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Cut benefits before increasing council tax

460 replies

Bonde · 15/11/2025 15:19

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

As an increase in income tax is now out the window, the government will have to look at other ways to fill the gap by increasing a dozen smaller taxes. One option, I think they will opt for, is to apply a surcharge for homes in bands F,G&H. It would be politically expedient to do so because many people will assume those in such homes are wealthy.

We purchased our band f property earlier this year at £550k. We live in London and didn’t want to uproot our family, and move jobs, so decided to buy our 2.5 bed house.
After mortgage and bills, we have £100 to £200 left over, but some months have nothing. An increase would be so difficult to manage.

Why can’t the government have the courage to cut benefits. You can buy a BMW or Mercedes on the Mobility Scheme! Why?

Reeves set to hit thousands of homes with new levy after massive U-turn on income tax | LBC

The Chancellor is preparing to hit homes in the highest council tax bands with a new surcharge

https://www.lbc.co.uk/article/reeves-council-tax-hike-5HjdMrJ_2/

OP posts:
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Swiftasthewind · 15/11/2025 17:51

ThatGladTiger · 15/11/2025 17:32

I have no empathy for the people that are LYING about mental health issues and claiming benefits including cars. You are not suggesting this doesn’t happen are you?

Yes it does not happen. Unless you happen to have certified and peer reviewed proof that it does happen? If you do, I think we would all like to see it, but somehow I doubt it. Ableist.

Mummysof · 15/11/2025 17:51

Mummysof · 15/11/2025 17:49

Moral of the s

moral Of the story is don’t get a mortgage you can’t afford and don’t bash people who are in serious need. Don’t be bitter cause people with severe needs are entitled to put a large down payment on an up to date car that suits their needs.. helps driving be more safe and comfortable enabling their independence for the sacrifice of their £300 motorbility payment. Stay educated not stupid

Mummysof · 15/11/2025 17:49

Moral of the s

StrokeCity · 15/11/2025 17:48

ThatGladTiger · 15/11/2025 17:36

We all know that it is taken advantage off. There are many ways round this criteria. The same way many people are claiming all sorts of benefits.

No one has any issue with those in real need. But it’s so easy to abuse the system and so many are.

I'd love to know the many ways round this criteria please. I'm a wheelchair user and had to go to Tribunal to get higher rate PIP, so I look forward to your reply

youalright · 15/11/2025 17:47

Helpingout2000 · 15/11/2025 17:39

But she said those who are LYING?

You realise you have to have solid medical evidence right?

Mummysof · 15/11/2025 17:47

CoastalCalm · 15/11/2025 15:25

You can’t buy a car on motability you surrender all of your benefit payment plus pay extra down payment to use a car - it never becomes yours. I’m surprised you passed affordability for mortgage if things are so tight ?

Thank you for being educated. You don’t buy a motorbility car. These people don’t see the safety features as a must. I hope they never become disabled and struggle to drive their porches snobby sods

elviswhorley · 15/11/2025 17:46

ArseInTheCoOpWindow · 15/11/2025 17:41

My dd got it for social anxiety.,,,. Depends on severity.

Wont get on public transport, too scared to speak to pay fare, or something going wrong with payment.

Won’t speak to shop assistants. Or doctors or dentists.

I know that feeling. I feel for her. But what's the prognosis? Are you both trying to work on it so she can function in society? You won't be there forever so it would terrify me if my child were this way.

I read a book called 'feel the fear and do it anyway' when I was about 16 and it changed my life. I did things scared, and my whole life changed over time.

Helpingout2000 · 15/11/2025 17:45

ArseInTheCoOpWindow · 15/11/2025 17:41

My dd got it for social anxiety.,,,. Depends on severity.

Wont get on public transport, too scared to speak to pay fare, or something going wrong with payment.

Won’t speak to shop assistants. Or doctors or dentists.

Does she have any friends, a boyfriend?

Kirbert2 · 15/11/2025 17:45

ThatGladTiger · 15/11/2025 17:34

Yes but what I don’t understand is why someone with a mental health issue has a higher mobility need than say someone who doesn’t, but is on minimum wage and can’t afford a new car? How many posts have we seen about people struggling with the costs of car repairs?

Should the Motability scheme be expanded to those who aren't disabled but are on a low income? Motability cars for anyone on UC.

I'm sure that would go down very well.

ninjahamster · 15/11/2025 17:41

Livelovebehappy · 15/11/2025 17:03

Do you work too?

No.

I did for years until my MH declined suddenly.

ArseInTheCoOpWindow · 15/11/2025 17:41

elviswhorley · 15/11/2025 17:27

You've just named multiple medication conditions that are not an anxiety disorder. Of course those things are debilitating.

My dd got it for social anxiety.,,,. Depends on severity.

Wont get on public transport, too scared to speak to pay fare, or something going wrong with payment.

Won’t speak to shop assistants. Or doctors or dentists.

StrokeCity · 15/11/2025 17:40

ThatGladTiger · 15/11/2025 16:47

mumsnet….

The only place where every single person who is claiming benefits is deserving of them.

No one has an issue with genuine people in need of benefits. But I know of at least two people who have a brand new car on lease through the mobility scheme one has metal health issues and one has epilepsy. How is that right? Why is it for brand new cars too? This scheme is being abused.

Why is it for brand new cars too? This scheme is being abused.

