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Christmas money for adult grandchildren

84 replies

Loveapineapplepizzame · 18/11/2025 09:11

At what age would you say for a grandparent to stop giving Christmas money to adult grandchildren?

Mum has always been particularly generous with cash gifts and gifts in general to her grandchildren - always a generous cash gift plus additional small gifts. There are several ‘kids’ and in cash alone, it costs her over £1k.

She is now very elderly and she has said she would like to stop giving the grandchildren who are at working age the cash gift. There are still a few grandchildren who are still ‘children’ (high school age) and for those she would like to continue to give as usual to them, just to stop with the older working age ones - the older working age are over 20.

I have high school age kids, sister has a mix of working age and high school.

In the last few years, Mum has also told me that sister has given her gift lists for the partners of working age grandchildren and insisted she buys them presents too - I have also supported her that this too needs to stop. She literally doesn’t know these people. Again she has been spending a high amount on these gifts too - they have not been token gifts. I only found out about this recently otherwise I would have stood up for her on this last Christmas.

I am in full support of Mum. This is something she has been thinking of for several years and we have discussed many times. I have no issue of not receiving any gift for my kids once they are working - in fact I have said to stop any cash gifts to my children now but she is insistent that until they 18 that she would like to continue.

We have discussed this with my sister and she is absolutely outraged.

Mums suggestion to her was to just reduce it down this year but next year she would be giving a token gift only - such as a bottle of something.

To add, Mum is in a financial position where giving this cash gift and these additional gifts isn’t an issue for her - but I have supported her fully with her decision as in my opinion, it’s her money to choose to do with as she wishes - and frankly I feel like she’s having the piss taken out of her by my sister. In fact I’ve encouraged Mum to do more with her money and enjoy it whilst she can - go on a cruise! And as she’s quite rightly said, the working age kids are earning enough. To give an example, the working age kids are on several holidays a year, drive brand new cars - they do not ‘need’ this cash gift every year. Sister is also in a good financial position - again does not need the money.

Sister has contacted Mum, she has been absolutely hysterical down the phone at her and insisted she reinstate the cash gifts. Mum has begrudgingly agreed as she doesn’t want an argument, but she is upset.

So WWYD? Mum doesn’t want me to say anything to my sister but I feel like I can’t let this one go. I have also considered gifting Mum a present - spa day perhaps - that financially matches what she would be giving to my kids.

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TakeMyAdvice · 13/12/2025 09:44

I think your sister is horrid and very selfish.
What an attitude towards her elderly mother.
You ve done what you can by speaking up in the first place.

Loveapineapplepizzame · 19/11/2025 08:47

Thanks everyone. I mean I know I posted in AIBU but I knew I wasn’t. Few mixed views and totally taken it all on board.

I do have to go to sisters at some point soon so will discuss it face to face with her, hopefully at least one of the kids will be there and I do tend to be fairly direct with my points. And it’s a lot better way to gauge exactly where she is with it all. I’m still a little shocked, and the entire situation doesn’t sit right with me. I’m hoping that she might have had some time to reflect by the time I speak to her.

I will also, if she is insisting that she would still like the full cash gifts to continue, that she does too ensure that she reciprocates the exchange of gifts, from all. As others have said, there’s no reason why these working age kids can’t buy a gift for their granny. As a long term compromise, I’m thinking if Mum pops £20 in an envelope for each one moving forward - I’d consider this a token gesture and a compromise.

DP and I had a chat about this too - I had forgotten this but DSS started full time work in September. Since then his Mum hasn’t stepped in with assisting buying presents - usually his mum gave him money to buy his dad’s birthday present, this year he’s done it all by himself. (To be honest usually I just gift the presents I buy from all of us so he’s never ‘needed’ to provide anything extra by way of his own Mum) And this year he has insisted his own granny only buys him a token bag of toiletries for Christmas. If a slightly daft but totally loveable 18 yr old can wrangle his head around this all by himself, then I fail to see why my middle aged sister can’t. I will also be mentioning this to her.

I am usually the one who will resolve an issue in our family - but that’s possibly more because my job involves a lot of problem solving - so I tend to tackle issues without emotion and as calm and reasoned as possible. I always tend to just look at what’s the best way with the least resistance from A to B.

But anyway - thanks all! Hope you all have a lovely Christmas!!!

OP posts:
toomuchfaff · 18/11/2025 22:56

Dutchhouse14 · 18/11/2025 22:43

Keep out of it.
If your mum can afford it then it's not a problem.
I would treat all grandchildren equally.
Set a budget she's happy to give /spend and divide it equally.
I have DC at school ,at uni and at work.The one at work (24) is renting and living independently,he has no money left at the end of the month and would probably appreciate a cash gift now more then ever.

