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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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ChubbyPuffling · 11/11/2025 10:59

Differentforgirls · 11/11/2025 10:57

Oh sorry, I thought all the people on this thread who don't want the cap lifted are employed and must have jobs where posting on forums all morning is acceptable.

Lol, the days of 9-5 Mon to Fri are lonnnnnng gone.

Differentforgirls · 11/11/2025 10:57

Marshmallow4545 · 11/11/2025 10:54

Nope.

Oh sorry, I thought all the people on this thread who don't want the cap lifted are employed and must have jobs where posting on forums all morning is acceptable.

Happymondai · 11/11/2025 10:56

UnintentionalArcher · 11/11/2025 10:54

It’s not about those not needing them not being funded by the tax payer though. What the tax payer would actually be funding with the provision of free school meals for all is destigmatisation of free school meals for those who really need them. That’s the ‘cost’ and I think it’s worth it. Working in schools, the challenge around getting some parents of those entitled to free school meals to sign their children up to them because of perceived stigma is quite significant, and results in children who really need them going hungry. (And to pre-empt anyone who might say that that’s on the parents, children should never be disadvantaged by their parents’ choices when it comes to fundamental provisions like food.)

School meals in the vast majority of schools are now booked online there is no way of anyone knowing who gets them even the dinner ladies and teachers will not know. My oldest dc is almost 10 and has absolutely no idea I don’t pay for his meals. I’m pretty sure most secondary schools have a fingerprint system now too. The stigma thing is way in the past

ShoveItUpYourArseMargaret · 11/11/2025 10:56

I'm not sure about the benefit gap but something needs to be done about lack of education and employment amongst some families. I think benefits should come with a caveat for self-improvement.

Marshmallow4545 · 11/11/2025 10:56

UnintentionalArcher · 11/11/2025 10:54

It’s not about those not needing them not being funded by the tax payer though. What the tax payer would actually be funding with the provision of free school meals for all is destigmatisation of free school meals for those who really need them. That’s the ‘cost’ and I think it’s worth it. Working in schools, the challenge around getting some parents of those entitled to free school meals to sign their children up to them because of perceived stigma is quite significant, and results in children who really need them going hungry. (And to pre-empt anyone who might say that that’s on the parents, children should never be disadvantaged by their parents’ choices when it comes to fundamental provisions like food.)

I am really confused about this. What you describe was true when I was younger and you had to queue up for a special card that allows you to get a FSM. Now in my children's schools nobody can tell who has paid for the mean and who hasn't. I don't know why all schools don't implement a similar scheme.

OP posts:
Marshmallow4545 · 11/11/2025 10:54

Differentforgirls · 11/11/2025 10:53

Are you on annual leave today?

Nope.

OP posts:
CrispieCake · 11/11/2025 10:54

Of course the cap should be lifted. Practically no one is having more than 2 children anyway. Most women are having 0, 1 or 2.

If people limited themselves to having the kids they could definitely, in all circumstances, "afford", kids would become vanishingly rare.

UnintentionalArcher · 11/11/2025 10:54

Marshmallow4545 · 11/11/2025 07:53

Hard disagree. My kids should not be having meals funded by the taxpayer. There is absolutely no need.

It’s not about those not needing them not being funded by the tax payer though. What the tax payer would actually be funding with the provision of free school meals for all is destigmatisation of free school meals for those who really need them. That’s the ‘cost’ and I think it’s worth it. Working in schools, the challenge around getting some parents of those entitled to free school meals to sign their children up to them because of perceived stigma is quite significant, and results in children who really need them going hungry. (And to pre-empt anyone who might say that that’s on the parents, children should never be disadvantaged by their parents’ choices when it comes to fundamental provisions like food.)

Differentforgirls · 11/11/2025 10:53

Marshmallow4545 · 11/11/2025 10:43

How will the £3.5 billion go straight back into tax coffers?

If the money is spent on healthy food, children's clothing and gas/electricity then virtually all of this will be VAT exempt or chargeable at 5%. Unless you envisage it being spent on cigarettes and alcohol where you might have more of a case?

The economic stimulus that such a policy may provide is complicated to calculate. We know that giving money to welfare recipients can stimulate the economy to some extent, however we also know that the tax rises used to fund this will have a dampening and shrinking effect. There is absolutely no guarantee that this will have a net positive impact on the economy.

I won't engage with ridiculous talk about showing 'workings'. For all the reasons I explained upthread, you are simply attempting to shut down discussion and alternative ideas. There are multiple ways to skin a cat and work the food bank idea. Food packages, community cafes, additional meals sent from schools etc. Your confidence that none of this is workable just suggests you have an agenda and aren't open to thinking creatively.

