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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

That DSS’s mum losing her house isn’t our problem.

463 replies

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

OP posts:
Doubledenim305 · 24/11/2025 01:38

Yikes...she sounds like a user to me.
I wouldn't be paying her a penny. Your relationship is with the son and that's the only reason I presume you are still in contact. She's not family, nor a friend I presume. Hence no no no. She should ask her own family and friends to fund her. Or get a different job that does pay the bills.

PollyBell · 24/11/2025 01:37

CheeseIsMyIdol · 24/11/2025 01:04

Why on earth should he address it with her? She’s presumably a sentient adult who knows that she, like all of us, is responsible for her own housing and livelihood.

A woman expected to stand on her own 2 feet? that really is a novel idea but yes I agree with you

putini · 24/11/2025 01:24

I'm in a similar situation. My ds17 and dd20 at uni for another 2 year, da going next year. I've just been made redundant. Looking for a job - it's really hard. I have/had them 50/50 no maintenance, spousal for 5 years that's all which finished 4 years ago. He lives in a mansion drives a porche I live in a small terrace, drive and old banger... he wasn't honest. I'd already rationalised if I lose the house at least the children have him and a roof over their heads. I'd never ask / or expect anything from him. Certainly would not expect my children to support me. Hopefully it won't come to this 🙏

CheeseIsMyIdol · 24/11/2025 01:04

SoftBalletShoes · 24/11/2025 01:02

Perhaps your DH should remind her that it will end in 12 months and ask her what her plans are. Universal credit? Second job? Full-time job if she only works part-time now? He should address it with her.

Why on earth should he address it with her? She’s presumably a sentient adult who knows that she, like all of us, is responsible for her own housing and livelihood.

SoftBalletShoes · 24/11/2025 01:02

anotherdayinparadiseagain · 23/11/2025 20:05

I foresee this problem coming for us, my DH pays a far wedge of cm, which pays ex wife’s mortgage basically, she has made no (not that we’re aware of) plans for when this stops in the next 12 months. Dsd is welcome to come and live with us and she has a bedroom here and always will, but we will not be paying her mortgage when we don’t have to! And before anyone comes for me, I have a son whose dad has never paid a penny in cm, because every time I’ve been after him, he’s quit his job! I was a single parent for 4 yrs until me & DH got together, so I know both sides of the coin

Perhaps your DH should remind her that it will end in 12 months and ask her what her plans are. Universal credit? Second job? Full-time job if she only works part-time now? He should address it with her.

SoftBalletShoes · 24/11/2025 00:58

anotherdayinparadiseagain · 23/11/2025 20:05

I foresee this problem coming for us, my DH pays a far wedge of cm, which pays ex wife’s mortgage basically, she has made no (not that we’re aware of) plans for when this stops in the next 12 months. Dsd is welcome to come and live with us and she has a bedroom here and always will, but we will not be paying her mortgage when we don’t have to! And before anyone comes for me, I have a son whose dad has never paid a penny in cm, because every time I’ve been after him, he’s quit his job! I was a single parent for 4 yrs until me & DH got together, so I know both sides of the coin

I'm amazed that men can wiggle out of CM that way so easily. I've lived in the US for quite some time, and in some states - not all - the non-resident parent, usually the dad, has to pay the CM or go to jail. Not having a job isn't an excuse. That's the way it should be.

Amazingly, they find a job, any job, and pay their CM instead of going to prison. Funny how that works.

TempestTost · 24/11/2025 00:40

mindutopia · 22/11/2025 12:58

I would say, no, it’s not. It sounds like she needs to seek stable employment if her self employed work is not paying the bills.

But his dad should be (a) offering SS a place to live if she needs to downsize? and (b) sufficiently contributing to SS’s uni and living costs so that it’s not all falling on her.

Yes, I think this is my thought.

If she has to downsize to save, where will the DSS stay?

It could be his own place, lots of students can't live home.

Or on the couch, lots do that too.

But if his dad can house him, it seems like he should.

Maybe DSS will have to get a job.

SoftBalletShoes · 24/11/2025 00:36

thepariscrimefiles · 23/11/2025 17:34

OP has said:

'He lived 50/50 between here and his mum, he gets an allowance from us and then it was agreed we’d still support them financially to avoid disruption during uni. She asked for the extra money to pay a large business debt, we obviously were sceptical but so much pressure and manipulation was heaped onto DH that we paid her a lump sum.'

As the custody arrangement were 50/50, the impact of having to find childcare would have been felt equally by both parents.

Yes, but the mum has had to put a roof over their heads herself, since I doubt the maintenance was enough for the son and for housing, whereas the OP and her husband have had a joint income. Plus, the mum might have sacrificed earnings when having the DS, if she took time off work and was then a SAHM until her marriage ended.

ETA: Then there's the fact that the cost of living is horrendous these days and has been rising fast for quite a few years now. Did the husband increase his maintenance in line with inflation? It's hard to afford heating, lighting, housing, food, and other necessities these days for single people.

Then there's the fact that maintenance is to maintain the child, so it's an amount which covers things like food, clothes, activities. It's not an amount which covers the parent's expenses, and not things like the boiler breaking down, fixes for things that go wrong in the house, and all the other expenses of life.

She has been managing all this for a long time on one income, unlike the OP who is much luckier.

SoftBalletShoes · 24/11/2025 00:00

GehenSieweiter · 23/11/2025 10:20

20 year olds should be contributing.

Even if they're in full-time education? The DSS is at uni. How's he meant to be contributing when he's paying for his education?

SoftBalletShoes · 23/11/2025 23:54

TrippingOverMyAssets · 22/11/2025 14:32

Financial support for the 20 year old perhaps yes, but not for the ex.

