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To think most rich people don’t understand how the rest of us live?

315 replies

MyAmusedOpalCrab · 08/09/2025 10:57

I keep seeing advice from wealthy people that is completely out of touch with reality - things like “just buy a house instead of renting” or “take a year off to travel and find yourself.” Even when they mean well, there’s a lack of awareness about how difficult things are for the average person. I’m not saying all rich people are like this but it does seem that extreme wealth can create a bubble where they forget what it’s like to struggle.

AIBU to think that most rich people genuinely don’t understand how the rest of us live? Or do you think this is unfair?

OP posts:
MayaPinion · 08/09/2025 11:41

scalt · 08/09/2025 11:06

This is precisely the problem with politicians. Although they’re not all super-rich, they’re wealthier than average, some of them were born into wealth; they make decisions which affect the poor much more than the rich (who can pay accountants to work around them), and many politicians simply have no idea how poorer people live. As I have said before, we need a requirement to have worked minimum wage for a year before entering parliament.

I strongly agree with this. Politicians should be representatives of its citizens. Instead what we have is a big clump of homogeneity. Swathes of our elected representatives have come through the political family/private schools/PPE at Oxbridge/worked as a SPAD/parachuted into a safe seat, regardless of their political colours.

I’d like to see a system where in order to represent a constituency you need to have lived there for at least 5 years, and either worked there or gone to school there. If you are to represent people you should know what their issues are beyond the folk who shout the loudest at one of your one hour monthly surgeries. You should be one of the people you represent.

Trendyname · 08/09/2025 11:41

newfriend05 · 08/09/2025 11:36

@Pavingprincess your not getting it , you sister still had the choice to put her daughter into a private special SEN school .. that what money does it gives opportunity and choice ..

Edited

Yes but you are swing it only from one angle - money. It proves the point that most people think from their own narrow perspectives.

This lady has money but a child with struggles for which you are not able to empathise. You may have a healthy, well functioning child but not money. Now someone rich would not give as much thought to your money troubles as you would not give thought to other people’s others kind of struggles.

Humans struggle to empathise those who are not from their socio, economic backgrounds / status for lack of common experience.

MyAmusedOpalCrab · 08/09/2025 11:41

Ddakji · 08/09/2025 11:32

Where are you seeing this advice? Who is making it to you?

It’s not necessarily advice being given directly to me but rather the kind you see repeated in lifestyle podcasts, articles, influencer reels or even from high-profile figures doing interviews - people who’ve often forgotten how inaccessible some of their “solutions” are. Things like “just save up for a house” or “take time off to find yourself” sound well-meaning but they gloss over the fact that for many people, those options aren’t remotely realistic. It’s not about one person being out of touch, it’s about how that kind of messaging is everyone in public spaces and media and how it reflects a widening disconnect. So the post wasn’t to say every rich person is out of touch, more that it’s easy to fall into that bubble without realising, especially when surrounded by wealth long enough.

OP posts:
Eloeeze · 08/09/2025 11:40

It’s the human condition. Men don’t understand what it’s like to be a woman.Women don’t understand what it’s like to be a man. Young people don’t know what it’s like to be not young. Middle aged people don’t know what it’s like to be old.
we each live in our own circumstances, and the best we can do is be well intentioned toward others. To fail is human.

MyAmusedOpalCrab · 08/09/2025 11:37

mondaytosunday · 08/09/2025 11:30

Hmmm. Depends if they have been well off since birth I guess. My parents ended their lives owning a large house in Spain, a condo in Boston and rented in the UK. After my father died my mother got an annual distribution of £60k cash, a pension and had other income and no debts. Sitting pretty right?
Except when she was in her 30s with three kids under five she had to borrow money to afford school uniforms. My father was in hospital for several months and though she worked funds were very low. She literally had to count her pennies.
So if you met her at 60, you’d say how privileged is she? If you met her at 35, you’d be thinking gosh glad that’s not me!
It takes a certain lack if empathy or indifference or even intelligence to not see how someone else might experience life differently to you. Most people I know are aware of their privilege (otherwise I wouldn’t be knowing them long) and do things to help those in less favourable circumstances. I find it hard to believe that someone could blithely say ‘just buy a house’. Are these the same people who think having lattes is making it unaffordable?
I know a number of wealthy people - those with lifelong money and those who worked their way up. None are so ignorant as to suggest it’s a choice to be struggling or that someone can easily remedy it if they just tried hard enough. I’m sure there are some who do - but they must be very blinkered and narcissistic, and I don’t think most rich people are.

I don’t doubt that many wealthy people can have empathy, especially if they’ve experienced struggle themselves. But from what I’ve seen, publicly visible advice often skips those nuances. It’s not always malicious, sometimes it’s just tone-deaf or framed from a place of massive security they may not even realise they have anymore.

