Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Pension credit only £3 less than State Pension

604 replies

SpanishBaguette · 16/09/2025 13:16

Maybe it's been obvious to others but I've only just found out that Pension Credit will top you up to no less than £227 per week which is only £3 less than the state pension.

AIBU to be hacked off that I need to pay 35 years of contributions to end up with a near identical pension to someone who gets it for free. WTF?

OP posts:
ChelseaDetective · 16/09/2025 13:21

x

saveforthat · 16/09/2025 13:20

Well it's not much different to having to work for your money or getting handouts not to work.

SamphiretheTervosaur · 16/09/2025 13:20

We have a rule in our house. It's one of the few rules we both stick to

We do not mention this. We don't talk about feckless SIL, nephew etc who will reap the reward of Pension Credit having lived off various other benefits for the vast majority of their lives.

That we each have one such on our side of the family helps us not get to personal about it. But blood pressures get raised whenever the topic is raised.

So we don't allow it in our house

We pretend we don't know and we just ignore it!

TwilightSkies · 16/09/2025 13:19

If you’ve worked for 35 years surely you having savings and private pensions? So you’ll be better off than those who get a Pension Credit top-up.