I know Im being unreasonable!! but WTF?!...

You aren't on much at all, 18k a year if you are single with a child or children means you'll be scraping by, really, and probably can't save.

However I wouldn't say this is it for you forever! Once your child/children are 16+ you can move or possibly (ideally) commute to a larger city where social care jobs are paying 28/30k a year and you do not need qualifications. You also get qualifications whilst on the job and can move up the ladder.

It definitely is possible for you to have more one day.

These are not large amounts of money, could soon be wiped out if she has her own home or own car. But as many have said just keep saving a little on a regular basis, £15 per week is £780 per year. May need to skip the coffee's or meal deals or other small treats, but it can be done - BUT only if you start.

According to MN taking in ironing is the quickest way to become a gazillionaire.

@Dovetail22uk2 came on today this.

some of the posts on here are utterly tone deaf.

@MonsterBoo, are you sure this wasnt the photocopying budget/deficit 🤣. Ours comes up when you log in and I have told the kids that it's my debt ..

I thought you meant 800k! I’m totally skint but I wouldn’t faint seeing these sorts of numbers… 🤣

Could this have been the remaining amount on her mortgage? A CF at work was looking over my shoulder when I opened my banking app and asked how I have 150k. I explained this is what I owe in my mortgage.

I know it’s not the point but if I was in a queue for anything, let alone the bank, and you were stood that close to me, you’d be getting a hard, Paddington stare. There is such a thing as personal space.

😂

My phone would show that I have lots of money in my accounts….. 2 of them are pension pots I cannot access and one is my DS’s account. My actual account has about £3 in it.

Earning 18k is hardly a luxury. Even if she worked more hours, she wouldn’t magically have thousands in the bank. Many, many people are in her position and would be surprised to see someone having thousands in multiple bank accounts - it’s human nature to compare.

I tend to send my salary back to the UK in chunks when the exchange rate is good and since stamp duty changes, just let it mount up but I dont have a pension and live miles away from my family (both good and bad) so my current account gets filled up but I usually remember to transfer it into separate savings accounts just in case some bastard hacks my account. I dont feel guilty about having the money, I chose a career and a country where life would be easier but I do totally get it when people say money doesnt make you happy that its nonsense. Money doesnt make me happy but life is a hell of a lot easier when the only tiresome part of filling up the car with petrol is the faff and not wondering if the card will work, or knowing if the boiler goes, thats that.

The OP has the luxury of a secure affordable tenancy and employment close to her home.

She's probably in a better position than many and likely does have options to improve her income if she chose to.

Yet she's chosen to complain about someone else appearing to have more money than her,even though she has no idea about the circumstances.

It could be their tax money, ie not theirs. They almost certainly work more hours than the OP, so it's hardly surprising they have more money.

I don’t even think that’s a massive amount, some people will have over £100k sitting in a bank more, perhaps more if it’s an ISA.

Because your response was tone deaf, as the other poster pointed out. I agreed with that. I’m not sure what you are finding difficult ti comprehend.

Why? Because I speak from personal experience?

Yeah it reads like satire. Netflix subscription, good lord.

I’d not focus on her, focus on you. Can you put food on the table and turn the heating on? Are you healthy? If you have kids/ family are they healthy? If your financial situation is bad, think about what you can do to change them.

My finances look pretty good at the moment but it’s because a close relative has died and left me with a bit of money.

The amount of jobs you can get now that are fully WFH make this utter bollocks.

Same.

Someone on 18k a year likely won’t have the luxury of buying these extras so it’s a moot point.

If you looked over my shoulder you'd see my normal account, my savings and a children's savings account for my son, so the multiple accounts seem normal to me and I'm guessing she was checking the balance of the 800 one, to see if she needed to move any money across. There may not always be as much as 800 in there at any given time and the savings are taking her years to build. I do understand it's a privilege to be able to save anything though.

This is why I have "hide balance" set on my bank app home screen. You have to click to see each balance. I have a good amount in one account but that's what I've been saving for a long time for a house deposit, I don't want someone seeing that and making all sorts of assumptions.

Maybe she just got paid/ made redundant/ sold a car/ borrowed some money …

there are so many possibilities that could give balances like this.

Comparison is the thief of joy.

If I open my banking app it shows 4 accounts and I’m sure I look pretty well off if you just glance at them without knowing the detail. Two of them are my teen kid’s savings accounts that their grandparents pay into monthly (nearly £2k in each), one is actually my pension (over £40k but I obviously don’t have access to this for spending) and one is about £500 which is my current account. I feel like I’m in an ok position, but someone checking out the balances over my shoulder would definitely get a false impression of what money I had available to spend!

Everyone’s circumstances are different and if I thought someone had plenty to spend I’d think good on them. But I definitely wouldn’t make any assumptions or let my “heart sink” because of it.