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That a single parent having her salary topped up to over £6k shows how unaffordable family life now is

381 replies

Tryingtryingandtrying · 26/11/2025 23:37

I was reading about a woman, take home pay if £2800 and topped up by UC to over 6k. This must be £100k or thereabouts equivalent before tax. How can this be fair when earning that much actually loses you child benefit and free childcare? As she has 3 kids she will now be even more better off, not sure what the answer is though.

OP posts:
ContentedAlpaca · 27/11/2025 09:14

RedTagAlan · 27/11/2025 01:24

How do you get 100k before tax from 6k/month?

6,000 * 12 = 72k
100,000 according to the govt tax calculator, take home pay = 68.5k.

The first example would get child benefit in addition, the second would not.
The numbers in the article must be wrong though.

Bc87 · 27/11/2025 09:13

crossedlines · 27/11/2025 09:06

It doesn’t take much digging to see that Thea Jaffe splashes her circumstances and opinions all over the media, ignoring her children’s right to privacy which is bloody awful example of parenting.

The only silver lining is that I imagine it’s now backfiring massively as clear thinking people have no time for her sense of entitlement

Hopefully I won't sound like a horrible person.

I remember seeing articles about her from when she had two kids and was struggling, next thing I know, she has 3 kids and is still complaining she's struggling.

We would love to have 3 kids but aren't sure if we'll be able to afford that with the size of house and cars we'll need for 3 kids + all the other expenses that come with it and trying to put money aside for their future.

It's kind of sad when you have the number of children you can comfortably afford and can't have the number you want but other people just keep having them and then rely on others to pay their way though it...

muognob · 27/11/2025 09:13

The first family and their Go Fund Me are a joke but are also probably too dim to realise they're being exploited by the Mirror for clicks.

Thea is a liability to her kids - violating their privacy and splashing them over the media every year or so for a few £££ or a bit of attention. Where's the kids' dad? Why is the taxpayer subsidising this man's children? Why has she chosen to repeatedly have children with a man who doesn't support her? Does she have some sort of humiliation fetish?

EvangelicalAboutButteredToast · 27/11/2025 09:06

CryMyEyesViolet · 27/11/2025 08:21

I earn £115k before tax and receive £5,700 p/m - that does include some pension contributions but it’s probably not far off.

Your figures are much more accurate. My DP is on 120 and brings home about 5,700 after tax.

just to add he was on 80k when I met him twelve years ago and we are absolutely no better off now. Neither of us have ever been in receipt of a benefit. We’ve cut our cloth accordingly and gone from a small rental to a larger rental and then had to move an hour away to a cheaper area to buy our first home and we still live there.

This idea that people on perceived higher wages are rich just makes me laugh. I think if his salary was over 300k I’d feel rich. As it is now everything is ploughed into the mortgage, bills and child related costs. When I get both kids into secondary I can go back to working full time and we might actually make some headway again.

crossedlines · 27/11/2025 09:06

It doesn’t take much digging to see that Thea Jaffe splashes her circumstances and opinions all over the media, ignoring her children’s right to privacy which is bloody awful example of parenting.

The only silver lining is that I imagine it’s now backfiring massively as clear thinking people have no time for her sense of entitlement

Cucy · 27/11/2025 09:05

PleaseDontFingerMyPouffe · 27/11/2025 08:55

I tried this in the past, had an initial appointment wasn't taken on because the problem was severe enough. They seem to have out in place eligibility criteria to stop an influx of patients without an NHS dentist :/

Oh no!
Ours were very busy but they seemed to accept anyone but I guess too many people are without dentists now and so they needed to be stricter on criteria.

I hope you are able to get one soon.
My child was without a dentist for 6 years and I was willing to travel but there just was no space anywhere - it’s absolutely shocking.

Bellsbeachwaves · 27/11/2025 09:05

The Mirror 😂.

This is rubbish.

EasternStandard · 27/11/2025 09:03

Goldwren1923 · 27/11/2025 08:48

It is shocking though that people on low wage and UC top up think they can afford 4 children and people who work and don’t get benefits can only afford and are having 1-2 🤷‍♀️
I’m a high earner and we can’t really afford 4 children

Agree this is shocking. Why do people want this outcome?

marmalade007 · 27/11/2025 09:00

Do you not have garnishing of wages ? Surely that would be a win socially and economically? A bit odd you don't have it. Is it bad politically for some reason?

Kitte321 · 27/11/2025 09:00

Pigeonpoodle · 27/11/2025 06:46

So basically, Labour are saying to two neighbours with young children, one who’s worked their butt off to earn £100k, and the other who’s coasted into a £30k job…

”Neighbour 1: You earn £100k? You filthy rich POS, we’ll tax you to the hilt and remove every last benefit. Cry me a river if you’re struggling.”

