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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

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Pumpkinallspice · 11/11/2025 19:06

And it isn't the fault of those children, or indeed their older siblings, if their parents have - for whatever reason - had more children than they can realistically afford. Those children deserve to flourish and thrive as much as any other child deserves to flourish and thrive, and frankly, we need to invest in them so that they don't get stuck in the same poverty trap that has caught their parents.

But throwing money at the parents is short sighted. It's not so much finances as education and opportunity that stops children thriving. My children aren't happy and developing simply because we are moderately well off. Its because we take them to a good preschool, at home we read every day, we model going out to work abd cooking fresh home cooked food. My children go to school full of scrambled eggs or porridge and fruit, not coco pops. They have structure and routine. They visit museums, have swimming and tennis lessons etc etc. Yes money helps with sports lessons and fresh fruit bur I wouldn't be a better parent if you gave me a bit more money.

Motivate these people to glwprk, educate the children, feed them nutritional foods Sotherton aren't overweight and unfit. Learn to cook, budget, play with the children, read, do phonics, get them to school on time and turn off the TV. Invest in services to support families to lift out of poverty. Don't chuck a few pounds at someone and expect it to transform them. It's a lazy approach and counterproductive. Teach a man to fish so to speak.

Any money families do have above a basic amount should be in voucher form so it can be spent on whole foods, not chicken nuggets and breakfast cereal and to ensure it goes on food, utilities, school uniform, transport and books. That ensures money is spent properly on essentials. It helps reduce the monetary poverty and stops children starving, whilst ensuring that benefits are not a free ride.

Nightlight8 · 11/11/2025 19:04

Money could be taken from else where like the CMS it's not fit for purpose. Theres loads of threads posting on here that either their ex moves jobs, is a higher earn or pays £20 a week its ridiculous.

Differentforgirls · 11/11/2025 19:02

Marshmallow4545 · 11/11/2025 18:46

I already know about that one. A family I follow on YouTube with 12 kids I think lives in Scotland. Put it this way, there is always a lot of talk in the comments section about how the family afford such a luxurious lifestyle when their views are blatantly too low to fund it all. Scottish Child Payment is often mentioned.

I'm talking £250 each child for Christmas presents. Lots of families where two parents work can't afford to spend that much.

You follow poor people on you tube? There is no way you work. You have far too much time on your hands. Get a job. It will benefit you in the long run. You tube 🤦‍♀️

intrepidpanda · 11/11/2025 19:02

I would like to see people in poverty not having children then bleating the government should pay more to get children out of poverty.

Kirbert2 · 11/11/2025 19:00

SoSoLong · 11/11/2025 18:52

We are spending enough on welfare as it is. Keep the cap and drop the pensions triple lock. Raise the FSM limit, it's ridiculously low right now. Put some money into schools.

They are raising the FSM limit to all families on UC from September 2026.

EasternStandard · 11/11/2025 18:56

SoSoLong · 11/11/2025 18:52

We are spending enough on welfare as it is. Keep the cap and drop the pensions triple lock. Raise the FSM limit, it's ridiculously low right now. Put some money into schools.

This would probably go down better.

UsernameMcUsername · 11/11/2025 18:55

I grew up on a rough council estate (there were burnt out cars on the green spaces) in the 80s and 90s and there absolutely ARE families where the parents will blow every penny the state gives them. Its incredibly depressing to see. Its a Progressive article of faith that This Never Happens but it does. Which is why I'd rather see the money go into schools, clothes & food vouchers, decent SEND provision and good social / affordable housing.

Marshmallow4545 · 11/11/2025 18:54

NotEnoughKnittingTime · 11/11/2025 18:46

The ones who don't work are affected by the benefit cap so the ones you are mainly talking about won't get endless benefits. The low income workers who claim will not be affected as working and earning a certain lifts the cap.

Yes those families that work 16 hours at national living wage will not be capped.

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BigAnne · 11/11/2025 18:53

Differentforgirls · 11/11/2025 18:48

It’s a great thing imo Anne.

I agree, although sorting the housing crisis would be more beneficial. I don't know how people on low incomes can afford the ridiculous rents being charged alongside the rising costs of everything else.

SoSoLong · 11/11/2025 18:52

We are spending enough on welfare as it is. Keep the cap and drop the pensions triple lock. Raise the FSM limit, it's ridiculously low right now. Put some money into schools.

Marshmallow4545 · 11/11/2025 18:52

Differentforgirls · 11/11/2025 18:45

Can I just add that you’ve been on here all day ranting about people living in poverty. I had a two hour nap (the wonderful benefit of retirement) plus made a lovely dinner. The people working for minimum wage who have children don’t have those options. Unlike you, they are actually working 🤦‍♀️

I can't be bothered with your goady rubbish. Enjoy your retirement and being economically inactive. I'm sorry but as someone that does actually own their own business and works long hours, I won't have my working hours dictated to me by someone that naps during weekdays.

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Differentforgirls · 11/11/2025 18:48

BigAnne · 11/11/2025 18:45

Correct. It's £100 per month for those in receipt of UC.

It’s a great thing imo Anne.

NotEnoughKnittingTime · 11/11/2025 18:46

The ones who don't work are affected by the benefit cap so the ones you are mainly talking about won't get endless benefits. The low income workers who claim will not be affected as working and earning a certain lifts the cap.

