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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think the time is coming when a universal basic income is seen as a necessity?

319 replies

DoubtfulCat · 10/09/2025 13:26

AI is replacing a lot of jobs which were previously highly specialised- like translation- as well as entry-level jobs into careers like law. Because the jobs which are hardest to automate seem to be those which are currently either very well paid (like senior managers, politicians, etc) or those at the lowest pay level (like care work, for example) it seems as if more and more people who would once have been gainfully employed will increasingly be competing for a shrinking pool of jobs with half-decent pay, and for those manual jobs. I see a rise in people with no job at all and a huge fall in people earning ‘professional’ salaries and following a reasonable career path. The knock-on would be falling private pension provision, falling savings, rising personal debt, and so on. Increasing hardship and wealth gap between those with and those without.

Do you think that a form of UBI would help to solve that problem?

  • more people could work fewer hours each, so more people could have a job which often gives people a purpose in life
  • hardship would be mitigated- no-one would be destitute or unable to feed themselves
  • people might use their time on creative projects or things that are good for their health and well-being, if they have some breathing space around struggling to survive
OP posts:
Silverbirchleaf · 13/09/2025 18:52

“ The idea being of people taking more responsibility for their health and retirement planning whist saving the country billions by not having tens of thousands of people processing claims.”

But I don’t see this happening. Having a UBI system will not miraculously change Wayne and Waynetta from being slobs, eating poorly and smoking into responsible human beings. People already have the opportunity to take care of themselves and there’s enough information out there if they want it, but they don’t.

titbumwillypoo · 13/09/2025 18:33

Silverbirchleaf, by the time UBI is needed we won't be basing our economy on house values. Also by the time it is needed the law will have changed so parents who don't step up or neglect their children will be punished.
OonaStubbs. No everyone would get the same, that's the point. For an example At the minute taxpayers will pay housing benefit of £412 for someone who wants to live in London or £103 a week for someone to live in Barnsley. There is no good reason for taxpayers to fund this choice. If people want to live in a better area they should have to work for it. Also having different housing benefits drives up rents due to landlords knowing they are getting subsidised.
MumoftwoNC Most of the UBI models i've seen are based on the state providing less universal services such as the NHS and Welfare. The idea being of people taking more responsibility for their health and retirement planning whist saving the country billions by not having tens of thousands of people processing claims.

MumoftwoNC · 13/09/2025 18:17

Bumblebee72 · 13/09/2025 17:42

I don't think it is human nature that most people would just stop working and live the bare minimum life. Someone might want to go on holiday so would work to earn it, someone might want a nicer house so would work to earn it, someone might want netflix so would work to earn it. Most people would work, that is before considering that most people enjoy work, whether its the social interaction or the intellectual stimulation.

I agree most would work, but I'm not sure if many would still aim for promotions etc if the flat rate of tax was too high.

I'm not sure though. People still go for £100k+ jobs even though they fall off a cliff in terms of nursery subsidies etc. And there'd be no tax/benefits cliff in this model. Maybe it'd work

MumoftwoNC · 13/09/2025 18:14

Bumblebee72 · 13/09/2025 17:37

That would be it. Everyone gets the same and then everyone pays a flat rate of tax on all earnings. The basic income less tax is enough to survive, the more you work the more you get. In many ways I think it is more right wing than left.

The flat rate of tax is the right wing part of this model.

It's theoretically possible to have a UBI model that still has tax brackets.

I'd be theoretically more in favour of UBI if it came with a flat rate of tax for everyone because that feels more "fair" (to me, I know that's subjective).

That's not what many on this thread are imagining though because they've mentioned things like wealth tax and "it'll be paid for by taxing the super rich".

However the flat tax rate way of doing it runs the risk that too few people choose to go for high enough earning jobs to pay for all the UBI.

Bumblebee72 · 13/09/2025 17:46

Silverbirchleaf · 13/09/2025 17:45

“I don't think it is human nature that most people would just stop working and live the bare minimum life”.

Plenty of people do that already today.

But most people don't

Silverbirchleaf · 13/09/2025 17:45

Bumblebee72 · 13/09/2025 17:42

I don't think it is human nature that most people would just stop working and live the bare minimum life. Someone might want to go on holiday so would work to earn it, someone might want a nicer house so would work to earn it, someone might want netflix so would work to earn it. Most people would work, that is before considering that most people enjoy work, whether its the social interaction or the intellectual stimulation.

