Absolutely rinsed in this budget - almost £1k a year worse off.

Well I was worse off under Liz Truss and the Tory government by £3400 a year. Do we not remember when she crashed the economy and our mortgages went up? So not so bad this time around under Labour.

I would actually prefer that Labour made companies their fair share of Corporation tax. Look at Caffè Nero they pay little to no corporation tax in the UK like Amazon, Apple, Google, Facebook, eBay, Microsoft. We should boycott these companies until they pay their share in the U.K. These companies have their power, the money to lobby governments because we give it to them. Time for collective action against them or no UK market.

The OP says missed out on FTB relief because bought at the wrong time.
So i understand that to mean they were FTB

Off topic but if your electrician is going off on holidays funded by working cash in hand change your electrician (and report him to HMRC)
if someone works cash in hand, don’t engage them!!

It’s not that easy for honest tradesmen. (One electrician I know folded business and working for a facilities management company.) engage them.

You are in no position to tell ANYONE they. deserve to be squeezed. You don’t know people’s financial situation and your comment is incredibly ignorant

I realise that but to say "1k out of your 140k income" is misrepresenting the truth. If anything it's 1 k out of the 102k remaining income (after already paying 38k tax).

Because the vast majority of people care about their children. Even poor/disadvantaged people.

Not at all, I said in my post I was in that position. I'm worse off (a lot) by this budget but it still makes sence to me. We need to increase the coffers, the fact I'm worse off doesn't mean I'm against it. Someone's got to pay for it.
There's a saying that says if you're not doing well vote for a better life for yourself, if you're doing okay vote for a better lofe for others. I'm doing okay but I choose to live in a society that supports us all and I'm aware that there's a cost to that.

Not at all, I said in my post I was in that position. I'm worse off (a lot) by this budget but it still makes sence to me. We need to increase the coffers, the fact I'm worse off doesn't mean I'm against it. Someone's got to pay for it.
There's a saying that says if you're not doing well vote for a better life for yourself, if you're doing okay vote for a better lofe for others. I'm doing okay but I choose to live in a society that supports us all and I'm aware that there's a cost to that.

OP is saying (and the poster is quoting) that she is paying an extra £1k a year tax. Not that that’s all she pays

It closed the loophole of self employed contractors setting up a limited company, paying themselves £10k a year salary and taking the rest as dividends at corporation tax rates rather than paying income tax.

Thing is if they actually investigate they will find tax and ni an awful lot higher in most other places they might be able to get a job - and if not it will have other compromises, higher prices , pay for lots of services and nay find themselves no better off at all - we may well go to Sweden or Netherlands for 4 or 5 years but this is for business reasons, not for tax reasons and if anything will be a bit worse off , however other aspects balance it up for us -

@justteanbiscuits Sweden is an easy one on language and getting by , it was when we lived in Netherlands, depending what you do of course - 98% speak great English -several companies in the Danish business centre I was in conducted all their meetings in English too . However getting sponsorship into Sweden is not easy at all now , nor Denmark. Ha ha about half the speed twice the volume, def some truth in that

People on this thread have quoted take home for OPs income as 8.5k each month.

8.5 k each month over 12 months is £102k - so OP I already paying 38k in tax.
38k out of 140k and 1k more making it 39k out of 140k income.

Certainly not 1k out of 140k income.

Personally I would be looking at vouchers too, not useable on tobacco or booze and ID needing to be presented and vouchers given to the mother

Ah that’s how it felt in Copenhagen when we lived there - the problem is here I don’t think so many people in the UK have the mentality for it - in Denmark as in Sweden the overall philosophy is janteloven, which partly means not wanting to seem it flash the fact you are ‘better’ than anyone else and equal opportunity’s for basics- be that childcare, education etc - that mentality just isn’t the thing here, people want that 4 bed detached on a new estate with bi folds and flash kitchen to show off to friends who can then see ‘how well you are doing’ I realise not everyone is like this but it’s an awful lot - this doesn’t mean you don’t get rich people in those places, you do, but it’s somewhat more understated and the general vibe was ‘everyone contributes’ - whilst tax is high, very high, you get more for it and most couples worked full time or as near as , as did single parents and that was the societal expectation from my experience - I rarely saw classes for toddlers and babies advertised etc - now some will not agree with this at all either but it certainly meant far less were claiming benefits as childcare was very affordable, and lots of good social housing too, however can you imagine the press here and even some mumsnetters
‘hard working people now paying 46% tax ( which includes social payments) however I don’t need nurseries or the NHS or well funded schools with after school care or plentiful semi rural buses ‘ etc etc - so I just see that headline figure - as I’ve said on other posts it seems to me plenty want scandi levels of services and social provision and yet Dubai levels of tax -

Why? In this context they are payrolled employees of the umbrella company, I have seen few companies that support it as part of their payroll process.

The whole system is a joke, making them pay all the employment costs, apprentice levy etc.

I’m a tax adviser and I’m also stumped at “salary sacrifice” using umbrella company as self employed person.

The OP claimed to have been stitched up by the changes to private schools, then admitted later that their child was in nursery but may / will go to a private school. That really doesn’t gain her any sympathy. If private schools are unaffordable, then use state like the majority of the country. If she lives in a band F house, then it’s a safe assumption that there will be good schools in the area. Or, they have the privilege to be able to move into the catchment of a good one.

How do you know that, no guarantee it's spent on food or heating, could be spent on anything... If it was given in the form of vouchers then I would be more inclined to agree.

Well, it’ll be spent on the “actual children” because there’ll be more warmth, more food, less stress…..

Here[s an idea. Pay more tax, build a nice society so that your kids can go to the nice, well-funded local primary, save the money you would have spent on private school.

Fair dos for them some of my colleagues have family who have done this.
It is the Tommy Robinson supporters that I have recently come across who think Dubai is grat

Just speak english at half the speed and twice the volume.

Your on about 11k a month between you both, I’d say your incredibly comfortable. You’re also not a middle earner household absolutely in the top earners. Quit moaning, your child/ren go to private school, come on. Just no.

With Umbrella companies you are a 'fake' employee, on their payroll paying all the employment costs, but some Umbrella companies do provide the option of salary sacrifice schemes.