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Parents bought sister a house

258 replies

MikeL1993 · 14/11/2025 11:51

I am the middle child between two sisters and there is 5 years between me and my older and younger sisters.

Me and my younger sister both own a three bed semi detached house, she lives with her husband and I live with my girlfriend and son who is 18 months old. The week after my son was born it was announced that my sister and her husband had bought a house. And we were all happy for them but then it turned out what had actually happened was they had approached my parents and asked them to lend them money so they could buy an old bungalow, raise it to the ground and build a new house and we were told that they would sell their current house after they have moved into this rebuilt house and then somehow pay my parents back the money they borrowed but everyone seemed vague about how that would happen.

Fast forward to now and they are almost ready to move in but the buyers of their current house have pulled out but it is not affecting any chain. Anyway we have now discovered that my parents have told them not to pay them back so with everything included have basically gifted my youngest sister half a million pounds or in that region.

Obviously this is now creating resentment for me and my older sister. It has been mentioned in passing that me and my gf are struggling for space in our house but we are having to make do until we can afford something bigger but that wont be for a number of years yet.

I think I am feeling most resentful because not only has my sister and her husband been gifted a house but when they had a big extravagant wedding back in Summer my parents paid for 90% of it whereas I am working all the hours I can and after bills and nursery fees etc I am having very little to show for it whilst my parents have given all this to my little sister and don't seem to understand why I am annoyed.

This is also not including that the money they have given my sister and her husband over the years with other stuff whereas I have basically been left to fend for myself.

Am I being unreasonable or am I justified in feeling annoyed?

OP posts:
MikeL1993 · 14/11/2025 12:52

quartile · 14/11/2025 12:51

Did your parents get noticeably richer between your teenage years and your younger sisters teenage years? It's something that shapes their attitude to money if they grew up with more wealth

It's literally in the last 5 years they have become wealthier as my dad sold his business and retired early.

OP posts:
daffodilandtulip · 14/11/2025 12:52

Happyjoe · 14/11/2025 12:49

My neighbour is in the same situation, but she is the carer of both her elderly parents, the brother lives miles away and has very little in way of relationship with any of them (his choice, years ago). Only fair for her as she's given up her life to look after them and no chance to buy her own and build her own life. It's a trade off but she shouldn't feel resentment imo, her choice?

Agree - although in our case, this was done whilst we were still young and single and there was no hint of illness. She simply chose the favourite child.

quartile · 14/11/2025 12:51

Did your parents get noticeably richer between your teenage years and your younger sisters teenage years? It's something that shapes their attitude to money if they grew up with more wealth

Happyjoe · 14/11/2025 12:49

daffodilandtulip · 14/11/2025 12:45

My parents signed over their house to my sister years ago. My sister now resents that she has done all the care towards her death (lots of other issues too) but will happily reap the rewards.

My neighbour is in the same situation, but she is the carer of both her elderly parents, the brother lives miles away and has very little in way of relationship with any of them (his choice, years ago). Only fair for her as she's given up her life to look after them and no chance to buy her own and build her own life. It's a trade off but she shouldn't feel resentment imo, her choice?

daffodilandtulip · 14/11/2025 12:45

My parents signed over their house to my sister years ago. My sister now resents that she has done all the care towards her death (lots of other issues too) but will happily reap the rewards.

YouChair · 14/11/2025 12:45

RealChristmasBaby · 14/11/2025 12:03

All children should be treated the same by their parents as it otherwise causes resentment.

You'd have to be a saint not to be pissed off about that! How could any parent think that is fair?

Mmm there's no way to do something like this that isn't massively risking resentment.

Happyjoe · 14/11/2025 12:44

All children should be treated the same. Am sorry, understand your resentment and for the record, you shouldn't have to ask, they should be aware that their other children may feel very left out and undervalued someway.

My mum, despite not having seen her bad son for 30 odd years, still wanted him named in the will. When she passed, my dad was going to write him out, I asked him not to as mum always prided herself in treating us all the same and to respect her wishes, so dad reluctantly agreed. When dad died, the money went to us all, much to my estranged brothers shock! This is how to parent imo.

kittenkipping · 14/11/2025 12:43

My parents have done similar. I resent my sibling as a result and my feelings for my parents have been shattered tbh. They clearly literally value her more than me. I’ve stepped way back now and have a superficial relationship with the lot of them.

Dweetfidilove · 14/11/2025 12:42

Closed mouths don't get fed. Start asking, or just patiently await your inheritance.
Getting mad makes a blind bit of difference to what your parents will/can do with their money.

Thebigonesgetaway · 14/11/2025 12:42

MikeL1993 · 14/11/2025 12:41

Yep they were told to use the money to put towards starting a family instead.

Oh wow. Yeah that’s very unfair. I would be speaking to your parents and potentially she pays it back when the Will is divided up.

OlderGlaswegianLivingInDevon · 14/11/2025 12:42

There is an old saying
' if you don't ask, you don't get '

However you may find in years to come that they have amended their will as a result of your sister asking.

MikeL1993 · 14/11/2025 12:41

Thebigonesgetaway · 14/11/2025 12:39

are you sure it is never pay it back? Not just don’t worry right now till your house is sold?

