I’ve easily found £30bn of savings, so why can’t the government do this?

Not sure how you have put 2+2 together to make 5. If people want to have children and house a family, then that is their responsibility, not the responsibility of the state.

So you support taxation to fund the building of secure affordable housing?

@Rosscameasdoody just posted this on another thread- it was always a disaster in the making and so has come to pass- I predicted 35 years for it to finally come to fruition and cause major issues-and yep I was about right

I haven't said they should have children, I have said they will. And yes we need people to do these jobs.

So they should have children, but not earn enough to have secure housing?

Are you not considering that we need people to do these jobs?

The virtual extinction of council housing for most people definitely has a lot to answer for.

They will have children regardless. It's the higher earners who are opting out of parenthood.

💯 true.
There is no security for this choice anymore.

Actually I think the opposite is true.
People doing those sort of jobs used to be able to get council housing and raise children in the pass. They felt a family was something they did have a right to have and could afford to have.
Not true anymore. Look at birth rates.

So your argument is that people working in essential jobs shouldn't have secure housing or children?

Seems a bit short sighted.

Not to mention the blueprint for signing off everyone they could onto the sick to hide the unemployment figures. She was the architect of what’s happening now.

I'd track it back the Thatcher for selling off everything that wasn't nailed down.

As somebody who lives off investments and including rental properties, I completely agree.
I do also work because I love my job.

I’d track the economic issues back to Gordon Brown, but he was also a History graduate so I agree with your point overall.

Perhaps the real lesson is not to let History graduates anywhere near the Treasury.

I loathe the "Rachel from accounts" insult as it's clearly misogynistic.

George Osborne was a chancellor yet had a History degree, then a quick stint as a journalist, then straight into Tory government with his Eton mates. Completely unqualified and the roots of UKs decline can be traced to his mismanagement, post 2008.

In contrast RR studied PPE at Oxford and then a Masters in economics at the LSE. She joined the Bank Of England and then went into politics.

Her CV is way more suitable over Osborne for chancellor. However I think we should have some minimum qualifications for Ministers. Too many have very little experience other being political.

The housing is affordable for people doing those jobs, what isn't affordable is for those people to necessarily own their own homes and have a couple of kids. However the notion has taken hold that everyone is entitled to own their own home and have a couple of kids no matter how unable they are to provide for them

Unfortunately there isn't necessarily a connection between the jobs that we need people to do (from care worker to bin man - the 'essential' jobs during Covid) and salaries.

That is why affordable housing is necessary.

MIL and FIL bought their three bed semi in 1960. MIL still lives there with her local community close by. She's 89 and can fund cleaner/carer, etc.

DH and I will move in the next five years to somewhere smaller, location will depend on the dc. We'll give the DC at least £500k each to avoid the treasury getting their mitts on it and giving it away to people who are somewhat entitled. This thread has somewhat crystallised my views.

Completely agree. That’s the way to do it… I’d get rid of NI altogether!

@slummymummy24 what’s with the Rachel from accounts- Sunak was a former Goldman Sachs banker who spent a stint at a hedge fund involved in a deal at the heart of the 2008 financial crash.Did you all call him Rishi the asset stripper , bank buster etc??

Totally agree. Why should I subsidise someone else’s housing.

the thing is as well get increasingly squeezed this sort of attitude is going to become more prevalent as we feel we’re having the piss taken out of us. I didn’t get given a help to buy or right to buy scheme. I got a job, I saved and I got a house. I have new neighbours, ftb, they’re in their mid 20s doing normal jobs and have managed to buy a house costing them 220k.

yeah we all know house prices aren’t what they were in the 90s. Well neither are wages. My first job was 10k a year, my house cost me 34k. I think a nmw job would pay 25k still, you can still buy houses round here for 75k- 80k . So the wage to house prices ratio is about the same.

Am I taking more out than I’ve put in? State pension might get it for 10-15 years at 12k a year. I pay 10.5k a year tax just on income tax and NI and by the time I get my state pension and will have paid tax for 52 years (ok not all at 12k a year of tax payments). But actually I’d expect for the next ten years or so I’ll pay more than 10.5k a year as my wages are still rising. So even with the odd nhs bill I think I’m probably a net contributor by the time I’ve added on all the VAT and council tax I pay.

people earning over 41k a year are generally a net contributor

Who cares about your personal situation, it's boring to everyone else. Can't afford a house, get a better job and stop whining. Why on earth should the government be wasting money by subsidising housing for someone like you. Doesn't sound like you are putting more in than you are getting out. If that seems harsh maybe reflect on your post

You don’t suddenly become a different person at 67, why would someone who was perfectly happy at 66 suddenly want to move to the equivalent of the old age pensioner Big Brother house? Maybe 80 plus year olds are perfectly happy living in their “isolated” houses? After all, according to people like you on this thread they are absolutely rolling in cash so can afford carers, cleaners, gardeners and companions.

So you dont need it either then, your working after all. What help do you need?

@yellowshirt On what basis have you extrapolated that maths isn't my strong point, that I'm entitled or that I have taken out more than I have put in.

I never had access to right to buy. I did work 60+ hour weeks in my 20s and until recently worked 50+. DH worked 70+ in his 20s/30s/40s/50s - probably 45 to 50.

We are mortgage free because we paid it off.

I am really looking forward to my £12k state pension. As is DH. It's a small compensation for the years of work and tax we have rendered.