It is for brand new cars because the Motability Scheme is run by a charity and using brand new cars saves money. Less repairs, servicing, and the charity sells them after roughly 3 years of use. Any disabled people I know who use the scheme would actually prefer an older car as it draws less attention, but that's not an option

Also, the scheme cannot be abused ffs. If you are entitled to the higher rate of the mobility part of PIP, then you are entitled to use that money for the scheme. If you're not, then you can't. There's no grey area to be abused

Again, to make this clear, the Motability Acheme is run by a CHARITY, not the government

ninjahamster · 15/11/2025 17:40

cityanalyst678 · 15/11/2025 16:57

So what you are saying is that working people should work harder and harder to fund the enormous number of people claiming benefits?
You may well be genuine, but at what point do you want working people to be broken?
Does your husband work long hours?

He does, about 50 a week minimum and he’s mid 60s.
Im not saying working people should work harder to fund benefits, I think we need to concentrate on the extremely wealthy.

Climbingrosexx · 15/11/2025 17:39

ThatGladTiger · 15/11/2025 17:23

Yes disability benefits for epilepsy. Has used them to get a lease car through mobility. Their epilepsy is controlled but still can get benefits. Make it make sense!

So for the past 30 years I could have been claiming benefits? Who knew?

Sorry I can't make it make sense, the way I see it if epilepsy is controlled (speaking from first hand experience) where is the disability?

Helpingout2000 · 15/11/2025 17:39

youalright · 15/11/2025 17:34

Have you actually read the pip criteria for high rate motability?

But she said those who are LYING?

ThatGladTiger · 15/11/2025 17:38

SuffolkSun · 15/11/2025 17:36

You're saying it does happen - so you're going to have to provide the link to the data you read, that led you to know that it happens and at a level that is a significant issue.

oh please give over. It’s happening, people cheat and abuse the system. Thats why people get angry and everyone is having these debates.

elviswhorley · 15/11/2025 17:37

youalright · 15/11/2025 17:28

They absolutely are types of anxiety disorders. Anxiety disorder is an umbrella term for lots of mental health conditions

Edited

You can claim it for generalised anxiety. You can say it causes you distress to make food, go out, budget, and get 6-8 points. If you score 8 points you get PIP.

If you say the right things in the assessment, and you aren't truthful about the impact your anxiety has and you embellish it, and you score 8 points, you can get PIP when you do not deserve it.

ThatGladTiger · 15/11/2025 17:36

youalright · 15/11/2025 17:34

Have you actually read the pip criteria for high rate motability?

We all know that it is taken advantage off. There are many ways round this criteria. The same way many people are claiming all sorts of benefits.

No one has any issue with those in real need. But it’s so easy to abuse the system and so many are.

SuffolkSun · 15/11/2025 17:36

ThatGladTiger · 15/11/2025 17:32

I have no empathy for the people that are LYING about mental health issues and claiming benefits including cars. You are not suggesting this doesn’t happen are you?

You're saying it does happen - so you're going to have to provide the link to the data you read, that led you to know that it happens and at a level that is a significant issue.

ThatGladTiger · 15/11/2025 17:34

Kirbert2 · 15/11/2025 17:31

Because they've been assessed as having a higher mobility need. They have then opted to use the mobility part of their PIP to get a car on lease. If they didn't opt to have a car on lease, that money would go in their bank instead.

Preventing someone from leasing a car via the motability scheme wouldn't save any money.

Yes but what I don’t understand is why someone with a mental health issue has a higher mobility need than say someone who doesn’t, but is on minimum wage and can’t afford a new car? How many posts have we seen about people struggling with the costs of car repairs?

youalright · 15/11/2025 17:34

ThatGladTiger · 15/11/2025 17:32

I have no empathy for the people that are LYING about mental health issues and claiming benefits including cars. You are not suggesting this doesn’t happen are you?

Have you actually read the pip criteria for high rate motability?

ThatGladTiger · 15/11/2025 17:32

Swiftasthewind · 15/11/2025 17:28

Because of the horrible circumstances of which they were born into this world. Having empathy is recognising this and doing everything in your power to help those less fortunate than you, and that includes sacrificing a portion of the money that your able body earned you.

I have no empathy for the people that are LYING about mental health issues and claiming benefits including cars. You are not suggesting this doesn’t happen are you?

Kirbert2 · 15/11/2025 17:31

ThatGladTiger · 15/11/2025 17:24

I am no miser.

Why is someone who has metal illness more worthy of a brand new car on lease though the mobility scheme then any other person?

Because they've been assessed as having a higher mobility need. They have then opted to use the mobility part of their PIP to get a car on lease. If they didn't opt to have a car on lease, that money would go in their bank instead.

Preventing someone from leasing a car via the motability scheme wouldn't save any money.

youalright · 15/11/2025 17:28

elviswhorley · 15/11/2025 17:27

You've just named multiple medication conditions that are not an anxiety disorder. Of course those things are debilitating.

They absolutely are types of anxiety disorders. Anxiety disorder is an umbrella term for lots of mental health conditions

elviswhorley · 15/11/2025 17:28

cityanalyst678 · 15/11/2025 17:10

Absolutely not always the case. Sometimes the unexpected happens. You have to dig deep and keep going. And my job used to be fantastic, but since Covid it has become almost impossible. And if one of your previous pensions collapsed and then one gets made redundant, plans can go out the window. But no one has ever funded our lifestyle, apart from us. Even in tough times.

Excellent. That must fill you with the type of pride money cannot buy. I wouldn't know but that's cool. We all find joy in different ways.