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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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SoftBalletShoes · 12/11/2025 02:37

Overthebow · 11/11/2025 08:27

Yes, I hated reform before but now I’m starting to think that they might be a better option then labour. I certainly can’t vote labour.

Raising taxes in order to provide better public services such as better schools and healthcare, and lifting children out of poverty, are GOOD things!

Presumably you want a better NHS? How do you think that can be paid for without raising taxes? The fact that taxes aren't high enough is why we're in this mess.

SoftBalletShoes · 12/11/2025 01:58

Zitroneneis · 11/11/2025 07:43

If Reeves raises our taxes and uses that money on benefits for parents with more children that they could afford, I think there would be a lot of anger and outrage!

Only from the right. Normal people would be delighted to see six hundred thousand helpless children lifted out of poverty.

SoftBalletShoes · 12/11/2025 01:51

ComfortFoodCafe · 11/11/2025 07:33

Exactly this, its a luxury having mutiple children.

Not for those whose second child turns out to be a multiple birth, as happened in my family. And if you got accidentally pregnant for the third time and didn't have much money, and really wanted the baby, how would you like to be effectively coerced into an abortion because of the cap? It would break your heart.

A caring society puts children and families high on the agenda, like the Scandi countries. We are not a caring society.

SoftBalletShoes · 12/11/2025 01:45

HermioneWeasley · 11/11/2025 07:33

They are raising taxes and increasing welfare spending. How is that going to grow the economy or increase productivity?

2 kids is plenty. People who don’t receive benefits don’t get a pay tie when they have another kid, they have to plan and budget accordingly.

Labour doing what they always do. Completely incompetent

Maybe two kids IS plenty, but what about all the children who are already here and who are suffering from the drop in household income caused by the cap? And what about people whose second child turns out to be twins or even triplets? And accidental pregnancies? People should not be forced into abortions that they do not want. That is cruel.

SoftBalletShoes · 12/11/2025 01:40

Of course we should. Over 30 percent of children in the UK live below the poverty line, including 18 percent who live in absolute poverty. The two-child cap is an extremely cruel policy.

Snippit · 12/11/2025 01:12

Namechanged999999 · 11/11/2025 09:54

There is no way to ensure that additional child support would be spent on those children anyway.

This is so true. We once had a horse for our only child at a DIY livery £25 a week for stable and field only in 2013. Another horse owner had 4 children, worked for cash in hand, husband worked. 3 of the kiddies had ADHD, one of the daughters rode the pony. They had the full sky package and only went and bought another bloody pony ffs 🤦‍♀️ . Absolutely infuriated me, here we were one child, hubby worked full time, I worked part time, she wasn’t short of money. That PISSED me off big time 😤

Differentforgirls · 11/11/2025 22:55

Marshmallow4545 · 11/11/2025 18:46

I already know about that one. A family I follow on YouTube with 12 kids I think lives in Scotland. Put it this way, there is always a lot of talk in the comments section about how the family afford such a luxurious lifestyle when their views are blatantly too low to fund it all. Scottish Child Payment is often mentioned.

I'm talking £250 each child for Christmas presents. Lots of families where two parents work can't afford to spend that much.

I’m honestly not targeting you. But just a personal experience. I’m RC, though don’t practice, so there were loads of big families in my upbringing due to the whole “contraception is a sin” thing. One of my best friends was from a family with 11 children. So she had ten siblings. Mum didn’t work. Dad worked in a factory. They were all brought up in a three bedroom council house. Every single one of them are now professional people with families of their own who are also professionals. Their parents were wonderful people. You shouldn’t judge people by their income. Education is the key to lifting people out of poverty. Those parents were poor but clever and made sure their children read and could count by playing family games with them and taking them all to the library every week. This judging people by their income is insidious and frightening. Some of the thickest people I know are money rich. It’s not something to aspire to.

verybighouseinthecountry · 11/11/2025 22:42

UsernameMcUsername · 11/11/2025 18:55

I grew up on a rough council estate (there were burnt out cars on the green spaces) in the 80s and 90s and there absolutely ARE families where the parents will blow every penny the state gives them. Its incredibly depressing to see. Its a Progressive article of faith that This Never Happens but it does. Which is why I'd rather see the money go into schools, clothes & food vouchers, decent SEND provision and good social / affordable housing.

Edited

I live in an area like this. The kids didn't have a chance before the cap. The cap has definitely made some women think about having another child - which, quite frankly if you are on/below the poverty line is a good thing.
I like the Swedish approach to eradicating child poverty, which is giving children from age 1 the same, high quality childcare. Mothers on unemployment benefits and asylum seekers are obligated to put their child in nursery from 12 months, otherwise they get their benefits get sanctioned. It's harsh, but it has worked in levelling the playing field and has one of the lowest disparities of childhood outcomes in the world.

Differentforgirls · 11/11/2025 21:51

socks1107 · 11/11/2025 21:36

@Differentforgirls. Wow. Parenting is hard and working mums make a hard choice to leave their children when they go to work.
it is parenting.

Edited

I don’t think it was tbh. The years when I job shared and spent 4.5 days a week with my children were the funniest, most satisfying days of my life. Never a dull moment. I laughed every day. There were times I had to go and count to 100 to deal with their wee moods but I was pretty skint but happy 😊

myglowupera · 11/11/2025 21:45

socks1107 · 11/11/2025 21:36

@Differentforgirls. Wow. Parenting is hard and working mums make a hard choice to leave their children when they go to work.
it is parenting.

Edited

It won’t be a hard choice for the benefit bashers amongst them though. They’ll be just fine leaving their children to go to work. So at least there’s that.

socks1107 · 11/11/2025 21:36

@Differentforgirls. Wow. Parenting is hard and working mums make a hard choice to leave their children when they go to work.
it is parenting.

