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DH has fallen out with my DD, because of how she spent her money

295 replies

Gianam · 13/10/2025 17:50

So first of all, I know my DD is in an extremely privileged position, she knows this too.
DD is 25, she was just able to buy a flat with inheritance from her paternal grandparents, no mortgage so she’s set up really well, she didn’t have much left from the inheritance after this and all the associated costs but she felt like it was worth it to have a place that was really hers.

My DH isn’t DDs dad, but when his mum passed away she left DD £20,000, obviously DD didn’t expect anything at all in this situation. His mum had also left her a lovely letter telling her to use the money for something fun, and telling her how much respect she had for her.

DD used the money for a few things but notable £4500 on a piece of art for her new flat, some jewellery, paying a friend to paint her old snowboard to hang in her new flat and then some has gone towards her snowboarding trip in February.

I think this is exactly how his mother wanted the money to be spent, these aren’t clothes that will be out of fashion in a year but legacy pieces she can hold onto forever. DH thinks it was frivolous, spoiled and privileged spending and putting £4500 on art and similar amounts on jewellery is ridiculous. He has now said he won’t talk to DD as his mother would feel the money had been wasted.

I think he’s been utterly ridiculous, she hasn’t pissed it all on drink or random clothes. I think she’s been quite sensible and was told to use it for fun!

AIBU to think DH is being a bit of a prick with his reaction!

OP posts:
Middlemarch123 · 13/10/2025 18:34

I’ve treated my adult kids as a surprise now and then. The only thing I’ve said is, this is for you to spend on you, spend it on perfume, lose it on the horses, I don’t care, it’s yours.

Gifts come with bows, not conditions.

AdoraBell · 13/10/2025 18:34

YANBU OP

NoCommentingFromNowOn · 13/10/2025 18:26

Your daughter used an inheritance for travel, jewellery, original artwork painted on a sentimental item and a piece of art.

That all sounds very……normal.

Seeing as she already has a fully paid off home, and she was specifically told to ‘use the money for something fun’, what exactly did he think she was going to spend it on?

Poodlelove · 13/10/2025 18:25

She would be proud of your daughter , exactly how she was told to spend it.

TheTwenties · 13/10/2025 18:25

I don’t actually think any other information is important except …”he has now said he won’t talk to DD…

That’s the only thing which I think needs addressing - it’s totally unacceptable.

Howmanycatsistoomany · 13/10/2025 18:23

Gianam · 13/10/2025 17:58

Yes he did, he used it to pay off debt and the rest he’s put into savings.

I think he wanted her to save it, keep it for a rainy day or at least in his mind “get more for her money” he feels the amount she spent on art and jewellery was excessive and she should have spent less of these things and therefore got more.

He won't talk to DD? Yeah he's a knob. It's absolutely none of his business what your DD did with her inheritance.

Octavia64 · 13/10/2025 18:23

She was told to use it for fun

she did

your dh is a muppet.

(my dc in a similar situation bought guitars. Lots of them.)

Vaxtable · 13/10/2025 18:22

I would simply point out that your daughter has done exactly what his mother wanted her to do

That it’s likely both the jewellery and the art will increase in value so they are an investment

and he is being incredibly childish in not now speaking to her and needs to grow up

Algen · 13/10/2025 18:20

Araminta1003 · 13/10/2025 17:58

I would have told my YP to buy one piece of nice far cheaper art to remember her by and then put the rest in an ISA, paying 4.5% annual interest, tax free. Giving £900 for annual snowboard trips. That would have been much smarter.

Perhaps she didn’t like any of the cheaper pieces of art?

25 isn’t that young, either. “Told her” seems rather infantilising.

Newbutoldfather · 13/10/2025 18:20

I think it’s lovely she has a sense of the aesthetic and has bought some art and jewellery.

Also, she has been very sensible and balanced. If she’d walked into the first art gallery that she saw and spent all £20,000 on one picture, I would think maybe that is a bit silly.

Getting one’s first flat and imposing one’s own taste on it is a sign of growth and maturity IMO.

Bjorkdidit · 13/10/2025 18:19

SummaLuvin · 13/10/2025 18:10

she's a 25 year old mortgage-free home owner with at least £20,000 in savings. I don't really know how much more 'sensible' she wants her to be, or how big he wants her rainy day fund to grow to.

I agree art and jewellery chosen after her frontal lobe has fully developed is the right balance fun and serious with consideration to longevity of what she is spending money on.

Exactly. Perhaps if she was renting and complaining about not being able to afford to get on the property ladder it would be different but it sounds like she's been really thoughtful with her money.

I'd just make sure she's insured the artwork and check she's still saving for a pension and a decent emergency fund and let her crack on. She's had a great start in life and financially has made the most of it.

