AIBU to claim UC with a 'high' income

She has a husband on a high salary I live with a pensioner. No financial comparison. She chose to have children.

She chose to have children. What's being in a two person household got to do with anything? She has a husband on a 70 grand salary, I share a house with a pensioner. Hardly the same.

That is pretty disgusting. Severe anxiety is very debilitating. It is not something you think you could just fake for money. I have seen the effect it has on people, and you are treating it like a joke. Would you pretend to have something like cancer? Parkinson's?
You would need evidence from more than just your GP to get anywhere. Waiting lists for genuine sufferers of mental health issues is huge, and you would be wasting the time of the professionals, taking them away from people who actually need them.
Also, once you have anxiety in your medical notes, it gets blamed for everything. So be prepared to not have anything else taken seriously anymore.

Would you consider resigning now? (Sorry if already been asked)

We are a low income family and don't get a great deal of UC top up.

I say if you're entitled to it, claim it.
Unless you feel it's immorraly wrong to do so, why not?

Exactly.
That's why families with disabled children get help - regardless of the household income.

It's true, but in the meantime I'm unable to rent privately and cannot get mortgage even with savings. I could stop budgeting and blow my savings and then claim but it seems so wrong. I was legally homeless and about to move into a DV shelter but then a family member offered toet me rent a room. I am very fortunate, it was a complete lifeline. There must be a lot of people forgotten on the system, not paying in, not receiving anything, not able to secure housing. It's tough. Because 16k sounds a lot but it doesn't give you freedom of you don't already have housing.

I don't want to derail the thread... In answer to OP. Claim anything and everything you are entitled to.

Good luck with the sanction then. Enjoy the stress of wondering how you will pay your bills.

Well run down your savings and then you would be entitled. You would be better off working as you would get 30 hours then.

But at the same time, you'll have people screaming that you shouldn't be able to save for a house deposit if you get benefits.

You can have savings up to 6k I think it is before UC make deductions from what they pay you. Some people won't even agree with that.

Having a disabled child is hugely expensive. My friend gets DLA for her autistic child and what she is having to go through to try and get him into a SEN school is unbelievable. Solicitor costs, private assessments that the LA won’t cover. In the meantime her income is affected because she can’t work for more than a few hours a day. Even after he gets a place in a SEN school she’ll never be able to work full time and he’ll likely need caring for as an adult.

Sucks though really that she has saved a deposit for a house and now it's going to disappear.

Yes I thought that I was typing.
@SoloMumJustMuddlingThrough as soon as your savings are down to under the £16k you WILL be entitled to help.

Yeah, it's the savings.

No one will get UC with savings over 16k.

Can people please read @Katemax82 's follow up posts.
She explains why her family gets help despite her husband's high wage.

@SoloMumJustMuddlingThrough have you checked if you are entitled to anything.
You don't have to work under UC rules until your daughter is 3.
You are a single parent.
You more than likely would get help.
(although maybe it's because of your savings that you don't)

Claim them but don't use them, it allows the school to get more funds to support children who are struggling.

What about people who don't decide to have children?! 🤔 are we entitled to bleed the state dry too? Or just work all our lives to pay for everyone's life choices? Really grips my shit.

Ha ha ha.
You can't actually do that.
If you are on a low income you might be entitled to help already (ie the housing element) but if you just quit your jobs you would be expected to get another or spend hours everyday job hunting or attending groups that help getting work.

You would get about £620pm between you, and be expected to look for work. If you rent, you will only get enough for a one bed place. Any more, then you have to make up the short fall yourself. You will still have to pay at least 20% of your council tax.
You will be stressed as you will be skint and under pressure from the job centre.

Good luck.

No one is going to get UC with 26k in savings no matter their circumstances.

pp will be eligible for UC as soon as her savings drop below 16k.

See, you are the type of person who should get help. Yet you get nothing. It’s disgusting.

I don't understand this.
I am a solo mum, worked and saved my whole life. Fell pregnant unexpectedly after being raped. I am not working because the cost of childcare means I would be a couple of hundred pounds better off a month working full time which just isn't worth it.
I am currently a stay at home mum living off the £26 k I had saved for a house deposit.
I am not eligible for UC. I get £100 child benefit and that is my only income. I transfer £800 a month from my savings. 🤷 The changes don't affect me at all. I don't pay anything into the system, I don't receive anything. I kinda feel forgotten about 😅. I don't want to wish my daughters toddler years away, but I am looking forward to going back to work when she starts preschool.

I really don't understand how someone on 72 k is entitled to benefits.

Don’t care if they do. I’ll keep a log of all the jobs I’m applying to. Meanwhile I’ll work on a diagnosis of severe anxiety.

Getting it confused with the carers element! Even some people who get it like me find it confusing and hard to keep up with. 😂

My son gets HRC DLA which means I get the severely disabled child element, it probably had me thinking you only get if your child is severely disabled too.