Marshmallow4545 · 11/11/2025 18:46

Differentforgirls · 11/11/2025 18:35

Maybe Tory ones? We have another benefit in Scotland which will blow your mind. It’s called “The Scottish Child Payment” which has been universally recognised as one that is lifting children out of poverty. I’m proud that my Govt introduced it.

I already know about that one. A family I follow on YouTube with 12 kids I think lives in Scotland. Put it this way, there is always a lot of talk in the comments section about how the family afford such a luxurious lifestyle when their views are blatantly too low to fund it all. Scottish Child Payment is often mentioned.

I'm talking £250 each child for Christmas presents. Lots of families where two parents work can't afford to spend that much.

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BigAnne · 11/11/2025 18:45

Differentforgirls · 11/11/2025 18:35

Maybe Tory ones? We have another benefit in Scotland which will blow your mind. It’s called “The Scottish Child Payment” which has been universally recognised as one that is lifting children out of poverty. I’m proud that my Govt introduced it.

Correct. It's £100 per month for those in receipt of UC.

Differentforgirls · 11/11/2025 18:45

Marshmallow4545 · 11/11/2025 16:50

Just to add, as a very real example of how parents can make decisions that go against the interests of their kids.

I know at least three families with five plus kids where they also have lots of animals. I'm talking numerous dogs, cats, fish and rabbits. These animals are hugely expensive and need to be fed, walked, recieve veterinary care and generally take up space in the house and yet I hear just this week that one of the families had procured yet another puppy. Some people really do put their own selfish desires before the needs of their kids.

Edited

Can I just add that you’ve been on here all day ranting about people living in poverty. I had a two hour nap (the wonderful benefit of retirement) plus made a lovely dinner. The people working for minimum wage who have children don’t have those options. Unlike you, they are actually working 🤦‍♀️

Marshmallow4545 · 11/11/2025 18:42

CJones11 · 11/11/2025 18:37

You are ignoring that a benefit cap still exists. Lifting the 2 child limit but retaining the benefit cap would ease some of the pressures on low income families with more than 2 children but still limit welfare entitlement. It will not be the case that you get endless amount of money.

Ok it will be limited to around £22k outside of a London and £25k in London. Still a hell of a lot of money

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NotEnoughKnittingTime · 11/11/2025 18:40

You don't nessarily get all the child elements either in the final payment as it is often deducted when taking into account wages deductions.

CJones11 · 11/11/2025 18:37

Marshmallow4545 · 11/11/2025 16:33

It is an awful lot of money. For a family of seven that would be an additional £1,500 a month. All tax free of course. This is the equivalent of a FT minimum wage added to their 'income' with absolutely no obligation to spend the money on the kids.

Add in child benefit too and the UC they will already be claiming for two kids and a family will be entitled to £30k a year in child related benefits alone a year. That's an awful lot of tax some poor bugger is paying to fund all of this.

You are ignoring that a benefit cap still exists. Lifting the 2 child limit but retaining the benefit cap would ease some of the pressures on low income families with more than 2 children but still limit welfare entitlement. It will not be the case that you get endless amount of money.

Differentforgirls · 11/11/2025 18:35

Marshmallow4545 · 11/11/2025 18:22

A quick Google suggest that Section 12 payments are emergency welfare payments. Some authorities still provide food vouchers.

Maybe Tory ones? We have another benefit in Scotland which will blow your mind. It’s called “The Scottish Child Payment” which has been universally recognised as one that is lifting children out of poverty. I’m proud that my Govt introduced it.

x2boys · 11/11/2025 18:31

Onlyontuesday · 11/11/2025 14:56

I get that this feels unfair and agree to an extent, but how will the benefit cap help? Do you believe this family would have planned their family in advance with it in place? I think we all know they wouldn't have.

£17 a week covers a baby's nappies and formula tbh. It's not going to reflect a meaningful increase in income.

There should be a push to get longterm out of work adults off welfare and back in work, but pushing for this via child benefit isn't going to be effect while all the time actively causing harm to some of the most vulnerable children.

No £17 wouldn't reflect a meaningful increase in income ,however it isn't £17 because it isn't CHILD BENEFIT, it ,s the child element of universal credit which is significantly more.

winterbluess · 11/11/2025 18:24

Wontanyonethinkofthechina · 11/11/2025 16:25

Go ahead, say it unlike those skirting around it on this thread ..?

Either work to pay for them or don't have them! Even on minimum wage a full time job pays nearly 24k. Even if mum and dad are both on minimum wage that's certainly not living in poverty! It shouldn't be an option to be a "full time mummy" and expect the tax payer to fund it.

Marshmallow4545 · 11/11/2025 18:22

Differentforgirls · 11/11/2025 17:42

It wasn’t a trial. It was a thing called “section 12 payments”. Some councils tried to make it food vouchers. But it left out things like nappies etc, so was very quickly abandoned as it was taking choice away from the families who needed it.

A quick Google suggest that Section 12 payments are emergency welfare payments. Some authorities still provide food vouchers.

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BIossomtoes · 11/11/2025 18:21

yellowspanner · 11/11/2025 18:13

Leave the cap in place. Working families stop having kids because they can't afford them but still have to pay taxes that are funding other people's kids

You do realise this applies to working parents claiming UC?

Differentforgirls · 11/11/2025 18:20

Nnnbs · 11/11/2025 15:17

What's SFA and EMA?

Sweet fuck all and Educational Maintenance Allowance.

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