Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don't have kids you can't afford!

895 replies

user793847984375948 · 25/10/2025 10:57

Hi all, this is meant to be an interesting discussion.

I keep seeing people say, “Don’t have kids if you can’t afford them.”

But in the UK, if someone works full-time on minimum wage, the state ends up paying thousands for childcare so that parent can work.
If that same parent stayed home, they would receive less support overall, yet they would be raising their own child hands-on. A single mum can work part-time and get rent and living costs for kids, around 500 a month in support if she works.

Nursery is about 1K a month usually. Then there's the wraparound care before and after school that could also be funded by UC.

So why is one scenario seen as responsible and the other as “sponging”?

Further, do people who say “don’t have kids you can’t afford” actually think only those earning £60k or more should have children, since that is roughly what it takes to cover childcare or a single income? That eradicates the above two scenarios and it's just those with independent wealth

If so, what would that mean for society long-term, both economically and socially? There would be fewer poor people over all and I think this would have an impact on our monetary system and menial jobs getting done.

And if you believe that only the wealthy should reproduce, you are effectively asking rich, white, powerful men to police women’s reproduction.
That is exactly what is happening in parts of America right now.

Genuinely curious how people justify this way of thinking.

OP posts:
Thread gallery
5
snowwhiteisfeelinggrumpy · 25/10/2025 16:13

I would take it a stage further and make sure it was impressed on all females of breeding age that they should not even think about having a child, unless they were financially, physically, mentally and psychologically prepared to bring up that child alone.

No-one knows what's around the corner.

housethatbuiltme · 25/10/2025 16:12

No5ChalksRoad · 25/10/2025 13:04

Oh, give over.

this poor planet is dying under the weight of excess human beings. As are myriad other species.

there is no shortage of people, all we need is less restrictive migration laws around the globe. and if humanity has to suffer a bit in order to reduce our population to less direly destructive levels, so be it.

stop kidding yourselves that you are doing the world a favour by producing offspring.

This perfectly proves you didn't study this and thus do not understand basic concept (which I hoped I had simplified enough but I guess not).

It's actually interesting that I didn't even touch on migration (although its actually a major need part of this for small island like ourselves) to avoid derailing the thread but you even managed to show some understanding of a linked concept that wasn't even raised so I do show some base understanding.

Unfortunately if no one has kids migration doesn't work either as there would still be not enough replacement youth regardless. You are showing still expecting to rely on SOMEONE ELSE having had children. Only you are expecting those children to move here from usually even more impoverished countries (with the majority of immigrants and migrants coming from the 2nd and 3rd worlds) which is interesting on an 'if you can't afford kids don't have them' topic.

Unfortunately I cannot provide years of advanced/higher education to you over mumsnet forum but if you ever feel like being enlighten there are lots of free peer reviewed resources available online.

shuggles · 25/10/2025 16:04

@Unrulyscrumptious But we all pay taxes towards things we don't use or benefit from directly.

We shouldn't be.

I'm a childless person but I wouldn't want to opt out of paying towards taxes that pay for free school meals just because I don't have any children that need them.

Why can't people with children pay taxes to fund free school meals?

Lemonadepie · 25/10/2025 16:03

Op, you sound like a journalist. Are you looking for opinions to help write an article?

Ubertomusic · 25/10/2025 16:03

vivainsomnia · 25/10/2025 15:22

The worst age to ruin psychological attachment what a convenient argument....with of course no scientific evidence to support...

Yet there is plenty of evidence of poor outcome for children brought up in poor environment.

Errr... It's a British-born theory but I guess Bowlby were not dissecting live brains or torturing infants so probably not scientific enough for you.

No5ChalksRoad · 25/10/2025 15:59

user793847984375948 · 25/10/2025 15:54

@Upsetbetty So in your view, if you want to do a job you like and find comfortable and easy you shouldn't be allowed to also be a parent?

Only those whose jobs pay about a certain amount deserve to be parents?

Would you support any legal routes to ensuring only those above a certain wage had children?

People need to cut their cloth. I stay in a hated well-paid job because I need it to support my lifestyle choices.

if I opted for an easy “comfortable” low-paid job, I’d have to forfeit certain things. That’s life.

Ubertomusic · 25/10/2025 15:57

FrangipaniBlue · 25/10/2025 15:16

Because our public sector is shoddily run - waste beyond comprehension.

We absolutely have money - we just don’t spend it wisely!

I agree, but it's not the fault of the poor, is it? So are we penalising the poor for the wrongdoings of the elites?

user793847984375948 · 25/10/2025 15:57

@Boutonnière We're all only human, but my point there is if people do support state restrictions on having children then it does ultimately fall to rich white men, given they run the world.

OP posts:
Lemonadepie · 25/10/2025 15:56

TwinklyStork · 25/10/2025 15:53

I agree, but how do you (you general, not you you) propose that they do that when they can’t afford to either? How do you propose to get blood out of a stone?

