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Mortgage free but DH wont let me give up work

538 replies

ChristmasSpirit99 · 21/10/2025 13:36

Hi all,
Just looking for advice. We are very fortunate to recently become mortgage free, due to a mix of my husbands savings, stocks & wage. We both work full time & are older parents… we have 2.5 & 3.5 year olds who are at nursery. Im generally shattered working full time & looking after kids when we have them, I asked my husband if I could give up work as we dont really need my salary. He got extremely annoyed & said absolutely not, the spare cash is needed for major works on the house & the kids futures. It was only due to his hard work that we’re here. Im just annoyed & disappointed, what do you think? Is he right? Xx

OP posts:
PrettyOranges · 21/10/2025 15:04

Being a feminist seems to mean now slogging your guts out at home and work and barely seeing your children. That kind of life works for some women but certainly not all! Lots of women like being at home and being a homemaker. Here’s a thought: let women decide themselves, and what works for them, and their family.To me it often seems just a modern form of the old adage of never letting a woman relax and enjoy and decide what she wants to do. I don’t even describe myself as a feminist now as it’s a meaningless word co-opted by the likes of Meghan Markles, and it means dumb things like being able to put up a shelf (on MN) which I don’t even want to do.

Ignore the angry women who patrol MN. You do you and what works for your family. Obviously, you will have to discuss this with your husband, but I would’ve thought you could at least go part time. TBH he does sound rather domineering and uncompromising, why don’t you get a say? But it’s hard to tell from the outside, as only you know him and your relationship.

Aluna · 21/10/2025 15:04

ShesTheAlbatross · 21/10/2025 14:59

It’s not about men being the boss, it’s about both people needing to agree for one give up work. I’d consider divorce if DH was just like “I’m giving up work, you’re the sole earner, fuck it if you don’t like it I’m doing it anyway”

I was responding to an pp who said “it’s fine for him to say no”.

No it’s not. Only a boss has a final say on your working hours. If he can say no then so can she. He doesn’t get the definitive say.

In a relationship an issue needs to be discuss and an outcome acceptable to both negotiated.

Thecowardlydonkey · 21/10/2025 15:00

I'd be reluctant to give up work and be financially reliant on your DH. From the small snapshot you have given here it doesn't sound like he considers you an equal and values your contribution. That is only going to get worse if you were to stop working. Part time might be a goof middle ground, and he needs to step up and do his bit around the house and with childcare.

Aluna · 21/10/2025 15:00

Wildgoat · 21/10/2025 14:55

I’m mortgage free so not jealous and I’d be furious if my husband suggested he gave up work as he was knackered and I had to keep working ro pay for everything, fuck that.

he’s right, relying on one income is never advisable. Howver he should pull his weight based on the hours they both work and the commute.

Me and my husband both did reduced hours in turn to look after the kids when they were small. It’s a perfectly normal and reasonable thing to do.

Tiswa · 21/10/2025 15:00

The other thing is childcare fees and not putting the children’s needs to maybe also not be full time if it can be avoided.

Mortgage free here too with teens and never thought about giving up as need something to do - freelance around them (because the idea that teenagers don’t need parenting is wrong and housework)

my hours vary sometimes it is quiet and sometimes it is full on so we discuss and adjust accordingly - which took time but we are better

ShesTheAlbatross · 21/10/2025 14:59

Aluna · 21/10/2025 14:57

By the same token it’s fine for OP to say no to him saying no. It may surprise some MNers but men are not the boss.

Things cannot continue as they are so OP needs to reduce her hours or he needs step up to do 50% of the graft.

It’s not about men being the boss, it’s about both people needing to agree for one give up work. I’d consider divorce if DH was just like “I’m giving up work, you’re the sole earner, fuck it if you don’t like it I’m doing it anyway”

Bethany83 · 21/10/2025 14:59

Shocked at the responses! I think it is logical for O.P to give up work for a couple of years instead of paying nursery fees. If you can afford to enjoy time with your young children then do it. Once they are older/at school then O.P could return to work x

Barso · 21/10/2025 14:59

Presumably if you are low paid it would make sense for you to drop one day a week and look after the kids that day, instead of paying nursery fees?

Arthur2shedsJackson · 21/10/2025 14:59

I only voted that you are being U because for some daft reason you put kisses at the end of your post.
Just why?

ShesTheAlbatross · 21/10/2025 14:58

He needs to do more household/parenting stuff. But a SAHP needs to have both people’s agreement. And he’s not wrong that spare money can be saved for emergencies, and for your children in the future - he’s not wanting you to keep working for luxuries for him.

TheDeerPlains · 21/10/2025 14:58

If you work the same hours then you should do a split of housework and childcare. If he won't do this then yes drop your hours.

Aluna · 21/10/2025 14:57

gamerchick · 21/10/2025 14:54

It's fine for him to say no OP.

But it's obvious the division of labour is a bit uneven. So that needs a proper conversation. Is he pulling his weight at home?

By the same token it’s fine for OP to say no to him saying no. It may surprise some MNers but men are not the boss.

Things cannot continue as they are so OP needs to reduce her hours or he needs step up to do 50% of the graft.

ThisGentleRaven · 21/10/2025 14:56

thestudio · 21/10/2025 14:52

Eh? Of course it impacts whether she’s being unreasonable if she’s actually doing more than him overall, once childcare, shitwork, and mental load is included in the tally.

not for misogynists, obviously- but for the rest of us, that’s clearly unjust.

you are completely misunderstanding my post and ignoring what I am actually replying to.

We all know that women do everything = well, no we don't because that's just no true.You having a bad experience doesn't mean all of us are stuck with useless men and fathers.