”Neighbour 2: You earn £30k? Poor you! We’ll open the cheque book and give you so many benefits that it will be like you had a £113k job! How will we pay for this? We’ll just take it from the thousands in taxes we’re taking from your moneybags neighbour earning £100k”

I can’t believe the mess Rachel Reeves has created! Surely I’ve missed something?!

I really hope so otherwise we are totally screwed. Nobody taking that kind of amount out of the system has any incentive to get a job.
it is total and utter madness

Boomer55 · 27/11/2025 08:59

babyproblems · 27/11/2025 06:30

Won’t click on the mirror but any mention of dad and what is he paying??? No one in the comments has mentioned him either. Maybe if he was still on the scene and taking responsibility the figures from the state would be less. Also will there ever be a day when the CMS is overhauled so that fathers have to shoulder their bills.. maybe if he was paying more the state could pay less

CMS payments don’t affect the amount of benefits being paid.

PleaseDontFingerMyPouffe · 27/11/2025 08:55

Cucy · 27/11/2025 08:49

If you don’t have a NHS dentist then you can go to the student dentists all for free - you don’t need to be on a low income or anything.

It is a long process but it’s the best thing I ever did.

I tried this in the past, had an initial appointment wasn't taken on because the problem was severe enough. They seem to have out in place eligibility criteria to stop an influx of patients without an NHS dentist :/

Kitte321 · 27/11/2025 08:55

CharlieRight · 27/11/2025 02:13

Me. I get nothing, not a bean.

Loads!! I have 2 kids and have got f**k all. No child benefit, no free hours literally nothing.
I know many people in my circle that would say the same. Proudly I may add.

Christmascarrotjumper · 27/11/2025 08:54

Pickledpoppetpickle · 27/11/2025 08:41

So....how would she live without a rent top up? Would you prefer slums? People on the streets? Workhouses? Children in care?

She could live somewhere more affordable. She's not from Britain, let alone London so living in an expensive area is 100% a choice she has made.

Crazybigtoe · 27/11/2025 08:51

CardinalCat · 27/11/2025 08:42

If any of this is true; it won’t be just because she’s a single parent. I presume she’s a low paid worker who works part time to keep her earnings below the threshold for certain benefits. You can’t blame her for making the system work for her.
I’m also a single parent but earn enough that means I don’t get a penny in benefits (even child benefit). There is no allowance for the fact that I’m taxed as a household of one earner. So her marital status is not the issue here. It’s her earnings.

True. She has worked out what she needs to do to maximise any payments from the government.

But the government needs to do something to keep those people who are on larger salaries on larger salaries. So if I assume you are on £100k, you could drop £40k on pension, pick up CB and maybe some UC (depending on kids and housing situation). It's not illegal- I don't think it's right though. Or you could just opt to work less or be in a less stressful role and pick up UC.

KitWyn · 27/11/2025 08:50

Schoolchoicesucks · 27/11/2025 08:24

It's not fair to criticise the parent who is there looking after her kids and working full-time. The other parent may be paying to support as well as I understand maintenance payments don't impact on UC. And the other parent should be supporting those kids. It sounds as though she has chosen to have another child since one of her previous interviews. That isn't something I would have done in her position of living in a 1 bed flat with 3 existing children and relying on state benefits. But given that is where she is, I don't begrudge the state stepping in to make sure her kids are fed and housed.
If there was sufficient social housing then £2k a month wouldn't be going straight into the pockets of a landlord while a family lives in an overcrowded flat. I wish that is where the focus could shift to.

My understanding is that she's American and the Dad is Brazilian. And she's not in a key role, such as say a Dentist, where the UK has a severe shortage. Giving her a 3-bedroom Council Flat in central London would mean removing that property from being used for another (British?) family. So just robbing Peter to pay Paul.

I don't see the benefit to the UK of someone moving from the USA and then requiring large amounts of benefits and a council house to provide properly for their children.

In her defence she has been in the UK for 20 years. Yet I would be mortified to be interviewed complaining that I was financially struggling with my two kids; and then a few years later give further interviews complaining that I'm struggling even more now I have had a third child. It's bizarre the lack of self-awareness or personal accountability.

InlandTaipan · 27/11/2025 08:50

Pigeonpoodle · 27/11/2025 06:46

So basically, Labour are saying to two neighbours with young children, one who’s worked their butt off to earn £100k, and the other who’s coasted into a £30k job…

”Neighbour 1: You earn £100k? You filthy rich POS, we’ll tax you to the hilt and remove every last benefit. Cry me a river if you’re struggling.”

