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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

My exes and finances

268 replies

Exandstress · 17/09/2025 21:51

New poster here.
I have 2 DDs aged 15 and 7, they have different dads. My eldest sees her dad every other weekend Saturday and Sunday and he pays me just over £550 a month in maintenance. My other DD sees her dad every Friday after school until Monday morning when he drops her off at school. Until 18 months ago he used to pay me £250 a month as he has 2 children from his new wife at home as well which meant what my daughter gets went down.

His wife has a great job and is the breadwinner in the home. 18 months ago he decided to stop working and instead is staying at home with the kids meaning I was getting nothing. I spoke to his wife about this and she said that they already pay for her gymnastics and art class and thinks that more than covers an acceptable amount. They were already paying these though and I was getting £250 a month on top.

I have just found out that he has won some form of claim against his ex employer and is about to receive £190,000. I messaged him saying some of that money is mine for his daughter and he can’t just ignore her. He has responded saying that the money is not for that and I am not entitled to anything. I told him that I am out £4500 over the last 18 months through no fault of my own and should be entitled to some money. I asked if he is planning on going back to work soon and he said it looks unlikely. I personally think if he can’t work then he shouldn’t be looking after my DD but he wasn’t happy with me saying this.

AIBU to think that I should be entitled to some of the payout from his ex employer. This is money for lost earnings and I lost earnings whilst he wasn’t working.

OP posts:
LEWWW · 17/09/2025 23:10

Ermm why aren’t you working full time OP? Regardless of this maintenance issue? Your DDs are old enough, you could also be working weekends?

legally there’s nothing you can do as if he’s not working you aren’t ‘owed’ anything, surely if he’s at home full time he can offer wrap around and holiday care for his daughter though so you can work?

Crochetandtea · 17/09/2025 23:09

Exandstress · 17/09/2025 23:05

I have asked for more hours but where I work it’s either part time or full time and I can’t work the full time hours.

He pays £100 a month into a trust for my daughter but put it in his new wives name after his accident so sure my daughter won’t ever see that money.

I use my weekends to unwind after looking after my daughters all week.

Your children are at school all week. I don’t blame your ex for not working tbh. At least he isn’t relying on tax payers to find him.

Bigcat25 · 17/09/2025 23:09

Contact CMS or a lawyer to see if you actually will be entitled to anything.

Crochetandtea · 17/09/2025 23:07

Your youngest is 7 and both children spend time with their fathers. You should be working fulltime. How on earth can you afford to live on 15 Hours pay a week ?

Exandstress · 17/09/2025 23:05

I have asked for more hours but where I work it’s either part time or full time and I can’t work the full time hours.

He pays £100 a month into a trust for my daughter but put it in his new wives name after his accident so sure my daughter won’t ever see that money.

I use my weekends to unwind after looking after my daughters all week.

OP posts:
Mrsmouse71 · 17/09/2025 23:02

Exandstress · 17/09/2025 22:33

Why should I miss out on my maintenance because he doesn’t want to work. He has nice holidays every year and lives in a nice house because his new wife works in a good job. Yet we are missing out.

His new wife doesn’t have to pay for you or previous children

arethereanyleftatall · 17/09/2025 23:01

you do have a point op that it’s unfair if a NRP becomes a sahp with a new whole family as then their first child could miss out as CM reduces.

but, your whole attitude stinks.

  1. you can work more than 15 hours a week and you know it
  2. you are not a single parent. You’re a coparent near on 50/50
  3. your ex clearly had an accident at work, and is a sahp, so it is frankly horrible of you to describe him as lazy or incapable.

but, what are you doing with all your free time? You must have loads. Every other weekend completely free, the other one just with a 15yr old who is presumably independent, only 3 hours work a day.

here’s an idea - you better yourself. Work towards a better job, do more hours. Be a good role model for your girls rather than just expecting their fathers to cough up.

BlurryEyesAndChubbyThighs · 17/09/2025 23:00

He already has her 3 /7 nights. If he had her 1 more night per fortnight it would be 50/50 and he wouldn't legally have to pay you anything.
He's allowed to be a stay at home parent if that's what works for his family . He also already pays for clubs so I guess that's something. Some dads don't pay maintenance or anything like clubs.

His money he's due to get is HIS. Not for you to get your hands on. He may want to out some in trust for DD. But again his choice.

You could work more hours plenty do it. It seems you would rather handouts. You're very lucky to get a high amount from the other father. Again some get nothing

InfoSecInTheCity · 17/09/2025 22:59

You have a 15 and 7 year old so both out at school Monday-Friday, you could work more than 15 hours a week. You also have every weekend that you could work as your youngest is with her dad all weekend and your eldest on the weekends she’s not with her dad is old enough to be home alone while you work.

Your ex has care of your daughter 3 days out of 7 so very nearly 50/50 at which point you wouldn’t be eligible for any CMS anyway. The fact that he’s not working and therefore has no income means that unfortunately he is not liable for any CMS payments for the 1 day a week extra that you have with your daughter.

You are not going to receive any of the compensation payment, that just isn’t going to happen. I would argue that it would be good if he were to set some of it aside in an account for your daughter for future planning like university fees or a house deposit, but he isn’t obliged to.

