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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

That DSS’s mum losing her house isn’t our problem.

463 replies

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

OP posts:
pestowithwalnuts · 25/11/2025 06:59

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

Just reading through again. And saw that the ex lives in a rented house.
How is she going to lose it..? Unless she is rent arrears or the rent is too high for her to manage without the help of the maintenance payments.
I'm which case she should look for something cheaper

RhaenysRocks · 25/11/2025 06:54

heavenknow · 25/11/2025 02:27

@tomorrowtoblerone- it’s been 20 years, DH and I have got into much stronger financial positions through career advancements. I owned a home when we met - so used that help with deposits etc. The child support have been sizeable, enough for her to survive on and not work, or be in a good position financially if she chose to work FT in her trained position. Which she doesn’t.

So the child was a newborn when they split? It won't have been 50/50 from the start then? I'm always interested in the details of 50/50. Is it just that the child stayed an equal number of nights but still had mum doing all the thinking, planning, world book day costumes, waiting lists for swim classes, appointments, party planning, buying of uniform, noticing shoes are small or they've had the same reading book for a month, or is it actually a full 50/50 split if all the duties and headspace of parenting?

whitewinefriday · 25/11/2025 06:52

ETA: Then there's the fact that the cost of living is horrendous these days and has been rising fast for quite a few years now. Did the husband increase his maintenance in line with inflation? It's hard to afford heating, lighting, housing, food, and other necessities these days for single people.

I doubt the husband increased maintenance at the rate of inflation as I doubt his earnings increased at that rate?

heavenknow · 25/11/2025 02:27

@tomorrowtoblerone- it’s been 20 years, DH and I have got into much stronger financial positions through career advancements. I owned a home when we met - so used that help with deposits etc. The child support have been sizeable, enough for her to survive on and not work, or be in a good position financially if she chose to work FT in her trained position. Which she doesn’t.

OP posts:
SoftBalletShoes · 25/11/2025 02:04

BruFord · 25/11/2025 01:07

@tomorrowtoblerone Even the child maintenance is unusual, given they had 50/59 custody. I thought that 50/50 meant that neither parent had to pay child maintenance to the other one?

Maybe it depends on how much each party earns.

BruFord · 25/11/2025 01:07

tomorrowtoblerone · 24/11/2025 21:50

If they weren't married, she must have been in a financially precarious position the whole time, and it's not like the OPs husband can have been supporting her then unless she lived on child maintenance alone? so she's obviously been bringing up a child alone and paying rent, with just some child support to help towards that. And usually it doesn't help that much towards it, as raising kids is costly.

I'd be interested to know the back story on how the father is now in this much better financial position? Anyway, sounds like that age old thing MN warns against, which is having kids when you're not married.

@tomorrowtoblerone Even the child maintenance is unusual, given they had 50/59 custody. I thought that 50/50 meant that neither parent had to pay child maintenance to the other one?

CheeseIsMyIdol · 24/11/2025 23:53

Wrong thread

SoftBalletShoes · 24/11/2025 23:23

BruFord · 24/11/2025 20:33

@SoftBalletShoes Surely she can ask someone other than her ex of several years to help her out this time though? They weren’t married, and he’s helped her out before so it’s time for him to step back.

Just because they have a 20-year-old together doesn’t mean that he’s her default financial supporter. She may have family who could help out, for example.

I don't know. OP didn't give a whole lot of detail about the mum.

SoftBalletShoes · 24/11/2025 23:20

Nearly50omg · 24/11/2025 22:30

DSS will end up like his mum if you carry on as you are! He needs to stand on his own feet and get a job!!! Not have everything paid for him and handed to him on a plate! He’s an adult for gods sake not a child anymore!!

Eh? He's in full-time education - at uni! I'm sure he does have a job, like most students these days, but his earnings will go towards his education and his keep while not able to work full-time. Don't forget, he will graduate with an absolute minimum of $30k debt for the education, assuming a three-year course, never mind if he needed a top-up loan as well. I've been amazed at everyone on this thread saying that he should be contributing towards his home household as well as putting himself through uni.

Nearly50omg · 24/11/2025 22:30

DSS will end up like his mum if you carry on as you are! He needs to stand on his own feet and get a job!!! Not have everything paid for him and handed to him on a plate! He’s an adult for gods sake not a child anymore!!