Did you read the bit where mum isnt happy buying the gifts, where mum feels pressured to buy the gifts because when she mentioned she was stopping buying the gifts - the sister raised holy hell so mum said she would carry on buying the gifts she wanted to stop buying, just to keep the peace? where sister is taking the mick, telling her elderly mum to buy gifts for her children's partners? and in return gets mum a miserly box of chocolates as thanks from them all for her spending a thousand pounds each year?

Surely not... because if that was your mum being taken advantage of, you wouldnt keep out of it? Would you?

Dutchhouse14 · 18/11/2025 22:43

Keep out of it.
If your mum can afford it then it's not a problem.
I would treat all grandchildren equally.
Set a budget she's happy to give /spend and divide it equally.
I have DC at school ,at uni and at work.The one at work (24) is renting and living independently,he has no money left at the end of the month and would probably appreciate a cash gift now more then ever.

MrsEMR · 18/11/2025 22:38

Cut off in my family was 21. This didn’t go down well with my SIL when we told her (so she cut off my DD at 12 in retaliation).
Your sister is behaving outrageously. The absolute cheek of insisting on expensive gifts for the boyfriends/girlfriends of her children. Your DM must immediately stop this nonsense. Pick an age & anyone over that gets nothing.

Vaxtable · 18/11/2025 22:31

I think you need to have a conversation with your sister around her setting expectations for her kids. She can tell them they have had 10 years more money than your kids are getting, and she can tell the youngest who is concerned his siblings will hate him that as well

You can also tell her that it’s not acceptable to gift all this at Christmas and get a box of chocolates in return, nor is it acceptable to buy for partners

i think this year, if she must continue she doesn’t buy for partners, and your sister then has the conversation with her kids telling them they have dont better than cousins/ youngest siblings. She can also suggest they buy their grandma a present each!

Mischance · 18/11/2025 22:12

21 is the cutoff.
GC get £50 each either in cash or present for Xmas and birthday till they are 21 then it will be a card.

tinyspiny · 18/11/2025 22:05

Why don’t the working adult children buy their granny / aunty etc gifts ? I realise that you don’t give to receive but when the GC involved are working I don’t understand how they feel they are exempt from the giving part .

Hayley1256 · 18/11/2025 20:26

I would be having a frank conversation with your sister how upset your mum was last christmas that she got a box of chocs. All of my mums DGCs have gifted my mum thoughtful presents since they started work.

Even the ones that were students and had part time jobs. Same for me, all my adult nieces and nephews buy me and DD9 a thoughtful present - I don't care about the cost but it means a lot that they think about it and it's not something led by their parents.

Howwilliknow122 · 18/11/2025 20:14

I have s sister like this. Her kids are all in their very late 20s and she has never once opened her mouth and said no need for Xmas cash anymore even thou she knows some of us are struggling. Shes obsessed with card giving ( the moon pig cards ] fancy dinners and cash gifts but hasnt got money to pay her gas bill and she wants you to be in the same spot as her... I mean you cant make this stuff up. 🤦🏻‍♀️🤣

ShenandoahRiver · 18/11/2025 19:57

My mil has 12 grandchildren - ranging in age from 31 to 7. She lives in Ireland and gives each of her grandchildren €3,000 every Christmas. She makes no distinction at all - even though all of the over 21's have asked her to stop! It's very tax efficient for her and she wants to do it.

Caterina99 · 18/11/2025 19:53

My grandad died last year at over 90 and he always gave me and my brother our “Christmas box” which was cash. I’m 40. My mum used to take him to the post office to withdraw the cash specially.

He would always buy my DH a bottle of whiskey. In later years he’d include cash for my kids too and I’d put it in their accounts. When they were little he’d get them a toy (which my mum probably arranged for him)

We were his only 2 grandkids though and he loved my DH and they got on really well.

If your mum doesn’t want to do it then she can stop. I’d just get a token gift for the partners (if anything). Your sister needs to get over it!

rosiebl · 18/11/2025 19:37

The thing that I don’t understand is why the adult children don’t buy their grandma a gift? Amongst all of those adults (inc partners) receiving from grandma / mum, doesn’t anyone feel sad for grandma sitting there with nothing to open. Maybe you could remind your sister how it felt last year for your mum, and ask her why she feels entitled to receiving for everyone, but nothing comes back the other way? It’s bizarre.
If I was your mum, I would tell your sister that she has sorted it this year and just move to token gifts, if she’s asked, just say that after last year, she had assumed that everyone had moved to token gifts for adults as that was all she received, one single token gift from what sounds like a lot of adults. Your sister being hysterical suggests that this gets discussed (why?) when it doesn’t need to be. Just cut them off. Gifts for children only.

