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Am I the only one that thinks that the budget is good?!

614 replies

isitactuallybadthough · 26/11/2025 18:31

NC’d for obvious reasons.

I mean it seems that they’re trying to help the working class?

I am not on benefits. I’m also not lucky enough to live in a property worth over £2,000,000. But surely the worst off in society will be better off under this? With the energy bill cut and two child benefit scrap? Also books for libraries, national wage increases. I do understand people feeling frustrated at the pension/ISA parts, that will probably affect DH and I but overall I’m pleased as the worst off will be slightly less worse off?

OP posts:
thedramaQueen · 26/11/2025 20:15

This reply has been deleted

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Another rude netter!!! Just because you disagree you don't have to be an arsehole!

DuchessDandelion · 26/11/2025 20:15

I'm single, low income, desperately saving for my first property. Am gutted about the ISA news but apart from that I'll be less than £9 worse off a year - which comes from petrol taxation.

Since I've said I'd be happy to pay more tax to bolster our public services, then I can't grumble

HoskinsChoice · 26/11/2025 20:15

SuffolkBargeWoman · 26/11/2025 20:11

I think you may have misunderstood the advice tbh

I work in this field. There is no misunderstanding!

AlexisP90 · 26/11/2025 20:15

Can we not give parents supermarket vouchers instead of child benefit? Excluding booze and cigarettes?

Why does it need to be cash? If its to get kids out of poverty, which i am FULLY on board to help, why do we need to give it in cash?

EasternStandard · 26/11/2025 20:15

SuffolkBargeWoman · 26/11/2025 20:14

Putting money in my pension is pure greed?????
Seriously?????

Hand it over @SuffolkBargeWoman;

ThatLemonBear · 26/11/2025 20:15

Yes you are

LadyLapsang · 26/11/2025 20:14

I agree with the ending of voluntary class 2 NI contributions for those living abroad, essentially making it harder to qualify for a UK state pension if you are not working or paying tax in the UK.

SuffolkBargeWoman · 26/11/2025 20:14

HoskinsChoice · 26/11/2025 20:13

If you are earning enough to be in a position to add thousands in a pension just to avoid tax, you're already self sufficient. It's pure greed and completely tone deaf to the problems in society.

Putting money in my pension is pure greed?????
Seriously?????

Upstartled · 26/11/2025 20:14

Julen7 · 26/11/2025 20:08

They aren’t. People keep posting on here oh good money going to the NHS or schools or public services. Did I miss something?

Yes, anyone who thinks we are taxing our way to better services is going to be sorely disappointed.

TattiePants · 26/11/2025 20:13

londongirl12 · 26/11/2025 18:45

Me too. Is the child benefit really going to lift people out of poverty as it’s apparently going to do for lots of people??

Yes it will. There has been a huge amount of research done on this (and it’s the child element of universal credit not child benefit) and it’s estimated that a further 109 children every day cross the poverty line whilst the cap was in place. This has the potential to make a huge difference to thousands of struggling families.

Bedtelly · 26/11/2025 20:13

888casino · 26/11/2025 20:08

I’ve been there on barely anything before with my oldest when I was 16 did you know under 25s get a lot less universal credit than over 25s? Even if they have kids and live alone. I’m extremely good at budgeting. I’ll be honest I found the jump from two to three kids financially not too bad, my younger two room share and I reused a lot of stuff. A £300 benefit rise for each child definitely isn’t warranted I mean people with jobs don’t get a pay rise when they have kids so why should people on benefits?

I'm sure lots of people claiming UC now are good at budgeting as well. 59% of parents claiming UC are actually in work as well.

I'm glad that you utilised the benefits system when you needed it and now have such negative opinions about people who use it.

Also my point was that if you're still in your twenties there is lots of time for you to need the benefits system again. Anything can happen.

HoskinsChoice · 26/11/2025 20:13

GentleOlive · 26/11/2025 19:56

Using your own money to save for your own retirement so you can be self sufficient. Unlike benefit claimants. What a scandal.

If you are earning enough to be in a position to add thousands in a pension just to avoid tax, you're already self sufficient. It's pure greed and completely tone deaf to the problems in society.

UnderTheStarryNight · 26/11/2025 20:12

Also, why the name change? You clearly can’t truly think the budget is that great if you don’t want your opinion to be linked with previous posts 🙄

AlexisP90 · 26/11/2025 20:12

Me and DP have a joint income of about £95k (usually..DP got made redundant last week so right now its my £70k)

Own home horrible mortgage rate, horrible childcare bill. I guess we come under middle earners. Not much left at the end of the month and not much in savings

The forgotten as I like to say. Not poor enough for help not rich enough to not have to worry.

It could have been worse for us. Tbh we don't win or lose this time.

The benefit cap annoyed me as we have longed for another child but had to put it off for now due to cost and no help.

As "in the middles" I guess we have just come to accept we are already shafted enough and not being shafted anymore is a bonus so overall we sighed relief.

UnderTheStarryNight · 26/11/2025 20:11

The budget is a pile of shit and you’re deluded OP.