SoftBalletShoes · 24/11/2025 22:03

outerspacepotato · 24/11/2025 21:55

The mom has known for years that child support would eventually stop. OP's husband has already paid one of the mom's business debts (good deeds don't go unpunished comes to mind here). If her business has been doing so poorly that she can't pay her business debts or make rent, she should have closed down and gotten another job. That's not hard hearted, that's just facts. Her business tanked and she didn't adjust because she assumed her ex would be paying her bills for however long she bugged him about it. Turns out Bank of Ex is closing and she knew it. She just thought she could keep her hand in his wallet forever because she had a child with him.

You're taking OP's story as fact, when it's actually very light on detail. And she might have been looking for a job and a cheaper rental for ages. From your use of the US spelling of "mom" I'd guess you're not form the UK. The UK is a low-wage economy, the place is in a total mess, there's a housing crisis, a fuel-price crisis, inflation has been dreadful in the last few years, hitting 11.1 % in late 2022 and is still well above the Bank of England's target. Jobs and rentals are scarce.

tomorrowtoblerone · 24/11/2025 22:02

He hasn't been supporting her though has he, he's just paid some child support towards raising his own child. Unless I'm missing something?
The woman has been running a business and raising their son and paying rent. Shes obviously now struggling to make ends meet, like many are right now, especially single people who can't share bills.

SoftBalletShoes · 24/11/2025 21:59

tomorrowtoblerone · 24/11/2025 21:50

If they weren't married, she must have been in a financially precarious position the whole time, and it's not like the OPs husband can have been supporting her then unless she lived on child maintenance alone? so she's obviously been bringing up a child alone and paying rent, with just some child support to help towards that. And usually it doesn't help that much towards it, as raising kids is costly.

I'd be interested to know the back story on how the father is now in this much better financial position? Anyway, sounds like that age old thing MN warns against, which is having kids when you're not married.

Agree. There must be a backstory, and I hardly think the maintenance has been paying for her whole life. It can't have been that generous, otherwise OP would have said the amount.

I wonder if the mum tried to launch a business, sinking funds into it, and it failed due to the state of the world - covid, Ukraine, inflation, etc.

As for not being married before you have kids, it seems that the DH got her pregnant and then wouldn't marry her. (I think it highly unlikely that she wouldn't have wanted to get married, being pregnant with his child.)

OP's story gaps also lead me to believe that she was the OW. You can tell by what she hasn't said.

outerspacepotato · 24/11/2025 21:55

The mom has known for years that child support would eventually stop. OP's husband has already paid one of the mom's business debts (good deeds don't go unpunished comes to mind here). If her business has been doing so poorly that she can't pay her business debts or make rent, she should have closed down and gotten another job. That's not hard hearted, that's just facts. Her business tanked and she didn't adjust because she assumed her ex would be paying her bills for however long she bugged him about it. Turns out Bank of Ex is closing and she knew it. She just thought she could keep her hand in his wallet forever because she had a child with him.

SoftBalletShoes · 24/11/2025 21:55

tomorrowtoblerone · 24/11/2025 21:51

As pp have said, upsetting that the mother will now effectively become homeless.

At last, one poster with a heart!

SoftBalletShoes · 24/11/2025 21:53

B1anche · 24/11/2025 21:38

"but then I'm a caring and forgiving person."

🙄 Well perhaps OP can give you the ex's details and you can pay her rent for the next 6 months!

It's the kind of thing I'd do if I was wealthy. I don't care what the circumstances are, no one should be evicted in the winter.

Only on MN do people think that everyone can magick up a job and a rental at the drop of a hat, when both are scarce. She might have been trying to get a job and a cheaper rental for ages.

tomorrowtoblerone · 24/11/2025 21:51

As pp have said, upsetting that the mother will now effectively become homeless.

tomorrowtoblerone · 24/11/2025 21:50

If they weren't married, she must have been in a financially precarious position the whole time, and it's not like the OPs husband can have been supporting her then unless she lived on child maintenance alone? so she's obviously been bringing up a child alone and paying rent, with just some child support to help towards that. And usually it doesn't help that much towards it, as raising kids is costly.

