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Mum on UC gets £3342 a month?! Is this right?

87 replies

Londonisthebestcityintheworld · 27/11/2025 21:16

Saw this in the mirror, scroll down to Thea's story. Single mum of 3 in London who earns £2800 a month and gets an additional £3342 in UC and CB. How is this even possible?!

That top up is the equivalent of earning £50K a year. The benefit payments would put her in the top 10% of earners.

I mean, to quote the kids, what the helly? Am I a total mug getting up and slogging my guts out and working while others get more in benefits than I earn?

Pregnant mum-of-four: 'Budget benefit change saved our Christmas' - The Mirror https://share.google/kdV8SOUW8I4xpA7nT

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SpoonBaloon · 29/11/2025 20:20

Strictlycomeparent · 28/11/2025 13:33

See my comment above yours. If we allowed that to happen and all low paid workers voted with their feet, then basic function in London would cease, schools would shut, shops would shut etc. Can you not see how we are all connected? Cold, hard market forces might seem like a great idea, until you can’t get your prescription because the pharmacy shut or your child has to stay off school because there are no staff to look after them at lunchtime.

I work in one of the most expensive areas of the country outside of London and the SE. There are plenty of people working in my office, in the supermarket, cleaning the restaurants etc.

They’re not living in luxury two million pound flats. Or living next door to a Premier League footballer.

They’re living outside of the area and commuting in. Much like I do.

UnhappyHobbit · 28/11/2025 20:05

CheekyChickenFucker · 27/11/2025 21:24

Where is the dad?

Is this another single mum bashing thread?

Edited

Probably paying child maintenance that doesn’t get factored into universal credit payments.

UserFront242 · 28/11/2025 18:45

GentleOlive · 28/11/2025 18:24

Yeah not cushy at all. In fact, so uncomfortable that millions choose to live this way.

No one with any sense falls for the lie any longer that energies claimants are somehow struggling and not the best looked after in society. In fact, the worst off are now the ones paying for this madness.

Why are you tarring all benefit claimants with the same brush? I know many, and they are on benefits due to disabilities. The ones that live alone are really struggling. What they get paid is not enough to have a life of luxury on. Having to count the pennies and also being disabled is shit. And then seeing the shit on threads like this that make them out to be rolling in money and faking the reasons they claim.
No one chooses to live like that.

PeonyPatch · 28/11/2025 18:32

GentleOlive · 28/11/2025 18:24

Yeah not cushy at all. In fact, so uncomfortable that millions choose to live this way.

No one with any sense falls for the lie any longer that energies claimants are somehow struggling and not the best looked after in society. In fact, the worst off are now the ones paying for this madness.

exactly and having to work for it as well !

GentleOlive · 28/11/2025 18:24

myglowupera · 28/11/2025 14:27

Ahhh that’s right. A job gives you stability, the ability to get a mortgage, save up for a pension, a career that will continue to pay you long after after a single mum’s benefits eventually stop. So people want to work because they know ultimately they are better off doing so. People also know deep down that living on benefits isn’t the cushy life they seem to think it is.

Yeah not cushy at all. In fact, so uncomfortable that millions choose to live this way.

No one with any sense falls for the lie any longer that energies claimants are somehow struggling and not the best looked after in society. In fact, the worst off are now the ones paying for this madness.

Christmascarrotjumper · 28/11/2025 16:42

GentleOlive · 28/11/2025 13:56

None of that would happen.

Salaries would have to rise in line with London living. Those who can afford to live there would have to pay more or commute further for services, which they clearly can afford to do. And things would rebalance themselves. If you don’t earn enough to live in London, you don’t have some kind of special right to do so. It’s an outright lie to pretend that everything would come to a standstill.

I believe unemployment in London is higher than national average anyway. London, though expensive, isn't short of people.

Londonisthebestcityintheworld · 28/11/2025 14:43

myglowupera · 28/11/2025 14:27

Ahhh that’s right. A job gives you stability, the ability to get a mortgage, save up for a pension, a career that will continue to pay you long after after a single mum’s benefits eventually stop. So people want to work because they know ultimately they are better off doing so. People also know deep down that living on benefits isn’t the cushy life they seem to think it is.

Or.. I could work part-time and get a benefit top up and have it both ways.

