Thoughts on this ?

£100 for 12 personal training sessions is so incredibly cheap that I wonder if other posters are misunderstanding! It’s about £45-£50 for one round my way. I’d happily spend £200 on everything you’ve just mentioned, but if you can’t afford it then you can’t afford it. Choose one or the other. Obviously 1-2-1 is better.

You are investing £50 per week in your health and wellbeing. I guess you and your partner need to decide whether that investment is worth it (or not).

Presumably as time passes and your fitness improves, you will be able to self motivate better and won't need to rely on the PT so much. Maybe put a time-limit on the spend and review in six months?

what can you afford? If you can afford it, and even if there are other things to pay for, and it makes you feel good / keeps you on track towards goals then do it.

It's worth remembering that most weight loss is about what you eat. PT/exercise is about toning and developing muscle that helps drive metabolism

If your partner thinks £100 is a hell of a lot of money, that'll mean they're feeling the pinch, or that they feel unable to spend the same on themselves every month.

Therefore, I think spending £200 on yourself is very unreasonable.

But hey, it's your DP you need to speak to 🤷‍♂️

But you must know how much is left in the account once you've moved the money for bills and mortgage, and how much you usually spend on food? Is £200 a big chunk of what's left, or a small amount of it so there is enough left for your partner and anything you may want to do jointly together each month?

As someone in a similar situation, it is really worth it because it’s helping your health and also your overall mood. You need to make sure you are healthy and happy - in a family, it’s like putting your own oxygen mask on first before helping others. Your health is really important for the rest of your life. £200 is well spent if it gets you fit and keeps you healthy for the future.

Does you spending £200 a month mean your partner doesn’t have £200 to spend in themselves, or do you both have the same amount and you choose to use your £200 for this? If it’s the latter then carry on if you enjoy it, but if it means you’re short for bills or your partner doesn’t have any money to spend on themselves then you need to stop.

Could you have a discussion with the person you share bills etc with and work out if they're ok with that amount coming out of the shared account (or however exactly it works)?

It's a lot of money but honestly, finding an exercise regime that you're actually DOING consistently and enjoying is like gold dust. There are many things you can do in theory that are cheaper, but in reality are you doing them? That's the crux of it.

If the person you share bills with is alright with it, maybe you could set a date to keep this higher level of PT sessions going, like a solid year of committing to these classes? That way the spending is planned, has an end date, and you're in agreement with the person you share financial responsibilities with.

I think if you can make it work at all, it's worth it honestly. It's so, so hard finding a fitness routine you actually enjoy and do.

You still haven't said, the person you share finances with, what do they think

I honestly am amazed you’re only paying £100 a month for 3 PT a week! We don’t live in a very expensive place but even the cheapest PT’s here would be £20-25 an hour so you’d be paying £250ish just for PT.

I think it's both a lot of money and also extremely good value, think how many hours you are getting for £200 and all the benefits.

If keep it up for a couple of months and once you start reaching targets phase out a couple of things and start doing them yourself. It's not £200 forevermore, but for the next few months it's more than worth it.

Yes but

The other person you share your finances with?

You still haven't told us about them and how/if it would affect them?

What is their opinion?

It’s an awful lot to spend each month. But if it’s going to get you in shape/healthy size in a way that you enjoy and stick to, and you’re both happy with where that money is spent, it is money well spent. If it’s going to is over budget, then could you stick with the PT sessions and join a gym/leisure centre that offers unlimited classes and gym for a lot less than that? Our local leisure centre is around £35 per month for either unlimited swimming or gym and classes.

Can you join your local council gym and get a training plan personalised for yourself. Then uddate the plan monthly. Should be included in your membership.Our gym is fantastic with classes and swims and gym use all included in monthly fee. I understand what you say about needing the one to one to Do it. But when I walk in the door I feel that incentive right there. £200 is a lot of money

I want to do this but I can’t justify the cost so I have no choice but to force myself to do this by myself (work out/keep fit). Generally speaking I do keep up with it but not as much as if I had a PT and I expect my progress is slower but I accept this as a trade off. I am motivated to keep going by the results I have had so far, plus I like knowing it saves money. I am perhaps an anomaly as I am self motivated to do it. I also think £100 is cheap for a PT 3 x a week. I would pay for that but not £100 for the gym part.

You don't sound like you want to quit either of them so just reduce the amount of sessions/classes per week.

£100 a month for three PT sessions a week is really cheap. Most PTs I know of charge about £40-60 p/h.

Sometimes work out alone or with friends in the park gym or at home using exercises your PT has given you. Something like HIIT. You can watch YouTube videos. I'm sure the PT can tailor it so you're able to do more exercise independently.

It's great you're so into it. Some people might spend £200 a month or more on WLI or even get surgery in a bid to lose weight. So in a way it's better spending it on healthy exercise.

Huge well done! Can you do a certain period of the classes, say 2 months to motivate yourself initially and then just carry on with the PT sessions and try and do the gym or Youtube like others have said if you want to do more. I'd say in general, investing in your health is so important AND you sound like you're enjoying it so if you can find a way to afford the £200 a month, it seems like a really good place to spend the money.

Came to say the same as @Calamitousness My PT is £35/session and I go twice a week. My gym membership is separate but incudes classes which I do twice a week also. Even so my outlay each month is more than £200. I see it as an investment in myself and my future health. I was overweight and have lost just over 3 stone since beginning of February. I'm stronger and slimmer than I've been for years. I feel it's worth the money spent.

£100 per month for roughly 12 sessions with a PT is peanuts! My PT is great and has kept her costs low and she’s £20 per 1-2-1 session. So I think the PT for you is a bargain. As for the other classes, can you join a gym that’s a bit more reasonable and includes classes in the membership cost? @booohoooloo

Yes that’s very cheap for a pt.

are there any classes that are included in the gym price?

I think you're getting great value. If I saw my PT 3 times a week it would be costing me £408 a month and that's without the additional classes.
I'm sure you must be getting more out of the 121 sessions, so drop the classes if you need to. You will be able to stay on track without them. Check out youtube, I'd recommend Caroline Girvan on there.