Absentosaur · 13/10/2025 18:19

Jellycatspyjamas · 13/10/2025 18:09

It’s not child abuse if the “child” is 25.

Ok not quite the point I was making. Emotional abuse of her child? Emotional abuse of his step daughter? Emotional abuse of a woman. You pick.

viques · 13/10/2025 18:19

Your dd has spent some of the money on things that she will have for a long time, and which - you can remind your DH of this in capital letters - will remind her of a kind and generous woman, his mother, every time she sees them, or tells someone the story behind how she came to own them. If he can’t see that as both honouring his mother’s memory and fulfilling her final wishes then he needs to take his blinkers off.

CherryBlossom321 · 13/10/2025 18:18

It was her money to spend however she chose. He’s free to do what he wants, but he shouldn’t expect his childish behaviour not to have an impact on his relationships, particularly his relationship with you.

SummaLuvin · 13/10/2025 18:17

I'd add that the money would have been rightly hers to use in any way she wanted, even if she used it for things most people would consider wasteful. And in that situation, while I would be sympathetic about him having negative feelings about it, that he shouldn't burden her with those feelings. But the fact is most people have agreed that she used the money well, so even less appropriate for him to be snide about it.

Vroomfondleswaistcoat · 13/10/2025 18:16

It is absolutely none of his business what an adult does with money they have been left. He might have preferred her to put the money in savings, but she didn't want to. It's not like she went on a three week bender is it, she used the money to buy things that she loves.

Your DH needs to get a sense of proportion. He might well be missing his mum, but that is a completely separate issue to what those left money by her have done with it. Would he tell his sister what she should do with any money left to her? His brother? An aunt? Why not?

Firedrink · 13/10/2025 18:15

Yes he is a twat.
A beautiful piece of art gives pleasure every single day and reminds her of the womderful woman whom gifted it to her and thought so much of her.

He sounds like a controlling twat.
I hope she gives him a wide berth.
You need to put him firmly in his place and stand firmly with your daughter on this.
None of his business whatsoever.

Giddykiddy · 13/10/2025 18:11

He's a twat - I used money from my grandma ( not a huge amount) to buy a painting and a ring. I wore the ring for years ( currently being resized as I've fat old fingers) and it gave me daily joy - soon to be reinstated and the painting is in my lounge and gives me daily pleasure. I certainly do not feel foolish ( I had v limited funds at that time). I wanted something special and specific to remember my grandma by. It is NONE of his business - she's a wise young woman.

SummaLuvin · 13/10/2025 18:10

she's a 25 year old mortgage-free home owner with at least £20,000 in savings. I don't really know how much more 'sensible' she wants her to be, or how big he wants her rainy day fund to grow to.

I agree art and jewellery chosen after her frontal lobe has fully developed is the right balance fun and serious with consideration to longevity of what she is spending money on.

Ponoka7 · 13/10/2025 18:09

My friends laughed at me when I chose a crystal decanter for my 21st birthday. I've used it with my adult DD's and still love it. She sounds financially stable and has bought something she will enjoy every time she's at home. She's interpreted the letter, perfectly. If he carries on, it would be a deal breaker for me.

Jellycatspyjamas · 13/10/2025 18:09

Absentosaur · 13/10/2025 17:57

‘He has now said he won’t talk to DD ‘

I think this is the problem. What a dickhead. Sorry. He’s never grown up has he. Child abuse btw, the silent treatment.

It’s not child abuse if the “child” is 25.

Tiswa · 13/10/2025 18:09

We did 3 things with DH inheritance

  1. paid off mortgage and did a couple of bits to the house she has done this
  2. put money into Isas and savings she has that
  3. spent money on more frivolous things

so yes what she did was fine

but actually it doesn’t matter it was her money her choice and he needs to back down

GrannyAchingsShepherdsHut · 13/10/2025 18:06

HamptonPlace · 13/10/2025 18:01

almost no art or jewellry holds it's value. Less than 1%....

But if it's still worth it to her in 10,15 50 years, that's what matters. She's bought things she loves, that's an excellent use of money.

WimpoleHat · 13/10/2025 18:06

Art and jewellery are “forever” things, though - and whenever she looks at the picture or wears the jewellery, she will remember his mum. I think that’s absolutely lovely and, by the sound of it, something that his mum would have liked too (given she said to get something “for her”). Your DH is being rather unkind about this. I could understand his sentiments (notwithstanding the fact that it’s not his money!) if she’d spent it all on makeup and clothes, but I think she’s been really sensible and thoughtful about it.

GrannyAchingsShepherdsHut · 13/10/2025 18:05

Does he want her to remember his mum fondly every time she looks at the art, and wears the jewellery, or just remember her stepfather being a colossal twat about it?

He's on the verge of ruining his mother's gift, which would be many times worse than if DD had blown the whole with nothing to show for it.

Art and jewellery are always a good buy.