Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Dd s boyfriend wants a pre nup .

457 replies

Velveteenrabbitt · 28/10/2025 09:33

dd had been with her bf since uni - he has several investments and earns 85 k plus massive bonuses and his earnings will increase. She earns 32k

They are buying a house together and she is investing 30% of deposit , he 70% . Has he has more money.
They told me y day that he wants a pre nup when they get married.
I must admit I was very shocked as I assumed marriage to be a ‘ we situation’ and everything is shared as in the good and the bad - and why would money be the only thing not shared ?

I spoke to him about it as he told me that his mates just dont get it . He says that its because he has seen some married men lose their home And end up in rented if the couple split up and the man ends up worse off mostly, he wants to make sure that If anything happened its not like that .
The mortgage but also it will be not what i assumed in that it will be - joint ownership - but that he gives 70% contributions to deposit and mortgage payments, and she gives 30 % and that will be reflected too .

We are giving dd part of her deposit. The solicitor says that this is classed as a gift and is paid when the mortgage commences.

dd says that initially she was upset and insulted , but now she understands what he means she is ok with it .

I understand that she will need a solicitor for her part of the pre nup.?
I remain anxious about this - it does not feel normal ?

How can i address this with sensitivity with dd without isolating her from us ?

Ive said to him it needs to be fair and in the marriage would be uneasy if dd had to buy cheap clothes for eg and him with more income had much more spending money.. he said that - what people don't see is he does treat her - and he is generous- but again thats in his control .

He comes from quite a deprived background and I think part of this may be anxiety as he has worked very very hard .

I don't want to interfere , dd adult, but also our dd.I am aware we may need to tread carefully here am looking for balanced support and i want to stay measured about this and calm etc.

OP posts:
EvangelicalAboutButteredToast · 28/10/2025 10:51

I don’t think prenups mean anything in England unless you are located elsewhere.

Im trying to think what my thoughts are, as I have two boys and I would want them to protect themselves financially. I suppose I would be asking what the point of marriage was in this situation? Who is pushing for the marriage? What benefits are they expecting from it if not an equal playing field of shared assets and security? If ever there was a case for pre-marital counselling i would say this was it.

My partners ex was given money for a house deposit and this was ring fenced when they purchased a house together so when they split up she got that exact same money back again. My instinct was this scenario might work better for your daughter and her boyfriend instead of marriage.

Thatstheheatingon · 28/10/2025 10:51

If the OP were the parent of the higher earner, I would think the same.
They don't really need to get married do they at this stage? What will it bring?

Ponoka7 · 28/10/2025 10:51

Thatstheheatingon · 28/10/2025 10:49

All ok until/unless they have children. Then I'd want it thrown out; but would be too late? Unless that's written in as well. His career will continue to rise and of course hers won't be prioritised as it earns so much less.

Once they have children pre-nups become totally invalid in the UK.

Beddaax · 28/10/2025 10:50

GAJLY · 28/10/2025 10:42

Yes but it still puts her in an even weaker position, as the man might refuse to pay nursey fees arguing her salary pays less. You can't make the man pay anything if he refuses too. The only way it would work is if she had a well paid job and is able to cover the nursery fees alone. She would wonder why husband is so tight and feel financially able to leave him.

Why are you assuming he'll automatically be abusive?

Thatsalineallright · 28/10/2025 10:50

RoostingHens · 28/10/2025 10:38

How does that work if eg a man brings in a business worth £100k and a woman nothing. But during marriage the business goes bust and the women makes £100k? Does he walk off with all the money?

I believe that in a divorce the pooled assets earned during marriage are shared between the couple depending on circumstances. So similar to the UK where the law takes into account if someone was a stay-at-home parent or whatever.

The difference is that assets from before the marriage aren't included in the pool to be divided.

I'm the higher earner in my marriage. If we divorced I would have to share any savings made during marriage with my DH. The reasoning being that we were a team when that was earned and each spouse played their part (e.g one looks after the kids, the other works).

But any property or money I had from before the marriage remains fully mine.

So in your example it doesn't matter that the DH had a business before marriage. It's what he's got after getting married that counts.

thestudio · 28/10/2025 10:49

I think that it could be fair (before children only) if all expenses are paid in the ratio of earnings.

So if he earns in the ratio 4:1 what she earns, and owns a 4:1 share of the house, he should also pay 4:1 of the bills.

the domestic work and organising should be split 50/50, not according to who earns what .

You should point out that structural inequality is also playing a role here: one of the reason that she earns less than him is because girls are still encouraged into 'softer' careers. There is also still a massive gender pay gap within the same role.

If he can't acknowledge that I'd say that was a red flag.

Once she has children it should be the case that they are both left with the same amount of fun money and free time after all the bills/savings are taken out.

If he continues with this idea of his earnings/share of the house vs hers after they have children - well, that is a massive red flag.

Ishouldreallysleep · 28/10/2025 10:49

RandomMess · 28/10/2025 10:45

The pre-nup would have to be made invalid and re written once they have children (ideally before pregnancy) if it were me.

She’ll be left holding the baby tied to London without the salary to make it a pleasant experience.

This is true and something to consider. If he chooses to divorce her after DC a family court may decide the child needs to remain in the area they currently reside. Could she afford that after divorce with 30% or would she need to leave the child with Dad?

Thatstheheatingon · 28/10/2025 10:49

All ok until/unless they have children. Then I'd want it thrown out; but would be too late? Unless that's written in as well. His career will continue to rise and of course hers won't be prioritised as it earns so much less.