”Neighbour 2: You earn £30k? Poor you! We’ll open the cheque book and give you so many benefits that it will be like you had a £113k job! How will we pay for this? We’ll just take it from the thousands in taxes we’re taking from your moneybags neighbour earning £100k”

I can’t believe the mess Rachel Reeves has created! Surely I’ve missed something?!

Coasted into a 30k job? Quite a lot of us have to work very hard indeed for 30k

Cucy · 27/11/2025 08:49

PleaseDontFingerMyPouffe · 27/11/2025 08:44

Thank you 🙏 haven't been able to fund an nhs dentist but I look every so often so will keep this in mind

If you don’t have a NHS dentist then you can go to the student dentists all for free - you don’t need to be on a low income or anything.

It is a long process but it’s the best thing I ever did.

Goldwren1923 · 27/11/2025 08:48

It is shocking though that people on low wage and UC top up think they can afford 4 children and people who work and don’t get benefits can only afford and are having 1-2 🤷‍♀️
I’m a high earner and we can’t really afford 4 children

Cucy · 27/11/2025 08:47

StatisticallyChallenged · 27/11/2025 08:07

Use the turn2us or entitledto calculator and put in the circumstances described. It'll vary by postcode as the housing element is location specific but I was able to match it - close enough to validate anyway - very easily.

When I put my circumstances in the same calculator it says I am eligible for much more than I am - they are not accurate at all.

Everyone gets a standard rate per adult, then per child and then housing costs to a certain point.

The UC amount then reduces after you earn over a certain amount.

My friend lives in London and does not receive this.
This woman may have disabled kids but unless you see her bank account statement you cannot know this for fact.

There is always some story about how someone makes £1000s from the benefit system or how immigrants are getting mansions etc it’s to wind people up and distract them.

IsawwhatIsaw · 27/11/2025 08:45

LeadBubbles · 27/11/2025 07:23

No, you have children because you desire it in your core, you're responding to your natural, visceral instinct.

Assuming this isn’t a wind up. You mean your desire relies on other people funding it?

WellOrganisedWoman · 27/11/2025 08:44

Watchweek · 27/11/2025 07:18

Absolutely.

Where are the men, the father(s) of children?

CMS needs an overhaul and always has. Men get to walk away with very little, if any financial responsibility for their children.

My ExDH decided ‘family life is not for me’ and moved on. His CMS, as a professional, full time working male, wasn't even enough to pay DC’s school dinners per month. He was allowed to offset money for his new partners child, who lived with them 50/50, a child with two working parents of his own. The offset money for this one child was more than CMS for his own two.

Payments were never made, debts agreed to be paid off at £1 per week.

At one point CMS staff couldn't contact him to arrange a conversation about increasing the £1 a week. She called me and apologised for the time taken and the fact that he really couldn't afford more than £1.
I said, ‘you wouldn't have been able to contact him, he is away in St. Moritz, skiing for three weeks!’. ( all while the tax payer is paying for his children).

Good job I worked full time, good job I didn't opt out of family life. Even at the time, I was enraged that the tax payer paid for childcare and he didn't have to.
We were so much better off financially, apart than together.

Huge financial implications on men might just slow down their procreation.

This. Men who move in with women with children get their CMS reduced. There is no impact on the CMS the woman receives for her children.

So the step dad pays less to support his children to free up money for the step children while the dad is still paying the full amount to support the same children. I don’t get it.

PleaseDontFingerMyPouffe · 27/11/2025 08:44

FindingNeverland28 · 27/11/2025 07:17

Have you looked at the ‘low income scheme’ for help with dental costs? It isn’t well advertised, but IF you’re one of the lucky few to have an NHS dentist, this can help.

Thank you 🙏 haven't been able to fund an nhs dentist but I look every so often so will keep this in mind

Crazybigtoe · 27/11/2025 08:43

BorgQueen · 27/11/2025 08:35

She may well technically get £6k a month total income but if rent and childcare are an insane £4k then she’s getting under £500 a week to feed and clothe her family and pay the bills, she’s hardly living the high life and I doubt she has much disposable cash.

The real obscenity is that the whole of her salary is probably equal to her rent.

There is no incentive to buy. Or save. Or invest.

Or work- it seems.

The UC isn't as generous if you have a mortgage, or you have savings and investments over £6k.

The government has brought in additional 2%tax on dividends, savings interest and impaired the tax efficiency of pensions. So those suckers on the actual,113k salary have been hit all ways.

Kilot · 27/11/2025 08:43

Pickledpoppetpickle · 27/11/2025 08:41

So....how would she live without a rent top up? Would you prefer slums? People on the streets? Workhouses? Children in care?

Homes are available outside of central London.