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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

That DSS’s mum losing her house isn’t our problem.

463 replies

heavenknow · 22/11/2025 12:42

DSS is 20, graduating uni in 6 months. DH has paid a generous maintenance throughout. The agreement they had in place was financial support ended in Dec 25. (Due to lump sum payments requested by ex)
She has now said if we can’t continue the payments for a minimum of 6-12 months then she will lose her house. She currently works for herself. AIBU to think this isn’t our problem?

OP posts:
DeedlessIndeed · 22/11/2025 17:39

BreadInCaptivity · 22/11/2025 17:12

That’s not how I read the OP.

The maintenance finishes Dec 2025 which has already been paid as a lump sum.

However DSS does not finish Uni for another 6 months (so summer 2026).

I think asking for another 12 months is cheeky but I don’t think asking for another 6 months necessarily is for the child to finish education.

Either way she should have planned for this.

But you need to consider the wider fallout.

If the OP and DH can afford it I would pay the extra 6 months but be crystal clear that is it and that whatever the repercussions mum needs to cut her cloth so to speak.

The OP say she works for herself and frankly this could mean anything from a low paying “vanity” project to a potentially successful business that may be struggling in the current economic climate.

Again, either way she needs to work out what she can afford long term and that may mean a change of job or downsizing her outgoings (including the mortgage either by refinancing or sale).

The flip side of course is what the OP and her DH can afford.

We were in a position where frankly keeping the relationship on a good footing was well worth the £££ and didn’t mean compromising our own (and our joint children’s) needs and wants. But I appreciate not everyone is in the same boat.

Ah that could also be it - can OP clarify? Has DH paid up until the end of Uni or not?

I do agree wider support should be given if possible. But frankly, at 20 I would think that support should focus more on DS himself. Maybe help with getting a deposit for a flatshare or travel expenses etc. And of course OP & DHs home should be open to DS if he choses to come home for a bit.

PatThePenguin · 22/11/2025 17:37

MrFluffyDogIsMyBestFriend · 22/11/2025 17:07

My exH has always had this attitude towards me, not realising that me and the kids come as a unit. I could literally be dying and he would still be saying it wasn't his problem.

Remember that how he treats her now, is how he'll treat you when you break up.

Remember that how he treats her now, is how he'll treat you when you break up.

Hopefully the 'when' was a typo and you actually meant 'if'.

Otherwise your post makes you look a bit silly.

AnneLovesGilbert · 22/11/2025 17:36

MrFluffyDogIsMyBestFriend · 22/11/2025 17:11

See my exH would think like this but no-one knows what's going on with her. Maybe she's had severe mental health problems which means she's barely left the house for a year. As a random example.

Maybe she has but that doesn’t entitle her to her ex or OP’s money. Why would it?

PinkyFlamingo · 22/11/2025 17:35

tomorrowtoblerone · 22/11/2025 17:08

This is the first time I’ve ever heard of parents being legally required support a “child” in education until they are 25? Are you talking about England?

The poster said that was in Scotland

I'm in Scotland and have never heard of this.

AtIusvue · 22/11/2025 17:34

PigeonsandSquirrels · 22/11/2025 15:44

Parents have a legal obligation to support their child financially until age 25, provided the child is in full-time education or training. That’s the child though… not the child’s other parent or her home.

OPs husband may be giving his son money or paying his term time rent.

Edited

Yes, I understand perfectly that it’s the child. I never stated that this contribution would go to the ex.

AnneLovesGilbert · 22/11/2025 17:34

Omgblueskys · 22/11/2025 17:16

Yep in uk, you support until education is finished

Full time education. Not university.

Willyoujustbequiet · 22/11/2025 17:27

BernardButlersBra · 22/11/2025 13:17

Not your problem. How long is the entitlement going to go on for?! She can't be bankrolled forever on the basis of getting pregnant over 20 years ago

It depends on the individual circumstances.

I had to give up my career/earning potential/pension to look after disabled dc. Maintenance comes to an end but disabilities dont. Why should the burden just fall on one parent?

MerryUmberHedgehog · 22/11/2025 17:18

Agreement in place and she is moving goal posts. Minimum of 6 to 12 months could mean forever. Agreement needs to be honoured which your DH has done. Say no.