Until he's fully independent though, they're kind of a package deal. Technically there's no reason why that should be the case, but when you factor in the human side of things, it is. DSS is unlikely to be OK with seeing his mum suffer.

Wooky073 · 23/11/2025 23:44

Wooky073 · 23/11/2025 18:54

She is an adult and that the maintenance was due to end is not a surprise - its been on the cards for years. So yes its on her. However for the sake of the son you could maybe take a graduated approach and say you would pay half the maintenance for a further 3 months so aid her transitioning and that gives her time to make arrangements for moving out or sorting something else out. Its not directly about her but about supporting your DSS who will be impacted by this

Darling Step Son … like DIL us daughter in Law and SIL is son in law avd DS us darling daughter and DH us darling husband… and so on

CautiousLurker2 · 23/11/2025 23:19

kittywittyandpretty · 23/11/2025 10:10

Again, the elephant In the room is how did she end up in rented accommodation after the divorce?
How actually did that happen?
Given the age of the child gives me a rough indication as to when they were married and when they started their lives together there should’ve been a property to split. Where is that? What happened? Give us some more detail surrounding the settlement. Never mind the bloody 50-50 split Maintainence.
What happened to the lump sum that your DH paid her?

Big assumption that there was a property to split 20 years ago? Perhaps he didn’t buy his first place until later, or he’s living in the property OP owned/inherited.

Or maybe she did get some money and blew it on her business start up?

Not all men are bastards and shaft their exes. Even on MN.

MintDog · 23/11/2025 21:38

Well, the money is supposed to be for him, not for her - so how is she going to lose her house? Basically you've been funding her. Sod that. Not your problem.

I'm guessing you're giving £1k a month +.

Honestly some people are beyond cheeky.

Noononoo · 23/11/2025 21:35

I assume your husband and your stepsons mother were once a couple with a son, now he is your stepson and both he and his mother are seen as financial liabilities to you. Well legally the contract has ended but that’s not how families work is it? Six more months to enable his mother to keep her home doesn’t sound too much to ask if it’s necessary.

ChachaIntheLongrun · 23/11/2025 21:33

What DH thinks of that - he's got the boy and he's got the decision to make

TwinkleTwinkleLittleBatgirl · 23/11/2025 21:31

kittywittyandpretty · 23/11/2025 21:25

So because you were dealt a shit hand she has to have one, is that what you’re saying?

Or like @Gettingbysomehow she can take some personal responsibility?

kittywittyandpretty · 23/11/2025 21:25

Gettingbysomehow · 23/11/2025 21:03

Too bad. She needs to get another job. I had three jobs at one stage in my life when DS was that age as my exH went abroad and didn't pay anything for DS.

So because you were dealt a shit hand she has to have one, is that what you’re saying?

BruFord · 23/11/2025 21:20

SoftBalletShoes · 23/11/2025 21:14

I thought it continued until the child had finished full-time education - i.e. if the child goes to uni, it continues until the end of the uni course.

@SoftBalletShoes If custody is 50/50, neither parent is obliged to pay maintenance to the other so the Dad technically didn’t need to pay his ex anything.

He gives his son an allowance plus he gives his ex maintenance.

notatinydancer · 23/11/2025 21:20

starsinthedarksky · 23/11/2025 17:57

And? Get a job like millions of other uni students🙄

Yes for part time pocket money , not to contribute to running the house.

SoftBalletShoes · 23/11/2025 21:14

Satisfiedkitty · 22/11/2025 13:28

Why is he paying her, and not her son direct? Child maintenance basically ends at the end of A Levels for most dcs, so any agreement a parent has with a child after that is independent of their other parent.

Not particularly fair, if you still have over 18s living at home, struggling to find part time work at the moment, but that is the law.

I thought it continued until the child had finished full-time education - i.e. if the child goes to uni, it continues until the end of the uni course.

Gettingbysomehow · 23/11/2025 21:03

Too bad. She needs to get another job. I had three jobs at one stage in my life when DS was that age as my exH went abroad and didn't pay anything for DS.

BruFord · 23/11/2025 20:56

Intervaldrinks · 23/11/2025 20:24

It sounds like your partner might not no longer be financially supporting his son any longer ? Adult kids living at home do still cost quite a lot so maybe it would be fair to contribute to contribute until he is working.
That might be less painful for you than the boy ending up living with you full time.

@Intervaldrinks I think it’s just the maintenance to his ex that’s stopping?

The Dad pays an allowance directly to his son and also pays maintenance to his ex.

The maintenance to his ex is stopping in December but presumably the allowance will continue until his son finishes uni.

Intervaldrinks · 23/11/2025 20:24

It sounds like your partner might not no longer be financially supporting his son any longer ? Adult kids living at home do still cost quite a lot so maybe it would be fair to contribute to contribute until he is working.
That might be less painful for you than the boy ending up living with you full time.

JHound · 23/11/2025 20:19

Sometimeswinning · 23/11/2025 19:40

Why is it generous to pay for your child and the woman who parents them? I must thank dh for his contribution and for not leaving!

It’s generous to pay her business debts and when you share custody 50/50.

Reallyneedsaholiday · 23/11/2025 20:18

I suppose it depends on what her plan for 6 months time is. With a child that age, its not impossible she's trying to hold out until she can take a lump sum out of a personal pension, or have some other savings investment mature. Maybe her fixed rate mortgage expired earlier than she expected. Struggling for a few months can hit any of us.
Is it your "problem"? No
Is it fair that your SSs mother has (possibly) born the brunt of the childcare and financial burden for years, and now might lose her home? Some would say "not", others would tell her to suck it up. Only YOU know which side you fall on.

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