Hope that clears things up.

MyHappyGreenAnt · 26/11/2025 20:11

Policies that are good for people do not always sound nice. Policies that sound nice are not always good for people. I think everyone understands this on an intuitive level but it gets lost in political debates.

It is in our collective interest that the economy is strong and we live within our means. Obviously (and sadly) this means that some people now will live in very difficult situations and won't have everything they want, possibly not everything they need. This does not mean we should jeopardise our collective future and the futures of all children in the UK to fix those difficult cases. This is not callous. This is weighing up the pain of many (the future population) against the not so many.

Good politicians would see horrible, painful, difficult situations and feel enormous personal empathy while still having the clarity of vision to not put the whole country on the path to economic ruin to rescue those cases. Labour has failed on this.

Good politicians would stand up and say the thing that needs saying which is that the pension triple lock is financially crippling the country and needs to go, even though pensioners vote reliably. Labour and Conservative together have failed on this.

Why is no one making the case for our children? For today's young? For difficult decisions that make the country stronger?

SuffolkBargeWoman · 26/11/2025 20:11

HoskinsChoice · 26/11/2025 19:53

It is for a lot of people, it's regularly recommended as a way to avoid tax on here.

I think you may have misunderstood the advice tbh

Beddiem · 26/11/2025 20:11

Sartre · 26/11/2025 20:05

I think it’s great too OP. Really refreshing to hear the wealthiest paying more and the poorest ending up wealthier. We’re somewhere in the middle so seemingly unaffected by most of it bar the weird EV tax which doesn’t really make sense given net zero targets but hey ho.

Yes because it’s so RARE for the wealthy to be taxed higher. Did you miss the lsst 14 years of Tory rule ramping up taxes on higher earners while leaving lower earners untouched?

Spinningonthatdizzyedge · 26/11/2025 20:10

888casino · 26/11/2025 19:01

Scraping the two child limit is a joke? I’m not perfect got pregnant at 15 fave birth at 16 but 4+ kids by 4 different dads and expecting other peoples taxes to pay is surely taking the piss?
I mean seriously? Raising taxes for THIS?? I doubt many people will vote labour again

4+ kids by 4 different fathers? Not sure that was a requirement

mentalblank · 26/11/2025 20:09

I agree OP - I'm happy about the removal of the 2 child benefit cap (I don't think children should be living in poverty, whatever their parents' choices or misfortunes) and I think the choices made about tax rises could have been far worse. Also happy to see a decent amount of headroom.

Horserider5678 · 26/11/2025 20:09

This reply has been deleted

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Beddiem · 26/11/2025 20:08

HoskinsChoice · 26/11/2025 19:48

I see the removal of the child benefit cap as a negative. Whilst it will help poor families, it will also pay out to rich families too. I would actually rather see child benefit scrapped completely and the money saved going directly to just families that need it. That's probably my biggest issue with it, it's a really odd decision that smacks of tring to win a popularity competition, not doing the best for our country. That said, I do like the mansion tax and the ISA and pension changes that stop the wealthy avoiding tax.

Err, rich people aren’t getting child benefit. It isn’t a universal benefit.

Julen7 · 26/11/2025 20:08

Upstartled · 26/11/2025 20:01

Where are the public services getting more funding here?

They aren’t. People keep posting on here oh good money going to the NHS or schools or public services. Did I miss something?

888casino · 26/11/2025 20:08

Bedtelly · 26/11/2025 19:43

I understand where you're coming from and definitely people do make poor life choices but if you're still in your twenties then there's loads of time for you to maybe end up a single parent, or out of work or struck down with an illness or injured in an accident and unable to work. So you are being a bit smug.

We definitely need balance and incentives to work. We are have a good income but not naive enough to think that being on benefits could never happen to me

I’ve been there on barely anything before with my oldest when I was 16 did you know under 25s get a lot less universal credit than over 25s? Even if they have kids and live alone. I’m extremely good at budgeting. I’ll be honest I found the jump from two to three kids financially not too bad, my younger two room share and I reused a lot of stuff. A £300 benefit rise for each child definitely isn’t warranted I mean people with jobs don’t get a pay rise when they have kids so why should people on benefits?

Lemintonic · 26/11/2025 20:07

isitactuallybadthough · 26/11/2025 18:31

NC’d for obvious reasons.

I mean it seems that they’re trying to help the working class?

I am not on benefits. I’m also not lucky enough to live in a property worth over £2,000,000. But surely the worst off in society will be better off under this? With the energy bill cut and two child benefit scrap? Also books for libraries, national wage increases. I do understand people feeling frustrated at the pension/ISA parts, that will probably affect DH and I but overall I’m pleased as the worst off will be slightly less worse off?

Do behave darling. It's utterly dreadful for the 'middle earners' (on MN that's 150k plus a year) Those awful poors with feral children who Simply Haven't Worked Hard Enough to rub shoulders with the 'educated strivers' are possibly going to be able to MANAGE. Imagine!!!
It's beyond appalling

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