This attitude is what's wrong with the country. Nothing about this situation is fair to the actual earners. It incentives people to work less or even earn less...as they actually earn more that way.

And people here be like... Shrug. Who cares if people on benefits are making the equivalent of 100K a year...

Take Thea... How kn earth is she going to quickly jump her salary from 45K to 113K? She flipping can't. She's trapped as much as the taxpayer.

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myglowupera · 28/11/2025 14:27

LVhandbagsatdawn · 27/11/2025 21:32

I mean, to quote the kids, what the helly? Am I a total mug getting up and slogging my guts out and working while others get more in benefits than I earn?

Quit your job then and live off benefits. Go on. If it's such a cushy life why aren't you doing it?

Ahhh that’s right. A job gives you stability, the ability to get a mortgage, save up for a pension, a career that will continue to pay you long after after a single mum’s benefits eventually stop. So people want to work because they know ultimately they are better off doing so. People also know deep down that living on benefits isn’t the cushy life they seem to think it is.

Londonisthebestcityintheworld · 28/11/2025 14:01

Strictlycomeparent · 28/11/2025 13:33

See my comment above yours. If we allowed that to happen and all low paid workers voted with their feet, then basic function in London would cease, schools would shut, shops would shut etc. Can you not see how we are all connected? Cold, hard market forces might seem like a great idea, until you can’t get your prescription because the pharmacy shut or your child has to stay off school because there are no staff to look after them at lunchtime.

You've missed the point.

How is it fair that a high earner in London (80k with 3 kids) be told - sorry mate, you make too much for benefits. Sort your rent and kids.

While their undoubtedly lovely neighbour on 45K a year is told - gosh it's expensive to live in London and raise a family here - you'll need a state benefit top to bring you earnings to 100K.

And, in fact, the person being discussed (since removal of the 2 child cap) will now be on the equivalent of 113k and still have free childcare. Where am actual earner would lose their childcare credits.

So the person on benefits has actual more money in their pocket.

It is. Stark. Raving. Mad.

If it's that expensive to live in London why don't high earners who live here get a break?!

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GentleOlive · 28/11/2025 13:56

Strictlycomeparent · 28/11/2025 13:33

See my comment above yours. If we allowed that to happen and all low paid workers voted with their feet, then basic function in London would cease, schools would shut, shops would shut etc. Can you not see how we are all connected? Cold, hard market forces might seem like a great idea, until you can’t get your prescription because the pharmacy shut or your child has to stay off school because there are no staff to look after them at lunchtime.

None of that would happen.

Salaries would have to rise in line with London living. Those who can afford to live there would have to pay more or commute further for services, which they clearly can afford to do. And things would rebalance themselves. If you don’t earn enough to live in London, you don’t have some kind of special right to do so. It’s an outright lie to pretend that everything would come to a standstill.

GentleOlive · 28/11/2025 13:53

It’s not right. But it’s now the new normal. Have lots of kids, take zero responsibility for your life choices and expect the warning public to take from their own kids to give to you and your kids whom you could afford to have in the first place.

That’s why millions of high earning tax paying people are leaving this socialist mess of a country. Watch when they’re mostly gone, wonder what the benefits dependent will do then.

Strictlycomeparent · 28/11/2025 13:33

SpoonBaloon · 27/11/2025 23:03

Why are we supposed to be ok with her UC is probably going on rent?

If only someone would pay my rent for me to live in London! I’d get a huge pay rise alongside it and all my housing paid for!

If she can’t afford to live in London, she ought to do what the rest of us do and move somewhere she can afford to live. £2800pcm is a very attractive salary in the real world.

See my comment above yours. If we allowed that to happen and all low paid workers voted with their feet, then basic function in London would cease, schools would shut, shops would shut etc. Can you not see how we are all connected? Cold, hard market forces might seem like a great idea, until you can’t get your prescription because the pharmacy shut or your child has to stay off school because there are no staff to look after them at lunchtime.

Morecoombe · 28/11/2025 08:44

£6,142 a month take home ie after tax equates to 100k a year salary before tax

ByQuaintAzureWasp · 28/11/2025 08:32

What about the other woman? 5 kids and pregnant again? Lunacy.

Tumbleweed101 · 28/11/2025 07:00

It’s the landlords who benefit most. Rents are far higher than lower earners can afford without help these days.