Omgblueskys · 22/11/2025 17:16

whitewinefriday · 22/11/2025 16:59

This is the first time I’ve ever heard of parents being legally required support a “child” in education until they are 25? Are you talking about England?

Yep in uk, you support until education is finished

BreadInCaptivity · 22/11/2025 17:12

DeedlessIndeed · 22/11/2025 16:39

But from the OP, DH did fund until the end of Uni? It is just that the Ex wanted the cash in a 6 month lump sum advanced. She surely can't have it both ways?

That’s not how I read the OP.

The maintenance finishes Dec 2025 which has already been paid as a lump sum.

However DSS does not finish Uni for another 6 months (so summer 2026).

I think asking for another 12 months is cheeky but I don’t think asking for another 6 months necessarily is for the child to finish education.

Either way she should have planned for this.

But you need to consider the wider fallout.

If the OP and DH can afford it I would pay the extra 6 months but be crystal clear that is it and that whatever the repercussions mum needs to cut her cloth so to speak.

The OP say she works for herself and frankly this could mean anything from a low paying “vanity” project to a potentially successful business that may be struggling in the current economic climate.

Again, either way she needs to work out what she can afford long term and that may mean a change of job or downsizing her outgoings (including the mortgage either by refinancing or sale).

The flip side of course is what the OP and her DH can afford.

We were in a position where frankly keeping the relationship on a good footing was well worth the £££ and didn’t mean compromising our own (and our joint children’s) needs and wants. But I appreciate not everyone is in the same boat.

MrFluffyDogIsMyBestFriend · 22/11/2025 17:11

PinkyFlamingo · 22/11/2025 16:47

That's her responsibility

See my exH would think like this but no-one knows what's going on with her. Maybe she's had severe mental health problems which means she's barely left the house for a year. As a random example.

tomorrowtoblerone · 22/11/2025 17:08

This is the first time I’ve ever heard of parents being legally required support a “child” in education until they are 25? Are you talking about England?

The poster said that was in Scotland

rainingsnoring · 22/11/2025 17:08

YANBU. She must have known that her finances can't stretch to paying her mortgage for years but doesn't seem to have made plans to increase her income or downsize. Your DH's responsibility is towards his son. He shouldn't be paying his ex anything when the DSS left for Uni 2 years+ ago.

MrFluffyDogIsMyBestFriend · 22/11/2025 17:07

My exH has always had this attitude towards me, not realising that me and the kids come as a unit. I could literally be dying and he would still be saying it wasn't his problem.

Remember that how he treats her now, is how he'll treat you when you break up.

PatThePenguin · 22/11/2025 17:03

mugglewump · 22/11/2025 15:40

There is a woman here, who has tried to keep things as normal as she can for her child after her husband left her for another woman. She has probably made career sacrifices to give her boy his best chances in life as well as having to go through being deserted by the man she thought she would be with for life. The least he can do is help her keep a roof over her head and a permanent home for their child.

This post made me curious enough to advance search the OP.

But all I can see from her is this thread?

So her husband left her for another woman and then deserted her, meaning she probably had to make career sacrifices?

Are you able to say where you got this information from @mugglewump?

Do you know the OP in real life and is there a backstory she's not telling us?

whitewinefriday · 22/11/2025 16:59

PigeonsandSquirrels · 22/11/2025 15:44

Parents have a legal obligation to support their child financially until age 25, provided the child is in full-time education or training. That’s the child though… not the child’s other parent or her home.

OPs husband may be giving his son money or paying his term time rent.

Edited

This is the first time I’ve ever heard of parents being legally required support a “child” in education until they are 25? Are you talking about England?

PinkyFlamingo · 22/11/2025 16:56

mugglewump · 22/11/2025 15:40

There is a woman here, who has tried to keep things as normal as she can for her child after her husband left her for another woman. She has probably made career sacrifices to give her boy his best chances in life as well as having to go through being deserted by the man she thought she would be with for life. The least he can do is help her keep a roof over her head and a permanent home for their child.

Where does it say this? You've just made that up about him leaving for another woman, mad

PinkyFlamingo · 22/11/2025 16:47

BreakfastClubBlues · 22/11/2025 12:45

I guess not, but DSS life would probably be better if his mum didn't loose her home.

That's her responsibility

BonneMaman77 · 22/11/2025 16:45

Don’t extend any more payment! It can be seen by a court as setting expectation and it could be ordered to continue beyond the 6-12 months. Anyway, doesn’t sound like she has a plan if it’s huge time g st p of half a year?