Where are your workings to show that lifting the Child Benefit cap will make sure that children are allievietated from the disadvantages of poverty? Not that the household will simply be richer and fall out of the poverty measure but that the child will have more of their needs met and that their future prospects will be improved?

The achievement gap between rich and poor kids has remained the same for young children (those that would potentially be impacted by the cap) over the past 20 years despite the cap being implemented half way through this period. This is also true for kids in KS2. The benefit cap is having no impact on educational outcomes for those kids.

Are you on annual leave today?

Susiy · 11/11/2025 10:52

I base my opinion on my own family circumstances and that of many other large families I grew up with. My father was not out of the ordinary in a working-class area - it was common practice for fathers to deduct child allowance from what they handed up to their wives, yet this is rarely mentioned/acknowledged.

Two parents can provide for two children far better and far more easily than for 3 or more in terms of emotional support alone. The more children there are, the less support each child receives in terms of resources but also in terms of emotional support, educational support etc.

I believe it is better to provide vulnerable women with other forms of support (state-funded creches / free contraception / etc) than additional child-allowance.

CorneliaCupp · 11/11/2025 10:49

PersephonePomegranate · 11/11/2025 10:48

But they will still be in poverty - feckless parents will see to that, they're the ones who get the money.

A poor but decent parent would go hungry to feed their children the best food they can, wear old clothes clothes to ensure their kids get the best clothes they can. They might not be able to afford books but they'll take their children to the library etc. Feckless parents will get an XL Bully and head to the offy.

Poor and feckless are not synonyms. I know plenty of feckless middle class parents who hide their fecklessness behind a veneer of acceptability.

Marshmallow4545 · 11/11/2025 10:49

HappyGilmorex · 11/11/2025 10:47

I was being facetious but the reality is that unless today's workers want a total collapse in their pension funds in 20 years time we do need more people, either being born in the UK or arriving her by immigration. Those who want neither seem to have no clear vision of the alternative. But an ageing population with an inadequate birth rate is no joke, and should scare people a lot more than the prospect of impoverished families getting an extra couple of thousand quid a year.

We don't need more dependents. There is a high likelihood that children born to unemployed or underemployed parents will go on to be unemployed or underemployed themselves. 41% of families impacted by the cap don't have a parent working FT. If you want to create a workforce and sure up pensions etc then the last thing we need is more future dependents being born.

OP posts:
EasternStandard · 11/11/2025 10:49

HappyGilmorex · 11/11/2025 10:47

I was being facetious but the reality is that unless today's workers want a total collapse in their pension funds in 20 years time we do need more people, either being born in the UK or arriving her by immigration. Those who want neither seem to have no clear vision of the alternative. But an ageing population with an inadequate birth rate is no joke, and should scare people a lot more than the prospect of impoverished families getting an extra couple of thousand quid a year.

I find the idea of vast unemployment in twenty odd years concerning enough. Just look at how many jobs can be replaced.

It will happen regardless, but I think policy now should try to envisage the changes incoming.

PersephonePomegranate · 11/11/2025 10:48

NotSayingImBatman · 11/11/2025 09:55

The only people with absolutely no control over family finances are the children. I can’t see a solid argument for forcing them to live below the poverty line to punish the adults in their lives.

But they will still be in poverty - feckless parents will see to that, they're the ones who get the money.

A poor but decent parent would go hungry to feed their children the best food they can, wear old clothes clothes to ensure their kids get the best clothes they can. They might not be able to afford books but they'll take their children to the library etc. Feckless parents will get an XL Bully and head to the offy.

Marshmallow4545 · 11/11/2025 10:47

myglowupera · 11/11/2025 10:33

@Marshmallow4545 What makes you think people would be interested in health and nutrition advice from volunteers?

What about a proper drop in with professionals like a health visitor / nutritionist / dietitian / community nursery nurse etc? Then at least some effort and thought has been put in to it? Maybe those sorts of things existed in the old Sure Start centres, I dunno.

To be honest, lots of parents won't be interested in this advice from anyone but the ones that I know that are like this often have a bit of adversion to experts and professionals. They look more kindly on volunteers and people from the community engaging with them. People from a similar background sharing what they have done rather than lecturing them.

The advice doesn't have to be groundbreaking but just the basics of nutrition and what a healthy meal consists of. Portion control etc.

OP posts:
EasternStandard · 11/11/2025 10:47

Happymondai · 11/11/2025 10:44

I don’t think posters like that get that ai is going to replace millions of office type jobs meaning all those people will have no choice to get jobs in care homes etc

Yep it’s madness to put in policy now without thinking it through.

