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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How do you choose a car?

88 replies

sunshine244 · 17/10/2025 16:26

I am totally overwhelmed with needing to buy a new (secondhand) car. I have never been interested in cars and have had an old corsa for many years. It is now dying a death, and with two kids and a dog I need something a bit bigger. Colour, style, gadgets etc aren't of interest to me. Reliability is far more important.

I have done some initial goggling, and all that tells me is that I know even less than I thought I did 😂

How on earth do people buy cars? I can't have electric car as park away from the house. I dont want anything huge or fancy. But that really doesn't narrow it down much. If I go to a car dealer they'll totally take advantage of me, and friends and family have much more expensive cars than I can afford. Help!

OP posts:
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OneTrackMindToday · 23/10/2025 10:56

Zippyzoppy · 20/10/2025 14:14

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

In the process of buying my car (cash) I've been told this by multiple dealers, as they can't make money on the finance that way

Netaporter · 20/10/2025 21:34

Zippyzoppy · 20/10/2025 14:14

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

Ex Dealer here. Main Dealers are happy to sell you a car with or without finance, but some finance deals or insurance products will earn them commission - the amount of which is disclosed to you before you sign. The whole industry has been overhauled to comply with FCA regulations in the past decade to become more transparent in this respect. Not all finance deals are inherently’bad’ they are often subsidised by the manufacturer to provide assistance with deposits or a 0%/low rate finance to boost sales. Asking plenty of questions, and if the deal is not right for you or is not competitive enough, walk away or organise your finance independently.

Florencesndzebedee · 20/10/2025 21:23

I’ve just bought a new second hand car. Decided on budget, wanted a main dealer. Researched a lot - I’ve got an Old Ford which has served me well but my mechanic said the newer boost models don’t have the longevity. Kept reading about the reliability of Hondas and Hyundai’s so went to the dealers and registered for used cars with the spec and budget I was after. Found one this week, reserved for £99 and took it for a test drive. Not keen on the colour but it meets all of the other criteria so will likely buy it.

Bologneselove · 20/10/2025 21:16

Meadowfinch · 17/10/2025 18:28

When my last car became unreliable, I asked the RAC man who rescued me, which car of the size & price I was aiming at, was the car he had to retrieve from the roadside least often.

He gave me some advice, and I went with his suggestion. Five years in, I haven't regretted it yet.

please can you say what car he recommended?

Imlyingandthatsthetruth · 20/10/2025 21:11

Unfortunately the idea that no-one has ever been killed in a Volvo XC90 is untrue. They are very safe cars, but that is an urban myth.

IsThisIt39 · 20/10/2025 14:21

My husband chose our car, after extensive research, and trust me, that man researched products like his life depended on it. We got a secondhand Volvo XC90, it being chosen primarily for safety (no one has ever died in one apparently!). It’s a big 7 seater and is incredibly reliable and solid. I have a very large puppy and he fits in beautifully with my 2 children and my 2 nephews and there’s room for another passenger.

I recommend running your options and criteria through ChatGPT, it is really good for these kinds of things, and it can help you when you find a potential.

It’s significantly cheaper to buy a second hand car up north. It’s worth train travel. viewing a vehicle should be done with a check list and eyes wide open for dodgy sales pitches. ChatGPT will be pleased to help.

Londonrach1 · 20/10/2025 14:16

Easy I only buy skodas as they the best out there I've found.

Zippyzoppy · 20/10/2025 14:14

TheRhodesian · 19/10/2025 22:27

Right up my street!
If you want reliability then Audi is a good start. If you do less than 150 miles a week then petrol is a great start. DO NOT BUY FROM FACEBOOK OR PRIVATE SALE ON AUTOTRADER. You have been warned! They are mostly scams and you will NOT get a fair deal as there are so many scams and illicit vehicles for sale that pass all regular checks. These days they can rewind mileage so easily and even sell stolen cars that look perfect in every way that even dealers get caught out.

If the car doesn't have 2 keys, it's a no. Excuses make no difference here. 2 keys or look elsewhere. This is a financial and insurance safety issue.

The car cannot be more than 8 years old.
Lowest mileage (2500 a year can be genuine but loaer is extremely sus.)

