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Cut benefits before increasing council tax

460 replies

Bonde · 15/11/2025 15:19

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

As an increase in income tax is now out the window, the government will have to look at other ways to fill the gap by increasing a dozen smaller taxes. One option, I think they will opt for, is to apply a surcharge for homes in bands F,G&H. It would be politically expedient to do so because many people will assume those in such homes are wealthy.

We purchased our band f property earlier this year at £550k. We live in London and didn’t want to uproot our family, and move jobs, so decided to buy our 2.5 bed house.
After mortgage and bills, we have £100 to £200 left over, but some months have nothing. An increase would be so difficult to manage.

Why can’t the government have the courage to cut benefits. You can buy a BMW or Mercedes on the Mobility Scheme! Why?

Reeves set to hit thousands of homes with new levy after massive U-turn on income tax | LBC

The Chancellor is preparing to hit homes in the highest council tax bands with a new surcharge

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

OP posts:
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youalright · 16/11/2025 10:27

ChardonnaysBeastlyCat · 16/11/2025 10:22

But they are already paying for those and are struggling themselves?

But a person with a half a million pound house is not even close to the level of struggling of a disabled person claiming pip which can be as little as under £30 a week. Do you not think people on pip also work and pay tax. Do you not think a lot of people on pip worked for decades paying tax before needing pip. Do you not realise that if pip was reduced or taking away that level of care would still be there and need funding by the government at triple the cost.

LadyKenya · 16/11/2025 10:22

ChardonnaysBeastlyCat · 16/11/2025 10:09

But don't you understand her worries as well?

She's working, she's trying her best to house her family. Her tax will rise, one way or another. She is struggling.

Yet we have people calling her 'spoiled' and we have posters accusing her of attacking disabled people, the same people she's helping survive by paying her tax?

Edited

She outlined her difficulties in her first post. Fine, no problem. She is not alone in her struggles. What is not ok, is what she did after that. Bringing Motability into the conversation in such a crass way, when she had no idea what she was even talking about. It made little sense, and even if, as patient posters have pointed out, they scrapped the Motability scheme today, the OP would still be in the same boat. She made a choice to stretch herself, and leave barely any wiggle room in her budget. Disabled people do not choose to be disabled.

ChardonnaysBeastlyCat · 16/11/2025 10:22

youalright · 16/11/2025 10:19

Not moan about some of the poorest and most vulnerable in society and want the government to take money from them

But they are already paying for those and are struggling themselves?

EasternStandard · 16/11/2025 10:19

WhySoManySocks · 16/11/2025 10:13

Ah, the “I own a property worth half a million but I’m not wealthy” brigade.

More she’s paying a huge amount to live in a 2.5 bed.

youalright · 16/11/2025 10:19

ChardonnaysBeastlyCat · 16/11/2025 10:17

What do you want from people like this? What do you think they should be doing?

Not moan about some of the poorest and most vulnerable in society and want the government to take money from them

BobblyBobbleHat · 16/11/2025 10:19

WhySoManySocks · 16/11/2025 10:13

Ah, the “I own a property worth half a million but I’m not wealthy” brigade.

I'm not in that category, but in many places that's the price for a very small home and many, many owners will be paying a chunky monthly mortgage with interest rates that have increased. It's understandable that there are worries on all sides.

ChardonnaysBeastlyCat · 16/11/2025 10:17

WhySoManySocks · 16/11/2025 10:13

Ah, the “I own a property worth half a million but I’m not wealthy” brigade.

What do you want from people like this? What do you think they should be doing?

WhySoManySocks · 16/11/2025 10:13

Ah, the “I own a property worth half a million but I’m not wealthy” brigade.

Ginmonkeyagain · 16/11/2025 10:12

I mean this is a bit of a pointless argument as council tax doesn't fund PIP or motability, it funds local authority services (you know all those frivolous things like bin collections, SEN services and adult social care) and local authorities all over the country are at risk of bankrupcy due to financial pressures.

I personally think that complete reform of council funding and local taxes is needed rather than shoving extra on to the higher council tax bands, becuase the syatem is already mad. We live in a modest 2 bed flat in a SE Londkn borough, we are band B. We literally pay more council tax than someone with a Band F property in Westminster. I can tell you, someone who has a Band F property in Westminster is a hell of a lot richer than we are!

Bryonyberries · 16/11/2025 10:09

If you look at what the standard benefits are I don’t think they can cut it without people literally starving. It’s about £400 a month for a single person. I certainly couldn’t run a house on that and they only pay the LHA most rents are higher than that now so a lot of the time some rent has to come out of that £400.

Everyone has found a decline in how far their money stretches now but someone with a big house and a good job has much more wriggle room to make changes than someone at the bottom of the financial heap.

ChardonnaysBeastlyCat · 16/11/2025 10:09

LadyKenya · 16/11/2025 10:06

Sigh, I did not mean you were attacking disabled people, I was talking about the OP. I will try to be much clearer going forward.

But don't you understand her worries as well?

