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Dd s boyfriend wants a pre nup .

457 replies

Velveteenrabbitt · 28/10/2025 09:33

dd had been with her bf since uni - he has several investments and earns 85 k plus massive bonuses and his earnings will increase. She earns 32k

They are buying a house together and she is investing 30% of deposit , he 70% . Has he has more money.
They told me y day that he wants a pre nup when they get married.
I must admit I was very shocked as I assumed marriage to be a ‘ we situation’ and everything is shared as in the good and the bad - and why would money be the only thing not shared ?

I spoke to him about it as he told me that his mates just dont get it . He says that its because he has seen some married men lose their home And end up in rented if the couple split up and the man ends up worse off mostly, he wants to make sure that If anything happened its not like that .
The mortgage but also it will be not what i assumed in that it will be - joint ownership - but that he gives 70% contributions to deposit and mortgage payments, and she gives 30 % and that will be reflected too .

We are giving dd part of her deposit. The solicitor says that this is classed as a gift and is paid when the mortgage commences.

dd says that initially she was upset and insulted , but now she understands what he means she is ok with it .

I understand that she will need a solicitor for her part of the pre nup.?
I remain anxious about this - it does not feel normal ?

How can i address this with sensitivity with dd without isolating her from us ?

Ive said to him it needs to be fair and in the marriage would be uneasy if dd had to buy cheap clothes for eg and him with more income had much more spending money.. he said that - what people don't see is he does treat her - and he is generous- but again thats in his control .

He comes from quite a deprived background and I think part of this may be anxiety as he has worked very very hard .

I don't want to interfere , dd adult, but also our dd.I am aware we may need to tread carefully here am looking for balanced support and i want to stay measured about this and calm etc.

OP posts:
TheeNotoriousPIG · 29/10/2025 21:17

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k1233 · 29/10/2025 21:12

Velveteenrabbitt · 28/10/2025 12:19

Houseleeks
when he discussed it with me yesterday , I pointed out that the woman often stays in the home FOR the benefit of the dc . And that this stops at 18 .

If I was your daughter I would use it as an opportunity to set financial obligations across the entirety of the marriage, not just on breakup. For example:

  1. Financial contributions are proportionate to earnings, including all costs for children of the marriage (during and on dissolution of the marriage)
  2. All investments made and bank accounts created during the marriage will be in the names of both parties with regular statements provided to both parties
  3. On maternity leave he pays 100% of costs of the household, provides her with a monthly allowance (% of his income, not fiixed amount) and makes pension contributions on her behalf to the maximum allowed
  4. If it is agreed that she stays home to raise children, he pays her a monthly allowance equivalent to her salary immediately prior to ceasing work, increased by CPI annually and he continues to make pension contributions on her behalf to the maximum allowable. This is payable until the youngest child leaves full time education.
  5. He will contribute a monthly amount into individual accounts for each child of the marriage. These funds will be used by the resident parent to raise the children in the event of divorce, topped up by child maintenance paid by the non resident parent.
  6. In the event of divorce, children's costs will be split in the same proportion as earnings immediately prior to the divorce (allowance is classed as earnings for this purpose)
  7. If he has an emotional or physical affair that results in the end of the marriage, she is entitled to 70% of the assets accumulated during the marriage.
  8. Clause on how child maintenance would be calculated, offset by funds from point 5
  9. Any child maintence payable in accordance with clause 8 will be paid directly to the recipient by the payers employer (set up as a split payment in their payroll system). If the payer is unemployed.... if self employed....
Thankyourose · 29/10/2025 20:52

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‘going after his pension’ giving her money…

always an interesting one. Male friend was whining about this - what was ACTUALLY happening was that after a 25 year marriage with 2 kids, where they both worked in the same industry but she was PT because of child raising and he was able to work FT and become a partner in his company … they were splitting their marital assets 50/50 INCLUDING their pensions.
His pensions WAS worth more because as high earner it made sense for him to pay a lot in for tax relief and and for her to pay in less to hers so they had money for the day to day. Plus she earned less, never having made partner because she worked 3/4 days rather than FT.
And of course in divorce he massively resents having to share ‘his’ pension, massively resents the ex getting more of the hse equity so he keeps the pension and they walk away with 50/50 .

it amazing how quickly - these choices make sense financially for our family decisions swing to a ‘she’s taking my money, MY pension, I have to sell the house and give her half’ etc when divorces happen.