And again, irrelevant, because what OTHERS do has no impact on the OP

I did say it's unreasonable to expect her to work the same hours AND do all childcare and house stuff - I even said she should go part-time

Wildgoat · 21/10/2025 14:55

GertrudePerkinsPaperyThing · 21/10/2025 14:40

I think people are being a bit nasty to you OP, probably because they are jealous that you are mortgage free.

It sounds like you both work full time but you are also doing all the child and house related stuff because he earns more - is that right?

I think that may be where you both are going wrong.

You both have the same number of hours in the day, so you both need to be working for the same number with the same amount of totally free time. Sounds like at the moment your working hours are far outstripping his because he’s working one job and you’re working two + a bit more (paid work, children = two jobs, and housework being the bit more).

You and he either need to-

  1. divide childcare and household tasks so that they are evenly split - genuinely so
  2. you cut down your paid working hours so that your hours of overall work equal his.

It’s a total red herring that his wages and “stock” have paid off the mortgage and fund more of the bills - you’re both equally human and deserve the same time to rest.

I’m mortgage free so not jealous and I’d be furious if my husband suggested he gave up work as he was knackered and I had to keep working ro pay for everything, fuck that.

he’s right, relying on one income is never advisable. Howver he should pull his weight based on the hours they both work and the commute.

SurferRona · 21/10/2025 14:55

Yes, he is right.

childofthe607080s · 21/10/2025 14:55

You need to work on your balance

perhaps you both give up a day a week

perhaps you use some of the spare cash for help in the home

perhaps see your doctor - you should not be shattered with what is just normaL life. Perhaps you just need to take a day or two leave to rest up a little

its unreasonable to expect someone to pay for you - the pressure and responsibility is exhausting

gamerchick · 21/10/2025 14:54

It's fine for him to say no OP.

But it's obvious the division of labour is a bit uneven. So that needs a proper conversation. Is he pulling his weight at home?

2025VibeandThrive · 21/10/2025 14:54

I reduced my hours when we paid off the mortgage. DH was fully on board but remained FT (his choice). Maybe you could compromise and drop a day or similar and he could do the same? The idea of quitting altogether does seem rather extreme.

PixieandMe · 21/10/2025 14:53

I think full time with such young children must be exhausting. Yes, I know most people do that nowadays but it does seem a shame that your husband wouldn't consider maybe 3 or 4 days a week?

I am mortgage-free myself but I still work full time as does my partner. But my dc are young adults. I do not plan to decrease my hours or stop working until I have to as I do enjoy my job.

thestudio · 21/10/2025 14:52

ThisGentleRaven · 21/10/2025 14:48

no, we don't ALL KNOW this, because it's simply not true

and frankly completely irrelevant here.

Even if 99% of all the other husbands/ fathers were doing 75% of everything, that would be of no help to the OP anyway

Eh? Of course it impacts whether she’s being unreasonable if she’s actually doing more than him overall, once childcare, shitwork, and mental load is included in the tally.

not for misogynists, obviously- but for the rest of us, that’s clearly unjust.

Scarfitwere · 21/10/2025 14:52

ChristmasSpirit99 · 21/10/2025 13:48

Thanks all, really appreciate your comments. No, I was hoping to give up work & my husband keep working. Its only because my salary is so small & his isnt that I would expect it that way. I do the lionshare of the kids stuff but Im permanently exhausted hence I wanted a few days to myself (selfish I know) & take them out of pre-school for a couple of days. x

If you both work full time, then he needs to do 50% of the house/kid/mental load stuff too. He can't have it both ways. That said, giving up work completely is probably unreasonable. What about doing 4 or even 3 days? Which would account for you doing 60-80% of the home stuff.

ComfortFoodCafe · 21/10/2025 14:52

Reduce your hours, yes. But give up work completely? No.
You have young kids, kids are really expensive especially as they get older.

Aluna · 21/10/2025 14:50

ThisGentleRaven · 21/10/2025 14:48

no, we don't ALL KNOW this, because it's simply not true

and frankly completely irrelevant here.

Even if 99% of all the other husbands/ fathers were doing 75% of everything, that would be of no help to the OP anyway

We do as OP says she does “the lionshare of the kids stuff but Im permanently exhausted”

Aluna · 21/10/2025 14:48

thestudio · 21/10/2025 14:43

Does he do literally 50% of all domestic stuff, childcare, planning ahead, christmas, food thinking, shopping, cooking? literally half of everything that you do?

The fact that you say how tired you are tells me this is not the case in your house.

That figures, because it's extremely rare. I can count on the fingers of ... one finger the families that I know where this is genuinely the case.

We all know this - so ignore all those posters who are telling you how entitled you are.

They are themselves pushing an ideological (misogynist) line that assumes that women should work harder and longer hours than men, doing some or all of his share of the shitwork.

Yep.

ThisGentleRaven · 21/10/2025 14:48

thestudio · 21/10/2025 14:43

Does he do literally 50% of all domestic stuff, childcare, planning ahead, christmas, food thinking, shopping, cooking? literally half of everything that you do?

The fact that you say how tired you are tells me this is not the case in your house.

That figures, because it's extremely rare. I can count on the fingers of ... one finger the families that I know where this is genuinely the case.

We all know this - so ignore all those posters who are telling you how entitled you are.

They are themselves pushing an ideological (misogynist) line that assumes that women should work harder and longer hours than men, doing some or all of his share of the shitwork.

no, we don't ALL KNOW this, because it's simply not true

and frankly completely irrelevant here.

Even if 99% of all the other husbands/ fathers were doing 75% of everything, that would be of no help to the OP anyway