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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask DH to keep our BTL

632 replies

Nosdoc · 10/09/2025 13:50

We own a BTL property that generates a decent income for me - it’s set up so that most of the income is directed to me. DH plans to refurbish and sell the property and us the proceeds to pay of the mortgage on our house. All very sensible but as I don’t work, the BTL is my only source of income. DH doesn’t plan on reducing the monthly payments on our mortgage, but he is going to reduce the term, so we won’t see any immediate benefit from lower repayments. I am feeling distressed because this money provides me with considerable financial freedom.

My husband is refusing to discuss and has told me the plan to sell is final.

OP posts:
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CoffeeLipstickKeys · 13/09/2025 16:53

Sdpbody · 11/09/2025 11:03

Our fees inc 7:45am to 6pm wrap around including a little tea for anyone there at 5.

And elsewhere the fees don’t include after school

LBFseBrom · 12/09/2025 14:08

Dancingdance · 12/09/2025 05:53

Why do you have a cleaner if you’re unemployed and your children are at school? You don’t even need one if you have a part time job (many including me don’t have a cleaner but work full time). You’ve had a very easy life so time to get a full time job and contribute financially.

The op already said that a health issue stops her from cleaning to the standard she likes. She obviously does do some cleaning but requires help.

Dancingdance · 12/09/2025 05:58

Wetoldyousaurus · 11/09/2025 19:56

Thank you for this thread OP and I’m sorry about some of the harsh criticism you got. In a perfect world the work of mothering and all that it entails in terms of community building, proper nutrition and ensuring children are well rested and get plenty of movement, not mention that elderly family members are considered similarly, all of that would be valued and rewarded financially as well as socially just as much as any other ‘work’. But it’s very apparent it’s not at all and never will be. Call it the ultimate failure of feminism. I have no idea what your actual situation is but the responses to your thread are interesting independently of it. I would say - independent income will give you a little more power in your relationship and a disproportionate amount of respect from society. Better to clean someone else’s toilet for money than to just clean your own. Better to care for someone else’s child for money and in turn pay someone else to care for yours. It’s capitalist culture at its most absurd. But it is how it is and better to play the game than to end up destitute and held in contempt by people who can’t see the injustice of it. Ultimately a change of some kind will be forced on the system because women just won’t or can’t have children in these cultural and economic conditions. That is very apparent.

Mothers have worked for hundreds of years, but especially post ww2. Why did I go back to work a year post partum? I want a career and be a mum. We also needed the money. Many women choose useless men to have children with and then complain that the men don’t do equal housework and childcare.

Dancingdance · 12/09/2025 05:53

Nosdoc · 11/09/2025 11:45

I will look at working part time.

We sell the HMO and we’ll increase the cleaners’ hours.
Posters have made me release I need to do more.

Why do you have a cleaner if you’re unemployed and your children are at school? You don’t even need one if you have a part time job (many including me don’t have a cleaner but work full time). You’ve had a very easy life so time to get a full time job and contribute financially.

9CTdad · 12/09/2025 03:25

Phatgurslyms · 11/09/2025 18:44

The phrase I objected to was actually kept woman. I hadn’t wanted to repeat it because I find it objectionable.

In my experience, with men like you around women are safer when they remain wide awake.

Assuming I am a man is not the wise of you.

Good day

CoffeeLipstickKeys · 11/09/2025 23:26

Apparent, is your pompous hyperbole and doom prophesies.
Women have given birth during Industrial revolution, famine,war,epidemic…I think we can cope with employment too @Wetoldyousaurus

Wetoldyousaurus · 11/09/2025 19:56

Thank you for this thread OP and I’m sorry about some of the harsh criticism you got. In a perfect world the work of mothering and all that it entails in terms of community building, proper nutrition and ensuring children are well rested and get plenty of movement, not mention that elderly family members are considered similarly, all of that would be valued and rewarded financially as well as socially just as much as any other ‘work’. But it’s very apparent it’s not at all and never will be. Call it the ultimate failure of feminism. I have no idea what your actual situation is but the responses to your thread are interesting independently of it. I would say - independent income will give you a little more power in your relationship and a disproportionate amount of respect from society. Better to clean someone else’s toilet for money than to just clean your own. Better to care for someone else’s child for money and in turn pay someone else to care for yours. It’s capitalist culture at its most absurd. But it is how it is and better to play the game than to end up destitute and held in contempt by people who can’t see the injustice of it. Ultimately a change of some kind will be forced on the system because women just won’t or can’t have children in these cultural and economic conditions. That is very apparent.