KimberleyClark · 28/10/2025 10:48

OP, if your daughter was the one who was earning more and she was marrying someone who earned a lot less,wouldn’t you want her to protect her assets?

RoostingHens · 28/10/2025 10:48

Velveteenrabbitt · 28/10/2025 10:45

rainbowsparkle28

re the deeds- it will be a joint purchase but 70/ 30 ownership it seems as he will pay 70 % of mortgage .

Would he continue to do that if she started to earn more money?

What about if they needed to move to allow in to further his career? Or her?

Velveteenrabbitt · 28/10/2025 10:47

NoSoupForU

There is no way I wish to create drama as you put it , I simply want to be able to support dd with best advice . For example , she had no idea that she should also consult a solicitor.

OP posts:
BarbarasRhabarberba · 28/10/2025 10:47

MagpiesAreBastards · 28/10/2025 10:34

Please stay off the relationships board then. In the real world, it is predominantly women who take career breaks to be with children and their husbands reap the rewards. Even if the woman isn't consciously prioritising his career, it is the net result.

😂 you don’t get to police who posts on what boards.

CarrierbagsAndPJs · 28/10/2025 10:47

Velveteenrabbitt · 28/10/2025 10:45

rainbowsparkle28

re the deeds- it will be a joint purchase but 70/ 30 ownership it seems as he will pay 70 % of mortgage .

But what happens if she takes maternity leave? Does he plan to take equal leave?

RoostingHens · 28/10/2025 10:46

NoSoupForU · 28/10/2025 10:44

Yes I agree for them to discuss. Not for her mother to create drama over.

Ah, you are one of those MN types who thinks parents should throw their children out at 18 and never speak to them or offer them any support ever again.

JadziaD · 28/10/2025 10:46

NoSoupForU · 28/10/2025 10:34

You're being unreasonable as it really has fuck all to do with you.

Personally I think any assets somebody has already acquired before the relationship is established should be ring fenced, but as that isn't the case then a legal order makes perfect sense.

Just take on board all the advice that she should seek independent legal advice to take into account her overall contribution. Men hear these supposed stories of being "fleeced" by ex wives but in most cases, the women's side is totally different. But it's easy to fall into this.

DH risked being excommunicated by a group of friends when one was ranting about his wife "taking the house he worked hard to buy" etc by pointing out that this man's wife had moved city, then coutnry, giving up a lucrative career of her own to support him and now needed to start again...... Luckily, that caused everyone to pause and actually, to their credit, they all took a long hard look at the situation again and got less "yes, you poor guy. She's fleecing you" about it.

CarrierbagsAndPJs · 28/10/2025 10:46

WFHforevermore · 28/10/2025 10:43

Why do you feel the need to tell us his parents are on benefits, that is none of your business and neither is whether than can afford food. How judgemental of you.

None of this is your business. I'd be advising my DS to run a mile from you as a MIL.

It isnt judgy. She is explaining a history of financial insecurity which will influence his actions as an adult.

Velveteenrabbitt · 28/10/2025 10:45

rainbowsparkle28

re the deeds- it will be a joint purchase but 70/ 30 ownership it seems as he will pay 70 % of mortgage .

OP posts:
RandomMess · 28/10/2025 10:45

The pre-nup would have to be made invalid and re written once they have children (ideally before pregnancy) if it were me.

She’ll be left holding the baby tied to London without the salary to make it a pleasant experience.

RoostingHens · 28/10/2025 10:45

None of this is your business. I'd be advising my DS to run a mile from you as a MIL.

Why would you be advising your son that? Surely it wouldn’t be any of your business either?

NoSoupForU · 28/10/2025 10:44

RoostingHens · 28/10/2025 10:42

Before they are engaged is the perfect time to discuss this.

Yes I agree for them to discuss. Not for her mother to create drama over.

WFHforevermore · 28/10/2025 10:43

Velveteenrabbitt · 28/10/2025 09:57

Witsend101 ·
I have no idea about the assets
Think that

  1. his aim is to protect his wealth if things go wrong as he does not want to be made to leave his home ( he seems to give examples of people it has happened to )
  2. I would guess 70%f the house value because when I said to dd and him - dd that means if you split and sold up , your share of the equity would be much less and both agreed.
  3. he has a massive amount of investment made by risk taking when younger and going without .
  4. he seems generous with her - he also supports his parents who remain on benefits, and sometimes run out of food or cant pay their rent ( on benefits)

Why do you feel the need to tell us his parents are on benefits, that is none of your business and neither is whether than can afford food. How judgemental of you.

None of this is your business. I'd be advising my DS to run a mile from you as a MIL.

RoostingHens · 28/10/2025 10:42

NoSoupForU · 28/10/2025 10:41

I've just realised they aren't even engaged.

Seriously, you need to stop shit stirring.

Before they are engaged is the perfect time to discuss this.

GAJLY · 28/10/2025 10:42

Beddaax · 28/10/2025 10:36

She can continue to work then

Yes but it still puts her in an even weaker position, as the man might refuse to pay nursey fees arguing her salary pays less. You can't make the man pay anything if he refuses too. The only way it would work is if she had a well paid job and is able to cover the nursery fees alone. She would wonder why husband is so tight and feel financially able to leave him.

No5ChalksRoad · 28/10/2025 10:41

Velveteenrabbitt · 28/10/2025 09:40

Thank you all .
Yes they live together and split the bills 60/40 atm .
They a
have been together 5 years and may get engaged soon .

I’m surprised that you know so much about their private financial matters. Why is that?

NoSoupForU · 28/10/2025 10:41

I've just realised they aren't even engaged.

Seriously, you need to stop shit stirring.

Swipe left for the next trending thread