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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Universal credit review coming up sick with anxiety

29 replies

amy12464 · 11/11/2025 20:00

Hi. I have a phone review coming up with UC as I sent in statements . And in the statement theirs a few transactions from one of my old accounts. Theirs no name with the transaction is it the card number . It was dormant for many years but more recently I started moving money to it from my other accounts (which are declared) just a little 30 or 50 and by the end of the month I put it back in my other account. It mostly stays at zero. I just put money in it the odd time for budgeting reasons as I never use that account for anything.

The account was originally opened 20 years back and I had savings back then but it’s been at zero for at least 6 plus years. I’m wondering if it’s worth declaring I’m just thinking of all the mess and complications that will come with it but I’m so anxious about lying if they ask who has sent the money looking at the transactions . I feel so torn and guilty any advice is helpful

OP posts:
Marble10 · 11/11/2025 20:07

YABU because you have not declared an account you have actively been using. If it’s been empty for 6 years what’s the problem? But you state you have been moving the odd £30 and £50, so it contradicts what you say. To be this worried about it, makes me
think there’s something more.

amy12464 · 11/11/2025 20:04

Because I haven’t declared the account I’m just worried about getting in trouble

OP posts:
TheTaupeMoose · 11/11/2025 20:04

Get a grip

Gonk123 · 11/11/2025 20:03

Just send the statements. I don’t understand why you are worried about. You can move your own money about…