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Fuck it - the government will look me

666 replies

Phonicshaskilledmeoff · 09/11/2025 09:05

I am becoming increasingly frustrated with the way our country is run. I love my country, but what on earth can I do to fix it? the Rachel reeves pension and stamp duty rumours have tipped me over the edge.

I believe 90% of our lives is the summation of our own choices. Bar (some of) our own (and families) health and tragic life events, there is very little we can’t choose in this country.

I’m not saying that the playing field is fair - I absolutely acknowledge that some groups face structural barriers that make good choices harder. Others are unaware those choices even exist. That’s where government should step in—not to equalise outcomes, but to equalise access to meaningful choice.

I think we all acknowledge that bad governments are ones that take away choices. This government, however is also taking away choice by incentivising bad choices. Policies should nudge people toward self-sufficiency, not make state reliance easier than self-reliance, or rewarding short-term decisions over long-term

Our Government should be working towards equitable availability of choice (not equal - see below) to make sure those choices are as easy and available to everyone. Policies should be in place to make sure people are encouraged to make the right choices.

I increasingly feel like I make the right choices and think what was the bloody point!

I’m going to wish I never paid into my pension soon and went on holiday instead! Should I just spend my money, move into a smaller house and quit my job. At this point I think I’d be better off.

Jargon Buster - EQUALITY - It’s assumed there is a level playing field and everyone gets the same resources. EQUITY - Everyone gets what they need to succeed, which may mean different levels of support.

OP posts:
EasternStandard · 09/11/2025 13:41

PandoraSocks · 09/11/2025 13:32

That is not true ES. There are only two contribution-based benefits. One is time limited, the other is not if you meet certain criteria. But you can't get either if you haven't paid into the system.

All other benefits are not time limited and have nothing to do with whether you have contributed or not.

So it is not true to say "the less you have contributed the longer you can get benefits".

UC isn’t time limited is it?

Do other countries have the same thing?

Legolava · 09/11/2025 13:41

bottledboot · 09/11/2025 13:37

As a country we do not pay anywhere near enough tax through income, employers & employees NI to support our healthcare model & the state pension. With an ageing population, a lack of investment that has lead to years of little growth we cannot afford these models.

I don't know how you fix it now but people are still arguing that others should be paying/suffering to make it affordable. That isn't going to work.

Ahh now we are on to the awkward truth. No we don’t. However, that is not the higher earners, broadest shoulders or whatever. They pay exceptionally high rates compared to other economies. We have a very distorted and upside down tax system. Harsh reality is, lower earners and middle earners pay no where near enough. We are also outliers on our welfare system. Many counties are time limited and contribution based. We have far too many people not contributing comparatively because our system allows it.

bottledboot · 09/11/2025 13:40

You not understanding stuff doesn’t make it bizarre. Try harder. What exactly are you wanting to discuss. Your questions don’t make any sense.

I've asked you lots of questions on the thread, which you have either ignored or said you can't answer due to a lack of a crystal ball.

bottledboot · 09/11/2025 13:37

As a country we do not pay anywhere near enough tax through income, employers & employees NI to support our healthcare model & the state pension. With an ageing population, a lack of investment that has lead to years of little growth we cannot afford these models.

I don't know how you fix it now but people are still arguing that others should be paying/suffering to make it affordable. That isn't going to work.

Negroany · 09/11/2025 13:36

Swiftie1878 · 09/11/2025 13:24

I think if they’re being given enough money to afford a car, and decide they don’t need a car, they’re being given too much money!

Right.

What if they have other income, from savings etc? PIP is not means tested, remember? It's to help fund the additional costs of being disabled.

WildLimePoet · 09/11/2025 13:36

Swiftie1878 · 09/11/2025 13:33

If they cut off our country’s access to finance or insist on a loan call-in, we won’t have the money for pensions so they’ll have indirectly stopped their payment.

I think PP’s answer to any rational explanation is ‘well a bailout just isn’t going to happen’

aka ‘la la la la la’ I can’t hear you’

or ’now that you have explained it and I’ve got nothing more to come back with’.