What I’m saying is more about patterns than individuals - when wealth cushions you for long enough, it can reshape what feels “normal.” And even the kindest people can fall into that bubble without meaning to.

OP posts:
newfriend05 · 08/09/2025 11:36

@Pavingprincess your not getting it , you sister still had the choice to put her daughter into a private special SEN school .. that what money does it gives opportunity and choice ..

LeaderBee · 08/09/2025 11:35

What on earth do you mean out of touch? my DH gives me only £250 a week, 250!!! and I think that is stingy as hell, i think spending £250 a week is completely normal, isn't that what everyone else does?

Trendyname · 08/09/2025 11:34

MyAmusedOpalCrab · 08/09/2025 10:57

I keep seeing advice from wealthy people that is completely out of touch with reality - things like “just buy a house instead of renting” or “take a year off to travel and find yourself.” Even when they mean well, there’s a lack of awareness about how difficult things are for the average person. I’m not saying all rich people are like this but it does seem that extreme wealth can create a bubble where they forget what it’s like to struggle.

AIBU to think that most rich people genuinely don’t understand how the rest of us live? Or do you think this is unfair?

Every one lives in their own bubble and don’t understand struggles of those living in a different bubble. Rich don’t think of poor people’s struggles to the extent you would like, but that’s because most humans are not capable or don’t want to think and imagine other people’s struggles and would offer a quick advice and move on.

Ddakji · 08/09/2025 11:32

Where are you seeing this advice? Who is making it to you?

allusernamesaretakennow · 08/09/2025 11:31

IesuGrist1975 · 08/09/2025 11:02

I think this is even true for those who have only experienced middle class lifestyles as well. A lot of my in-laws and peers would fit this and why not rich they’re all comfortable and have very little understanding of what it is to struggle financially.

Indeed.

The ones that spout about what they have due to 'working hard' whilst ignoring property inflation and inheritance.

People are not born equal to start with, then things are much easier for some for many reasons. Acknowledge the privilege and advantages we have.

Kurokurosuke · 08/09/2025 11:31

Pavingprincess · 08/09/2025 11:22

Agree. There are a lot of people on high incomes who live counting pennies due to lifestyle decisions they have made. My sister is like this because she has a SEN child who she put into a private secondary school. She could have decided not to do this and still be able to go on holiday but did what she thought was best for her child.

She’s made the right decision - the transformation has been incredible - but she’s certainly not got much spare money from her £95k salary.

i think this is the OP’s point exactly. The higher income provided your sister with options “why don’t you send you r daughter to X school.” And for her it was an option. Lower income removes those options entirely. I.e no holidays and very limited support for SEND children.

I am glad your sister had the means (both financial and the means to get a job paying £95k to giver her the chance to to the best for her child.

mondaytosunday · 08/09/2025 11:30

Hmmm. Depends if they have been well off since birth I guess. My parents ended their lives owning a large house in Spain, a condo in Boston and rented in the UK. After my father died my mother got an annual distribution of £60k cash, a pension and had other income and no debts. Sitting pretty right?
Except when she was in her 30s with three kids under five she had to borrow money to afford school uniforms. My father was in hospital for several months and though she worked funds were very low. She literally had to count her pennies.
So if you met her at 60, you’d say how privileged is she? If you met her at 35, you’d be thinking gosh glad that’s not me!
It takes a certain lack if empathy or indifference or even intelligence to not see how someone else might experience life differently to you. Most people I know are aware of their privilege (otherwise I wouldn’t be knowing them long) and do things to help those in less favourable circumstances. I find it hard to believe that someone could blithely say ‘just buy a house’. Are these the same people who think having lattes is making it unaffordable?
I know a number of wealthy people - those with lifelong money and those who worked their way up. None are so ignorant as to suggest it’s a choice to be struggling or that someone can easily remedy it if they just tried hard enough. I’m sure there are some who do - but they must be very blinkered and narcissistic, and I don’t think most rich people are.

MyAmusedOpalCrab · 08/09/2025 11:29

nomas · 08/09/2025 11:22

I don't think it's just the rich, we're all guilty of this.

Every socio-economic level forgets the rung below them and only looks to what the rung above has because humans are aspirational.

I'm from a poor family but a high earner now. I don't really think about the times my parents couldn't afford things, because it's in the past and human nature is to look to the future.

How often do you think about being grateful to have hot, running water on tap, which 2 billion people in the world don't have?

I think it’s true that we all carry blind spots depending on where we sit in the ladder but what stands out to me with extreme wealth is how massive the gap can be, and how much louder their platforms tend to be. When someone with millions casually suggests a struggling renter “just buy a flat,” it hits differently than someone forgetting to be grateful for clean water, you know? Both are blind spots but one has a lot more power to shape public narratives.

