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AIBU?

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AIBU to claim UC with a 'high' income

444 replies

Loriclimbs · 28/11/2025 19:15

I am very conflicted about lifting the two-child cap. I know many would benefit from it but it would lead us back to more abuse of the system. I, however, have three children myself. I have gratefully received UC in the past but as my income has grown I am currently no longer eligible.

With the addition of my youngest child, I will now be eligible for approximately £200 per month. I an a higher rate tax payer abd Icurrently pay over £1200 in income tax alone per month. I have to repay the majority of the child benefit I receive.

AIBU to claim what I am entitled to?

OP posts:
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Coffeeandbooks88 · 29/11/2025 19:18

WimbyAce · 29/11/2025 18:59

Don't take it personally. I'm just saying we would be naive to believe that every case was genuine. I do believe some parents will see their child as a potential gravy train and get what they can.

Considering how difficult it is to get a diagnosis these people are the very small minority.

WimbyAce · 29/11/2025 19:16

Kirbert2 · 29/11/2025 19:13

You can't get it without DLA and even then it is medium or high rate DLA, if your child gets low rate DLA then you don't get anything extra with UC.

If your child gets medium or high rate DLA then on UC you will get a carers element and a disabled child element. When the DLA comes through, you have to then request these extra elements, it isn't automatic and you also have to request the back pay since DLA takes months to come through.

UC will check that the child receives medium/high rate DLA.

OK and how difficult is it to get DLA? Genuinely interested as I have a relative in this situation and I do believe she is cooking the books via her child.

Kirbert2 · 29/11/2025 19:13

WimbyAce · 29/11/2025 19:05

I obvs dont know as I've never tried it. Would be interested to know though what checks there are in place. Is it really that hard to claim it?

You can't get it without DLA and even then it is medium or high rate DLA, if your child gets low rate DLA then you don't get anything extra with UC.

If your child gets medium or high rate DLA then on UC you will get a carers element and a disabled child element. When the DLA comes through, you have to then request these extra elements, it isn't automatic and you also have to request the back pay since DLA takes months to come through.

UC will check that the child receives medium/high rate DLA.

WimbyAce · 29/11/2025 19:05

Kirbert2 · 29/11/2025 18:59

Yep. It's that easy, you just tell UC that your kid is disabled and then say ''oh, go on then'' and give you extra money.

🙄

I obvs dont know as I've never tried it. Would be interested to know though what checks there are in place. Is it really that hard to claim it?

HPFA · 29/11/2025 19:02

LadyKenya · 29/11/2025 18:59

And where would you live, when there is complete pandemonium, because Society has completely broken down. Or do you think that completely removing any benefits will result in a more harmonious Society?🤔

Private wealth, public squalor.

HPFA · 29/11/2025 19:01

Kirbert2 · 29/11/2025 18:59

Yep. It's that easy, you just tell UC that your kid is disabled and then say ''oh, go on then'' and give you extra money.

🙄

Like they do when you walk in and say you've left your job and they just hand over the money.

LadyKenya · 29/11/2025 18:59

Hereforthecommentz · 29/11/2025 18:15

Your choice to have your children. Why did you have more if you couldn't afford it? If I was in power I'd stop all benefits, all social housing. People need to take responsibility of themselves. Socialism is a joke.

And where would you live, when there is complete pandemonium, because Society has completely broken down. Or do you think that completely removing any benefits will result in a more harmonious Society?🤔

WimbyAce · 29/11/2025 18:59

Coffeeandbooks88 · 29/11/2025 18:55

Yeah we really want an autistic kid for the extra money. I would rather my kid could have a conversation with me.

Don't take it personally. I'm just saying we would be naive to believe that every case was genuine. I do believe some parents will see their child as a potential gravy train and get what they can.

Kirbert2 · 29/11/2025 18:59

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Yep. It's that easy, you just tell UC that your kid is disabled and then say ''oh, go on then'' and give you extra money.

🙄

Coffeeandbooks88 · 29/11/2025 18:55

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Yeah we really want an autistic kid for the extra money. I would rather my kid could have a conversation with me.

WimbyAce · 29/11/2025 18:48

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

Loriclimbs · 29/11/2025 18:31

Hereforthecommentz · 29/11/2025 18:15

Your choice to have your children. Why did you have more if you couldn't afford it? If I was in power I'd stop all benefits, all social housing. People need to take responsibility of themselves. Socialism is a joke.

Where did I say I couldn't afford it?

I have never been unemployed since I was 15. I've worked my ass off to get where I am today. I own my house. I have never lived in social housing. I had carefully planned all my children so that I never had two in full time childcare.

