I’ve easily found £30bn of savings, so why can’t the government do this?

It's a no from me. If you want £30bn in savings let's start with cutting the benefits bill, the waste on DEI in the public sector and the money spent on housing asylum seekers

OK, so I'll stop paying into my private pension, cash what I have in at 60 or earlier if I'm allowed, take my 25% tax free allowance (if that hasn't been thieved off me by then), cut my hours and stress at work to bring down my salary and tax liabilities, draw pension out at lowest possible tax liability but maximum to drain it over 8 years, draw it out as cash regularly and hoard it under the floorboards, buy precious metals and other things as small off grid investments, then claim full state pension at 68 because I'm now destitute on paper.

Were some pensioners not working class then?

I'm 65. I had my first baby in 1994. Mat leave was 26 weeks: 18 were paid; six at 90%, 12 at £50. I was back at work when my baby was 18 weeks. Only 7% of my generation went into HE, about 4% to university. MIL had DH in 1962. She was a teacher, she had to leave the Easter before he was born in August because it was considered undignified for dc to see a big bump. She had no right to return to her job. Her DH born in 1929 had little medical care prior to 1947 despite a serious accident when he was 10.

Many families in the 60s had outside toilets and no bathrooms. Few had central heating.

Thank goodness that in those days we knew the difference between their and there, even if we weren't university material. I dropped out of university. I have never been skint or struggled even without that privilege.

Sadly, you sound like an entitled moo with green eyes. I'm pleased my dc don't share your views.

I doubt you could afford me if you can’t see the value in Providing for yourself versus claiming £3600 per year in universal Credits

Sorry, married couples have not all received £150 each. We had £100 each.

Agree - wouldn't hugely surprise me if this made an appearance in the Autumn budget.

Op you sound like the chatGPT search you wanted to run was "would it be a good economical strategy for the UK to shoot everyone who lives to 65"

See the original calcs. Teachers and doctors minimally affected.

Retired doctor here. Under your proposal I would lose my state pension entirely. Someone with private pensions of £36K plus £12K state pension would see their income of £48K reduced to £36K which is a 25% income reduction. I don't regard a 25% reduction in income as being minimally affected by this crazy proposal.

I know I’m missing the point of this thread (and the terrible idea) but I’d love to know how much of this black hole could be filled with departmental savings in government - they waste billions every year.

The NHS included, my sister in law recently mentioned how her department ordered some chairs for a conference room, the chief exec didn’t like the colour - instead of sending them back the original ones where thrown onto a disused room whilst new ones in a nicer shade of the same colour were ordered. If ‘working people’ are expected to pay more, this sort of nonsense needs to stop too!

Excellent idea, I have enough in my private pensions to cover retirement. When can I stop paying NI? I also want a refund for all the NI contributions I have thus paid. While you’re at it, I want a refund on 20% VAT and whatever % my taxes pay for state education since my children don’t use state school.

Another idea for those who work and save hard to support those who don’t.

Those with the broadest shoulders are fed up.

I shall decline your kind offer, I don't think your advice is worth the money.

So you think that the 44.2% of people, who are net contributors to the economy, many of who have paid all of their NI years up to receive a full pension and are still paying, should now also be penalised further. Screw that. No I will not be voting for such a stupid policy.

And I didn't get my state pension until 65 and 5 months instead of 60. So, waited longer and got less.

ChatGpt told me that the average temp in May for a town in France i'm hoping to visit, is 1820'C

I'll pack some factor 50.

Your plans are full of holes, would have a host of unintended consequences, they aren't really worthy of consideration.

You do understand that those pensioners were often young, struggling families too?

And if you were facing losing the lot which I would with your proposal I bet you’d think differently. Easy to think this is ok if you’re only going to lose a few hundred. I’m ok Jack

my private pension won’t be massive. Maybe 17-19k a year. But the state pension on top will make all the difference between turning the heating on or not.

The demographics don't add up anymore though.

Outside of the rights and wrongs of removing state pension from people who have private pensions and other sources of income, I do believe that this will be a reality by the time I retire simply because the maths can't work of paying the state pension to a large, long living cohort of pensioners from taxpayers who can't afford the basics of living. So I'm working off the assumption I'll need to fund my own retirement.

Then you’ll be delighted to know that most asylum seekers are granted citizenship. Those who aren’t will be deported.

So, your taxes will be spent on UK citizens. And theirs on you.

Where is the fairness in spending money we don't have?
Working class people struggling to put food on the table, paying extortionate rent and energy bills whilst well off pensioners sit at home with extra money on top of triple lock pensions.
Meanwhile the debt keeps increasing. But it's OK I'll youngsters will pay it all back on top of there university fees

Maybe OP is just shit posting

Especially with ChatGPT, some people treat it like a new toy.

“Yadda, yadda, yadda… …I’d absolutely get up off my bum and vote for a party that proposed this. Would you?”

One vote ain’t gonna crack it hun.

You need to get up off your bum and JOIN THAT PARTY AND WORK ON IT. The ChatGPT party presumably???

They need big thinkers like you.

Me too to make sure I will get full state pension when I am 67. When the government make major changes they have to phase it in over 10 years or so to give those nearing state pension age time to adjust their savings. You are assuming all people would carry on paying exactly the same pension contribution which is extremely naive.

Ah, OK, thank you. I think it used to drop to zero years ago.