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Cut benefits before increasing council tax

460 replies

Bonde · 15/11/2025 15:19

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

As an increase in income tax is now out the window, the government will have to look at other ways to fill the gap by increasing a dozen smaller taxes. One option, I think they will opt for, is to apply a surcharge for homes in bands F,G&H. It would be politically expedient to do so because many people will assume those in such homes are wealthy.

We purchased our band f property earlier this year at £550k. We live in London and didn’t want to uproot our family, and move jobs, so decided to buy our 2.5 bed house.
After mortgage and bills, we have £100 to £200 left over, but some months have nothing. An increase would be so difficult to manage.

Why can’t the government have the courage to cut benefits. You can buy a BMW or Mercedes on the Mobility Scheme! Why?

Reeves set to hit thousands of homes with new levy after massive U-turn on income tax | LBC

The Chancellor is preparing to hit homes in the highest council tax bands with a new surcharge

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

OP posts:
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sweeneytoddsrazor · 15/11/2025 21:38

The starting price of Band H in ours is less than the average house price of the area controlled by our local council and you would struggle massively to find a property valued at below Band G

UserFront242 · 15/11/2025 21:26

sweeneytoddsrazor · 15/11/2025 21:21

Our local council tax

Mine is Band B, but if it was to be revalued and recalculated now, it would be Band G. A massive jump.
Would be £1,842.58 to £3,948.40, and that is how it is now. Not with the proposed increase for the upper bands.

TooLittleTooLate2 · 15/11/2025 21:25

And I'm really sorry I reread that and it sounds patronising. You don't want empathy, I think I mean care and humanity and an appreciation of others

TooLittleTooLate2 · 15/11/2025 21:23

Overthemhills · 15/11/2025 21:00

@Helpingout2000 and @Papyrophile - she’s the happiest person I’ve ever met.
do with that what you will.
and your oh so radical thoughts about whether she’d be alive or not 50 years ago? So what? You may not be alive if NHS care wasn’t available- were you born on the NHS?
Does your child/ren use it?
Do you avail of state schools?

No.. well you PERFECT little rich folks, yes?

We have reached peak empathy? You might think that’s supremely clever. It isn’t. And one day I’m sure you’ll want empathy for you or yours.

Don’t make me laugh too much now .. are you on the comedy circuits because you both should be.
Neither she nor I need or want empathy - from “people” like you or otherwise.
But I promise you I will be laughing a LOT if Labour or Reform fucks over people like you - and your children or partners or parents or when you develop a life-limiting condition you can’t just “work” your way out of. I’ll be laughing a lot when you can’t afford to live because someone has taken away the NHS or you are bullied out of employment and have no recourse because employers don’t have to refer to the Human Rights Act when it’s gone because everyone needs resilience and to work more. I’ll chuckle when there’s no State Pension for people you care about.
See it’s all just a big joke and how BOLD we can be online, eh?

We live in a council tax band f house, a council tax hike will possibly tip us over the edge to be honest and I am really worried about this budget. We would likely be classed as rich folk (assets) and have made some poor decisions which are now likely to force our hand.

But this is all horrible. Your daughter sounds absolutely beautiful and our taxes absolutely should be supporting her. I am horrified by the lack of empathy on here and how callous people can be. I would hate people to think that all of those who are perceived as rich don't have care or empathy for their fellow humans.

sweeneytoddsrazor · 15/11/2025 21:21

Our local council tax

Cut benefits before increasing council tax
Enigma54 · 15/11/2025 21:17

DaffodilValley · 15/11/2025 20:36

I tell you what, I’ll swap you my adapted, wheelchair accessible Mercedes van with its hoist, hand controls and clamps, (which I had to buy myself because Motability is so expensive I couldn’t afford to get anything suitable on the scheme) for your half million pound house in London.

Oh, and you will obviously want my disability too, as you won’t enjoy the “luxury” of my van without it.

Very well said!
Want to swap with us OP? Or stick with your house In London and not have a disability/life limiting disease??

Kirbert2 · 15/11/2025 21:12

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Would you be happy if someone was questioning your child's quality of life?

Enigma54 · 15/11/2025 21:10

SuffolkSun · 15/11/2025 21:06

The OP is sitting in a house worth over 500K that she chose to buy because she wanted to be in that area. Presumably she feels the high mortgage costs each month are worth it.

Many on here would love to live in a specific area no doubt - but, you know what, they can't afford to. So, they live somewhere they can afford.