Legolava · 09/11/2025 13:35

bottledboot · 09/11/2025 13:23

@Legolava but lots of workers are reliant on welfare eg housing, childcare, education, healthcare

Workers in general, even if not net contributors are turning heavily against the welfare bill right now. You only need to look at opinion polls and other publications outside of the MN state largesse echo chamber .

I agree people are unhappy but I am confused as to what it is they want tbh. I'm a worker who is a net contributor but I do believe in welfare.

I believe in welfare, just not how it is right now. It’s unsustainable. The general public are turning against welfare in general. The public have been groomed to not see pensions and child benefits as welfare. To an extent UC as well. The kite flying coming from the Labour government is on purpose. They want people to target someone to be angry with. This time it is disabled and sick people. It is coming directly from those in government. Think about that.

They came for the ‘rich’, those who could afford private school, private sector workers. Now it is people in fairly average jobs and the disabled. You vote in a party who has the type of divisive rhetoric Labour have, this is what happens.

Frugalgal · 09/11/2025 13:34

Phonicshaskilledmeoff · 09/11/2025 09:05

I am becoming increasingly frustrated with the way our country is run. I love my country, but what on earth can I do to fix it? the Rachel reeves pension and stamp duty rumours have tipped me over the edge.

I believe 90% of our lives is the summation of our own choices. Bar (some of) our own (and families) health and tragic life events, there is very little we can’t choose in this country.

I’m not saying that the playing field is fair - I absolutely acknowledge that some groups face structural barriers that make good choices harder. Others are unaware those choices even exist. That’s where government should step in—not to equalise outcomes, but to equalise access to meaningful choice.

I think we all acknowledge that bad governments are ones that take away choices. This government, however is also taking away choice by incentivising bad choices. Policies should nudge people toward self-sufficiency, not make state reliance easier than self-reliance, or rewarding short-term decisions over long-term

Our Government should be working towards equitable availability of choice (not equal - see below) to make sure those choices are as easy and available to everyone. Policies should be in place to make sure people are encouraged to make the right choices.

I increasingly feel like I make the right choices and think what was the bloody point!

I’m going to wish I never paid into my pension soon and went on holiday instead! Should I just spend my money, move into a smaller house and quit my job. At this point I think I’d be better off.

Jargon Buster - EQUALITY - It’s assumed there is a level playing field and everyone gets the same resources. EQUITY - Everyone gets what they need to succeed, which may mean different levels of support.

The current government was left with a total shit show and Brexit economic basket case by the Tories. Brexit is costing us £100billion a year in lost trade and Labour can barely whisper it because the still-deluded loony Brexit brigade will start screaming about them 'undoing brexit'.

Their choices are very limited as to how to improve the country's prospects and they look like they are flailing around.

No one seems to have any better ideas , Reform and the Tories say punish the poor and reward the rich and the wealth will trickle down. This has never worked in history (which us why the are all for it) and where the country is now is this result of decades of that debunked policy.

I sometimes wonder why Labour even bother trying to get into power every time after this Tories have been screwing everything up for years. It's a completely thankless task. Blair managed to fix the country that the previous lot of Tories had screwed up but of course he hadn't inherited a Brexit sized disaster.

Swiftie1878 · 09/11/2025 13:33

bottledboot · 09/11/2025 13:10

Or worse, IMF could come along, since this country’s public spending and debt is a basket case, and tell people that you are not no longer getting other people’s money for free.

The IMF are not going to come along and stop paying pensions...

If they cut off our country’s access to finance or insist on a loan call-in, we won’t have the money for pensions so they’ll have indirectly stopped their payment.

WildLimePoet · 09/11/2025 13:33

bottledboot · 09/11/2025 13:31

@WildLimePoet your responses are bizarre, I assumed you wanted to at least try and discuss but clearly you are just ranting.

You not understanding stuff doesn’t make it bizarre. Try harder. What exactly are you wanting to discuss. Your questions don’t make any sense.

Woodlend · 09/11/2025 13:32

bottledboot · 09/11/2025 13:27

* We're* the only country in Europe that gives such a paltry amount to people who lose their jobs through redundancy.

Most countries base what you get out by what you paid in.

Which would be a far fairer system and would reward a work ethic.