Phatgurslyms · 11/09/2025 18:44

9CTdad · 11/09/2025 17:22

same difference,

A husband is her wife's man, a wife is her husband's woman, a daughter is her parents' child blah blah.

Woke BS is killing us

The phrase I objected to was actually kept woman. I hadn’t wanted to repeat it because I find it objectionable.

In my experience, with men like you around women are safer when they remain wide awake.

Arran2024 · 11/09/2025 18:11

CoffeeLipstickKeys · 11/09/2025 18:03

High earning families with a housewife and the children attend upmarket nursery too? How’s that work
So if the children are at nursery,how is the housewife saying she’s too busy with childcare and tasks to be employed. If the children attend nursery what’s the mum doing?

There are kids at the nursery full time whose family have a full time nanny AND the mother doesn't work!

These people truly exist.

The father usually has a massive income and they find it convenient to have a nanny for the younger ones, for nursery drop off, for the evenings, for the weekends and holidays.

The wife is continually pregnant and nursing babies.

They have cleaners too of course.

CoffeeLipstickKeys · 11/09/2025 18:03

Arran2024 · 11/09/2025 15:39

I know plenty of families who operate like this. Yes, top of their game. My daughter works in an upmarket nursery and it is full of families like this too. Not saying every top of their game dad is like this but plenty are. And loads of them live in huge houses where they want a stay at home wife to manage everything. I don't understand why some people think these families don't exist.

High earning families with a housewife and the children attend upmarket nursery too? How’s that work
So if the children are at nursery,how is the housewife saying she’s too busy with childcare and tasks to be employed. If the children attend nursery what’s the mum doing?

Shewasafaireh · 11/09/2025 17:54

Bruisername · 11/09/2025 15:13

Glad I’m not the only one who saw that lifestyle as a cautionary tale and not something to aspire to!

I’m surprised anyone would see it as aspirational?? Poor Betty was just stuck in a marriage she couldn’t really get out of with a man who cheated on her at every turn.

Even Joan was constantly subject to disgusting remarks by men. The show did a great job at portraying what women had to put up with.

Peggy is my girl, probably one of my favourite characters of all time.

9CTdad · 11/09/2025 17:22

Phatgurslyms · 11/09/2025 13:16

Work it out for yourself.

same difference,

A husband is her wife's man, a wife is her husband's woman, a daughter is her parents' child blah blah.

Woke BS is killing us

andthat · 11/09/2025 17:04

Phatgurslyms · 10/09/2025 23:15

She already has a job.

She really doesn’t.

Unexpectedlysinglemum · 11/09/2025 16:51

If the flats in your name how will he force you to sell it?
Have you asked how he will finance your income after the sale?

the7Vabo · 11/09/2025 16:05

Arran2024 · 11/09/2025 15:39

I know plenty of families who operate like this. Yes, top of their game. My daughter works in an upmarket nursery and it is full of families like this too. Not saying every top of their game dad is like this but plenty are. And loads of them live in huge houses where they want a stay at home wife to manage everything. I don't understand why some people think these families don't exist.

They are SAHMs yet your daughter minds the kids in her nursery. So they are not with their mother.

I know families like this and yes, as you pointed out they usually have significant help. I know a couple who have a full time nanny, a cleaner & a gardener.

They are the exception not the rule, and the mother is usually a lady who lunches not a put upon SAHM.

Digdongdoo · 11/09/2025 15:59

Arran2024 · 11/09/2025 15:53

I can't believe you think that a couple agrees to a particular set up where he earns a huge salary and she doesn't and they decide she will stay at home and run the household, making it possible for him to concentrate on his career...and that because he is the wage earner this gives him carte blanche to pull the financial rug any time he likes.

They are both benefiting from one parent at home.

There's no rug to be pulled. It's a very selfish women who would insist their high earning DH work overtime so they don't have to lift a finger all day. It's 2025, women can work and men can share the housework. Thankfully OP is more reasonable than you and they have reached a mutually agreeable compromise.