That does not mean I cannot complain childcare is expensive. Wrap around care at my children's school has doubled in the last two years

OP posts:
Kirbert2 · 29/11/2025 18:21

Hereforthecommentz · 29/11/2025 18:15

Your choice to have your children. Why did you have more if you couldn't afford it? If I was in power I'd stop all benefits, all social housing. People need to take responsibility of themselves. Socialism is a joke.

and those who fall on hard times through no fault of their own?

illness
disability
partner leaving etc

Hereforthecommentz · 29/11/2025 18:15

Loriclimbs · 28/11/2025 19:49

Try adding in a hefty childcare amount.

Your choice to have your children. Why did you have more if you couldn't afford it? If I was in power I'd stop all benefits, all social housing. People need to take responsibility of themselves. Socialism is a joke.

Jaxhog · 29/11/2025 18:09

platinumanddiamonds · 29/11/2025 17:56

The difference is we have pay into state pension

What is it with the 'down' on pensioners? How many 'millionaire' pensioners do you think there actually are? The vast majority worked hard and paid NI for 40 years, and you resent us getting the measly state pension?! It's amongst the least generous in Europe btw.

BettysRoasties · 29/11/2025 18:08

Redpeach · 29/11/2025 17:58

Fussy are they

Tbh only one of my three eat school meals and the one who does picks chicken wraps and cookies.

banananas1999 · 29/11/2025 18:08

TrashyTash · 29/11/2025 18:02

So, someone on a higher salary gets UC? I'm on carers and UC combined as I care for my housebound 85 year old mother. I had to fight to get this money, prove I had savings of less than £16,000, then fight some more and all for £510 per month. When I work in my zero contract hours job I lose part of my benefit according to how much I've earned. So yes OP you are being unreasonable and downright greedy.

She has children you are two adult household

banananas1999 · 29/11/2025 18:07

Loriclimbs · 28/11/2025 19:15

I am very conflicted about lifting the two-child cap. I know many would benefit from it but it would lead us back to more abuse of the system. I, however, have three children myself. I have gratefully received UC in the past but as my income has grown I am currently no longer eligible.

With the addition of my youngest child, I will now be eligible for approximately £200 per month. I an a higher rate tax payer abd Icurrently pay over £1200 in income tax alone per month. I have to repay the majority of the child benefit I receive.

AIBU to claim what I am entitled to?

Why wouldnt you? Scotland dosent have cap on cb neither do eu states (and eu states have mothers salary,higher cb, family allowance 700pcm) so the peanuts they have lifted the cap on in england after robbing children,future taxpayers and workforce, you should not even think of not claiming, no ones going to see a tax break if u dont

TempyBrennan · 29/11/2025 18:06

I don’t understand UC at all, we have a joint income of about £42k and we can’t claim anything other than the child benefit! WhT have I got wrong? 😂

rosegoldJune · 29/11/2025 18:06

My kids are grown up now & I tried to claim UC after leaving my ex due to domestic violence, I got myself a job was £9.50ph at the time & 16hrs, that was all I could get because my work coach was breathing down my neck, I was entitled to absolutely zero in UC & was worse off apparently I 'earned too much' luckily have a job with more hours but its still below 15k a year & I can't get any kind of help at all, I'm left with £50 a month for food, I pay full rent on a shared house because as I don't directly pay council tax they won't help me, the threshold hasn't been raised so I will be £247 a year worse off!

TempyBrennan · 29/11/2025 18:04

I don’t understand UC at all, we have a joint income of about £42k and we can’t claim anything other than the child benefit! WhT have I got wrong? 😂

Jaxhog · 29/11/2025 18:03

Its nuts, isn't it. We will soon reach a point where there are no more people able to pay enough to meet the rising social bill. If we haven't already reached that point.

TrashyTash · 29/11/2025 18:02

So, someone on a higher salary gets UC? I'm on carers and UC combined as I care for my housebound 85 year old mother. I had to fight to get this money, prove I had savings of less than £16,000, then fight some more and all for £510 per month. When I work in my zero contract hours job I lose part of my benefit according to how much I've earned. So yes OP you are being unreasonable and downright greedy.

Redpeach · 29/11/2025 17:58

Katemax82 · 28/11/2025 19:40

We won't be claiming free school meals though. My kids won't eat them

Fussy are they

Griffindor1979 · 29/11/2025 17:57

FroddyLoop · 28/11/2025 19:35

It’s the governments fault you are entitled to it. Claim it. Pensioners who are millionaires are still taking their state pension.

Not exactly comparable when they have paid into the NI their whole life to have enough ‘stamps’ to claim it!!!!

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