“I don't think it is human nature that most people would just stop working and live the bare minimum life”.

Plenty of people do that already today.

Bumblebee72 · 13/09/2025 17:42

I don't think it is human nature that most people would just stop working and live the bare minimum life. Someone might want to go on holiday so would work to earn it, someone might want a nicer house so would work to earn it, someone might want netflix so would work to earn it. Most people would work, that is before considering that most people enjoy work, whether its the social interaction or the intellectual stimulation.

Bumblebee72 · 13/09/2025 17:37

OonaStubbs · 13/09/2025 17:34

How much would the UBI be? And would people on benefits get even more or would that be it?

That would be it. Everyone gets the same and then everyone pays a flat rate of tax on all earnings. The basic income less tax is enough to survive, the more you work the more you get. In many ways I think it is more right wing than left.

LikeNightAndDay · 13/09/2025 17:34

OonaStubbs · 13/09/2025 17:02

It will be the downfall of humanity. What will be the point in even living with nothing to hope for, nothing to strive for?

You can hope and strive for things without work, volunteer, grow food, get outdoors

OonaStubbs · 13/09/2025 17:34

How much would the UBI be? And would people on benefits get even more or would that be it?

Silverbirchleaf · 13/09/2025 17:33

I also think that there’s no such thing as ‘a (standard) bare minimum’ . For example, £200000 will buy you a two bedroom house in some places, but only a small flat in other areas. My dc, who lives in Scotland, came home for the weekend, and commented how much petrol was down south. If someone spends all their money on alcohol
and cigarettes, and not on their kids, then the kids could still go hungry. It doesn’t solve the problems that exist today.

Silverbirchleaf · 13/09/2025 17:27

Bumblebee72 · 13/09/2025 16:15

Buts that's no different to today when those some of those who work resent those who live on benefits not contributing. I can't really see how it would be different in practice to what we have today.

Was about to post the same.

LidlAmaretto · 13/09/2025 17:13

LikeNightAndDay · 13/09/2025 16:35

I think it will depend on which party is in power. Reform would probably be against it, for obvious reasons, they would see it as giving free money to undeserving people, more left or central governments might be willing to try it.
I believe it will happen at some point.

UBI is a 'thing' on the Right too though, as a way of simplifying the benefits system as said above. Everyone has the basic housing, utilities and food. So no need for anything else unless you work.

LidlAmaretto · 13/09/2025 17:12

Bumblebee72 · 13/09/2025 16:15

Buts that's no different to today when those some of those who work resent those who live on benefits not contributing. I can't really see how it would be different in practice to what we have today.

Because everyone would have the bare minimum to live on, I think people who are paying for the bare minimum for everyone to live on will be more likely to think' well if they want more than the bare minimum they can do what I do and work. There would be an expectation to work if you want more than that. So I suppose no, there would be no difference to now, it would just cost a shitload more money and leave little for other things.

Bumblebee72 · 13/09/2025 17:05

OonaStubbs · 13/09/2025 17:02

It will be the downfall of humanity. What will be the point in even living with nothing to hope for, nothing to strive for?

It doesn't do that though does it? People would still be able to work and earn more money. Personally I think it would be more like a major simplification of the benefits system. Give every one enough to eat and live then beyond that let people work for what they want.

OonaStubbs · 13/09/2025 17:02

It will be the downfall of humanity. What will be the point in even living with nothing to hope for, nothing to strive for?

LikeNightAndDay · 13/09/2025 16:35

I think it will depend on which party is in power. Reform would probably be against it, for obvious reasons, they would see it as giving free money to undeserving people, more left or central governments might be willing to try it.
I believe it will happen at some point.

Bumblebee72 · 13/09/2025 16:15

LidlAmaretto · 13/09/2025 15:29

I suspect the ' envy' would be the other way, as the work will still need to be taxed and things the rich are selling will still cost more. So people working in stressed or v difficult jobs or just jobs will be resentful of their taxes going on people not contributing. It's this divide and rule or just human nature? No animal on earth including us puts other people's children over their own.

