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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Wwyd? Housing situation

30 replies

brownbearbrownbear123 · 23/09/2025 11:40

Me and my other half are struggling to decide what to do so I thought I’d get some other peoples opinions and perspectives on it.

Me and my OH are both mid/late 20s. I’m currently a SAHM but will be going back to work next year. Before kids I didn’t earn a massive amount and would probably have to go back part time for childcare, however it has been my plan to go back to uni to continue my education and get into a career where I could potentially earn around 40/50k a year.

My OH currently earns around 42k a year and we live in a modest terrace in an ex council home.
our area isn’t the best but I know there’s good and bad in all areas and sometimes the grass isn’t always greener. Our area is mostly made up of council houses and ex council houses so a mix of social housing and privately owned.

in the next year or 2 me and OH have spoken about putting out house on the market and moving to a bigger place, but this would mean probably doubling our current mortgage which is a very comfortable £600/month.

Our bills are low and mortgage is comfortable meaning we have money left over to save and money to spend on ourselves albeit not a huge amount.

would you still move in a year or 2 to a ‘nicer’ area with a bigger place? Or stay put and just put up with the worse area/smaller house?

OP posts:
brownbearbrownbear123 · 23/09/2025 12:03

@ArtifishalYeah your area does sound similar to mine. It’s not a terrible place to live by any means but as you say there is a lot of deprivation. Our primary and secondary school are just a short walk away and are both rated as good schools so that’s a big plus to living here. We’re also blessed with good neighbours too which makes a big difference

OP posts:
brownbearbrownbear123 · 23/09/2025 12:01

Im just thinking if we move sooner rather than waiting longer at least the kids will only be a year or 2 into school so moving them schools won’t be as disruptive.
We could wait another 5 years to move but then our oldest would be 7 and youngest 5 and I’d feel worse about moving them schools as I think it’d be harder on a 7 year old to move schools

OP posts:
Skerrida · 23/09/2025 11:50

*or move earlier than graduation if finances allow while you're studying.

I'd be a bit nervous that increasing the mortgage first makes studying more difficult financially and you put it off, potentially for years. If kids are under 5 now and you crack on with your study, you'll finish while they are still early-ish primary and you can move for later primary and beyond.

Skerrida · 23/09/2025 11:46

Stay where you are. Start uni next September. Move when you have graduated.

Artifishal · 23/09/2025 11:45

If you have children I'd be thinking a few years ahead. We live in an area that could be described similarly. It's actually a pretty deprived area of our town, there are significantly nicer parts, but our catchment school is outstanding in every regard, not just Ofsted so we will not be moving anywhere on that basis. Our house is comfortable, big enough, we have nice neighbours and we have spare cash for holidays and other opportunities.