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Motability cars - should they be UK made?

560 replies

Pandersmum · 18/10/2025 09:49

Motability cars are currently in the news with suggestions VAT will be added. I realise they are a lifetime to some and a perk to others. They are a huge annual cost to the tax payer.

AIBU to think that all motability car choice should be limited to those manufactured in the UK? This would support British manufacturing worker jobs and increase UK business tax revenue whilst still providing cars for those who need them?

OP posts:
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Sinuhe · 20/10/2025 11:19

Kirbert2 · 20/10/2025 11:10

and that money is going to the person, car or no car so what difference does it make if it's a car?

The difference is that there is a choice of how to spend the money given... and it is about the amount of £ given which enables someone to get a brand new car.

Kirbert2 · 20/10/2025 11:14

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

Taking Motability cars away isn't going to reduce the benefits bill since the mobility component would still go to the person anyway. Unless you completely take away the mobility part of disability benefits and well, surely that would just end up with more people out of work and a bigger benefits bill?

I don't think the answer is to take away money from some of the most vulnerable people in society.

Sinuhe · 20/10/2025 11:13

TigerRag · 20/10/2025 11:03

But they're not costing the government any more money than those of us on enhanced mobility who receive the money into our accounts and use it in a different way

Of course not, but it's the existence of the mobility component and that it is enough £££ to fund a car if someone wishes to do so.

Kirbert2 · 20/10/2025 11:10

Sinuhe · 20/10/2025 11:01

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

and that money is going to the person, car or no car so what difference does it make if it's a car?

Sinuhe · 20/10/2025 11:10

KitsyWitsy · 20/10/2025 10:34

But 'able bodied' people (?!) or the not disabled, are in a better position to be able to work for these things. My son can't work at all and never will. I appreciate some people are on a low income and can't afford to run a car but if they aren't disabled, they are in a better position to improve their situation.

Motability evens out the playing field a bit.

Are they?
Think about it, raising costs everywhere... food & housing are at the forefront.

Have you checked out the job market lately? My home town it's NMW warehouse jobs... that doesn't leave much £££ for improvement...

As I said in my original post, there is an moral aspect and responsibility towards our disabled people. But try and make someone understand this who is living from hand to mouth. Especially when there are more tax raises on the horizon.

TigerRag · 20/10/2025 11:08

Seaweedsurprise · 20/10/2025 11:06

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

Overhaul it so that 70% don't have to go to tribunal and win? It shouldn't be too hard to get the majority of decisions right the first time

And stop assessing people like me who were born with incurable disabilities

Seaweedsurprise · 20/10/2025 11:06

Kirbert2 · 20/10/2025 11:00

Some people who use Motability cars are also working people but wouldn't be able to get to work without their cars.

What do you suggest we do about the benefits bill then? Keep spraying money around like there’s no tomorrow? There is no more money. I’m so sick of being forced to pay ever increasing taxes.

TigerRag · 20/10/2025 11:03

Sinuhe · 20/10/2025 11:01

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

But they're not costing the government any more money than those of us on enhanced mobility who receive the money into our accounts and use it in a different way

Sinuhe · 20/10/2025 11:01

Kirbert2 · 20/10/2025 10:30

Actually, the point posters are making is that 99% of the time, there's an advance payment which isn't funded by the government and often costs thousands of pounds up front before you can get the car.

You don't just rock up and select any car of your choosing with only the mobility money going towards it which many people seem to think is how it works.

But even if you pay the advance the actual lease of the car is still funded by the government.... that's what people try and say. An advance is just that an advance that has been saved, so probably not that much in relation to the value of a new car. But the monthly payments are done through the mobility component = all taxpayers.
That's my point, from a financial perspective.

Kirbert2 · 20/10/2025 11:00

Seaweedsurprise · 20/10/2025 10:55

You don’t seem to understand that the government have targeted the ordinary working people again and again and again and again and again to fill the hole if the massively growing benefits bill without them even glancing at the spending and addressing ways of minimising them.

to fill a hole the government
has to increase taxes, borrow more, increase growth or cut spending. It has done the first two to death - absolute death. It needs to look at the second two. It’s time for spending to be cut. There is no other way.