OP posts:
TooManyBooksUnread · 08/09/2025 11:28

Rich means different things to different people. I think the hardest place to be is in the middle. The place where you don't qualify for the help and assistance you might get on a lower income, but you aren't well off enough that you can easily absorb the gap between rich and scraping by.

Crikeyalmighty · 08/09/2025 11:26

@Pavingprincess I do get that too - someone I know was busy moaning about her income/benefits ( she only works 6 hours a week) but then I know she also gets almost £850 a month maintenance on top that doesn’t count against her UC and effectively still gets her rent virtually covered off - When I thought about it , disposable income wise she isn’t far off off us as we have high rent, business costs, no benefits and that’s between two of us both working full time in our 60s - there does seem to be some kind of an idea that on £100k you are bringing home 4 times someone on 25k - a bit of understanding sometimes wouldn’t go amiss - and yes I’ve been poor and skint too several times in life

wildlifeobserver1 · 08/09/2025 11:26

It works both ways.
Some rich people don’t understand poverty. And a lot of people with lower incomes think anyone on a decent wage is rolling in - not understanding the higher tax rates, lack of child benefit or funded hours etc.

PollyBell · 08/09/2025 11:25

So are thry just giving general advice to everyone or are they saying 'poor people now,what you need to do is'

And i dont divide people into rich and 'rest of us' that is just as judgemental to me, people are people and have different things in their lives than others

Pavingprincess · 08/09/2025 11:22

Kurokurosuke · 08/09/2025 11:19

Yeah apart from that argument is “I have so little left after bills”…which could be reduced with some lifestyle change). Not “I can’t cover the bills and I have nowhere left to cut back”

it’s like comparing beans on toast and a tiara. They are not alike.

Agree. There are a lot of people on high incomes who live counting pennies due to lifestyle decisions they have made. My sister is like this because she has a SEN child who she put into a private secondary school. She could have decided not to do this and still be able to go on holiday but did what she thought was best for her child.

She’s made the right decision - the transformation has been incredible - but she’s certainly not got much spare money from her £95k salary.

nomas · 08/09/2025 11:22

I don't think it's just the rich, we're all guilty of this.

Every socio-economic level forgets the rung below them and only looks to what the rung above has because humans are aspirational.

I'm from a poor family but a high earner now. I don't really think about the times my parents couldn't afford things, because it's in the past and human nature is to look to the future.

How often do you think about being grateful to have hot, running water on tap, which 2 billion people in the world don't have?

tripleginandtonic · 08/09/2025 11:21

GreenFlag · 08/09/2025 11:15

If that’s a pressing issue for you, you can always start your own thread. It feels unfair coming to someone else’s post to discuss another issue.

It may not be 4 x universal credit but even with mortgage, childcare and higher bills there is still spare disposable income. And a house that is being paid off to provide security.

Kurokurosuke · 08/09/2025 11:19

Pavingprincess · 08/09/2025 11:02

And I don’t think those on a low income understand how those on a high income live either. You see it all the time on here. Oh you earn £100k you must be rolling in it! Well not exactly. When you take off tax, nursery fees, mortgage, council tax, bills, the fact that you get zero child benefit or any other benefit; the take home pay is certainly not four times what someone on minimum wage with UC top ups gets.

Yeah apart from that argument is “I have so little left after bills”…which could be reduced with some lifestyle change). Not “I can’t cover the bills and I have nowhere left to cut back”

it’s like comparing beans on toast and a tiara. They are not alike.

Everanewbie · 08/09/2025 11:19

I agree OP, some people do make some out of touch comments that must grate when you ponder day to day realities. But as @Pavingprincess pointed out, often people quickly dismiss any hint of complaint from what they perceive to be high earners.

The group that really annoys me though are those who benefited from huge house price growth, free university, reasonable cost of living to the point where we had a choice to have 1 partner stay at home, final salary pensions etc. They'll happily lecture you despite having favourable circumstances.

TorroFerney · 08/09/2025 11:18

Statsquestion1 · 08/09/2025 11:02

Define “rich”…

agree - and define “keep seeing”

HRTQueen · 08/09/2025 11:16

Its all relative is line trotted out be people who either can't empathise of really do not want to.

The more money you have the more choices you have, if you choose to stretch your finances that a choice, living payday to payday without choices just getting by is not the same in anyway to having over stretched yourself

GreenFlag · 08/09/2025 11:15

Pavingprincess · 08/09/2025 11:02

And I don’t think those on a low income understand how those on a high income live either. You see it all the time on here. Oh you earn £100k you must be rolling in it! Well not exactly. When you take off tax, nursery fees, mortgage, council tax, bills, the fact that you get zero child benefit or any other benefit; the take home pay is certainly not four times what someone on minimum wage with UC top ups gets.

If that’s a pressing issue for you, you can always start your own thread. It feels unfair coming to someone else’s post to discuss another issue.