Buts that's no different to today when those some of those who work resent those who live on benefits not contributing. I can't really see how it would be different in practice to what we have today.

titbumwillypoo · 13/09/2025 16:09

People keep thinking the UBI would be set at a level where lots of people wouldn't bother working but seem to miss the point about it being basic income. For example if it was brought in tomorrow in the UK it would be set at around £1000 a month per person but from at the same time ALL housing benefits, disability benefits, NHS access, Universal credit, pensions, SSP, maternity pay, and free nursery hours ect would end. Now a person CAN live on £1000 a month in many parts the UK and if they choose not to work they will survive. The majority of people want more than that and so will continue to work knowing that they've earnt their better standard of living and the benefits that brings and as they are getting the same as everyone else won't resent those that merely choose to exist.

LidlAmaretto · 13/09/2025 15:29

Needlenardlenoo · 13/09/2025 13:23

Yes I agree, broadly. The point I was making is once you scale up this sort of thing people will inevitably become envious of others. It's classic divide and Ryle.

I suspect the ' envy' would be the other way, as the work will still need to be taxed and things the rich are selling will still cost more. So people working in stressed or v difficult jobs or just jobs will be resentful of their taxes going on people not contributing. It's this divide and rule or just human nature? No animal on earth including us puts other people's children over their own.

CamiIIaHighwater · 13/09/2025 15:20

OonaStubbs · 13/09/2025 13:24

What happens when we can't afford it anymore and there's people who have no cultural memory of having worked, of ever having known anyone who has worked?

We can't afford the likes of Boris Johnson, Farage, Musk and Besos.

Let's start by getting rid of their ability to hoard wealth, redistribute it and see how we go.

maximc · 13/09/2025 13:48

I live in a community where there's a lot of generational unemployment. Neighbours fighting over ridiculous nonsense, substance misuse & addiction, & young people getting drawn into crime either locally or in the nearest city are all big issues, & result mainly from boredom & hopelessness about a lack of legitimate possibilities. Sports clubs, community gardens, churches or religious centres, social centres, volunteering & opportunities to engage with the arts can all be helpful for different people.

OonaStubbs · 13/09/2025 13:24

What happens when we can't afford it anymore and there's people who have no cultural memory of having worked, of ever having known anyone who has worked?

Needlenardlenoo · 13/09/2025 13:23

LidlAmaretto · 13/09/2025 09:32

Except everyone would be getting the ' free money'. I doubt it would be Utopia. More like people unable or unwilling to work living in government controlled accommodation on food vouchers and minimal State healthcare ( because ubi costs so much anything else is unaffordable) the rest working to top it up. That's why there are elements of the right who are for it.

Yes I agree, broadly. The point I was making is once you scale up this sort of thing people will inevitably become envious of others. It's classic divide and Ryle.

ObelixtheGaul · 13/09/2025 10:38

DoubtfulCat · 12/09/2025 13:31

You’re right about the stimulation- my brain wasn’t finding me the words I needed this morning. I suppose I’m saying that ok- there’s always been boring jobs, but for some people there have been more interesting ones (and I keep listing some of those that are being replaced by AI) and that’s been an incentive for some to train and study, while others either prefer to work in jobs which need less training, or their circumstances force them into that. But if those “more interesting” jobs disappear, if the only jobs that exist are the boring ones, the incentives to train or study vanish. The goal of having a better/financially easier life than your parents is already wobbling for many and vanished for others. We need other ways to find stimulation, fulfilment, and (possibly) some sort of compensation for declining living standards. Not necessarily financial. If people see no point in striving and no hope of something better, then we end up like tigers in a zoo, pacing back and forth, neurotic, depressed, or dangerously angry.

If UBI is not the answer, can anyone suggest something else? I’m not an economist, so I won’t see all the pros and cons of an idea, but I do find the discussion to be interesting.

I don't think there is an answer until the technological juggernaut stops rolling. And that won't happen. It's benefitted us in so many ways. We've embraced it because in many ways it's given us that free time those who spoke of this in different times wanted.

It doesn't take a whole day to do the family wash. Our food is in the supermarket, not on the fields. I'm not black leading the grate, or boiling pots of water for a bath. Those nice people at the supermarket even peel veg for me if I want.

Recently, more people are having to work more hours, but there was actually a sweet spot when we had a lot more recreation than previous generations because the work to keep a home has been eased by technology. You don't even have to boil a kettle now if you can afford a quooker.

And what did we do with the time? pursue our artistic and creative dreams or watch another episode of the latest Netflix hit?