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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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HappyGilmorex · 11/11/2025 07:57

Marshmallow4545 · 11/11/2025 07:37

Viewing it as hand me downs and charity is odd when it is simply targeted, practical and cost effective intervention. Most kids now go around with second hand clothes due to Vinted. The term hand-me-down is from a past generation that saw second hand as second best. Times have changed. Children being able to access extracurricular activities would have a huge benefit to them.

Food banks would have a range of options that could be time effective and cater to different needs. There is a strong link currently between deprivation and childhood malnutrition and obesity. This would be the most effective way to tackle it.

Removing the benefit cap would in effect be state enforced charity.

You say it's cost effective - can you show us the working for that? What are your figures for the cost of means testing and administering your schemes for after school clubs, second hand clothing and food banks? What will be the cost of changing the way foodbanks are run to accommodate your scheme, and who will bear these costs given most food banks are charity-run? In what way are these measures practical when they don't address fuel or housing poverty, two of the major factors in child poverty?

How many children will it lift out of poverty?

Or are your claims that these measures are cost-effective and practical simply feelings you've developed about your own proposal, rather than evidence-based statements of fact?

kirinm · 11/11/2025 07:56

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

Lots of schools have initiatives for second hand school uniform and helping poorer families. It shouldn’t need to come from schools.

socks1107 · 11/11/2025 07:55

I would keep it. The country is in debt, taxes are due to to rise and one of the many issues is our welfare bill. We should not be increasing that in any way, it needs reducing.
all children should have fsm across their whole school life, all should have access to extra curricular activities and there are many things like vinted, boot fairs etc for clothes. One of the countries goals should be to reduce our welfare bill not increase it

kirinm · 11/11/2025 07:54

My understanding is that not only do
most of labours backbenchers not want it, but Brigitte Phillipson has been tasked at looking into child poverty and has pretty much concluded that lifting the child benefit cap is likely to be the most successful way of doing it.

I don’t receive child benefit and have no skin in the game but even though I’m likely to be hit by all the rumoured tax rises, that I’d rather help lift children out of poverty than facilitate keeping the billionaires rich.

NotEnoughKnittingTime · 11/11/2025 07:53

I think this is all a moot point. Labour don't have much choice but to change it.

Marshmallow4545 · 11/11/2025 07:53

NotEnoughKnittingTime · 11/11/2025 07:51

I think all children should have free school meals. The threshold in England was stupidly low. Thankfully it is being changed.

Hard disagree. My kids should not be having meals funded by the taxpayer. There is absolutely no need.

OP posts:
NotEnoughKnittingTime · 11/11/2025 07:51

I think all children should have free school meals. The threshold in England was stupidly low. Thankfully it is being changed.

vivainsomnia · 11/11/2025 07:51

If parents are too selfish to put their kids' need first, they are not going to do sp by getting more money.

I agree that the support given to these kids should be outside of the household. It sounds that a number of these families expect both.

Dacatspjs · 11/11/2025 07:50

The tech on closed loop payment cards and reloadable gift cards is good enough that you can control what product categories that money is spent on. Allowing someone freedom to spend it on meat, fish, vegetables, milk for example, but not on tobacco, electronics, alcohol and the like.

Id have no problem in raising child related benefits if it was done in this was and you were more certain that money was being spent on the children in the right way.

I know it's unfashionable, and we should want people to have choices and autonomy. But personally I would feel much more generous if with benefits we paid utilities, rent and the like direct, and steered food and other spending in the necessary direction.

Zitroneneis · 11/11/2025 07:50

Reeves promised NOT to raise taxes and to REDUCE the welfare bill. Let’s not forget that.

Bubblesgun · 11/11/2025 07:50

vivainsomnia · 11/11/2025 07:29

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities
Genuinely curious about why. I always considered these a luxury not a need.

I agree with some of it, to an extent. You can get good second hand clothes on Vinted nowadays.

Sadly, if you provide families on very low income the same 'luxuries' than those that people working stressful and longer hours are proud to be able to give their children, you take away the incentive to do so.

Its a hard line to try not to penalise anyone.

Sorry but extra curricular and sports are not luxuries. They are a very beneficial educational extra.
keeping the children in sports, single or team, for as long as possible is better for their physical and mental health, it teaches them to strategise, sportmanship, drive and focus. It helps for those driven to stop them drinking and staying up in all hours.
those very competitive do also better in school as they dont have much time so have to learn to be efficient and organised.

if libraries are accessible, extra curriculars should be accessible too.

@Marshmallow4545 never thought about it this way but i very much agree with you. If you re on FSM, you should be allowed to access extra curiculars

vivainsomnia · 11/11/2025 07:49

they support parents to work more hours
they allow children to learn skills they otherwise wouldn’t
they increase other self development, socialising, self confidence, friendships, health (if sports related)

I disagree. It doesn't help parents working because they still have to take their kids to these activities.

The skills learned can be learned elsewhere. Everything you cite is available during g school hours.

It really is a luxury. As already stated, there already are schemes during the Summer.

Zitroneneis · 11/11/2025 07:47

Heyhelga · 11/11/2025 07:42

It's an impossible one to solve really. Yes there are some families who pop out far too many children for them to be able to financially support within their own means but those children are here now and no child should grow up in poverty.

