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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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5
Zitroneneis · 12/11/2025 17:33

Swiftie1878 · 12/11/2025 16:54

You don’t know that because you don’t know what would have happened to the number of children being born had the cap NOT been introduced.

Exactly! I bet the cap has reduced the number of children born to many parents who thought twice about having another child they cannot afford.

verybighouseinthecountry · 12/11/2025 17:14

newusernamex1000 · 12/11/2025 15:08

@LeastOfMyWorriesmy ex DH of 20 years, who I had my children with went on and had multiple children with multiple women. Leaving 3 other women on benefits, something has to give. We cannot cap it at 2 for a resident parent while the non resident parent can leave multiple mums on the breadline

Quite frankly if you get with a man who has DC between multiple partners, you have to be aware he's not there for the long game and be very watertight about contraception. There's no need to have a baby with every man you get into a relationship with. The woman is also responsible here, she's not a defenseless actor in the situation.

Swiftie1878 · 12/11/2025 16:54

CorneliaCupp · 12/11/2025 10:57

And the two child cap has had a limited effect on fertility rates, so all it is doing is keeping children in poverty.

You don’t know that because you don’t know what would have happened to the number of children being born had the cap NOT been introduced.

Zitroneneis · 12/11/2025 16:43

Wontanyonethinkofthechina · 12/11/2025 16:13

You seem to confuse suggestions with someone pointing out your inconsistencies. You're also making a massively sweeping judgement that anyone who claims benefits having children is irresponsible. Does someone in receipt of disability benefit have a responsibility to not have children then?

No one else is funding me or my children so I have no idea what you're talking about here

Well your income is, which you're saying isn't enough to afford your kids without living hand to mouth. Personally I think you should be paid enough of an income that just by having a couple of kids you shouldn't be living hand to mouth. If we're gonna be consistent with your attitude though,.it sounds like you've been irresponsible with the amount of kids you had of you have that little to play with...and could find yourself in the position of those you're judging on a whim if you or your partner got sick or became disabled.

Why are those of us who are just about managing financially ‘irresponsible’? We’ve limited the number of children we have, we work hard, we retrain, we try to make ends meet as best as we can. Please can you explain what you consider ‘irresponsible’ about that?

Differentforgirls · 12/11/2025 16:41

pilates · 12/11/2025 16:38

If you think you have been personally attacked report it but from what I have read the op’s posts are eloquent and respectful.

I have. Do you think calling me a troll was respectful? No wonder the country is in the state it's in.

pilates · 12/11/2025 16:38

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

If you think you have been personally attacked report it but from what I have read the op’s posts are eloquent and respectful.

Wontanyonethinkofthechina · 12/11/2025 16:13

SteakBakesAndHotTakes · 12/11/2025 14:03

If CB is so luxurious, and your job doesn't pay, quit right?

If you don't want to pay for people's irresponsible choices, why don't you make those same irresponsible choices yourself? That will make things better. Great argument.

By your logic, perhaps you are living hand to mouth cos you couldn't afford any children yet you've chosen to have them,.they're a lifestyle choice according to this thread...or do the societal reasons your money doesn't stretch suddenly come into play?

No one else is funding me or my children so I have no idea what you're talking about here. I'm not saying, I'm struggling, so someone else should pay - or, regardless of the fact that I'm struggling, I will just continue to make irresponsible choices and other people can pay for them. I don't consent to doing that for other people either.

You seem to confuse suggestions with someone pointing out your inconsistencies. You're also making a massively sweeping judgement that anyone who claims benefits having children is irresponsible. Does someone in receipt of disability benefit have a responsibility to not have children then?

No one else is funding me or my children so I have no idea what you're talking about here

Well your income is, which you're saying isn't enough to afford your kids without living hand to mouth. Personally I think you should be paid enough of an income that just by having a couple of kids you shouldn't be living hand to mouth. If we're gonna be consistent with your attitude though,.it sounds like you've been irresponsible with the amount of kids you had of you have that little to play with...and could find yourself in the position of those you're judging on a whim if you or your partner got sick or became disabled.