Some people who use Motability cars are also working people but wouldn't be able to get to work without their cars.

Seaweedsurprise · 20/10/2025 10:55

BlueandWhitePorcelain · 20/10/2025 08:37

According to one of the broadsheets today, if the chancellor implements input VAT on Motability cars, it will increase the average cost of a lease by £6,500 plus. In other words, she’s cutting the benefits to those disabled people by at least £2,000 pa?

How many people on here could afford to pay that, given those also on UC start losing benefits, when they have over £6,000? I suspect the number of people who would be able to afford a car, could drop off a cliff? 1,700 are employed in Motability - many of them could lose their jobs. If the second hand car market loses all those well maintained, fairly low mileage cars, that will put up the price of the remaining second hand cars, due to the law of supply and demand.

It really is disgusting that the government targets some of the most disabled and impoverished people in society to fill its black hole in public finances - because the government is run by people with no business experience and don’t think through the ramifications of their stupid ideas?

Who would have thought increasing employers NI would mean redundancies, freezes in recruitment, more inflation and a crisis in the care sector, with fixed incomes and high staff costs? Anyone who runs a business, but not the chancellor!

Edited

You don’t seem to understand that the government have targeted the ordinary working people again and again and again and again and again to fill the hole if the massively growing benefits bill without them even glancing at the spending and addressing ways of minimising them.

to fill a hole the government
has to increase taxes, borrow more, increase growth or cut spending. It has done the first two to death - absolute death. It needs to look at the second two. It’s time for spending to be cut. There is no other way.

ohtowinthelottery · 20/10/2025 10:39

Chiseltip · 20/10/2025 10:32

But you didn't pay for the entire car did you?

@ChiseltipThey paid the leasing costs out of their money - their PIP/DLA which they are free to spend however they choose. The leasing payment for a Motability car is no different to the leasing payment on any other car that any member of the public can get from a dealership on a car of their much wider choice. The disabled person doesn't own the car, they hand it back at the end of 3 years or possibly 5 if specially adapted - and they start all over again with a new leasing deal/advanced payment.

toolies · 20/10/2025 10:38

Chiseltip · 20/10/2025 10:32

But you didn't pay for the entire car did you?

This is such a weird thing to say in the context of the ‘able bodied people pay for their own cars’.

People who lease their cars, also do not pay for the entire car, regardless of who they lease from.

BlueandWhitePorcelain · 20/10/2025 10:37

SerendipityJane · 20/10/2025 10:06

It really is disgusting that the government targets some of the most disabled and impoverished people in society to fill its black hole in public finances

Well that's the Reform manifesto people are fighting each other to be the first to sign up to.

I refer you to the picture I posted which is real history, not someones sick imagination. That is where we are headed.

ITA with that, I just don’t want to say it in public, in case it upsets any survivors or their descendants on MN.

Fearfulsaints · 20/10/2025 10:36

Chiseltip · 20/10/2025 10:32

But you didn't pay for the entire car did you?

Noone leasing a car pays for an entire car. Thats the point of a lease scheme. You pay a bit upfront, a bit each month and then give the car back and its sold on..

Kirbert2 · 20/10/2025 10:35

Chiseltip · 20/10/2025 10:32

But you didn't pay for the entire car did you?

It certainly wasn't free either.

KitsyWitsy · 20/10/2025 10:34

Sinuhe · 20/10/2025 10:23

It's still financed through the government scheme.

The point posters are making is, that people are given ££ as mobility component. They are obviously allowed to spend this however they want.

But considering the cost of new cars and the fact that the mobility component is financed by all taxpayers, I can see the issues. Some people may never be able to afford a new car, yet there are many ex notability cars available on the 2nd hand market that have not been converted.

So I do think with the current climate of dooming tax raises we should be allowed to question this.

However, there are also moral aspects towards the disabled population to be considered- as rightly for many it's a lifeline. But from a purely financial point of few....