I'd be interested to know the back story on how the father is now in this much better financial position? Anyway, sounds like that age old thing MN warns against, which is having kids when you're not married.

SoftBalletShoes · 24/11/2025 21:49

B1anche · 24/11/2025 21:45

What a vivid imagination!

Common sense. Kids remember.

B1anche · 24/11/2025 21:45

SoftBalletShoes · 24/11/2025 21:42

At Christmas this year, not forever. I'd rather be with my mum in a shelter than with the dad and stepmother, if she gets evicted.

ETA: Also, two can play the "not my problem" game. If the DSS goes low or no contact with the dad because of this, then it wouldn't be the mum's problem, would it? I doubt she'd play peacemaker. Similarly, if the dad ends up widowed one day and needs his son's company, the son might say "not my problem" if his mum ends up evicted now. Because the danger of his final year of studies being disrupted isn't his dad's problem, according to the OP's worldview.

Edited

What a vivid imagination!

SoftBalletShoes · 24/11/2025 21:42

B1anche · 24/11/2025 21:40

I hope he dumps him for his mum.

That's not very caring or forgiving!

At Christmas this year, not forever. I'd rather be with my mum in a shelter than with the dad and stepmother, if she gets evicted.

ETA: Also, two can play the "not my problem" game. If the DSS goes low or no contact with the dad because of this, then it wouldn't be the mum's problem, would it? I doubt she'd play peacemaker. Similarly, if the dad ends up widowed one day and needs his son's company, the son might say "not my problem" if his mum ends up evicted now. Because the danger of his final year of studies being disrupted isn't his dad's problem, according to the OP's worldview.

SoftBalletShoes · 24/11/2025 21:41

outerspacepotato · 24/11/2025 17:26

If her business isn't making enough profit to support her, then it's time to close shop and get a job that does.

How do we know that she hasn't been trying to do just that? Jobs are scarce and the country's in a mess.

B1anche · 24/11/2025 21:40

SoftBalletShoes · 24/11/2025 21:26

You have only OP's word that this is the mum's problem. Seeing as the person facing homelessness is her DH's ex, with whom he shares a child, I'm not going to leap to the conclusion that she's an unbiased source. There is a huge back story missing from her posts and her tale is light on detail. Most people do not want to be short of cash, and I wonder if there is a reason she's not quite ready for the support to end.

Do you say "shrug" about homeless people in general unless they are spotless in their behaviour? Because they took their first drink or drug and got hooked?

Regardless, being evicted is exactly how people end up homeless. I think this is a disastrous decision, because even if you have no humanity or charity in your heart for someone in her situation at this time of year, it will create huge stress for DSS. I would defer my final year rather than see my mum evicted, and I wouldn't want to see my dad again for quite some time, either. If he's due to have Christmas with his dad, I hope he dumps him for his mum.

Edited

I hope he dumps him for his mum.

That's not very caring or forgiving!

B1anche · 24/11/2025 21:38

SoftBalletShoes · 24/11/2025 21:21

There are many strikingly hard hearts on internet fora, including here. I'm wondering if it's an activity attract that type, because they want to express their unkind and uncaring and uncharitable thoughts anonymously seeing as such attitudes are socially unacceptable.

The OP and her DH couldn't even give her some grace over the coldest period of the year. I think it's wrong, but then I'm a caring and forgiving person. I think she should have at least been given till the spring, but OP and others are full of "not my problem" if she's evicted in winter, so that's that. Maybe some people should read or watch A Christmas Carol.

"but then I'm a caring and forgiving person."

🙄 Well perhaps OP can give you the ex's details and you can pay her rent for the next 6 months!

SoftBalletShoes · 24/11/2025 21:37

CheeseIsMyIdol · 24/11/2025 20:52

Perhaps she's been possessed by an alien or is a circus performer by night. None of which matters. She is NOT her ex-husband's problem, and has been grifting off him for a ridiculous number of years. If she failed to make provisions for housing and supporting herself, that is her problem to solve.

You have no one's word but OP's that she's been grifting. Her story actually makes little sense and is very light on detail. Maybe there are reasons why the mum is not quite ready for support to end.

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