Obviously there are absent fathers who can well afford it and just take the piss but I’m thinking of, for example, a couple on a level of wages that means they can afford to pay for their kids while together, but then they split up and the cost of running two households is so prohibitive that neither can afford it. What then?

This is particularly an issue in areas where the cost of housing is so awful.

Then they stay together for the sake of their children. Again, it’s taking personal responsibility.

user793847984375948 · 25/10/2025 15:56

@Halloweeeeeeeeen There are plenty of intelligent people who also breed though.

The feckless and workshy have always seemed super fertile. I always wondered when I used to watch Jeremy Kyle who come those people seemed to have fertility envied by the wealthy who go about using IVF.

Almost as though evolutionarily the continuation of a species does rest on those more likely to just breed breed breed.

OP posts:
user793847984375948 · 25/10/2025 15:54

@Upsetbetty So in your view, if you want to do a job you like and find comfortable and easy you shouldn't be allowed to also be a parent?

Only those whose jobs pay about a certain amount deserve to be parents?

Would you support any legal routes to ensuring only those above a certain wage had children?

OP posts:
TwinklyStork · 25/10/2025 15:53

spoonbillstretford · 25/10/2025 11:22

It would relieve the burden if fathers were made to pay for their own kids.

I agree, but how do you (you general, not you you) propose that they do that when they can’t afford to either? How do you propose to get blood out of a stone?

Obviously there are absent fathers who can well afford it and just take the piss but I’m thinking of, for example, a couple on a level of wages that means they can afford to pay for their kids while together, but then they split up and the cost of running two households is so prohibitive that neither can afford it. What then?

This is particularly an issue in areas where the cost of housing is so awful.

taxguru · 25/10/2025 15:52

No5ChalksRoad · 25/10/2025 14:53

No, the batshittery is excusing and indulging teen pregnancy with maudlin claptrap.

Decent parenting is a major preventative. No one in my school 45 years ago gave birth in her teens. It wasn’t culturally acceptable, and those of us who were sexually active were laser-focused on preventing it.

Nail on the head. Same at my school. I was a teen in the late 70s/early 80s. We knew how to avoid getting pregnant. Can't think of a single girl who got pregnant whilst at our school. And no, were definitely weren't all nuns.

Ubertomusic · 25/10/2025 15:51

FrangipaniBlue · 25/10/2025 15:12

nobody has said anything about forced contraception or sterilisation or forced abortion.

it’s about people stepping up and taking personal responsibility.

can you really not see that by choosing NOT to take every precaution possible, an individual is accepting they may have a child they cannot afford, who may end up living in poverty along with any other existing children?

That’s an INCREDIBLY selfish stance.

No one has said that because it's unpalatable and people are afraid of looking proper fascist, but the abundance of euphemisms like "taking every precaution possible" is pretty telling as in reality the only method that works is sterilisation of women, not even men as it's not 100% guarantee.

So naice people don't want to say that, they just would like those unwashed do it without being told 😁

I'm afraid the gov will have to brainwash better for this to happen.

AndSoFinally · 25/10/2025 15:48

taxguru · 25/10/2025 12:02

The wrong people are having children, and the right people aren't. We need the ones with a good work ethic to have children so that their children will also work in the future. What we don't want are more feckless people who don't work, having children who in turn are unlikely to work, causing bigger drain on the taxpayer. We need quality not quantity.

Ha! I posted something very similar on here about 5 years ago and got my arse absolutely handed to me for it. I think I referred to it as Negative Evolution where the population is becoming less fit for purpose over time, rather than better.

I note no one has had the same reaction this time. Possibly more people are starting to feel the same way….?

user793847984375948 · 25/10/2025 15:47

@taxguru I can't argue with you there, but there seems an intrinsic quality placed on work, and I wonder where that comes from.

If you work your whole life in Tesco is that a life well spent for you? As long as they're working is that all that matters?

I think other things are far more important. I'd like to see people have a much better understanding about raising happy, well adjusted kids.

OP posts:
Whyjustwhy83 · 25/10/2025 15:46

@No5ChalksRoad or the offspring of someone so openly unpleasant

FrangipaniBlue · 25/10/2025 15:45

Unrulyscrumptious · 25/10/2025 15:28

They wouldn't be moving in poverty if benefit caps were lifted and were adequate. Do support benefits being lifted to raise children out of poverty?

Increasing the £ value of benefits and raising the cap on number of children for whom benefits can be claimed are not the same thing.

The welfare system should be there for those who either can’t work (eg illness or disability) or for whom their circumstances have changed so yes, there should be a cap on how many children can be claimed for and absent fathers should be held more to account.

but it’s not that black and white is it?