TheeNotoriousPIG · 29/10/2025 20:48

I'd still prefer to have my own assets, and for the other party to keep their hands off my things! They can keep their own.

It's bonkers that one person can end up with everything, leaving the other person penniless. It simply isn't fair. Thus, a pre-nup sounds (to me, anyway) like a good idea.

OhDear111 · 29/10/2025 20:44

@TheeNotoriousPIG The issue is that, at divorce, all wealth is on the table. Pensions are not exempt. Neither is property or other investments. The pension must be declared at the outset. It cannot be hidden and protected so if it’s not declared it affects the divorce settlement.

No: divorce when dc and a longer marriage are involved won’t be affected by a pre nup, especially when it’s not a vast sum of money. It will still be a 50:50 starting point. A pre nup might be guidance for around 5 years but further down the line, dc and family needs overtake a pre nup which is largely about a house deposit.

Genevieva · 29/10/2025 20:42

If he is insisting on this then she must put clauses into it that protect her career sacrifices for his career and for children.

TheeNotoriousPIG · 29/10/2025 20:32

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windintheoak · 29/10/2025 20:05

RoostingHens · 29/10/2025 12:39

There could be but why would you enter a marriage where you will always be the ‘junior partner’? Where you know if he threatens to leave you won’t be able to afford a house? Where he has extra weight in all decisions because he ‘pays the most’?

We have unequal incomes but it's not a problem. It's all pooled as 'ours'. Surely most marriages aren't equally matched for income? In our case, we married as students, on equal scholarships, had no idea where life would take us or who would earn what. With children being born and my industry not being as lucrative, his earning capacity has grown more than mine. It doesn't matter. It's a life we've built together and we don't think in terms of his and mine when it comes to money. Just ours. He doesn't get more weight in decisions because he earns more. That would be sad. We are equal partners. Income doesn't determine that.

MauriceTheMussel · 29/10/2025 18:53

Ah, apologies. Unfortunately, can’t always spot satire on these types of threads as plenty of people would say what you did with total conviction and sincerity!

Anyahyacinth · 29/10/2025 18:10

MauriceTheMussel · 28/10/2025 13:24

Whilst I’m with you, what if she gets long term or sustains a debilitating condition from pregnancy and childbirth and can’t do these things?

My point being: once you start carving up and itemising your role (as a pre nup sort of dictates), it’s a race to the bottom.

I’d tell the guy to shove it with the prenup. You either trust me as a life partner and to have your children and be a partner, or you don’t. No cherry-picking.

Totally agree, my post was facetious...hence the nausea emoji

nomas · 29/10/2025 17:44

Beddaax · 29/10/2025 12:38

I remember a thread before where a a poster was talking a time when man cheated on his finance before the wedding. He apologised, the wife pretended to accept his apology but they she waited to get married for the sole purpose of taking half his stuff.

I know a PP on a different thread who refused to marry her DP who she lived with and had kids with because "she didn't want him taking half his stuff"

She would have had to stay married to him for quite a while to get 50% of his stuff.

nomas · 29/10/2025 17:40

I think it's good he is protecting himself, although I don't think pre-nups are binding in the UK.

He should ring fence his deposit. What if they split up within a year, why should your dd get half the house when she didn't pay half the deposit or mortgage?

They need to make adjustments for any life changes(children, maternity leave, SAHP etc) but your dd should prioritise excelling in her own career and not replying on a man.

Babybaby2025 · 29/10/2025 16:51

I think the arrangement is fine as long as they don't want children

SillyJilly2020 · 29/10/2025 15:37

JHound · 29/10/2025 15:13

Then don’t get married and certainly never have children.

Or do what ever i please and have some legal paperwork to protect me lol

bubzie · 29/10/2025 15:25

The number of times on here that I read pre nups are not worth the paper they are written on. This is not the case. Look at this link ( could have been one of a thousand) IF drawn up properly then yes they are taken seriously by courts. Yes there are other ways of protecting deposits in property too.
https://www.equifax.co.uk/resources/money-management/prenups-and-divorce.html

Will a prenup protect me if I get a divorce? | Equifax UK

Plenty of couples look into prenuptial agreements in case their marriage doesn’t work out. Here’s how prenups work to protect you, and what could potentially invalidate one.

https://www.equifax.co.uk/resources/money-management/prenups-and-divorce.html

JHound · 29/10/2025 15:13

SillyJilly2020 · 29/10/2025 13:23

As a woman I am far better with money than my man. When we end things you better belive i am taking my money with me. Should be the same with men

Then don’t get married and certainly never have children.

ThatPoliteGreenKoala · 29/10/2025 15:09

It sounds like your daughter is handling it well. As long as she gets her own solicitor and it’s fair, a prenup can just be a sensible way to protect both of them without affecting their relationship.

Trendyname · 29/10/2025 15:00

Beddaax · 29/10/2025 12:38

I remember a thread before where a a poster was talking a time when man cheated on his finance before the wedding. He apologised, the wife pretended to accept his apology but they she waited to get married for the sole purpose of taking half his stuff.

I know a PP on a different thread who refused to marry her DP who she lived with and had kids with because "she didn't want him taking half his stuff"

Those OP’s were in relationships for wrong reasons, does not mean OP’s dd wants to do the same and it does not mean her fiancée’s offer is reasonable - expecting her to leave job to raise kids and look after home and at the same time telling her my money is mine. Imaginary divorce aside, he is controlling.

aloris · 29/10/2025 14:58

"Imagine being a man, working hard providing for a family and then the woman decides to up and leave with 50% of your stuff."

Imagine being a woman, working hard to raise your children at the expense of your career, your pension, even your health, trusting that your marriage was a shared mission, and then being abandoned by your husband and told that everything you thought you shared was just "his stuff."

SillyJilly2020 · 29/10/2025 13:23

As a woman I am far better with money than my man. When we end things you better belive i am taking my money with me. Should be the same with men

Naunet · 29/10/2025 13:03

I think it's fine as long as they don't have kids, if they do decide to have kids, I would want him to pay me compensation if I was her. Transactional relationships are only fair if they work both ways.

MO0N · 29/10/2025 12:46

RoostingHens · 29/10/2025 12:39

There could be but why would you enter a marriage where you will always be the ‘junior partner’? Where you know if he threatens to leave you won’t be able to afford a house? Where he has extra weight in all decisions because he ‘pays the most’?

You're not wrong but most men enter a marriage expecting and intending for the woman to always be the junior partner.
If she starts earning more then he does he will find some way to crush her back down to where he thinks she should be.

Beddaax · 29/10/2025 12:44

RoostingHens · 29/10/2025 12:39

There could be but why would you enter a marriage where you will always be the ‘junior partner’? Where you know if he threatens to leave you won’t be able to afford a house? Where he has extra weight in all decisions because he ‘pays the most’?

Then the DD can negotiate for better income protection and/or not being a SAHM

RoostingHens · 29/10/2025 12:39

Beddaax · 29/10/2025 11:05

There can be an alimony requirement. But no right to assets he has.

There could be but why would you enter a marriage where you will always be the ‘junior partner’? Where you know if he threatens to leave you won’t be able to afford a house? Where he has extra weight in all decisions because he ‘pays the most’?

Beddaax · 29/10/2025 12:38

I remember a thread before where a a poster was talking a time when man cheated on his finance before the wedding. He apologised, the wife pretended to accept his apology but they she waited to get married for the sole purpose of taking half his stuff.

I know a PP on a different thread who refused to marry her DP who she lived with and had kids with because "she didn't want him taking half his stuff"