Differentforgirls · 12/11/2025 16:03

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

NotEnoughKnittingTime · 12/11/2025 15:44

@newusernamex1000 Maybe be glad you don't have a disabled child?

TigerRag · 12/11/2025 15:34

newusernamex1000 · 12/11/2025 14:02

@LeastOfMyWorries My UC is capped for my daughter or any other children I might have.

My sisters friend isn’t because she has disabled children.

The 2 child cap still applies if you have a disabled child. It's the amount of benefits you can receive that isn't capped if your child is disabled

Zitroneneis · 12/11/2025 15:11

Differentforgirls · 12/11/2025 15:05

Not my problem

Oh ok - I was hoping you might elaborate?

newusernamex1000 · 12/11/2025 15:08

@LeastOfMyWorriesmy ex DH of 20 years, who I had my children with went on and had multiple children with multiple women. Leaving 3 other women on benefits, something has to give. We cannot cap it at 2 for a resident parent while the non resident parent can leave multiple mums on the breadline

Differentforgirls · 12/11/2025 15:05

Zitroneneis · 12/11/2025 14:56

I don’t really understand your point here?

Not my problem

Zitroneneis · 12/11/2025 14:56

Differentforgirls · 12/11/2025 14:33

The benefit is for the children. You can't punish them because you think (with no insight into her life) that the mother is irresponsible. She clearly didn't get pregnant with no man involved. I can't believe I got labelled "judgemental" and a "lazy scrounger" on this thread. The judgiest of judgy threads.

For the record, I have received one benefit in my life. The Family Allowance which was a universal benefit until the tories decised it wasn't.

Just to let all the people on this thread who think their miniscule tax is paying for all this. It isn't.

Hence why the UK Govt is up to it's eyes in debt.

This all started with Thatcher. We now have zero assets because everything has been sold off to people obsessed with accumulating money.

A whole thread about money in a UK obsessed with it.

They should use this thread in Modern Studies to show young people that money drives you nuts when you worship it above all else.

It makes you blaim the poorest people because your own life is clearly shite.

I don’t really understand your point here?

verybighouseinthecountry · 12/11/2025 14:53

Ticklyoctopus · 12/11/2025 13:12

Yes other posters won’t believe us but there are loads of families like this! Think how many posts on here there are where every single child has a diagnosis - in fact I’m quite surprised if there are, for example, 3 kids and only 1 with SEN

I'm very left leaning and I never believed these things until I saw it for myself. There are poor parents who have fallen on bad times and there are poor parents who will always be poor parents, regardless of how much money they have it will not be used to increase the quality of their children's lives. Parents like these want to dump their 3 month old in a Sure Start all day, where in all honesty it had a much better chance. It's such a shame that funding has been cut in this respect.

verybighouseinthecountry · 12/11/2025 14:43

NotEnoughKnittingTime · 12/11/2025 13:12

Well isn't it more likely that you will have one or two children with SEN the more children you have?

Yes it is and statistically more likely if you are from a lower socioeconomic group.
I have seen families in my school make a very concerted effort to get staff to write letters of support for DLA because their child has "behavioural problems" which the parents say are suspected autism/ADHD. I don't think they have either, they have often had zero boundaries and chaotic homes, which has affected their behaviour. These children are often very badly behaved when they start in nursery, but improve considerably over the next year or two as they learn about structure/routines/turn taking etc. The parents get very irrate when teachers say there is nothing out of the ordinary to report. These parents know the system and fully intend to make the most of it.

Differentforgirls · 12/11/2025 14:33

Zitroneneis · 12/11/2025 14:17

We should certainly not be rewarding such irresponsible behaviour!

The benefit is for the children. You can't punish them because you think (with no insight into her life) that the mother is irresponsible. She clearly didn't get pregnant with no man involved. I can't believe I got labelled "judgemental" and a "lazy scrounger" on this thread. The judgiest of judgy threads.

For the record, I have received one benefit in my life. The Family Allowance which was a universal benefit until the tories decised it wasn't.

