To think it's an outrage employer isn't financially responsible?

And who do you want anticipate will be paying this 🤣
You’d be putting yourself through all of the stress and trauma and taking up valuable time that should be directed towards rebuilding your life and your career because you’re not gonna get a penny out of these people
That’s how the game works. They get rich on other people’s free ideally labour. But cheap if they have to pay you something

Good God! I’m so sorry this happened to you!

Just blow that whistle loud and long, and make sure you get your tax and NI contributions fully credited too!

They can’t do that.

They just have.

I've just posted on another thread about the difference between "the law" and what actually goes on and people get away with in real life.

What industry are these absolute chancers in? You can’t effectively make people redundant , not tell them and have them carry on doing the work !

Talk to HMRC immediately- just because you were "informed" doesn't necessarily make it legal. Like notices which say sale goods can't be returned- if they are faulty they can and to to have a policy which doesn't allow refunds is illegal-notice notwithstanding.

Hi op this how I found out my employer was not paying my tax or n.i I would ask the employer for your payslips for the entire time you haven’t had any and ask for your p60 if you never got it. Put everything in writing hi x can you send me copies of my payslips from x date not had anything since this date and a copy of p60 I’m am applying for mortgage or rental and they need proof of my earnings when they reply with whatever they say send on to hmrc. Don’t let hmrc fob you off they need to know and stop them and you need to know your not going to get a hefty bill. Do you get the legal minimum wage 12.21 and do you get your statutory holiday entitlement? Please don’t give up.

Op who else have they done that too?
I think it might be worth getting proper legal advice.

Edit Sorry quoted the wrong person.

They can’t do that. They would have to officially make you redundant and you’d get a payout depending on length of service. Plus it wouldn’t be a legitimate redundancy as the job still exists.

id be taking them for unfair dismissal & unauthorised deduction of wages.

So your ‘net earnings’ were actually your Gross pay, and they have been underpaying you?

Laws that aren't enforced aren't laws (except for the rich).

Rights that aren't enforced aren't rights (except for the rich).

@Laura95167 I am on quite a few business forums and HMRC have very much ‘upped the game’ it seems in the last year ( they have employed over 5,000 extra people) - one of the big reasons for so many closures isn’t all extra employers NI , regardless of what you read, a fair old chunk is huge HMRC arrears, and going for ‘wind up’ rather than time to pay for repeat offenders. For many years and especially over Covid it was all a bit more lax . It’s easier and less embarrassing to say it’s due to policy or increased this that and the other ( which is also true in many cases) than admit the straw that broke the camels back was a HMRC wind up order , a landlord taking back a lease or a time to pay that they can’t pay - I think one thing some don’t realise is this isn’t all small fry either, there are also some big companies out there not always paying obligations in a timely way - that’s how you end up with millions being owed rather than say £28,000 etc

The real problem is that this is all totally illegal, and there are laws already to deal with this, but like almost everything else in Britain today no one is policing them- so the company carries on regardless until they are sued, or HMRC taps them on the shoulder-which can take years.

@SerendipityJane yep, I’ve got both - personal was easy ( fantastically useful when abroad with multi currencies) business- way more info insisted on -

Ah, no. Just as a sole trader.

@Needspaceforlego yep - I think a lot of people don’t realise the way a company files payroll at HMRC and actually making the payments over for tax and NICs are 2 very different things- many companies file and then don’t pay over for several months, it doesn’t debit you at that point , it’s done manually or via a DD at some weeks later - plenty go under owing vast amounts on PAYE and NICs - and even some relatively solvent companies pay this in chunks several months down the line ( although much less so)

my own view is that if it’s proven that you have been debited personally then even if the liquidation doesn’t sort this out the individuals NIC record should be covered off by the state.

people should access their pension records which are usually pretty up to date and if it looks like you aren’t being credited after several months, check out your record on gvt gateway for NIs - my mum many years ago worked somewhere they hadn’t paid over PAYE or nics for 2 years -

@SerendipityJane was this for Revolut ‘business’ ie for a limited company? I definitely had to provide a lot including a statement of what the business did, website, details of expected ins/outs and where from etc

What needs to be remembered if the company hasn't got the money to pay HMRC its only a matter of time before they don't have the money to pay their employees.

I cannot emphasise this enough. OP needs to get job hunting ASAP. A company in trouble is not a good place to be.
There cannot be many companies who manage to recover from this sort of situation

Huh ?

I set one up in 10 minutes. The only wrinkle was getting a decent scan of my passport that the system would accept.

Most people learn pretty early on that life isn't fair.

@Biskieboo I’m not too sure about that now - I had to provide a ton of stuff for a Revolut business account -

Even though she has only received her net pay? Her employer has made the NI and tax deducations but has kept the money rather than paying it to HMRC. It seems completely unfair that OP has to pay the tax and NI out of her net pay, while her employer will get off scot free.

Yes you need to keep documentation and be ready to pay the NI and income tax owed. I have worked in financial services and this is correct information.

This is what I was wondering and I think it could be quite important. I'm not an expert in this area but I find it difficult to believe that if you have a contract that shows your pay is £gross, and you can show that you've received £net, that HMRC can chase you for the unpaid tax (as opposed to the employer). I would have thought it would need some sort of collusion by the employee before they were liable. I'd need to see primary sources to convince me otherwise.

One thing I can well believe, though, is that a start-up would operate in such a fly-by-night manner. One of the reasons that a few (by now household name) new entrants to the financial services arena have been able to do as well as they have is because they don't bother too much with things like compliance, money laundering or data protection that the fuddy duddy old institutions do. They're often run by Elon Musk wannabe bellends who think rules are for other people, not visionary modern saints like them.