HappyGilmorex · 11/11/2025 10:47

EasternStandard · 11/11/2025 10:41

Always the ‘bum wiping’, yeh we don’t need to increase dc today for that.

Edited

I was being facetious but the reality is that unless today's workers want a total collapse in their pension funds in 20 years time we do need more people, either being born in the UK or arriving her by immigration. Those who want neither seem to have no clear vision of the alternative. But an ageing population with an inadequate birth rate is no joke, and should scare people a lot more than the prospect of impoverished families getting an extra couple of thousand quid a year.

Happymondai · 11/11/2025 10:44

EasternStandard · 11/11/2025 10:41

Always the ‘bum wiping’, yeh we don’t need to increase dc today for that.

Edited

I don’t think posters like that get that ai is going to replace millions of office type jobs meaning all those people will have no choice to get jobs in care homes etc

Marshmallow4545 · 11/11/2025 10:43

SuffolkSun · 11/11/2025 10:14

Virtually all of that £3.5bm "cost" will go straight back into the economy and tax coffers.

If you're confident - and you say you are - that what you suggest will cost far less than £3.5bn upfront, and will return the same economic/tax revenues - by all means show us your workings. A couple of starter questions for you: how much will it cost to devise, set up, furnish and administer a food voucher scheme for all UC recipients with more than two dependent children? And how much will it cost for the government to upgrade foodbanks which currently don't have refrigeration, licenced catering kitchens and storage facilities (hint: the large majority of them) to the level needed to take fresh food and give classes in how to cook it? A sub-q to this: how much will it cost the government to give all foodbanks fresh food?

A sensible discussion of the issue means all sides informing themselves of the actual facts, necessary steps and likely outcomes.

How will the £3.5 billion go straight back into tax coffers?

If the money is spent on healthy food, children's clothing and gas/electricity then virtually all of this will be VAT exempt or chargeable at 5%. Unless you envisage it being spent on cigarettes and alcohol where you might have more of a case?

The economic stimulus that such a policy may provide is complicated to calculate. We know that giving money to welfare recipients can stimulate the economy to some extent, however we also know that the tax rises used to fund this will have a dampening and shrinking effect. There is absolutely no guarantee that this will have a net positive impact on the economy.

I won't engage with ridiculous talk about showing 'workings'. For all the reasons I explained upthread, you are simply attempting to shut down discussion and alternative ideas. There are multiple ways to skin a cat and work the food bank idea. Food packages, community cafes, additional meals sent from schools etc. Your confidence that none of this is workable just suggests you have an agenda and aren't open to thinking creatively.

Where are your workings to show that lifting the Child Benefit cap will make sure that children are allievietated from the disadvantages of poverty? Not that the household will simply be richer and fall out of the poverty measure but that the child will have more of their needs met and that their future prospects will be improved?

The achievement gap between rich and poor kids has remained the same for young children (those that would potentially be impacted by the cap) over the past 20 years despite the cap being implemented half way through this period. This is also true for kids in KS2. The benefit cap is having no impact on educational outcomes for those kids.

OP posts:
EasternStandard · 11/11/2025 10:41

HappyGilmorex · 11/11/2025 10:38

AI won't be wiping bums in care homes for one thing.

Always the ‘bum wiping’, yeh we don’t need to increase dc today for that.

Happymondai · 11/11/2025 10:40

HappyGilmorex · 11/11/2025 10:38

AI won't be wiping bums in care homes for one thing.

It will replace a lot of other things and then it will be a rat race to get a job like bum wiping to avoid being unemployed

Owl55 · 11/11/2025 10:40

I think many working parents are struggling too now and there are families receiving the same amount of money in benefits which include free dental care, poll tax reduction, free meals and other reductions because they receive some form of benefit . I wonder if everyone was taxed the same on the total income would it be fairer? I honestly don’t know .

HappyGilmorex · 11/11/2025 10:38

EasternStandard · 11/11/2025 10:37

In twenty odd years when the dc born today enter the workforce? Be careful you don’t have vast numbers of unemployed wondering what to do as AI does so much.

AI won't be wiping bums in care homes for one thing.

Lifesd · 11/11/2025 10:38

I usually lean to the right on these issues - was in favour of the benefit reform they backed down on but I do think that this policy needs to be scrapped. Long term the impacts of keeping children in poverty will cost the UK so much more.

EasternStandard · 11/11/2025 10:37

HappyGilmorex · 11/11/2025 10:33

The Venn diagram of people who want to keep the two child cap as a means of stopping poor people from having children and people who are anti-immigration is a near perfect circle. So just who do you want to pay your pension when the time comes?

In twenty odd years when the dc born today enter the workforce? Be careful you don’t have vast numbers of unemployed wondering what to do as AI does so much.