Just to let all the people on this thread who think their miniscule tax is paying for all this. It isn't.

Hence why the UK Govt is up to it's eyes in debt.

This all started with Thatcher. We now have zero assets because everything has been sold off to people obsessed with accumulating money.

A whole thread about money in a UK obsessed with it.

They should use this thread in Modern Studies to show young people that money drives you nuts when you worship it above all else.

It makes you blaim the poorest people because your own life is clearly shite.

LeastOfMyWorries · 12/11/2025 14:32

newusernamex1000 · 12/11/2025 14:01

Just to add, I also believe this should be 2 children per parent. So the dad cannot be having multiple babies to women who then have to rely on benefits.

The women would claim, and they have two children each. Wouldn't be workable.

Zitroneneis · 12/11/2025 14:19

HJ0 · 12/11/2025 14:07

Care to add any more context to that comment? There must be a way to stop the increasing the divide between the rich and the middle class/ poor. It is abhorrent, it is a global issue and it needs to be fixed. And yes, I think employee wages should improve. Everyone should earn a living wage for a full time honest job.

And how would you achieve that? By forcing companies to pay even more in wages? Do you honestly think that will work? With much cheaper labour costs abroad, companies will just let even more UK employees go.

NotEnoughKnittingTime · 12/11/2025 14:19

newusernamex1000 · 12/11/2025 14:02

@LeastOfMyWorries My UC is capped for my daughter or any other children I might have.

My sisters friend isn’t because she has disabled children.

Yeah but she will lose a lot of it when they become adults.

Zitroneneis · 12/11/2025 14:17

LeastOfMyWorries · 12/11/2025 13:58

So the cap isn't stopping her from having more and more children- so it literally, in your example, isn't working?

I don't know what the answer is I really don't.

We should certainly not be rewarding such irresponsible behaviour!

HJ0 · 12/11/2025 14:07

Care to add any more context to that comment? There must be a way to stop the increasing the divide between the rich and the middle class/ poor. It is abhorrent, it is a global issue and it needs to be fixed. And yes, I think employee wages should improve. Everyone should earn a living wage for a full time honest job.

SteakBakesAndHotTakes · 12/11/2025 14:03

Wontanyonethinkofthechina · 11/11/2025 14:56

They absolutely are! Again, if you are living hand to mouth putting food on the table while working your problem is upwards - why is your employer not paying you a liveable wage? Why are you being taxed on your earnings while wealthy people aren't being taxed at all on their wealth and they don't work or ever sell their assets so are never contributing? By your logic, perhaps you are living hand to mouth cos you couldn't afford any children yet you've chosen to have them,.they're a lifestyle choice according to this thread...or do the societal reasons your money doesn't stretch suddenly come into play?

You are not funding people to have any many children as they choose. You are paying tax which goes towards benefits for those who qualify. If CB is so luxurious, and your job doesn't pay, quit right?

If CB is so luxurious, and your job doesn't pay, quit right?

If you don't want to pay for people's irresponsible choices, why don't you make those same irresponsible choices yourself? That will make things better. Great argument.

By your logic, perhaps you are living hand to mouth cos you couldn't afford any children yet you've chosen to have them,.they're a lifestyle choice according to this thread...or do the societal reasons your money doesn't stretch suddenly come into play?

No one else is funding me or my children so I have no idea what you're talking about here. I'm not saying, I'm struggling, so someone else should pay - or, regardless of the fact that I'm struggling, I will just continue to make irresponsible choices and other people can pay for them. I don't consent to doing that for other people either.

newusernamex1000 · 12/11/2025 14:02

@LeastOfMyWorries My UC is capped for my daughter or any other children I might have.

My sisters friend isn’t because she has disabled children.

Ticklyoctopus · 12/11/2025 14:02

LeastOfMyWorries · 12/11/2025 13:58

So the cap isn't stopping her from having more and more children- so it literally, in your example, isn't working?

I don't know what the answer is I really don't.

But right now we are not giving her even more money. Why should we?

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