DoYouReally · 17/09/2025 22:58

You have a 7 year old and a 15 year old.....you can absolutely work more than 25 hours.

Those in glasshouses and all that!

BeHappySloth · 17/09/2025 22:57

Exandstress · 17/09/2025 22:39

Not that it is relevant but I currently work 15 hours a week in Tesco. I cannot work anymore as I have 2 children and I am a single mum.

This is ridiculous. You have every weekend free plus your dc are at school all day. You're barely working at all but expecting your exes to bankroll your lifestyle.

Your ex has your dd one night a week more than you do, but he has her at all day at the weekends whereas she'll be in school for big chunks on the days when you have her. So it's not far off 50/50 at all. He isn't earning and he doesn't owe you anything. However, you could ask him to do one more night every fortnight and then it will be 50/50.

Ideasplease23 · 17/09/2025 22:57

Jesus wept! I don’t know why I read the original message in Vicky Pollard’s voice

padronpepper · 17/09/2025 22:56

@Exandstress
Can you increase your hours?

pinkduckk · 17/09/2025 22:55

Exandstress · 17/09/2025 22:39

Not that it is relevant but I currently work 15 hours a week in Tesco. I cannot work anymore as I have 2 children and I am a single mum.

I have 2 children , am a single mum and work FT. Just saying

beeautifullif3 · 17/09/2025 22:52

Whateverwillwedonow · 17/09/2025 22:50

That’s really shitty. Ops attitude towards her ex being unable to work and feeling that she deserves a pay out is cheeky but ‘babies for money’ just makes you sound like a twat.

It really doesn't though , her attitude is disgusting, her only interest is the money

Whateverwillwedonow · 17/09/2025 22:50

beeautifullif3 · 17/09/2025 22:43

Wow 👌 you really got it made haven't you lol babies for money 🤣 perfect example of why soooo many men dont want any kids anymore lol

That’s really shitty. Ops attitude towards her ex being unable to work and feeling that she deserves a pay out is cheeky but ‘babies for money’ just makes you sound like a twat.

Round3HereWeGo · 17/09/2025 22:49

Urgh. This is why single mums get judged so harshly.

MummytoE · 17/09/2025 22:47

Exandstress · 17/09/2025 22:46

I am a single mum. I have 2 children at home and I have no partner so I am a single mum.

You co parent.

Exandstress · 17/09/2025 22:46

MummytoE · 17/09/2025 22:41

You are not a single mum. You co parent. Your attitude is appalling all round

I am a single mum. I have 2 children at home and I have no partner so I am a single mum.

OP posts:
apostrophewoman · 17/09/2025 22:45

Exandstress · 17/09/2025 22:39

Not that it is relevant but I currently work 15 hours a week in Tesco. I cannot work anymore as I have 2 children and I am a single mum.

Why can’t you work any more if your kids are in school full time? Especially with one a 15 year old and one at her dad’s every weekend. You could work virtually full time and make up that missing £250 easily. Unless you can’t be bothered because it would mess with your UC 🤔

ToKittyornottoKitty · 17/09/2025 22:45

Exandstress · 17/09/2025 22:39

Not that it is relevant but I currently work 15 hours a week in Tesco. I cannot work anymore as I have 2 children and I am a single mum.

You can work school hours, weekends, and you can pay for childcare. It’s not his problem you want to rely on his money rather than earning more of your own.

beeautifullif3 · 17/09/2025 22:43

Wow 👌 you really got it made haven't you lol babies for money 🤣 perfect example of why soooo many men dont want any kids anymore lol

MummytoE · 17/09/2025 22:41

Exandstress · 17/09/2025 22:39

Not that it is relevant but I currently work 15 hours a week in Tesco. I cannot work anymore as I have 2 children and I am a single mum.

You are not a single mum. You co parent. Your attitude is appalling all round

ToKittyornottoKitty · 17/09/2025 22:40

Exandstress · 17/09/2025 22:38

How though? He has received this money for missed earnings. How can what I’m owed be considered missed earnings? It works out at £4500 based on what I’ve missed out on.

He said the money is for payments he’s struggled with over the past 18 months which should surely include me. I have rent and other bills to pay as well.

He said it’s not his fault that he was in an accident at work but it’s also not my fault. I feel like he’s treating me unfairly.

Then go moan to CMS about it. Compensation for a work accident that’s resulted in him not working isn’t owed to you though. Why ruin your coparenting over it?

Whateverwillwedonow · 17/09/2025 22:40

Exandstress · 17/09/2025 22:38

How though? He has received this money for missed earnings. How can what I’m owed be considered missed earnings? It works out at £4500 based on what I’ve missed out on.

He said the money is for payments he’s struggled with over the past 18 months which should surely include me. I have rent and other bills to pay as well.

He said it’s not his fault that he was in an accident at work but it’s also not my fault. I feel like he’s treating me unfairly.

I’ve fixed some typos for you

How though? He has received this money for missed earnings. How can what my daughter owed be considered missed earnings? It works out at £4500 based on what my daughter missed out on.
He said the money is for payments he’s struggled with over the past 18 months which should surely include my daughter. I have rent and other bills to pay as well.
He said it’s not his fault that he was in an accident at work but it’s also not my fault. I feel like he’s treating my daughter unfairly.

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