To ask DH to keep our BTL

Why can’t you work? Tell your husband he will need to share the responsibility of sorting childcare and get a job. Does he pay into a pension for you? Careful or you’ll find yourself in trouble come retirement age

How old are your DC? Was you being SAHM a joint decision? Does he want you to go back to work, or will he be giving you access to other money after the BTL is sold? If you do go back to work, I presume he ready to stump up half the childcare bill?

So he pays all the bills and works and does all the management of owning this large HMO, and you just get the income?

No wonder he wants to sell it and you want to keep it!

SAHM is a vocation and a worthwhile one. You are not financially compensated. It's not employment but it is a job.

I'm a SAHM. I work from home and am single. My children are young.

I believe you could, and should, take over those tasks and add them to your repertoire. Suck it up, enjoy it.

What are the consequences going to be aside from this if you stand up to him and say 'no, we are keeping it, it is my source of income and my financial compensation for child rearing which I refuse to give up.'

If it's none then enjoy your new job as a property manager and make sure you add it your CV, maybe see about some freelance work in that field or qualifications to go alongside your real time on the job learning opportunity.

So when he retires how much will his private pension income be and how will you access your 50% share?
What about your private pension? Are you jointly paying into that?

Please get good oversight of all finances assets pensions etc
If he gets run over tomorrow what happens? If you get run over what happens?

How old are dc what was your previous job and why can't you go to paid employment?

And why can't you manage a hmoDieoes your dh have certificates in plumbing and electricity or has just picked up some DIY skills which you can do too?
Or indeed get yourself on a plumbing or electric course and get certificates?
You can do plenty op unless you are disabled ?don't limit yourself because maybe your dh has led you to believe those are man jobs and you as a woman are only good for childcare

You aren’t “unable” to work

You are a STAHM by choice unless any have medical needs

the house was owned before you were married and you are lucky your husband is in such a financial position that you don’t have to work. You are also doing nothing for the privilege of receiving the income since you said you “couldn’t” manage it properly

sounds like he has earned the right to retire early

If he’s working and you’re not, & he’s working to pay the mortgage, then I think you’re saying in effect….. that you want him to work for longer, ie for more years, to defer his retirement, so you can enjoy an income now, while you don’t work.

Which to me sounds monstrously entitled and uncaring.

When do you envisage him being allowed to retire?

A man who insisted his wife work till later in life so that he can have an income now, without working, would be roundly criticicised.

Do you both agree that you should remain a SAHM? If so, you need to ask him where he expects you should get money from.

If you're unable to manage the property because its too time consuming then surely you can see why he doesn't want to do this on top of his full time high earning job (unless it's very low hours?)

You need to either -

• agree to take over management and maintenance
• get a job in which case he will need to agree to help with additional housework and childcare bill and child logistics
• get his agreement to give you a decent amount for spends every month if he wants you to stay at home

So why can't you do the admin? Landlording is pretty easy, I did it alongside a FT job and small kids.

You would need to pick this work up. Not unreasonable at all.

If it’s in your name then he cannot just sell the flat.

How old are the DC?

I'd be looking to go back to work, especially when you say you cannot deal with the admin of the BTL you have

Agree so many questions how old are dc? You're not the poster who's a sahm to 22, 19 and 17 yo?....
So.you don't have to do anything to get 'your income'?

Until now it sounds like you've been incredibly fortunate. Married to a big earner, not needing to work and using your own income stream (which you didn't earn but are given). You didn't even need to manage the property. Very very fortunate indeed.

You need to discuss with him every he's going to support your to stay at home on his wages or you need to get a job.

If you want to be a sahm and have sufficient funds, fine and dandy, but this idea that you can't work because you have kids is ridiculous. Maybe if you've got 2 year old quads or disabled children, but I'm assuming you'd mention that.

How much PCM are we talking about? So will he now cover the shortfall?

Then you definitely need to get back to work, how old are the DC?

Don’t get bogged down in this transaction.

Think big picture - what income do you personally, and you as a family need. What kind of work (paid employment, managing property, running the family) do you need to do. How is that both split between you, and how might it change in the future?

Is it a joint agreement that you are a sahm? Why a sudden change of mind? Ça you ask him to hold off until your children are in school and you can go back to work, assuming your a sahm because your children are preschool.

surely you can work part time for spending money when hes home? Or look into childcare?

To be honest it's very reasonable for him to want to retire early. Do you not want that too?

Sounds like it's his property really, ask him to pay you an allowance so you can remain a SAHM otherwise tell him you will need to get a job so that you have some money of your own and you will have to sort out childcare. If he is such a high earner it shouldn't be a problem for him to pay you. BTLs are becoming less profitable and more hassle so I see why he might want to get rid of it particularly if you do nothing to run it.

Divorce him now and he’d have to give you 50% of all assets. Give him that as an alternative choice.

That doesn't follow. Why are you unable to work?

It shouldn't require constant work and day-to-day management. If it does then it's a poor investment and you might be better off selling.