Cost of living and salaries don’t match up.

Christmascarrotjumper · 28/11/2025 06:52

UserFront242 · 27/11/2025 22:55

Really? You must have missed the countless benefit bashing threads where people seem to know the benefits their neighbour or hairdresser's aunt gets, down to the last penny and also the reasons why.

Why do you need to know the ins and outs of a strangers finances?

Well perhaps that is proof that we do need more transparency. Salaries are much more public, and nobody seems to think there's anything wrong with telling people how to spend their earned money. It's public money, we should all get an informed opinion on it.

Legolava · 28/11/2025 06:16

Lol at all the people saying, it’s housing, childcare, etc. She is clearing the equivalent of a 135k salary after tax and ni. That is disgusting. A person on that salary has to fund everything too AND for everyone else. They lose their entitlement to everything. The 100k salary thread is interesting. Higher earners are hated and told to cut their cloth. Get the equivalent of 135k in salary and benefit? What a struggle. The welfare state is eating itself and unsustainable.

Linenpickle · 28/11/2025 05:42

Labour are just shit. Benefits before sorting out the country, exposing us to risk. The layabouts get better money and quality of life than military staff.

cadburyegg · 28/11/2025 05:37

I think people are mixing up the families in the article.

Plantatreetoday · 28/11/2025 03:45

Londonisthebestcityintheworld · 27/11/2025 21:58

I just feel demoralised. Have always worked, payed taxes and saved. She's also come to tax interest earned on my savings (which preclude me from getting benefits).

I am not here to single mum bash.

I simply can't believe tax dollars are going to top up any household that much. I fully understand the cost of rent and childcare... I live in London and have had to pay them from my wages.

I am really now wondering how many other people are being subsided to live in London at this level.

I can't be the only one who thinks this is madness. I have given up so much to stay in London and saved up a nest. So I can't get benefits... And that makes me a horrible single mum hating bashington doodle.

Surely this level of top up is bananas?

I do wonder if these expensive years when kids are young and childcare is expensive that people should be supported via a pay back system

UC that’s used to pay for childcare could be paid back like student loans are
as a % of take home pay once the need no longer exists

RoamingToaster · 28/11/2025 03:38

VikaOlson · 27/11/2025 21:30

The problem is private landlords charging ridiculous rents and the taxpayer funding them.
Not single mums working full time.
Think how much we'd save if there was social housing.

This! I’m annoyed at taxpayers funding expensive rent costs.

PeonyPatch · 28/11/2025 03:21

This woman is irresponsible having a 5th child and expecting the tax payer to pay for it and support her. Most people in her position couldn’t dream of a 5th child and have to make hard choices or relocate to more affordable areas, or work harder for higher paid work.

Of course we should be angry. This disparity is unjust and unfair.

SpoonBaloon · 27/11/2025 23:25

I remember when I was in Sixth Form and EMA was still a thing.

You’d have kids who were given brand new cars by their fathers for their birthdays. Their dads lived in huge houses and earned an absolute fortune but the kids still received £30 a week because it was calculated on household income and their parents were separated.

But someone with two parents who were married and low earners would receive absolutely nothing.

Londonisthebestcityintheworld · 27/11/2025 23:15

Strictlycomeparent · 27/11/2025 23:02

Realistically though there wouldn’t be many nurses, auxiliaries, shop workers, teaching assistants etc in London. I live in London, don’t get UC and I really want there to be all those people! It’s absolutely in my interest. Unless we pay a livable wage for low paid workers then the state has to top these kind of workers up.

I've no issue with a top up

My issue is a top up that puts people in the top 1% of earners. Above the income of 99% of the population

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Londonisthebestcityintheworld · 27/11/2025 23:11

UserFront242 · 27/11/2025 22:44

I don't think it matters. The article was put out there to cause froth, and it has achieved its aim.

If you look up the woman Thea Jaffe, she's been a vocal advocate of lifting the cap and how much she gets in benefits is in several publications (not just since the budget).

I am just extremely confused as to why the government tops up people in work to an income level that would preclude them from receiving benefits if they were able to earn that from work.

I'm supportive of topping up low salary up because of cost of living differences. But surely you can see this is insanity.

80K working household, no benefits
45k working household, top up benefit to 100k

It's all wrong

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