She's working, she's trying her best to house her family. Her tax will rise, one way or another. She is struggling.

Yet we have people calling her 'spoiled' and we have posters accusing her of attacking disabled people, the same people she's helping survive by paying her tax?

LadyKenya · 16/11/2025 10:06

ChardonnaysBeastlyCat · 16/11/2025 10:04

Where have I attacked the disabled?

Is it not a fact that welfare budget is growing and that it needs to be financed somehow?
Where do you think that money is going to come from?

Tax, of some description or borrowing. Neither of those are good option for the country.

Sigh, I did not mean you were attacking disabled people, I was talking about the OP. I will try to be much clearer going forward.

EasternStandard · 16/11/2025 10:04

LadyKenya · 16/11/2025 10:01

Has RR not already confirmed that this will not happen? Why attack just the disabled?

The council tax policy?

youalright · 16/11/2025 10:04

Do people even know what they are actually arguing over do some of you realise that pip can be as low as under £30 a week for some claimants

ChardonnaysBeastlyCat · 16/11/2025 10:04

LadyKenya · 16/11/2025 10:01

Has RR not already confirmed that this will not happen? Why attack just the disabled?

Where have I attacked the disabled?

Is it not a fact that welfare budget is growing and that it needs to be financed somehow?
Where do you think that money is going to come from?

Tax, of some description or borrowing. Neither of those are good option for the country.

DarkwingDuk · 16/11/2025 10:02

Livelovebehappy · 15/11/2025 17:07

The known benefit fraud might only make up 1% but we all know there are many more probably committing fraud who are not found out.

Do we all know that? Sounds like an assumption to me. And you know what that will make out of you...

Unless you are somehow clairvoyant? Or are you some kind of private investigator? Oh no wait, you must be a secret agent placed especially with the benefit fraud office that gets specialised information that they see but choose not to follow up...that must be it.

In this situation you are, in fact, Jon Snow. It's honestly laughable.

It also doesn't negate any of the points I made about a vast majority of people on benefits being in full time employment - so why don't you break the trend and comment on the factual and far more relevant points?

I'll bet you think yourself rather intelligent - whilst falling for the rich party line hook, line and sinker. It's ridiculous.

LadyKenya · 16/11/2025 10:01

ChardonnaysBeastlyCat · 16/11/2025 09:59

Of course it does.

She's worried that her tax is going to go up which will take even more of her wages.

How do you think the welfare budget is financed?

Has RR not already confirmed that this will not happen? Why attack just the disabled?

LadyKenya · 16/11/2025 10:00

ChardonnaysBeastlyCat · 16/11/2025 09:57

You are defending what that person wrote,

If you wish to see it that way, I was giving my opinion. That is how it works.

ChardonnaysBeastlyCat · 16/11/2025 09:59

LadyKenya · 16/11/2025 09:56

None of which has anything to do with disabled people.

Of course it does.

She's worried that her tax is going to go up which will take even more of her wages.

How do you think the welfare budget is financed?

ChardonnaysBeastlyCat · 16/11/2025 09:57

LadyKenya · 16/11/2025 09:55

I don't recall calling her that. Ask the person who did, that question.

You are defending what that person wrote,

rainingsnoring · 16/11/2025 09:57

LadyKenya · 16/11/2025 09:51

Correct that the OP has stretched herself too thin. Instead of pondering on ways to do something to help her own situation, she chose to believe some tripe that she read on some forum somewhere, and attack something she knew nothing about. How was that going to help her own situation? If we had a coherent, smooth, properly running NHS, that was not starved by the Cons, things would look a lot different, that has been widely acknowledged, on these threads.

That's fair. Unfortunately, the majority of people do believe what they read about repeatedly in the press, even though most of it is manipulative rubbish.
The governments, whether Tory, Labour or any other party (I have no affiliations!) want us all to be fighting like rats. The reality is that most people aren't having a great time, whether they are disabled or young, stretched 'middle class'.

LadyKenya · 16/11/2025 09:56

ChardonnaysBeastlyCat · 16/11/2025 09:54

She works, she struggles, she barely breaks even?

None of which has anything to do with disabled people.

LadyKenya · 16/11/2025 09:55

ChardonnaysBeastlyCat · 16/11/2025 09:53

So what of what you've written makes her 'spoiled middle class'?

I don't recall calling her that. Ask the person who did, that question.

ChardonnaysBeastlyCat · 16/11/2025 09:54

She works, she struggles, she barely breaks even?

ChardonnaysBeastlyCat · 16/11/2025 09:53

LadyKenya · 16/11/2025 09:51

Correct that the OP has stretched herself too thin. Instead of pondering on ways to do something to help her own situation, she chose to believe some tripe that she read on some forum somewhere, and attack something she knew nothing about. How was that going to help her own situation? If we had a coherent, smooth, properly running NHS, that was not starved by the Cons, things would look a lot different, that has been widely acknowledged, on these threads.

So what of what you've written makes her 'spoiled middle class'?

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