Husband not been paying tax for years

Yes if it’s corporation tax but if it’s a debt of a limited company it could be VAT or PAYE and NI deductions in respect of employees. I still don’t understand the status of the business, has this been clarified?

I missed that bit 🫣 yes you might be right. Each gets a turn to prove themselves.

Stepchange wont be able to handle something this complex. HMRC won’t talk to her, only her husband.

Really? That long list of co sec responsibilities wasn’t googled? Anyone who has worked in governance or accounting knows the reality of co secs in tiny businesses.

Not sure if it has already been asked, but have you been on Companies House to check the status of the company? Check to see if it really is dissolved, liquidated, etc. From here you can also access the annual returns, etc. Worth getting the "true" picture of where things stand,

I don’t think I could stay with a man like that.

Ring StepChange debt charity (think they have a new name) and Citizens Advice for help. But I think you may have to face selling your house to pay the debt.

I’d also go to HMRC directly and ask them exactly what is owed.

FYIF I've not googled anything. Don't be so presumptive.
I know from RL experience what can happen.
If you're a tax lawyer fine- keep offering OP advice.

Just to be clear, not paying your taxes is theft. You’re not the victim here. The rest of us who keep paying and paying and paying whilst others evade with impunity are.

@ScarletVelvetSlippers I think the only issue with that is that at their age they might not get enough for anything but a short mortgage and depends on his credit record too, which might not be good. The ones you can get that are lifetime mortgages will only allow up to around 35% loan to value if you are only in your 50s - around 50/50 if in your 70s - however what might work is a RIO ( interest only) which is a lifetime mortgage but you still have to pay the interest - as these often go up to 70% -

You’ve clearly not read my posts I am extremely familiar with this. Your posts are full of misunderstood Google.

whether he got reminders or not isn’t under debate. No one has said he pretended he didn’t know about it. Not sure how that’s relevant

No but the discussion has broadened and some posts are more generally about what jobs are suggested to mums on here and the opinions on that. Guess I'm touchy as it comes across like you're trying to tell people what they should post, and it's a long thread with its own life, beyond purely suggestions for the OP, of which there have been hundreds and many of them she hasn't engaged with. Which is fine.

Why so touchy? Of course it's 'allowed'.

The last few posts have been about the work she can do.

She's not said much about work other than she didn't get interviews when she applied. She's not engaged with any of the suggestions at all.

We're not fixating at all, the thread's just 22 pages in and people are chatting about different points, is that not allowed? We can all keep posting that she can downsize though if you'd prefer. Plus she has said she'd 'love a part-time job', and has applied for some to no avail, so it's hardly off-piste as a discussion.

I don't know why everyone is fixating on what kind of job she can do.

She's not said she really wants a job.

She said they could remortgage.
You can get mortgages right through to your 70s now, so £150K over another 20 years is doable depending on their current mortgage outgoings.

Otherwise, size down a bit.

Everyone's saying sell the house, no one (except maybe OP) would disagree with that, and sure it makes sense to get better with the tech, but I don't understand what this means: Actually what OP might like and be good at is something like Home instead - which is less physical caring and more a helping hand. Is it a typo? Not sure what job your suggesting but either way, she needs a job and as the ones she's tried haven't happened, the net needs to widen one way or another.

She says the house was modest but had been extended (not sure if it was by them or former owners.)
And as it's up north it may not be worth that much depending on the area.

But I don’t think the OP will fit those either.she clearly hasn’t had an involvement in the business or she would know it no longer exists - and being on hand for your parents is very different to dealing intimately with strangers. Actually what OP might like and be good at is something like Home instead - which is less physical caring and more a helping hand. I most certainly don’t think these jobs are ‘shaming’ but you do see it on here a lot as the first reaction when people need to get a job ‘quick’ and don’t have obvious skills, so presumably other people think they have a low barrier to entry too - whereas I personally feel it might serve OP better if she spends a short bit of time being up to date on a PC and getting the house ready for sale -

That's all conjecture from you @Bambamhoohoo
You clearly have no idea how debts are collected , courts, or the fact they may throw out 'wild sums'.

I doubt they used a lawyer- more likely an accountant.

5 years of outstanding tax don't appear overnight. The H would have had reminders constantly and chose to ignore.

It’s worth bearing in mind that that’s unlikely to be the whole story before.

And it’s you who gives that truth to OP is it? She needs to reflect herself on her role in this situation. It might take years, it might never happen. But what won’t help is a compete stranger admonishing her

It's not just murderers, rapists, and paedophiles who need to be locked up for good; it's people like these who quite simply destroy lives and leave pain and misery in their wake.

OP says: "8 apartment house does indeed mean 8 bedrooms". Even she admits it's excessive!

Because there's a difference between ' my husband lied to me' and ' I knew what he was telling me couldn't possibly be true but I thought we could get away with it's.

That's a strange response. OP has literally said she's spent years cleaning and running the home and looking after the family so why wouldn't cleaning and care jobs be a fair suggestion, as well as the fact that they're the jobs that are often available and with a low bar to entry, necessary as the OP is getting nowhere with jobs that have a higher bar. I agree with PP that TA jobs are harder to get, but it's not a mad suggestion for most mums who want a part-time gig, and it's not the big insult or shaming move you seem to be framing it as.

so? It’s done now. It’s not uncommon to close your ears over the years when life is so nice. Why are you admonishing her about it? It’s just part of the story that got them here