But unfortunately it would also encourage more parents in the future to have children they can’t afford, as it acts as incentive to have more children

I suggest it’s best to give the current children help in other ways (vouchers for clothes etc)

Marshmallow4545 · 11/11/2025 07:47

Kirbert2 · 11/11/2025 07:44

It never should have been put in place in the first place and the research says that it is the easiest way to lift many children out of poverty.

I don't care about the parents choices, I care about lifting children who didn't ask to be born out of poverty.

But this is because poverty is measured against the median household income so of course if you pay the bottom households more it will take them out of so called poverty. It's just maths.

What I'm interested in is what best alleviates the impacts of poverty for the child. In what ways does being poor adversely impact them and how can we best tackle this? It often comes down to food, energy bill, access to extra curricular activities and clothing etc. Basic needs. Some parents may spend the extra money on this but many won't. We then will have kids in non-poor households who are suffering just the same.

OP posts:
LilySad91 · 11/11/2025 07:45

The priority should be on reducing taxes.

This will be another benefit that will disproportionately go to migrant families

Kirbert2 · 11/11/2025 07:44

It never should have been put in place in the first place and the research says that it is the easiest way to lift many children out of poverty.

I don't care about the parents choices, I care about lifting children who didn't ask to be born out of poverty.

happystar123 · 11/11/2025 07:44

Pinkbowls · 11/11/2025 07:37

Have you seen the queues for food banks? In my area they stretch round a corner and you have to stand for hours.

You don’t know what you’re going to get and there is a lot of elbowing. You want people with small kids to queue for hours, possibly in the rain, next to drug addicts who are tweaking and being aggressive?

There will always be demand for free things, even when people dont necessarily need them.

the80sweregreat · 11/11/2025 07:44

angelos02 · 11/11/2025 07:39

Absolutely do not lift the cap. The country can't afford it. Reeves surely can't say we can afford to increase welfare payments but then say she has to raise income tax. That makes no sense.

I agree. It doesn’t make a lot of sense.
If people want more than two children, then they should pay for them as others do who are not entitled to any benefits.

RubySquid · 11/11/2025 07:44

vivainsomnia · 11/11/2025 07:29

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities
Genuinely curious about why. I always considered these a luxury not a need.

I agree with some of it, to an extent. You can get good second hand clothes on Vinted nowadays.

Sadly, if you provide families on very low income the same 'luxuries' than those that people working stressful and longer hours are proud to be able to give their children, you take away the incentive to do so.

Its a hard line to try not to penalise anyone.

And it is also unfair to the ones just " slightly above". I'm speaking about the families maybe earning £20 about the limit to get all these freebies.
So a child from a family with £20 less gets a load of freebies throw their way which are worth far more than the £20

There is a thing called Essex Activate that runs holiday schemes for the kids who qualify ( something to do with pupil premium" Yst many kids take up places and dont bother turning up regularly. Their parents aren't working so no need. Yet there's other kids who could make use of this scheme who don't qualify yet the families have less money

Zitroneneis · 11/11/2025 07:43

If Reeves raises our taxes and uses that money on benefits for parents with more children that they could afford, I think there would be a lot of anger and outrage!

Heyhelga · 11/11/2025 07:42

It's an impossible one to solve really. Yes there are some families who pop out far too many children for them to be able to financially support within their own means but those children are here now and no child should grow up in poverty.

happystar123 · 11/11/2025 07:42

DoAWheelie · 11/11/2025 07:30

I think it's about time we abolish the personal tax allowance and just give every adult a universal basic income (with an extra amount per child).

Means testing and checking for fraud and administrative costs on so many different benefits costs a fortune. Better to just simplify everything and have people pay 20% tax on all earnings.

The labour economy has changed so much recently with 0 hours contracts, got working, and it's about to change again with AI tech and further automation. The old system can't keep up with the new economy and it's only going to get worse.

UBI trials have proven successful and usually lead to happier people who work more as they are not as stressed and burned out knowing they will always have the basics covered. We are a very sick society at the moment and I think stress and depression is a massive contributing factor. Removing the fear of starvation and homelessness will go a long way towards recovery.

Would UBI not just lead to rampant inflation?

Marshmallow4545 · 11/11/2025 07:42

SuffolkSun · 11/11/2025 07:37

IFS research indicates removing the two-child cap would lift 600K+ children out of absolute poverty and is the most cost-effective way of doing so.

Donating second hand clothing (which happens in some schools anyway) or running government-subsidised foodbanks isn't a long-term solution which tackles the root cause of poverty; inadequate wages in the face of very high living costs.

47% of households with child poverty don't have one parent working FT. It isn't just about low wages but also about people not working at all or not working enough.

OP posts:
LindorDoubleChoc · 11/11/2025 07:42

Sirzy · 11/11/2025 07:25

I don’t think there is any evidence the cap has stopped people having more children is there? So all it is doing is sending more children into poverty.

Im not disputing there needs to be much more easy access to support for families but I don’t think it needs to be an either or.

I thought the birth rate in the UK has slowed right down in the UK? There may be many factors behind that, but can it be disproven that the benefit cap hasn't played a part?

PersephonePomegranate · 11/11/2025 07:41

If the parents are irresponsible enough to keep having more children they cant afford, then more money from the government is hardly going to be spent wisely, is it?

The thing that so many people fail to grasp, is that disadvantage is more than being poor. It's a state of mind and tied in with sub culture. As distasteful as people might find the 90s Harry Enfield sketches now, The Slobs sum up this 'culture' pretty aptly. I'm having a faaaag.