Check the oil. Need a paper towel and pull the dipstick twice to check oil isn't extremely black and a golden colour is ideal. If that's any metal in it (black specks) walk away immediately. If the oil has a chocolate appearance, run away. Coolant has leaked into crank case and probably has a warped head. New engine required.

Start the engine and ask seller to rev engine to 3000 rpm for 15-20 seconds while you watch exhaust for emissions. White smoke means engine damage and oil is ending combustion cycle and burning. Worn piston rings and engine overhaul due.

If it's diesel, clouds of black smoke and unburned fuel are the equivalent.

There should be ZERO visible emissions, except a little water on cold petrol engines.
Check service history, go online to carcheck.co.uk and oay for the full report. Well worth the small charge. Get the vin number and the V5C to check service and MOT history on gov.uk
Look for FAILURES. Anything mechanical needs caution as that tells you what has been fixed.

Ask when timing belt was last changed. Usual replacement is 120,000 miles and costs around £700. Try get something under 55,000 miles. MOT history will tell you if that's genuine mileage.

Make sure you get a car made after Sept 2017 to benefit from Euro 6 compliant engines and emissions.

Avoid EV that is over 3 years old. Batteries cost thousands to replace.
Tyres. 5mm minimum tread and brand must match opposite side
2 front same brand
2 back same brand
Can be different brands between 2 pairs. This is where your rubber hits the road and keeps you safe in hairy situations.

Brake disks. Feel them. If there's a pronounced lip at rim edge thwn they need replacing. Anything more than a minor lip like a coin edge is suspect. Asj when the disks were last replaced and ask for invoice to inspect. Ask what pressure the tyres need and go with thwm to check at a garage. Only £1 or less. If any are well below pressure, there's a slow puncture you'll be dealing with. Negotiate £180 off to get new matching set. Never have any special puncture fluid added to tyres.

Finally, tradecentre.co.uk has good cars and you may get a good deal on px. You'll be surprised what you can afford.

Do not let salespeople railroad you into a same day purchase. Try get a bank loan rather than car finance, so you own the vehicle. Lots of sound advice in there in not telling you. Car finance costs you 17% more than bank loan on purchase. That means the price you see is not the price you pay in the end. Usually 25% on top over 5 years. Bank loans are a low as 6% on total price you pay over same period. Car finance owns the car until oaid in full, but dealership may iffer buyback for replacement after 24 months for another car. That's HP.

YOU MAY want to look at long term leasing too. Costs more but they sort everything including insurance (£1200 annually /£6k 5 years) CMS they service vehicle and replace tyres, brakes, etc.

Very informative and helpful.
Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?
Thanks.

Zippyzoppy · 20/10/2025 14:13

Justputsomeyoghurtonit · 20/10/2025 09:37

Wow. I've never done any of this. Will bear in mind for my next car!

I just buy and hope for the best!

Very informative and helpful.

Question - do you think dealers are angling to get you to pay via finance rather than cash so they can make more money? Do you think they are less willing to haggle if they know it’s a cash deal?

Thanks.

Skibbgirl · 20/10/2025 13:20

I am in the same situation as our trusty 15 year old Qashqai has developed an electrical fault that, currently, can't be traced / fixed). We've had it 5 years and now I am on the look out for a replacement (although DH wants to retain it if it's fixed, to use as a run-around). My prime driver is cost - as this was an unexpected outlay, I have set a price limit of £5K and, after much research and Googling / AI guidance, I have decided on the next one - a Hyundai ix35 - and located five possibles, which we are planning to view as soon as.

After price (including insurance / tax), engine size, fuel type and boot size were my next requirements. If you draw up a list of what you NEED (as opposed to what you WANT), that should help you determine what type of vehicle would be best suited.

Good luck and, if possible, take a good friend with you to view - a second pair of eyes and ears is always valuable.

Justputsomeyoghurtonit · 20/10/2025 09:37

TheRhodesian · 19/10/2025 22:27

Right up my street!
If you want reliability then Audi is a good start. If you do less than 150 miles a week then petrol is a great start. DO NOT BUY FROM FACEBOOK OR PRIVATE SALE ON AUTOTRADER. You have been warned! They are mostly scams and you will NOT get a fair deal as there are so many scams and illicit vehicles for sale that pass all regular checks. These days they can rewind mileage so easily and even sell stolen cars that look perfect in every way that even dealers get caught out.