Yep they were told to use the money to put towards starting a family instead.

OP posts:
Bootsies · 14/11/2025 12:39

You seem to be miffed more with your younger DS. It's not her fault her parents gifted the money. If you want to raise it, you should speak to them.

Thebigonesgetaway · 14/11/2025 12:39

are you sure it is never pay it back? Not just don’t worry right now till your house is sold?

MikeL1993 · 14/11/2025 12:37

MrsMuffinCakes · 14/11/2025 12:24

You have no right to feel resentful when you haven’t even asked. Grow some balls and ask for help.

If you don’t, this is on you, not your parents or younger sister.

We were always brought up with "if you can't afford it you can't have it" so when I was told that when I was younger for example if I wanted to buy something but didn't have the money I'd do extra chores for more pocket money, and even now I have carried that train of thought on into adulthood. She just always asked my mum and dad for handouts anyway which they gave to her.

OP posts:
Swiftie1878 · 14/11/2025 12:37

MikeL1993 · 14/11/2025 12:33

She asked for help but then when it has come to paying them back they have gifted her the money. The writing off the loan is what I am annoyed about.

PP’s point still stands. They may be sorting out their finances, rearranging stuff to avoid inheritance tax etc, and may have plans to make similar gifts to you and your other sister.
Talk to them about it before getting pissed off!

Bushmillsbabe · 14/11/2025 12:37

I would have a conversation with them.

Similar (ish) hapenned to me. My brother couldn't afford to buy on his own so my parents bought his house jointly with him. They paid half outright and he had a mortgage on his half. When he later got married my parents gifted him and my SIL their half as a wedding present, to value of around 100k. Plus paid for their wedding. They also gave me 5k towards my wedding.

My husband and I need to do up our home but quotes came back much higher than expected. My mum asked me about when building work might start and I said we were going to have to hold off for a couple years to save more. Her response was 'why, when we have your 100k sitting here ready for whenever you needed it, but you and your DH seem to take such pride in doing your journey off your own hard work we didn't want to get in the way of that, and our will is written to reflect you getting more as your brother had a big chunk already'. My money equal to my brother was always there, I just had to ask for it. I always just assumed they gave my brother more as he has generally struggled more and needed it more, and I didn't have a big issue with that. And yes I have pride in what DH and I have acheived, and after watching my Dad build up from absolutely nothing and the confidence that gave him in himself, I just figured he wanted same for me, and that's why he never offered me the money. Plus after the wonderful childhood I had I never felt like I was owed anything.

MikeL1993 · 14/11/2025 12:35

BigDeepBreaths · 14/11/2025 12:32

I can understand the posters suggesting you need to just ask. Which i agree with.

However, OP has a right to be upset because the parents are now fully aware that one DD has had preferential treatment. They should be actively reassuring the other DDs that they will endeavour to ensure it equals out in future through gifts or inheritance. Or admit that youngest DD has bled them dry!

Have you had a conversation with your Dsis who was bought the house, how she feels about this?

She gets very confrontational when it is suggested she gets preferential treatment. But being told she doesn't have to give this loan back has now made her think she can just spend some more of her own money on this house instead and she can't really sense why me and my older sister are miffed.

OP posts:
MikeL1993 · 14/11/2025 12:33

GingerBreadMamm · 14/11/2025 12:19

They never OFFERED help to your sister either, she asked.

Ask your parents if you are getting half a million too like your sister, if they say no then you can start getting pissed!

She asked for help but then when it has come to paying them back they have gifted her the money. The writing off the loan is what I am annoyed about.

OP posts:
BigDeepBreaths · 14/11/2025 12:32

I can understand the posters suggesting you need to just ask. Which i agree with.

However, OP has a right to be upset because the parents are now fully aware that one DD has had preferential treatment. They should be actively reassuring the other DDs that they will endeavour to ensure it equals out in future through gifts or inheritance. Or admit that youngest DD has bled them dry!

Have you had a conversation with your Dsis who was bought the house, how she feels about this?

MakeItToTheMoon · 14/11/2025 12:32

YANBU. Sounds like your younger sister has been spoilt her whole life and potentially favoured?

It isn’t right after having paid for her wedding and new house, you and your other sister were gifted nothing.

You and your elder sister will need to speak with your parents because this will breed resentment and inevitably create a rift.

Also, them having gifted the money for wedding and house now, is actually more value than if they gift you the same amount later on, say in 20 years time.

Your parents seem to have enough common sense to have made so much money over their lives, yet don’t seem to understand the inequality in all of this. Very odd.

PeachBlossom1234 · 14/11/2025 12:27

Providing they don’t pass away in the next 7 years, it’ll avoid IHT. Talk to them to see if they have a plan to avoid it for you and your sister as well.

Gasp0deTheW0nderD0g · 14/11/2025 12:27

Older sister and OP have more self-respect than little sister, I would say. The parents should be making it plain that this huge gift will be allowed for in revised wills.

MrsMuffinCakes · 14/11/2025 12:24

You have no right to feel resentful when you haven’t even asked. Grow some balls and ask for help.

If you don’t, this is on you, not your parents or younger sister.

LadySable · 14/11/2025 12:22

so why didnt you ask?