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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think we should life the two child benefit cap?

758 replies

Marshmallow4545 · 11/11/2025 07:16

I believe that the majority of people think that the cap should remain and child poverty should be tackled in different ways.

Personally I would like to see children on FSMs allowed free access to after school extracurricular clubs and activities. I would also provide more poor families with access to food banks and would look to stock these with a range of healthy and nutritious options either through donation or state funding if required. I would also look to recruit volunteers to offer advice on health and diet in these places. I would provide clothing and school uniform banks with high quality, second hand clothing that kids would actually want to wear. I have some branded 'fashionable' stuff my kids have grown out of that's still in great condition that I would happily donate.

All of the above in my view is preferable to lifting the cap and would be more effective in tackling the impact that child poverty has on the child.

So AIBU that the two child cap should remain and we should look at other more direct ways to tackle child poverty?

OP posts:
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RubySquid · 11/11/2025 16:27

Nightlight8 · 11/11/2025 15:42

No I think its works as a form of detterant. CB isn't a lot of money so I doubt it will life many out of poverty. Life is expensive and if you choose to have my than 2 DC you need to consider money!

As pointed out before its the child allowance of UC that's capped. Thats £300 pound a month per child. Not to be sniffed at.

My kids didn't cost that per month each

Zitroneneis · 11/11/2025 16:25

Onlyontuesday · 11/11/2025 15:23

Can you not see that this is punishing the children, not the parents? How do you feel this will help?

It makes future parents think twice about having more babies they can’t afford!!

Wontanyonethinkofthechina · 11/11/2025 16:25

winterbluess · 11/11/2025 16:10

There is a much much easier way of not having children be in poverty. It just seems that for some reason it's a bad thing to suggest it 🤣

Go ahead, say it unlike those skirting around it on this thread ..?

Nnnbs · 11/11/2025 16:21

winterbluess · 11/11/2025 16:10

There is a much much easier way of not having children be in poverty. It just seems that for some reason it's a bad thing to suggest it 🤣

Just trying to read in-between the lines. Don't have them?

Zitroneneis · 11/11/2025 16:19

HappyGilmorex · 11/11/2025 14:27

Private pensions also rely on the current workforce to fund them. So anybody wanting to rely on their private pension in, say, 20 years' time will need plenty of younger people paying into private pensions then to ensure there is money in the pot.

No, that is incorrect!

Private pensions are literally pots of money that a person pays into and invests into different assets. They DO NOT rely on the current workforce!

winterbluess · 11/11/2025 16:10

There is a much much easier way of not having children be in poverty. It just seems that for some reason it's a bad thing to suggest it 🤣

Marshmallow4545 · 11/11/2025 16:01

Differentforgirls · 11/11/2025 15:21

I have real life experience of vouchers. It was tried and failed. I live in Scotland. I have no need to look at America where people live in abject poverty as an example of how things work.

Can you please link to the trial that was comparable with SNAP? I don't think Scotland has ever done this.

OP posts:
Ticklyoctopus · 11/11/2025 15:54

Kirbert2 · 11/11/2025 15:46

CB has never had a 2 child limit. This is about the UC child element which is limited to 2 children.

Oh dear Lord is it? So this isn’t a ‘every family will receive CB for every child’; just those on benefits will? Recipe for financial suicide

CorneliaCupp · 11/11/2025 15:47

Nightlight8 · 11/11/2025 15:42

No I think its works as a form of detterant. CB isn't a lot of money so I doubt it will life many out of poverty. Life is expensive and if you choose to have my than 2 DC you need to consider money!

It doesn't

Kirbert2 · 11/11/2025 15:46

Nightlight8 · 11/11/2025 15:42

No I think its works as a form of detterant. CB isn't a lot of money so I doubt it will life many out of poverty. Life is expensive and if you choose to have my than 2 DC you need to consider money!

CB has never had a 2 child limit. This is about the UC child element which is limited to 2 children.

namechange272727 · 11/11/2025 15:45

Nightlight8 · 11/11/2025 15:42

No I think its works as a form of detterant. CB isn't a lot of money so I doubt it will life many out of poverty. Life is expensive and if you choose to have my than 2 DC you need to consider money!

Child benefit isn’t limited to two children.

Kirbert2 · 11/11/2025 15:44

Namechange4233 · 11/11/2025 15:17

But then there's carer's allowance (or carer's element of UC) plus the disabled child element of UC (which is not pennies!).

I work and care for my disabled child. I do receive DLA, but my employer does not give my anything extra for either my caring or an additional element of salary for my disabled child.

Your employer sounds more reasonable than my previous one who couldn't get rid of me quick enough once it became apparent my child was disabled and would need more care than previously.

Having an understanding employer when you have a disabled child is priceless.

Nightlight8 · 11/11/2025 15:42

No I think its works as a form of detterant. CB isn't a lot of money so I doubt it will life many out of poverty. Life is expensive and if you choose to have my than 2 DC you need to consider money!

Nothankyov · 11/11/2025 15:38

Ticklyoctopus · 11/11/2025 15:14

I don’t want children in poverty, in fact I really really do not want children in poverty.

But handing in many cases feckless and irresponsible parents yet more cash to ‘life them from poverty’ is not the answer. In many cases it won’t be spent on the kids, just more junk food, vapes, nails, tattoos and tat from Home Bargains. When they buy food it’s expensive processed packs of meat and sugary cereals.

I personally don’t deal in sweeping generalisations. I don’t find them helpful and I think it often serves to further the divide in our society. Whilst I agree that not everyone would spend it on their children - I have also seen and lived it (albeit not in the uk) that some people have children that they can afford to and then their circumstances change. The problem is the children are still in poverty. Yes there are irresponsible parents of course but from a moral standpoint I don’t want the children to suffer. Do I think lifting the cap is the answer personally no - but I don’t know what better solution would be.