I believe a usual prescrption dished out on this platform is "just get a better paid job". Perhaps the OP could try that.

Agree!

SuffolkSun · 15/11/2025 21:06

The OP is sitting in a house worth over 500K that she chose to buy because she wanted to be in that area. Presumably she feels the high mortgage costs each month are worth it.

Many on here would love to live in a specific area no doubt - but, you know what, they can't afford to. So, they live somewhere they can afford.

I believe a usual prescrption dished out on this platform is "just get a better paid job". Perhaps the OP could try that.

EchoedSilence · 15/11/2025 21:03

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WTF?

Pasadena · 15/11/2025 21:01

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Overthemhills · 15/11/2025 21:00

@Helpingout2000 and @Papyrophile - she’s the happiest person I’ve ever met.
do with that what you will.
and your oh so radical thoughts about whether she’d be alive or not 50 years ago? So what? You may not be alive if NHS care wasn’t available- were you born on the NHS?
Does your child/ren use it?
Do you avail of state schools?

No.. well you PERFECT little rich folks, yes?

We have reached peak empathy? You might think that’s supremely clever. It isn’t. And one day I’m sure you’ll want empathy for you or yours.

Don’t make me laugh too much now .. are you on the comedy circuits because you both should be.
Neither she nor I need or want empathy - from “people” like you or otherwise.
But I promise you I will be laughing a LOT if Labour or Reform fucks over people like you - and your children or partners or parents or when you develop a life-limiting condition you can’t just “work” your way out of. I’ll be laughing a lot when you can’t afford to live because someone has taken away the NHS or you are bullied out of employment and have no recourse because employers don’t have to refer to the Human Rights Act when it’s gone because everyone needs resilience and to work more. I’ll chuckle when there’s no State Pension for people you care about.
See it’s all just a big joke and how BOLD we can be online, eh?

UserFront242 · 15/11/2025 20:57

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Fucking hell, so should this girl be left on a hill to fend for herself and just die?

Pasadena · 15/11/2025 20:53

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Helpingout2000 · 15/11/2025 20:42

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UserFront242 · 15/11/2025 20:39

Overthemhills · 15/11/2025 20:27

@UserFront242
(love your user name- is that related to Front 242 by any chance?)
Absolutely this is what a lot of social media commentators think makes them “rational” and so very astute politically and oh so very clever at understanding economics - they push the narrative that being disabled is ultimately a lifestyle choice and anyone could just push a bit and be as wealthy as US but they are lazy. And those scroungers of parents - imagine driving a car they “got for free” from the taxpayers to WORK (although entirely permitted by Motability contracts). Why are they working - they should be at the nail salon and in the pub telling all and sundry how they’ve scammed everyone. Like their neighbours does 🤣.
I’d place a lot of money on those people switching off Great Ormond Street Hospital advertisements (even though that hospital has the biggest windfall in donations) because oh cancer stricken children and severely disabled children are all a bit yucky if I have to think about it too long and anyway THEY won’t be CEOs of a tech company so who cares if they swap DLA for a new car - what’s wrong with the bus?
Why do disabled people need cars? If they can’t walk why aren’t they at home etc etc etc (and I’ve literally seen these comments).

I have seen a comment on here that the only disabled people that should be allowed cars on the Motability scheme are those that need cars for work. They said "if they are not working, why do they need a car?"
But then I have seen comments that say that if someone is on PIP and works, then they must be taking the piss and don't need PIP.
It shows a total lack of understanding about how PIP/Motability, and even UC works.
But they don't care because benefits and disability is what happens to other people. Never them. Not being disabled is just a temporary thing.

And yup, I was aiming for a User(long number), but went with Front 242. On a nostalgic YouTube trip right now 😊

DaffodilValley · 15/11/2025 20:36

I tell you what, I’ll swap you my adapted, wheelchair accessible Mercedes van with its hoist, hand controls and clamps, (which I had to buy myself because Motability is so expensive I couldn’t afford to get anything suitable on the scheme) for your half million pound house in London.

Oh, and you will obviously want my disability too, as you won’t enjoy the “luxury” of my van without it.

Papyrophile · 15/11/2025 20:32

@Overthemhills @Pasadena I don't place any limits on your daughter's life but I doubt it will stretch to 70 years. Once anything happens to you, and she has no advocate or parent, her future is very uncertain. I don't like to write this, because medical progress is so wonderful, but only 50 years ago your daughter would almost certainly not have survived the event that disabled her. It might not feel good enough to you for her, but the support available now is unlikely to get any better. I think we have reached peak empathy.

