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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do people actually use credit cards to pay bills or is that a red flag?

102 replies

YourEdgyJoker · 26/10/2025 20:17

I’ve always thought of credit cards as something you use for emergencies or bigger purchases, not regular bills. But lately I’ve noticed more people mentioning they pay rent, council tax or utilities with their credit card. Is this just normal now or is it a sign things are tight?

AIBU to wonder if this is smart financial strategy or a slippery slope?

OP posts:
TheSwarm · 26/10/2025 20:20

Apart from tiny things, direct debits and the odd cash payment, I put everything on a credit card. Easier to budget, better consumer protections, tiny bit of cashback.

Nicknacky · 26/10/2025 20:19

I know people that do it for Tesco points or airmiles. Guy from my work gets free flights to Florida with his