If the car doesn't have 2 keys, it's a no. Excuses make no difference here. 2 keys or look elsewhere. This is a financial and insurance safety issue.

The car cannot be more than 8 years old.
Lowest mileage (2500 a year can be genuine but loaer is extremely sus.)

Check the oil. Need a paper towel and pull the dipstick twice to check oil isn't extremely black and a golden colour is ideal. If that's any metal in it (black specks) walk away immediately. If the oil has a chocolate appearance, run away. Coolant has leaked into crank case and probably has a warped head. New engine required.

Start the engine and ask seller to rev engine to 3000 rpm for 15-20 seconds while you watch exhaust for emissions. White smoke means engine damage and oil is ending combustion cycle and burning. Worn piston rings and engine overhaul due.

If it's diesel, clouds of black smoke and unburned fuel are the equivalent.

There should be ZERO visible emissions, except a little water on cold petrol engines.
Check service history, go online to carcheck.co.uk and oay for the full report. Well worth the small charge. Get the vin number and the V5C to check service and MOT history on gov.uk
Look for FAILURES. Anything mechanical needs caution as that tells you what has been fixed.

Ask when timing belt was last changed. Usual replacement is 120,000 miles and costs around £700. Try get something under 55,000 miles. MOT history will tell you if that's genuine mileage.

Make sure you get a car made after Sept 2017 to benefit from Euro 6 compliant engines and emissions.

Avoid EV that is over 3 years old. Batteries cost thousands to replace.
Tyres. 5mm minimum tread and brand must match opposite side
2 front same brand
2 back same brand
Can be different brands between 2 pairs. This is where your rubber hits the road and keeps you safe in hairy situations.

Brake disks. Feel them. If there's a pronounced lip at rim edge thwn they need replacing. Anything more than a minor lip like a coin edge is suspect. Asj when the disks were last replaced and ask for invoice to inspect. Ask what pressure the tyres need and go with thwm to check at a garage. Only £1 or less. If any are well below pressure, there's a slow puncture you'll be dealing with. Negotiate £180 off to get new matching set. Never have any special puncture fluid added to tyres.

Finally, tradecentre.co.uk has good cars and you may get a good deal on px. You'll be surprised what you can afford.

Do not let salespeople railroad you into a same day purchase. Try get a bank loan rather than car finance, so you own the vehicle. Lots of sound advice in there in not telling you. Car finance costs you 17% more than bank loan on purchase. That means the price you see is not the price you pay in the end. Usually 25% on top over 5 years. Bank loans are a low as 6% on total price you pay over same period. Car finance owns the car until oaid in full, but dealership may iffer buyback for replacement after 24 months for another car. That's HP.

YOU MAY want to look at long term leasing too. Costs more but they sort everything including insurance (£1200 annually /£6k 5 years) CMS they service vehicle and replace tyres, brakes, etc.

Wow. I've never done any of this. Will bear in mind for my next car!

I just buy and hope for the best!

Justputsomeyoghurtonit · 20/10/2025 09:34

I decided I wanted an estate car. Looked at estate cars on auto trader with my filters on - mileage, distance from house.

Made appts with three sellers - garages not indv.

Test drove first car. Loved it. Bought it. DH not involved other than giving me the money!

Three years on its been great.

Braygirlnow · 20/10/2025 08:58

CryMyEyesViolet · 17/10/2025 16:35

It has to be an uncommon colour that I like - currently have a bronzy gold car, previous car was pinky purple, next one will likely be a khaki green, mint green or pistachio green which will narrow down options.

Then I set a budget and it needs to have:
Apple CarPlay
Heated Windscreen
Heated Seats
Heated Steering Wheel
Lots of cup holders

I also want an electric car. With that level of filter there aren’t many choices left - so it’s probably going to be a Kia EV3.

