.

My point was explaining to a pp why there are additional elements. The pp seemed to be under the impression DLA/PIP covers disability related costs when that isn’t the case for many.

Many people who are working receive UC. If their earnings were too high for them to receive UC, it would mean their earnings are higher than the additional elements for disabled/severely disabled CYP. But, yes, many families with disabled DC live in poverty regardless of whether they work or not.

You have misunderstood the research. It isn’t looking at working vs not working. It is looking at disabled households vs non-disabled households. The research is on Scope’s website if anyone wants to “dig in deep to the detail.”

Financial support Britain - because businesses don’t pay a living wage.

Yes but if you don’t have rent costs on your UC you can earn nore a week before deductions start !

Benefits Britain

I guess in this case it's like a childcare cost help. Which is no bad thing.

Oh ok! Makes sense.

Either way, crack on. If you're entitled then you're doing nothing wrong.

Not quite seeing your point here, as in that case working might not cover the extra cost of disability either?

You should claim what you're entitled to. As long a you dont lie in the application or game the system (claim to live alone, fake divorce etc.), you should claim whatever you can.