There are lots of other things I would do to increase education (and I don’t mean schools), change societal attitudes/behaviours and changes I’d make to our tax and welfare systems centred around lifting people out of poverty and encouraging family units, but I’m not in charge of the country and that’s not what the OP asked about.

Lemonadepie · 25/10/2025 15:45

ChikinLikin · 25/10/2025 15:40

Sooner or later we will have to pay women to have and raise children, which will be fair, as it is very hard work and society needs them.

Please elaborate where that money might come from, especially if more women then leave the labour force?

I think a more realistic option is that couples simply have less children, only as many as they can comfortably afford.

user793847984375948 · 25/10/2025 15:44

@GETTINGLIKEMYMOTHER Have you ever worked in a nursery? They use screens there too. Cocomelon before naptime in a private one I worked in.

OP posts:
Crikeyalmighty · 25/10/2025 15:43

People go on about subsidising businesses to pay wages that people can’t afford to live on - having lived in Scandinavia for a couple of years I personally think the UK has got it arse about face - the minimum wage there is no more than the UK and tax is much higher- the big difference is various fixed costs are much lower - childcare is subsidised heavily and much more affordable and plentiful - around£300 a month on average - lots more good social housing, utilities and public transport slightly less - no NI, no council tax as we know it .

The expectation is that both parents work and even if a single parent - you work, even with under 1s and not just a few hours either and then expect top ups. Their system works on the basis the state make it easier as a family to ‘get by’ and you do your part by contributing to society - now this would suit some, but not others here - if you don’t want to work and can afford not to then that’s fine, but their mentality doesn’t seem to work that way -unless you are rolling in it everyone I met worked - and if not full time, not far off whether single, couple, with kids or not - it is not about poor wages here for many basic jobs , it’s about costs are far too high in relation to wages, particularly housing, in lots of the country , and there are an awful lot of people who expect to work part time on very average wages or in some cases not at all and rely on one very average wage and then wonder why they can’t manage .same with people expecting to retire at 55 without large amounts of cash behind them and then wondering why they are struggling to get by . I do get that it’s easier to work part time with a family, but that needs to be factored into the family budget that it’s a choice and not the fault of employers and the main issue is high costs relative to wages rather than wages themselves - previous lack of planning by various gvts has contributed massively - the UK due to its political system has far too much short term policy decisions driven often by electoral posturing - be that selling off social housing, selling off services to private markets, not raising income tax when drastically needed, lack of paidqyslity training in the trades, degrading FE colleges at the expense of HE , bringing in taking large lump sums at 55 - all kinds of things that are now causing various issues .

user793847984375948 · 25/10/2025 15:43

@Friendlygingercat But you don't get nothing. You get continuation of a money supply, people to serve your coffee and pints, cleaners etc.

Future generations benefit us all, including child-free people.

@pinkdelight I think people are saying they can't have kids. They can't afford them. They need help from the state.

OP posts:
Unrulyscrumptious · 25/10/2025 15:42

shuggles · 25/10/2025 15:39

@user793847984375948 Do you support, in theory, any legal routes to preventing the poor from having children?

I think you're misunderstanding where me, and many other people, are coming from. I do not have an issue with poor people, and I suspect that the average mumsnetter would consider me poor if they saw my salary.

I do not think there should be legal barriers to prevent poor people from having children. On the contrary, I think more work should be done to bring down the cost of living (especially housing) which may indirectly encourage people to have children.

My specific issue is that I, as a single person with no children, am being asked to pick up the bill by parents who likely do not consider me to be a person, and would prefer me to be dead if they ever thought my mere existence was inconveniencing their children in the slightest way.

So in that regard, I think I would be fine with financial support to help poor families with children, so long as there was a way for single and childless people to opt out of paying that tax money.

Given that it's an established fact that single living is more expensive than living as a couple, why is there no tax relief for single people?

There should absolutely be more support for single people, it boggles me why on earth the council tax discount is only 25%. But we all pay taxes towards things we don't use or benefit from directly. I'm a childless person but I wouldn't want to opt out of paying towards taxes that pay for free school meals just because I don't have any children that need them. I needed them myself when I was a kid.

Hortesne · 25/10/2025 15:42

Unrulyscrumptious · 25/10/2025 15:39

Maybe we could just live in sex segregated societies and then the able bodied amongst us that have acquired enough money to have a child without any support can migrate to live in a mixed sex society where they can reproduce to save any accidents.

Yes. We could turn half of the country into a giant network of boarding schools.

user793847984375948 · 25/10/2025 15:41

@AndSoFinally But why is it better for children to have a mum who works her ass off, puts them in wraparound care, and she suffers and her children suffer for that?

Anyway, that is only an option up until child is 3. Then they expect you to work full-time and stick them in nursery.

I think it's better for mums to be hands on with infants, than put them in nursery full-time.

OP posts: