Inheritance

Tell your (aunt and) uncle no! Let them use that money for paid care instead of taking the piss out of you.

I did inherit and also would give it all and more to have my parents back. Im sorry you lot your parents and grandad so young. I'm closer to 50 and still feel it was too soon.

I’m with you, OP. No inheritance, no help with house deposit, or with wedding etc or university costs etc.

But I know my grandparents would have done anything for my parents and my parents would do anything for me.

I don't have a lot of money, but do have savings. As an older mother of a single child (DP, his DF, has seperate finances as I'm a spender and he isn't) I too intend to ensure DC benefits whilst I'm alive. Even that's made difficult by the government though. I'm starting with a child ISA for the 3 years left until he's 18. At least that's a start - you can put £9k a year in.
I'll provide a house deposit when needed, assuming I'm still able.

I inherited nothing from my grandparents and am not relying on anything from my parents. It can so quickly get poured into the bottomless pit of care fees.

I won't be getting anything, technically should get a small amount amount from my parents house but its abroad and my dad's second wife is trying to sell it and keep all the money. My brothers in laws just randomly received £75k from a distant relative and they weren't sure what to do with it as they have already inherited from parents/aunts. I thought yesterday I really didn't think at my age I would still be struggling so much for money despite always working and my DH has a good job too.

DF disinherited me. Had over a million in the bank and a house worth half a million. Left most to his DD who was 16 when he died i was 48. £50000 to another kid who when he had a DNA test done wasn't his but he brought him up although he had paid off a lot of gambling debts for him in the years before he died. Another child a year younger than me received 5k . But she had already had a house bought years before. Don't know why I was kicked out of the will I had been in it once upon a time. I think he could have left some to my children - his only grandchildren there was enough in a million for dsis to have still had a good start in life but he didn't and that's life. I'm not jealous but not getting anything made me feel like I was unworthy and that's how I had always been with him anyway. I've worked through that and I feel free of him now he's gone. DM has nothing and has never had a bean and if she had it would be spent on cats as that's what she has done for decades!

All grandparents very working class, had nothing to leave.
Dad left everything to step mum who then left everything to her son.
Mum hasn’t anything to leave.

So no inheritance ever. Luckily my husband had a very good job and has a very good pension and mine’s pretty good too so we are very comfortable, but we haven’t and won’t have any inheritance whatsoever.

@FrangipaniBlue me too.

I never received anything from grandparents, and wouldn’t expect to. Neither will I leave anything to mine, it will go to my children.

Yes - I inherited £30k off my Mum, but as someone said upthread, I would have much rather had her around for a few more years than have the money.

Fortunate for her that she died after a sudden illness, but such a shock for all of us.

The money was used towards buying a house, we were already on the property ladder, but this enabled us to have a much smaller mortgage.

My mum died intestate 23 years ago so everything went to my step dad.

He died 5 years ago and left everything to his nieces and new partner.

I’ve made my peace with it.

🤣 off topic but funny maths post make me laugh so hard.

YANBU OP but this will reduce over time. This generation getting the inheritances will get smaller and smaller, diminishing returns and all that.
I finally managed to buy a house at 45 and my only goal with it is to leave it to the kids.
I very much hope that my parents enjoy their money while they can and of course any money they need for care is money well spent. They worked hard all their lives I wouldn’t scrimp on their care in old age even if it means no inheritance.

Being jealous is an unhealthy and ugly emotion. I'm more concerned about that than anything else.

Not everyone inherits much or even anything, depends what the deceased actually had. It's nice if you do, not that unusual if you don't.

Live your life and stop thinking about what others may have.

I'm banned from driving for medical reasons. I also have no one who could sign a passport for me.

This is why people put their houses into a trust, and also start savings pots for their DC as soon as they are born.

I think it's harder these days - DF helped me while living with a deposit. However for my generation its a lot harder - less likely to have 30k - 60k hanging around in cash for a gifted deposit.

My dad died young and my mum was killed in a car accident. I got a reasonable inheritance, invested it all and will retire next year at 55. DH has a much more sizeable inheritance from his DF. His DM is in a care home but there will be a good amount left even if she lives another ten years (unlikely). We feel very fortunate in some ways, but plan to drip feed money down to our young adult DC much much sooner and die with very little left.

Apply for a provisional driving licence. It’s £34.

My parents, dad in particular hates the thought of their home potentially being used to pay for care home fees but I’ve told them that should it come to that I will be in no position to care for them and if it takes using the house for them to be comfortable, safe and cared for so be it.

People who say “i inherited loads but I’d rather have that person” don’t seem to get that the vast majority of people will watch their parents die. Nothing will replace a parent but being left some money can make such a difference to peoples lives.

I’ve been lucky in this respect with cash gifts (not hundreds of thousands or anything)and probably a lump sum at some point, DD will be set. I’m going to die anyway, I’d like my DD to have her life be a bit easier after I die because my death is pretty inevitable. It’s not going to make you happy but being able to help your own children is a massive gift.

We don’t plan for inheritance. All our financial planning disregards it. My DGrandma disinherited one child and I wouldn’t be surprised if DM disinherits me. DParents have a healthy net worth, enough for my siblings and me to retire. I just don’t expect it. And like you I imagine it’ll go on care home fees.

DH and I have never and will never inherit anything. But no, I’m not jealous of people that do. We’ve both got two arms and two legs, we are responsible for ourselves and are perfectly capable of building our own lives and legacy.

Both parents have died, left me nothing. Mum had been in a care home for 7 years, dad for 8 months, I paid “ top up” for both. Before that, they lived in an annex I built and made a small contribution towards bills but nothing more. They rented before moving in with me, Dad had a very small private pension, mum had none. The money in the bank account paid for the funeral ( during Covid, so a very small one) but no more,
But I wouldn’t have wanted it any other way. I didn’t inherit any money but I did have them with me for the last 10 years of their lives and that was more than enough. I’m sure inheriting a fortune is lovely but it isn’t everything. My children MIGHT inherit from me, I have my own house, but I might need a care home too so Ive warned them not to expect much and they don’t!

@ DoAWheelie -
“I was supposed to get £1k when my dad died but it's been over 18 months now and his bank are refusing to pay it out as I don't have photo ID.”

Would it not be worth getting a passport in order to be able to claim this money? Who was the executor of your father’s will? When my DD’s godparent died, she was left a small legacy which was simply paid to her.

Before DM passed, went over everything before dementia set in, and I've been paying personally for long-term care insurance for years and years, which will need it sooner than later after seeing what government assistance won't cover although it's been a burden financially. Take the responsibility though to have the conversation and make sure everyone's paperwork is updated, as no one is ever promised tomorrow. Regardless if there's an inheritance or not.