This is a scam isn’t it?

You definitely need to be firm with her, tell her you do not have the money or any way of raising it and are not interested.

However, don’t write off a potential friendship. One of my friends got sucked into UW and it didn’t last too long. Once she realised I was not going to play she reverted to her normal self with me. She’s quite embarrassed by the whole thing now.

With respect love, you REALLY need to learn to use Google and search up these things

with this astonishing lack of knowledge you are ridiculously vulnerable to any dickhead wanting to come along and take the piss.

you have a smartphone, put it to good use

oh and tell this woman you’re not interested in her scheme, and to leave this subject alone.

if she doesn’t stop, block her.

Time to be blunt.

I am not interested. Please do not message me regarding this again.

if she does, block.

Sounds like a pyramid - I would avoid her what a shame.

@Namechabgeforthissss MLMs (Multi-Level Marketing) is a form of pyramid scheme. You will have seen adverts at some point for them, where someone joins and pays a fortune for some juice powders, makeup, vitamins or some such crap and tries to sell them on to idiots and get them to join up as sellers. Each seller buys their products from whoever signed them up and the person above them gets a cut of everything everyone below them sells. The people at the top make a fortune everyone at the bottom loses money.
This woman is not to be trusted and this scheme is all you'll hear about from her. She's someone to be avoided at all costs

It's a pyramid scheme.

Either block or just ignore her when she asks you to sign up,you have to be very blunt.

This

Someone who hasn't heard of MLMs or UtilyvWharehouse isnt going to understand any of that thread, it's not a dummy's guide

@Namechabgeforthissss as everyone else has said firmly say no and block her, you really don't need to investigate the history of MLMs

Sounds like Utility Warehouse. My friend has a family member who does it - it's like a bloody cult and they are VERY pushy! You'll have to be very blunt with your neighbour, tell her you're not interested and to stop asking you.

Definitely MLM. Classic modus operandi, trying to reel you in.
I got stung with this years ago.
Ignore the texts and if she persists, block and delete

She's not called Bernice Madoff, is she?

Clearly you were projecting some sort of friendship/kinship with her without knowing anything her - and from the sounds of it, she's a pushy predatory pyramid scheme scammer. She's not interested in you, only in getting your money.

Definitely avoid her, leave messages unread too. She’s probably tried to target other neighbours before you, if they see you being pally with her they may avoid getting to know you better. So by being neutral with her, opportunities to meet other neighbours may present themselves.
I remember selling my camper van a few years ago - a year later the buyer called me. She asked if I’d like to go out for a drink! I was flustered as I thought she may be asking advice on the camper. Then she said she had a great opportunity and had “thought of me” (yeah right - still had my number!) I politely declined and blocked. These people have thick skins but it also comes from a desperation as they’ve been hooked in. More difficult for you, I appreciate, hopefully you’ll meet other neighbours and be able to ignore this one.

Just say, no thanks it's not for me, with a smile. And if she brings it up again say the same but with a frown. The third time say I've told you no don't ask me again.

Its basically a pyramid scheme
It MAY be possible to save money on utilities but the main point of it is to recruit other people to sell it and you get comission on their comission.
Look at MLM's - UW isn't the worst but it certainly is one

Agree it sounds like Utility Warehouse, and definitely an MLM/pyramid scheme. You will have to be direct and say you are not interested and will not reply to any more messages/calls about this.

And yep - just say you won't be getting involved in any of these schemes. No need to think of any fancy reasons. You don't have time. If you're brave you could add that you wouldn't want to do it even if you did have time, because it involves asking friends for money.

I’d reply with something friendly but clear - along the lines of “Hi Claire! As mentioned, I have no interest in joining so please don’t worry about sending me any more information. Speak soon.”
She’s probably borrowed her ‘buy in’ and is in debt to this. Absolutely don’t get involved!

Woah
have a coffee and get some fresh air

so if you’re 100% sure it is a scam, don’t waste your time navel gazing about it 🤷‍♀️

just send a firm message “not interested and don’t have the funds”

the latter point will shut her up

Utility Warehouse doesn't ask for money up front from anyone,or at any time bar £10 a year to register.

Just block her. She isn't your friend..

If you need to convince 4 people to sign over £800 your going to become very unpopular

It seems like it's an MLM but she's not even bothering to reel you in with a supposed 'product'. So yeah it's literally just like a chain letter thing, pyramid scam.

How awful that you thought she was a reasonable person when all she wanted was more victims! She's been scammed herself obviously but she won't listen if you try and explain that to her.

Yes, of course it's a scam. Genuine competent business people do not try to create partnerships with people they met five minutes ago.

Block and move on.