Oh boy! 🙈

TheRhodesian · 19/10/2025 22:27

sunshine244 · 17/10/2025 16:26

I am totally overwhelmed with needing to buy a new (secondhand) car. I have never been interested in cars and have had an old corsa for many years. It is now dying a death, and with two kids and a dog I need something a bit bigger. Colour, style, gadgets etc aren't of interest to me. Reliability is far more important.

I have done some initial goggling, and all that tells me is that I know even less than I thought I did 😂

How on earth do people buy cars? I can't have electric car as park away from the house. I dont want anything huge or fancy. But that really doesn't narrow it down much. If I go to a car dealer they'll totally take advantage of me, and friends and family have much more expensive cars than I can afford. Help!

Right up my street!
If you want reliability then Audi is a good start. If you do less than 150 miles a week then petrol is a great start. DO NOT BUY FROM FACEBOOK OR PRIVATE SALE ON AUTOTRADER. You have been warned! They are mostly scams and you will NOT get a fair deal as there are so many scams and illicit vehicles for sale that pass all regular checks. These days they can rewind mileage so easily and even sell stolen cars that look perfect in every way that even dealers get caught out.

If the car doesn't have 2 keys, it's a no. Excuses make no difference here. 2 keys or look elsewhere. This is a financial and insurance safety issue.

The car cannot be more than 8 years old.
Lowest mileage (2500 a year can be genuine but loaer is extremely sus.)

Check the oil. Need a paper towel and pull the dipstick twice to check oil isn't extremely black and a golden colour is ideal. If that's any metal in it (black specks) walk away immediately. If the oil has a chocolate appearance, run away. Coolant has leaked into crank case and probably has a warped head. New engine required.

Start the engine and ask seller to rev engine to 3000 rpm for 15-20 seconds while you watch exhaust for emissions. White smoke means engine damage and oil is ending combustion cycle and burning. Worn piston rings and engine overhaul due.

If it's diesel, clouds of black smoke and unburned fuel are the equivalent.

There should be ZERO visible emissions, except a little water on cold petrol engines.
Check service history, go online to carcheck.co.uk and oay for the full report. Well worth the small charge. Get the vin number and the V5C to check service and MOT history on gov.uk
Look for FAILURES. Anything mechanical needs caution as that tells you what has been fixed.

Ask when timing belt was last changed. Usual replacement is 120,000 miles and costs around £700. Try get something under 55,000 miles. MOT history will tell you if that's genuine mileage.

Make sure you get a car made after Sept 2017 to benefit from Euro 6 compliant engines and emissions.

Avoid EV that is over 3 years old. Batteries cost thousands to replace.
Tyres. 5mm minimum tread and brand must match opposite side
2 front same brand
2 back same brand
Can be different brands between 2 pairs. This is where your rubber hits the road and keeps you safe in hairy situations.

Brake disks. Feel them. If there's a pronounced lip at rim edge thwn they need replacing. Anything more than a minor lip like a coin edge is suspect. Asj when the disks were last replaced and ask for invoice to inspect. Ask what pressure the tyres need and go with thwm to check at a garage. Only £1 or less. If any are well below pressure, there's a slow puncture you'll be dealing with. Negotiate £180 off to get new matching set. Never have any special puncture fluid added to tyres.

Finally, tradecentre.co.uk has good cars and you may get a good deal on px. You'll be surprised what you can afford.

Do not let salespeople railroad you into a same day purchase. Try get a bank loan rather than car finance, so you own the vehicle. Lots of sound advice in there in not telling you. Car finance costs you 17% more than bank loan on purchase. That means the price you see is not the price you pay in the end. Usually 25% on top over 5 years. Bank loans are a low as 6% on total price you pay over same period. Car finance owns the car until oaid in full, but dealership may iffer buyback for replacement after 24 months for another car. That's HP.

YOU MAY want to look at long term leasing too. Costs more but they sort everything including insurance (£1200 annually /£6k 5 years) CMS they service vehicle and replace tyres, brakes, etc.

FuzzyWolf · 19/10/2025 21:31

Go online and find a big car supermarket. Using the filter go through what you want etc. Have a look at the cars that come up and then see if there are any similar ones in a local garage that you can have a look at and test drive.