Especially these days when young adults still live at home. She knew the plan and it’s her responsibility to plan towards it. If the plan didn’t work, also her responsibility to have alternatives.

rwalker · 22/11/2025 16:44

mugglewump · 22/11/2025 15:40

There is a woman here, who has tried to keep things as normal as she can for her child after her husband left her for another woman. She has probably made career sacrifices to give her boy his best chances in life as well as having to go through being deserted by the man she thought she would be with for life. The least he can do is help her keep a roof over her head and a permanent home for their child.

You seemed to have filled an enormous amount of detail here with zero facts to go on

are you the mum

YoureNotGoingOutLikeThat · 22/11/2025 16:43

There might be lots of different scenarios here. But...

I guess with the rise of cost of everything, particularly housing, she is struggling to make ends meet. I'm assuming that she is a single income household whereas the Dad is in a two income household. Her rent or mortgage payments may have shot up and only the maintenance was keeping the wolf from the door. I am also assuming that her home is the main residence for DSS. If the maintenance has been generous and has (at least) covered some of DSS's additional costs at Uni then it is time for her to be weaned off.

She needs to be directed to expert advice on either her mortgage or rent. And if she hasn't done so already and there are no barriers, she should be looking for additional income ie a second job.

Assuming further that DH and DSS are in contact and have a good relationship - it would be helpful for DH to have DSS' views on the situation and options on the table to support DSS after uni ends and his transition into (hopefully) an employed role.

DeedlessIndeed · 22/11/2025 16:39

BreadInCaptivity · 22/11/2025 14:50

I think you are potentially being U.

DH paid full maintenance until the summer after DSD finished Uni. So graduated then had the summer to travel before starting work in Oct.

She was still using her mums home (and ours but she would consider her mums her “base”) during Uni holidays and between bouts of travelling (that she had worked and saved for) before starting her post graduation “proper” job.

Technically he could have stopped paying when she was 18 but we didn’t think that was fair when she was still in education (we also helped her fund uni).

This was made clear in advance to her mum and DH was also clear this wouldn’t be further extended and she needed to be have financial plans in place after this date.

Personally I think (unless I’m missing something) you should be paying another 6 months until DSS finishes uni but after that his mum needs make her own arrangements and if that involves a lifestyle adjustment then so be it.

From what you’ve written her circumstances won’t alter in 6/12/18 months and it’s not reasonable for her to expect you to fund her forever.

But from the OP, DH did fund until the end of Uni? It is just that the Ex wanted the cash in a 6 month lump sum advanced. She surely can't have it both ways?

Fancypants1 · 22/11/2025 16:39

RhaenysRocks · 22/11/2025 12:45

Is the DD going to be entirely self sufficient by Dec 25? If the mum is still needing to support her than so should her dad. Where is the DD returning to upon graduation? Her mum's house? If so, again, parental support should be even. Or offer for the DD to come to you.

She’s a grown arse woman who will have known this was coming since she started receiving maintainence. She may have even got longer than she initially expected as her son intended stayed in education! And she no longer has a ‘child’ to support, legally anyway.

I think giving her a six month pity payment is not teaching her anything. She’s not planned financially and that’s not your problem.

If you leave her to sort this out so am sure she will be able to find a way. Either sensibly via reducing expenses, getting more hours, another job, or getting some rent from her son when he’s at work, or universal credit etc if he is not! Or not sensibly eg loan, credit…

I agree with others that dss should not suffer. It’s not his fault his mother has been foolish, from the sounds of it anyway. If the worst should happen and she can’t house him he should have the option to stay with you.

BeRoseSloth · 22/11/2025 16:38

Presumably the money your DH has been paying for the past few years has been paid directly to his son at Uni. He may choose to continue paying something to his son until he gets a job but that’s all surely. I’d be expecting DSS to get some sort of job even if it’s bar work or a call centre or something, just so he’s contributing to his home with his mum.

Catsknowbest · 22/11/2025 16:24

NovemberRedHolly · 22/11/2025 12:46

DSS should be contributing if he wants to continue living with his mum. He’s 20 not 12.

This. It is not your problem to continue supporting her now things are changing. She should have planned for this and at least discussed with son how things would be funded at end of maintenance. Otherwise 6-12 months, I guarantee, will become more.