Goingtodothisyeah · 18/11/2025 14:50

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WhineAndWine1 · 18/11/2025 12:37

Why does she need to give to the partners @Loveapineapplepizzame? My gran writes a card with the present (cash) to both me and my dh same for my sister. My brother and cousins who are single get the same to them. Maybe i’m wrong but this whole “when my dc is 18 the will get a satsuma and that’s it” mentality is just really horrible when they dps or in this case dgp can afford it.

Loveapineapplepizzame · 18/11/2025 12:19

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As far as I am aware - yes. However - that is absolutely irrelevant to the issue here?

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Goonthen81 · 18/11/2025 11:53

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nomas · 18/11/2025 11:41

LatteLady · 18/11/2025 11:17

I have to be honest, I would speak to your nieces and nephews because I suspect that they are unaware of the position that their mother has taken. I think that they would agree that the time has come to set a limit of £20 and call it a day and that would be for family only and not partners.

Many years ago, I got scolded on here when I mentioned that I was feeling used because I had a friend with three children and it was expected that I would be five gifts (inc her DH) but get just one in return. It was not tenable as a single person, so I quietly faded the friendship, now I might just give a generic family gift as I know better, but back then I worried about keeping up appearances.

And finally a big thank you to your mum, who helped her family when they were younger and needed it... tell her to make 2026, the year of granny being spoiled!

I don’t think grandma needs to discuss it with her grandchildren, they aren’t buying her gifts so a £20 limit to them wouldn’t help.

Loveapineapplepizzame · 18/11/2025 11:39

GAJLY · 18/11/2025 11:31

That's actually quite horrible. Your sister is happy to take from her but only gifts her a token gift, while she watches everyone else get better gifts! In that case tell her to gift a bottle of wine and tub of heroes! They don't deserve more than that!

I’ve told her to buy a case of Echo Falls and hand that out. And yes - I was so upset for her. I think I would have got up and left to be honest.

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GAJLY · 18/11/2025 11:31

Loveapineapplepizzame · 18/11/2025 11:14

Drama? From whom? To be honest everything has been fine as Mum has been heavily paying out each year but she’s just not happy to do so anymore.

I think last Christmas was the last straw for her which is why she is speaking out. She sat there after giving out all the gifts to grandkids, sister and partners and sister walked back into the room with huge gift bags overflowing with gifts. Mum thought one was for her. Sister gave each of these gift bags to the partners. And then passed Mum a box of chocolates. She just felt disappointed to be honest.

If I’m being honest, had that been myself in that situation I would have felt upset too.

That's actually quite horrible. Your sister is happy to take from her but only gifts her a token gift, while she watches everyone else get better gifts! In that case tell her to gift a bottle of wine and tub of heroes! They don't deserve more than that!

LatteLady · 18/11/2025 11:17

I have to be honest, I would speak to your nieces and nephews because I suspect that they are unaware of the position that their mother has taken. I think that they would agree that the time has come to set a limit of £20 and call it a day and that would be for family only and not partners.

Many years ago, I got scolded on here when I mentioned that I was feeling used because I had a friend with three children and it was expected that I would be five gifts (inc her DH) but get just one in return. It was not tenable as a single person, so I quietly faded the friendship, now I might just give a generic family gift as I know better, but back then I worried about keeping up appearances.

And finally a big thank you to your mum, who helped her family when they were younger and needed it... tell her to make 2026, the year of granny being spoiled!

Hungryhippos123 · 18/11/2025 11:16

I am more on the fence. Clearly your sister is being unreasonable although why she was fine about it and then hysterical is very strange- is she struggling more than you think?
Hard agree about not buying partners of grandchildren gifts- especially if giving cash no need.
However- unless they are actually all rolling in it (unlikely given the current climate) if she can give away some money at a v expensive time with no detrimental effect to myself then, if I was the grandma, I probably would? And if I did decide to go for token gifts I would expect the same myself and receive 10 pairs of slippers of fluffy socks....

Loveapineapplepizzame · 18/11/2025 11:14

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Drama? From whom? To be honest everything has been fine as Mum has been heavily paying out each year but she’s just not happy to do so anymore.

I think last Christmas was the last straw for her which is why she is speaking out. She sat there after giving out all the gifts to grandkids, sister and partners and sister walked back into the room with huge gift bags overflowing with gifts. Mum thought one was for her. Sister gave each of these gift bags to the partners. And then passed Mum a box of chocolates. She just felt disappointed to be honest.

If I’m being honest, had that been myself in that situation I would have felt upset too.

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Goonthen81 · 18/11/2025 11:08

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toomuchfaff · 18/11/2025 11:08

Its absolutely despicable that your sister views your mum as a cash cow for her kids (and their damn partners).

Id be absolutely livid with her and wouldnt hold back. Tell your mum she can rest assured she doesnt have to give the cash and you'll sort it

Cheeky cow.

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