Coffeetime25 · 11/09/2025 15:56

Arran2024 · 11/09/2025 15:34

She will be contributing in other ways besides financial. I bet he doesn't lift a finger with the children, the meals, the day to day household chores, the running around picking up dry cleaning etc. He is benefiting from this. He agreed to it. He shouldn't arbitrarily change the rules 100% in his favour just because he can

she has a cleaner kids are in school and they prob have a nanny how does she contribute other then using the credit card to fund a lavish lifestyle and cant work Incase she breaks a nail

Bruisername · 11/09/2025 15:55

There is a lot of projection on this thread. And a lot of assumptions.

Arran2024 · 11/09/2025 15:53

Digdongdoo · 11/09/2025 15:47

I don't know what sort of circles you move in but this is a very old fashioned set up that staggeringly few can afford.
And even if a family has been run like this, they are allowed to change things. Men financing a life of leisure isn't a contractual thing, they are allowed to make lifestyle changes.

I can't believe you think that a couple agrees to a particular set up where he earns a huge salary and she doesn't and they decide she will stay at home and run the household, making it possible for him to concentrate on his career...and that because he is the wage earner this gives him carte blanche to pull the financial rug any time he likes.

They are both benefiting from one parent at home.

ishimbob · 11/09/2025 15:49

Digdongdoo · 11/09/2025 15:47

I don't know what sort of circles you move in but this is a very old fashioned set up that staggeringly few can afford.
And even if a family has been run like this, they are allowed to change things. Men financing a life of leisure isn't a contractual thing, they are allowed to make lifestyle changes.

It's like something out of a time machine!

I know a lot of high earners "at the top of their game" etc (I am one myself) and they are all married to other high earners. I don't know any SAHMs getting the pipe and slippers ready or whatever.

G5000 · 11/09/2025 15:48

OP has not mentioned that DH doesn't lift a finger. Considering that DH does even the admin that's in OPs name and provides OPs income, because it's too much for OP, it doesn't sound like DH is a man who just sits on his backside.

Digdongdoo · 11/09/2025 15:47

Arran2024 · 11/09/2025 15:39

I know plenty of families who operate like this. Yes, top of their game. My daughter works in an upmarket nursery and it is full of families like this too. Not saying every top of their game dad is like this but plenty are. And loads of them live in huge houses where they want a stay at home wife to manage everything. I don't understand why some people think these families don't exist.

I don't know what sort of circles you move in but this is a very old fashioned set up that staggeringly few can afford.
And even if a family has been run like this, they are allowed to change things. Men financing a life of leisure isn't a contractual thing, they are allowed to make lifestyle changes.

Digdongdoo · 11/09/2025 15:40

Arran2024 · 11/09/2025 15:34

She will be contributing in other ways besides financial. I bet he doesn't lift a finger with the children, the meals, the day to day household chores, the running around picking up dry cleaning etc. He is benefiting from this. He agreed to it. He shouldn't arbitrarily change the rules 100% in his favour just because he can

OP hasn't mentioned any of that. So you don't know. And perhaps selling this BTL will help balance the load further.

Arran2024 · 11/09/2025 15:39

the7Vabo · 11/09/2025 09:49

This is a cartoon stereotype of a working man & a housewife.

On what planet does a man who works not spend a moment of time on his house of kids?

The only men this might possibly apply to are men at the absolute top of their game - hospital consultants, CEOs. They are select view. And in my experience these men still do stuff with their kids because it’s 2025 and old fashioned stereotypes of what men & women do are long gone.

I know plenty of families who operate like this. Yes, top of their game. My daughter works in an upmarket nursery and it is full of families like this too. Not saying every top of their game dad is like this but plenty are. And loads of them live in huge houses where they want a stay at home wife to manage everything. I don't understand why some people think these families don't exist.

Arran2024 · 11/09/2025 15:34

Digdongdoo · 11/09/2025 09:29

You're making a lot of assumptions about the "type of family" they are. But even if OP was hoping to be a lady who lunches forever, her DH is allowed to decide he no longer wants to work himself to the bone to facilitate it. For goodness sake he's reducing his workload a bit, not shipping her off to a gulag.
Marriages should never be built upon an expectation that one party will provide a certain lifestyle forever more with no compromise. What on earth.

She will be contributing in other ways besides financial. I bet he doesn't lift a finger with the children, the meals, the day to day household chores, the running around picking up dry cleaning etc. He is benefiting from this. He agreed to it. He shouldn't arbitrarily change the rules 100% in his favour just because he can