CatkinToadflax · 15/11/2025 20:31

I wonder if the OP would feel the same way if their house was in a lower tax band or if they or a family member had a disability? 🧐

Overthemhills · 15/11/2025 20:27

@UserFront242
(love your user name- is that related to Front 242 by any chance?)
Absolutely this is what a lot of social media commentators think makes them “rational” and so very astute politically and oh so very clever at understanding economics - they push the narrative that being disabled is ultimately a lifestyle choice and anyone could just push a bit and be as wealthy as US but they are lazy. And those scroungers of parents - imagine driving a car they “got for free” from the taxpayers to WORK (although entirely permitted by Motability contracts). Why are they working - they should be at the nail salon and in the pub telling all and sundry how they’ve scammed everyone. Like their neighbours does 🤣.
I’d place a lot of money on those people switching off Great Ormond Street Hospital advertisements (even though that hospital has the biggest windfall in donations) because oh cancer stricken children and severely disabled children are all a bit yucky if I have to think about it too long and anyway THEY won’t be CEOs of a tech company so who cares if they swap DLA for a new car - what’s wrong with the bus?
Why do disabled people need cars? If they can’t walk why aren’t they at home etc etc etc (and I’ve literally seen these comments).

Kirbert2 · 15/11/2025 20:24

Helpingout2000 · 15/11/2025 20:01

Of course everyone is worried about their own circumstances.

A self employed person is worried about clients, an employee worried about their employer and someone on benefits worried about the financial state of the government.

The self employed person has the most control over their destiny and the benefits person has the least. All down to choice, aptitude and resilience.

The reason I'm on benefits has nothing to do with choice.

Pasadena · 15/11/2025 20:23

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EilonwyWithRedGoldHair · 15/11/2025 20:23

cityanalyst678 · 15/11/2025 18:37

Get advice.
you are not allowed to be paid less than minimum wage. Unless someone is earning cash on the side, which I am not suggesting your husband is doing.

He's basically self employed. He doesn't really earn enough for the hours he puts in but it's flexible and means he's home with DS, can take him to appointments and to school when he can go in.

EilonwyWithRedGoldHair · 15/11/2025 20:21

Helpingout2000 · 15/11/2025 17:52

People used to vehemently deny they had a disability (even when they did) but that has changed.

If there was no monetary benefit in declaring a disability and there was a census would the disablity results be comparable,?

Probably not, some would be dead, more would be homeless and I'm not sure how they're counted.

It would cost the NHS and social care a lot more as well.

Givenupshopping · 15/11/2025 20:20

WiddlinDiddlin · 15/11/2025 15:26

You've chosen a lifestyle you can barely afford. Why?

I chose the mobility vehicle I have because it is the 1 that suits my needs - literally, the only one, it wasn't a choice.

It has cost me an up front downpayment and the adaptations cost, I will have it five years and then I will have to find another up front downpayment and adaptations cost for the next one.

In no way is it a free vehicle. It also takes up all of my mobility payment every month, which yes... comes from the tax payer via the government (I am also a tax payer) but would cost you, the taxpayer, no more nor less were I to spend it on a wheelchair, taxis or buses, because the mobility part of my PIP payment is the same whether I use it to pay for a Motability vehicle, wheelchair or not.

Why not just say you think disabled people are liars or just expendable and you're happy to trample over them to get ahead.

I couldn't agree with you more WiddlinDiddlin! So many are quick to judge those of us who need to claim health benefits, and yet they can't be bothered to actually research the truth before they jump on the bandwagon!!

Of course they never think about the pain that we live with every single day, or how much our lives are curtailed by the disabilities we suffer, no, it's all about the green eyed monster, and us having a car that's better than theirs.

They don't think about the fact that if their car breaks down, they can walk to get assistance, or to get to a toilet if they need one while they're waiting, but due to my disability, I would have to stay put, however hot or cold the weather might be, and however much pain I'm in, and that if I need a toilet while I'm waiting to be rescued, I'd just have to wet myself, and then face the indignity of seeing the look of disgust on the mechanic's face when they finally come to help. The fact that having a newer, more reliable car, might just be able to help me avoid that, never registers with people like this, and quite frankly, they should be ashamed of themselves! Fancy being jealous of someone who is disabled!! What sort of society have we turned into??