Differentforgirls · 11/11/2025 21:33

See below

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Do you think we should life the two child benefit cap?
Differentforgirls · 11/11/2025 21:12

winterbluess · 11/11/2025 18:24

Either work to pay for them or don't have them! Even on minimum wage a full time job pays nearly 24k. Even if mum and dad are both on minimum wage that's certainly not living in poverty! It shouldn't be an option to be a "full time mummy" and expect the tax payer to fund it.

Probably for another thread but I think it should be funded. Being a parent who parents full time. It’s better for the children. Rather than letting strangers parent them. Dropping them off first thing then picking them up last thing and putting them to bed isn’t parenting imo.

HRTQueen · 11/11/2025 21:08

Yes it should be lifted

why do children need to go without we are not a poor country we are a country where wealth is poorly distributed

Differentforgirls · 11/11/2025 21:06

BigAnne · 11/11/2025 18:53

I agree, although sorting the housing crisis would be more beneficial. I don't know how people on low incomes can afford the ridiculous rents being charged alongside the rising costs of everything else.

Same!

Kirbert2 · 11/11/2025 20:28

socks1107 · 11/11/2025 20:20

@Kirbert2 whilst I think this a good move and should happen, I feel let down. Many years scraping together the pack lunches from what was in the cupboard, going without lunch myself and making sure my girls had theirs because I was just over the threshold for fsm. I worked all week and I worked nights when they went to their dads to get overtime rate.
I don’t believe the two cap should be lifted but this is a move I am in favour of

Oh yeah, FSM was at a ridiculously low limit when it moved over from tax credits. I bet a lot of people feel the same way as you.

My son will be Year 6 from next September so would just sneak in for his last primary year but we do a packed lunch due to his limited diet.

socks1107 · 11/11/2025 20:20

@Kirbert2 whilst I think this a good move and should happen, I feel let down. Many years scraping together the pack lunches from what was in the cupboard, going without lunch myself and making sure my girls had theirs because I was just over the threshold for fsm. I worked all week and I worked nights when they went to their dads to get overtime rate.
I don’t believe the two cap should be lifted but this is a move I am in favour of

Julen7 · 11/11/2025 20:20

SoSoLong · 11/11/2025 19:43

It doesn't matter whether we agree with it or not, Labour are going to Labour and do whatever they want anyway, whether it breaks election promises or not. There is however a ray of sunshine, Starmer said they will drop the cap when the economic situation allows. The economy must be doing really well then, that must surely mean taxes don't need to go up, right, Sir Keir?

Same as the improvement in the economy (no one else was aware of it mind you) that allowed Starmer to U turn on Winter Fuel Allowance.

SoSoLong · 11/11/2025 19:43

It doesn't matter whether we agree with it or not, Labour are going to Labour and do whatever they want anyway, whether it breaks election promises or not. There is however a ray of sunshine, Starmer said they will drop the cap when the economic situation allows. The economy must be doing really well then, that must surely mean taxes don't need to go up, right, Sir Keir?

SoSoLong · 11/11/2025 19:36

Kirbert2 · 11/11/2025 19:00

They are raising the FSM limit to all families on UC from September 2026.

I wasn't aware, thank you. I'm glad.

5128gap · 11/11/2025 19:16

You have me torn between principles and pragmatism OP. Because while my principles rail strongly against forcing disadvantaged people to rely on the charity of the more fortunate, and the thought of less well off people being patronised with cooking lessons and privileged people's cast offs; the pragmatist in me sees that this may well be more helpful to some children living in poverty than a few extra quid in their parents pocket.
However, I'm no expert on child poverty, and those that are feel strongly the cap should be lifted. So I'm happy to bow to their greater knowledge acquired from decades of research on this.

Maybe we should campaign for both?

EasternStandard · 11/11/2025 19:15

Marshmallow4545 · 11/11/2025 18:52

I can't be bothered with your goady rubbish. Enjoy your retirement and being economically inactive. I'm sorry but as someone that does actually own their own business and works long hours, I won't have my working hours dictated to me by someone that naps during weekdays.

Ha good for you

Differentforgirls · 11/11/2025 19:11

Marshmallow4545 · 11/11/2025 18:52

I can't be bothered with your goady rubbish. Enjoy your retirement and being economically inactive. I'm sorry but as someone that does actually own their own business and works long hours, I won't have my working hours dictated to me by someone that naps during weekdays.

😂

namechange272727 · 11/11/2025 19:11

@Pumpkinallspiceit is a lot easier to have the headspace to read, cook meals from scratch, research and attend extra curricular groups etc etc if you’re slightly less stressed about where the next meal is coming from/ how to pay the bills.

Happymondai · 11/11/2025 19:09

Locutus2000 · 11/11/2025 16:36

I'm glad your mask has slipped and revealed your toxic combination of snobbery and jealousy, instead of pretending you give a fuck about the kids.

Um rude much?

I doubt labour will ever be voted in again, declaring this the same week as tax rises will piss a lot of people off, especially with the current public opinion on immigration when most big families are from other countries.
I think a two child cap is reasonable and I say that as someone who was on benefits for years and had a child at 16 (so a complete scrounger 🤣) once or twice fair enough but how did you not learn your lesson the third time??
You can’t expect working taxes payers to fund your platoon of children and not feel resentment, who’s jealous of someone on the dole with a platoon of kids? I’m sure the op could choose to do that herself hell we all could but the economy would crash.
Personally I think free coil fitting centres in every town should be available (I recently found out the place in my town that used to do this has shut and the nearest one is miles away) then there’s no excuse and before you mention twins, twins have always been exempt from this policy

Do you think we should life the two child benefit cap?
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