But 'able bodied' people (?!) or the not disabled, are in a better position to be able to work for these things. My son can't work at all and never will. I appreciate some people are on a low income and can't afford to run a car but if they aren't disabled, they are in a better position to improve their situation.

Motability evens out the playing field a bit.

Chiseltip · 20/10/2025 10:32

Kirbert2 · 20/10/2025 10:05

Huh. I must have imagined the hefty advanced payment I had to pay from my own money.

But you didn't pay for the entire car did you?

Kirbert2 · 20/10/2025 10:30

Sinuhe · 20/10/2025 10:23

It's still financed through the government scheme.

The point posters are making is, that people are given ££ as mobility component. They are obviously allowed to spend this however they want.

But considering the cost of new cars and the fact that the mobility component is financed by all taxpayers, I can see the issues. Some people may never be able to afford a new car, yet there are many ex notability cars available on the 2nd hand market that have not been converted.

So I do think with the current climate of dooming tax raises we should be allowed to question this.

However, there are also moral aspects towards the disabled population to be considered- as rightly for many it's a lifeline. But from a purely financial point of few....

Actually, the point posters are making is that 99% of the time, there's an advance payment which isn't funded by the government and often costs thousands of pounds up front before you can get the car.

You don't just rock up and select any car of your choosing with only the mobility money going towards it which many people seem to think is how it works.

Fuww · 20/10/2025 10:27

THisbackwithavengeance · 18/10/2025 10:22

I agree with you about everything except about Pip fraud being zero. I’m one person and I personally know 2 people who claim to be disabled, turn up to interviews hobbling with a stick etc and claim PIP but are gym goers, one woman claiming to be suffering from fibromyalgia does cash in hand cleaning and runs 5k daily.

Do you really think that the GBR population are that honest? 😂😂😂

Why don't you report them? She said near 0 anyway.

Sinuhe · 20/10/2025 10:23

ohtowinthelottery · 20/10/2025 09:17

@ChiseltipHave you not read any of the other comments in the thread?
Disabled people pay for their cars too. They use their mobility component of their PIP/DLA plus in many cases a lump sum advanced payment that comes from their own funds. If they didn't have a car on the scheme they'd still get the monthly payment from DWP.
How many times do people need to say "it's NOT a FREE car?"

It's still financed through the government scheme.

The point posters are making is, that people are given ££ as mobility component. They are obviously allowed to spend this however they want.

But considering the cost of new cars and the fact that the mobility component is financed by all taxpayers, I can see the issues. Some people may never be able to afford a new car, yet there are many ex notability cars available on the 2nd hand market that have not been converted.

So I do think with the current climate of dooming tax raises we should be allowed to question this.

However, there are also moral aspects towards the disabled population to be considered- as rightly for many it's a lifeline. But from a purely financial point of few....

SerendipityJane · 20/10/2025 10:06

It really is disgusting that the government targets some of the most disabled and impoverished people in society to fill its black hole in public finances

Well that's the Reform manifesto people are fighting each other to be the first to sign up to.

I refer you to the picture I posted which is real history, not someones sick imagination. That is where we are headed.

Kirbert2 · 20/10/2025 10:05

Chiseltip · 20/10/2025 08:55

Able bodied drivers pay for their own cars.

Huh. I must have imagined the hefty advanced payment I had to pay from my own money.

SerendipityJane · 20/10/2025 10:03

JohnTheRevelator · 20/10/2025 00:50

Yes,I can remember the name that they were given. Don't think anyone would get away with saying it out loud nowadays though!

Sadly I can see it being "reclaimed" in the name of free speech. There are clearly posters on this very thread who think it.

ohtowinthelottery · 20/10/2025 09:17

Chiseltip · 20/10/2025 08:55

Able bodied drivers pay for their own cars.

@ChiseltipHave you not read any of the other comments in the thread?
Disabled people pay for their cars too. They use their mobility component of their PIP/DLA plus in many cases a lump sum advanced payment that comes from their own funds. If they didn't have a car on the scheme they'd still get the monthly payment from DWP.
How many times do people need to say "it's NOT a FREE car?"