NamelessNancy · 19/10/2025 21:23

sunshine244 · 18/10/2025 21:12

Thanks so much for all the helpful replies.

I'm looking for the following:

Petrol or hybrid
Second hand - ideally 3-5 years but not sure if that's realistic with budget
Under £10k or possibly slightly more if I can get a good loan deal
5 doors
No preference on colour, and no particular features I need other than possibility to add a tow bar for bike rack
Decent boot

I was in a friend's Honda Jazz recently and I liked it although would prefer something slightly roomier (but ideally not much wider).

I mainly have short trips a few times a week- work and kids clubs are around 8-10 miles away. Longer trips perhaps once or twice a month.

I have driven 4x4s and vans previously so I can drive a range of vehicles. But parking near me isn't great so I really need a car that isn't too wide.

Honestly, copy and paste into chatgpt and use the response as a start point. Helped me buy a second hand car in literal hours in an emergency earlier this year. Amazing at helping me focus on what I needed. The car we bought as a result has done exactly what we have needed (so far!)

Elsvieta · 19/10/2025 18:08

Take a knowledgeable friend of family member car shopping with you. Ideally a male one - sad but true, dealers will be less likely to lie.

Flipitnreverseit · 19/10/2025 17:01

Having been through a few cars over the last few years (because I’m constantly changing my mind) I’ve now gone back to, and settled on a Nissan quashqai. I also have two children, and had a Mercedes GLA which was nice to look at, but had nothing with it and was a bit boring tbh.

I managed to get my Nissan for half the price, with a boat loads of tech that I like (camera, sensors, heated seats, automatic, panoramic roof (good for the safari!) and heated front windscreen)

I think they’ve been voted one of the top, if not the top second hand car to purchase. I had one a few years ago and liked it then, only sold it because I wanted something ‘fancier’ and have ended up going back to it only 3 years later 🤣

Marylou2 · 19/10/2025 16:57

I looked for a car last weekend.
My criteria were
Budget 12/15k
High driving position
SatNav with big screen
Big boot/room in rear seats
Petrol/or hybrid
Low milage
Long Warranty
Heated seats
Reversing camera
Bought a Kia Sportage on Thursday. Did consider Nissan Qashqai and Juke as I've had both before.
My new car is lovely to drive!
Chat GPT/Microsoft copilot both fab for comparisons.

Papyrophile · 19/10/2025 16:29

My DH is very interested in cars. When my ancient Golf got expensive, he looked for a sensible replacement, so now I have a Skoda Fabia estate that I expect to drive for the next 10 years.

CopperTray · 19/10/2025 16:05

I always look at what car used car reviews before buying, I use AA used cars to see what is available for my budget, then see what the review says.

My dc has just bought a Seat Ibiza and I have to say I am very impressed. Good boot size, quite roomy and lovely to drive

Nightjar2000 · 19/10/2025 15:55

One of my friends got help from ThatHonestCarGuy (Google it) and he helped her work out what car she needed and helped find local cars and advised on what to look for and ask - and even helped her to negotiate the price. Basically held her hand the whole way through. He’s just started the business and is doing a special offer at the moment. Might be worth a look?

Spiderx · 19/10/2025 00:37

Had to do this quite a few times in tbe last few years. 2 cars hit by other drivers, their fault, written off and son and daughter passed driving test and want a car. Wifes priorities, has to be the right colour ! My priorities, has to be reliable , four doors and not stink of dogs or cigarettes. Toyota Corolla still the worlds most reliable car...maybe start from there ?

InfoSecInTheCity · 18/10/2025 22:42

I have a secondhand dealership nearby that is family run, had been in operation for over 30 years, has loads of good reviews and word of mouth recommendations, I’ve bought a couple of cars from them and the cars have been in great condition with a long warranty period and they’ve stood by the warranty.

I have a list of things I want in a car, engine size, number of doors, fuel type, budget, manual/automatic gearbox etc and then I go to that dealership and see what they have within that specification. Last time that gave me a choice of 2 cars, I test drove them both and picked the one I liked best.

Sti · 18/10/2025 22:22

Got to be a Volvo estate then, a V40, our better still,a V70, you will never have a more reliable, comfortable car. Reasonable price also