PandoraSocks · 09/11/2025 13:32

EasternStandard · 09/11/2025 13:25

But others have a time limit on benefits and it’s contribution based is that right?

We have the opposite, the less you have contributed the longer you can get benefits. There’s no time limit?

That is not true ES. There are only two contribution-based benefits. One is time limited, the other is not if you meet certain criteria. But you can't get either if you haven't paid into the system.

All other benefits are not time limited and have nothing to do with whether you have contributed or not.

So it is not true to say "the less you have contributed the longer you can get benefits".

bottledboot · 09/11/2025 13:31

@WildLimePoet your responses are bizarre, I assumed you wanted to at least try and discuss but clearly you are just ranting.

WildLimePoet · 09/11/2025 13:30

bottledboot · 09/11/2025 13:26

@WildLimePoet I never said that? Why do you keep confusing what posters are writing? I said an IMF bailout is not close. It isn't.

I don’t know what you’re trying to get at

I asked you what you meant by a significant increase to pension age, I didn't think that was a hard question to answer, do you mean 75, 80?

What are posters saying about IMF bailout? Other than saying it isn’t going to happen. Is yours and their crystal ball more effective than economic indicators?

And you’ll have to ask the IMF on the raising of pension age. Like I said, they won’t be asking for anyone’s opinion on here, they’ll have their own modelling as to what the right number is. I’m sure you can find their address on google.

bottledboot · 09/11/2025 13:29

Employer social security costs are also higher in countries with better public services.

EasternStandard · 09/11/2025 13:28

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

If you don’t think they are tell mnhq instead of this

Kirbert2 · 09/11/2025 13:28

Swiftie1878 · 09/11/2025 13:24

I think if they’re being given enough money to afford a car, and decide they don’t need a car, they’re being given too much money!

It isn't enough money to afford to buy a car. It's money to lease a car or the same money in cash because not everyone wants to use the money to lease a car and not everyone is able to drive.

Catsknowbest · 09/11/2025 13:27

Phonicshaskilledmeoff · 09/11/2025 10:16

sorry about that.

i want to government to support positive choices - ie saving for retirement, finding employment, buying a house, having children when you can afford them.

Mm. Well. Guess what? My husband didn't want injuries from military service and to have to become disabled but hey ho. And if you're going to start a rather goady thread at least examine your grammar.

bottledboot · 09/11/2025 13:27

* We're* the only country in Europe that gives such a paltry amount to people who lose their jobs through redundancy.

Most countries base what you get out by what you paid in.

bottledboot · 09/11/2025 13:26

@WildLimePoet I never said that? Why do you keep confusing what posters are writing? I said an IMF bailout is not close. It isn't.

I don’t know what you’re trying to get at

I asked you what you meant by a significant increase to pension age, I didn't think that was a hard question to answer, do you mean 75, 80?

Catsknowbest · 09/11/2025 13:25

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

EasternStandard · 09/11/2025 13:25

Woodlend · 09/11/2025 13:23

Were the only country in Europe that gives such a paltry amount to people who lose their jobs through redundancy.

But others have a time limit on benefits and it’s contribution based is that right?

We have the opposite, the less you have contributed the longer you can get benefits. There’s no time limit?

Swiftie1878 · 09/11/2025 13:25

Woodlend · 09/11/2025 12:59

And people spend PIP money entirely on therapy and disability goods anyway so it shouldn’t be an issue.

How do you know? Do they have no free choice over how it’s spent?

Swiftie1878 · 09/11/2025 13:24

Negroany · 09/11/2025 12:59

Yes, you have started to understand my point.

People have a choice what they spend their benefits on. Some choose the car scheme. For some reason you don't like that. But you agree it would be fine if they spent it all on gin.

What you're really saying is that you think the lives of disabled people should be restricted and they should not be able to live as good a life as, say, you. It's simple envy.

I think if they’re being given enough money to afford a car, and decide they don’t need a car, they’re being given too much money!

Woodlend · 09/11/2025 13:23

EasternStandard · 09/11/2025 13:14

How much of an outlier are we on this?

Others have time limited and contribution based benefits.

Wondering if we’re the only ones with the system we have

Were the only country in Europe that gives such a paltry amount to people who lose their jobs through redundancy.

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