2GreatFatSquirrels · 11/11/2025 15:33

Whoevenarethey · 11/11/2025 07:41

Depending on school, a lot of extra curricular activities are free or definitely offered as free to selected students (I recall paying for my son to do football a few years ago with an external provider and was talking to another parent who told me how great it was for them to offer training for free!). Generally my children's school now do all clubs for free, even if it is an external provider. Unfortunately the uptake doesn't always get to the groups that you are thinking of. Same with the HAF schemes. They target certain groups but often these groups for some reason do not access them. More research should be done into why.

My belief is that child benefit should be given as vouchers which are restricted in how they are spent. Yes this is very nanny state, but there is always a perception benefits are spent on alcohol, vales or cigarettes so to me if they were given as a generic supermarket voucher that could be used in any store but only in food items then this would shut up the haters and ensure that all children have a contribution to food.

Vouchers absolutely wouldn’t shut up the haters. That’s essentially the American Food Stamps / SNAP model and it gets plenty of hate. Lots of people accuse shopkeepers of accepting higher amounts of stamps in exchange for actually selling them booze or smokes, people accuse stamp receivers of selling them for half their worth in order to get cash for drugs etc. it’s got plenty of issues

Differentforgirls · 11/11/2025 15:31

Zitroneneis · 11/11/2025 13:06

Good for you that you’re comfortable off, with savings, private pensions etc! You are happy to pay more taxes to increase benefits, but the vast majority of us are not in such a comfortable position.

I absolutely do not want to pay any more in taxes to support families that choose to have more children than they can afford. We purposely limited the number of children so that we can support them financially and emotionally.

Labour promised not to raise our taxes and to cut the huge benefits bill! Let’s see how well they can be trusted???

Just to be clear. I have two. I wanted five. 😂Seriously. I wanted the whole "Little House on the Prairie" thing. But, I couldn't afford it. However, I will not judge the children of people who did it regardless.

Swiftie1878 · 11/11/2025 15:30

Onlyontuesday · 11/11/2025 15:23

Can you not see that this is punishing the children, not the parents? How do you feel this will help?

It’s not punishing anyone. It is refusing to reward them.

BigAnne · 11/11/2025 15:29

Nnnbs · 11/11/2025 15:13

Are they hoping to be off UC in the end and earning enough where they don't need to rely on the taxpayer?

Did they not get alimony or whatever in the divorce?

They will eventually stop claiming UC when their children are older. Child maintenance payments are disregarded in UC claims. No alimony as you put it is due as both women are working. Oh and BTW one of these feckless MC fathers has been able to reduce his CM by paying more into his private pension.

Nnnbs · 11/11/2025 15:25

Onlyontuesday · 11/11/2025 15:23

Can you not see that this is punishing the children, not the parents? How do you feel this will help?

At the end someone somehow needs to feel the pinch, otherwise it won't work and we'll just be continually subsidising bad choices and bad decisions.

Ticklyoctopus · 11/11/2025 15:25

Onlyontuesday · 11/11/2025 15:23

Can you not see that this is punishing the children, not the parents? How do you feel this will help?

Take it from me, they’ll lift the cap, and I’m 2 years there will have to be more concessions because ‘they’re all still in poverty’

Onlyontuesday · 11/11/2025 15:23

Swiftie1878 · 11/11/2025 15:05

How will the benefit cap help?
It saves the country money. You don’t reward bad behaviour. Having multiple kids you can’t afford is bad behaviour.

Can you not see that this is punishing the children, not the parents? How do you feel this will help?

Ticklyoctopus · 11/11/2025 15:22

Differentforgirls · 11/11/2025 15:15

The obsession is with how other people live. Have you seen the cartoon where a man is sitting with a massive plate of biscuits all to himself and on either side of him are two people. One with two biscuits, one with an empty plate. The man with the big plate says to the one with the empty plate "he's stole your biscuit".

This thread reminds me of this.

Paying tax is not "giving your money away".

I have been in the situation where I was the middle income household who got SFA when people around me were getting, eg, EMA for their children. I then felt that I had to mirror that for mine and it was really difficult.

But, I didn't blame the people who were getting it.

I blamed the Tories and I still do!

Yeah it’s a really silly cartoon which I imagine was created by a ‘sixth form politician’ using AI.

Differentforgirls · 11/11/2025 15:21

Marshmallow4545 · 11/11/2025 13:00

Vouchers have actually been proven to work effectively. Look at SNAP in America.

I have real life experience of vouchers. It was tried and failed. I live in Scotland. I have no need to look at America where people live in abject poverty as an example of how things work.

Coasted · 11/11/2025 15:20

Smallsalt · 11/11/2025 14:24

So you want to control what they are eating and what they are wearing because they are poor?
You dont think that's a bit stigmatizing?
Should we tattoo them with "unworthy" as well .?

Who on earth said about controlling! Get a grip. Providing healthy food is hardly controlling, it's actually responsible.

Nnnbs · 11/11/2025 15:17

Differentforgirls · 11/11/2025 15:15

The obsession is with how other people live. Have you seen the cartoon where a man is sitting with a massive plate of biscuits all to himself and on either side of him are two people. One with two biscuits, one with an empty plate. The man with the big plate says to the one with the empty plate "he's stole your biscuit".

This thread reminds me of this.

Paying tax is not "giving your money away".

I have been in the situation where I was the middle income household who got SFA when people around me were getting, eg, EMA for their children. I then felt that I had to mirror that for mine and it was really difficult.

But, I didn't blame the people who were getting it.

I blamed the Tories and I still do!

What's SFA and EMA?