To ask what you think a reasonable price for a small “starter” home is?

105 replies

TeenLifeMum · 23/09/2025 19:39

We talk a lot about housing costs being too high but what would be affordable for young people wanting a 2 bed property in your mind? I’m intrigued by different perceptions and perspectives on this subject.

dh and I were very low paid (local newspaper journalists, graduates on terrible pay) when we purchased our first home. We did have 2 incomes but in 2005 I was on £11,500 and dh was on £10,500 when we bought our first home.

OP posts:

WithManyTot · 23/09/2025 19:49

What ever price that means that the mortgage payments are 1/3 of a household take home income. This is the one constant in houses, everything else is variable to achieve it.

childofthe607080s · 23/09/2025 19:45

I would like it to go back to 3 times a median salary - say around 100k for small starter

TomatoSandwiches · 23/09/2025 19:44

Where we are central south-south easterly you would need a minimum of 300k for a 2 bed starter mid terrace we paid 210k in 2014 for a 3 bed mid terrace, one bedroom could only house a toddler bed.

MrsSkylerWhite · 23/09/2025 19:44

Our eldest and her husband bought their lovely but very small, new build home off plan in 2021 for £148k. It’s now valued at £225.
Our youngest is in the process of buying his first home atm. Traditional but large and refitted 3 bed Victorian terrace in a less desirable area, £115K so I imagine that location is the key factor in your question.

Both are on the NW coast. If we had remained in our native London or Cornwall, neither would have had a hope of buying.

TickyandTacky · 23/09/2025 19:41

Does everything just get bunged in AIBU topic now???

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