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To think most rich people don’t understand how the rest of us live?

315 replies

MyAmusedOpalCrab · 08/09/2025 10:57

I keep seeing advice from wealthy people that is completely out of touch with reality - things like “just buy a house instead of renting” or “take a year off to travel and find yourself.” Even when they mean well, there’s a lack of awareness about how difficult things are for the average person. I’m not saying all rich people are like this but it does seem that extreme wealth can create a bubble where they forget what it’s like to struggle.

AIBU to think that most rich people genuinely don’t understand how the rest of us live? Or do you think this is unfair?

OP posts:
bananafake · 08/09/2025 12:02

OP it IS sometimes hard when you're used to a better standard of living. I've had both and I have to remind myself sometimes!

HRTQueen · 08/09/2025 12:01

TooManyBooksUnread · 08/09/2025 12:00

You don't have to believe me but the only reason you are determined not to is that it doesn't suit what you want to believe. How inconvenient that myself and other people might have different experiences to you.

its sound like the often posted moan form the mc that they do get any benefits and its so unfair all those poor people

boohoo

Velvian · 08/09/2025 12:01

Yanbu, I always remember when I was in my early 20s and a man the same age I had just met told ne that he didn't really respect people that hadn't travelled. 🙄

Ziferblat · 08/09/2025 12:00

Kurokurosuke · 08/09/2025 11:19

Yeah apart from that argument is “I have so little left after bills”…which could be reduced with some lifestyle change). Not “I can’t cover the bills and I have nowhere left to cut back”

it’s like comparing beans on toast and a tiara. They are not alike.

It’s less like comparing beans on toast and a tiara and more like beans on toast vs sausage and mash.

Pavingprincess · 08/09/2025 12:00

BunnyLake · 08/09/2025 11:53

That would still leave nearly £4k a month left if my maths is correct (not my strong subject admittedly).

Take home after tax and pension etc is £5,100, private school = £2k a month. Then the you have the rest of the costs. She gets some maintenance from her ex but it isn’t a lot for her and 3 teens. She’s never had her nails done, gets her hair cut twice a year. It’s not living on the breadline but it’s not eating out every week and having a flash car like some people on here seem to envision.

TooManyBooksUnread · 08/09/2025 12:00

HRTQueen · 08/09/2025 11:56

I just do not believe you have

Being in the middle and getting by is that finances have been stretched as being in the middle allows you choices and its is nothing in comparison to waiting for your benefits as they are needed to get by

I am in the lower middle now and its a far far more comfortable place to be

You don't have to believe me but the only reason you are determined not to is that it doesn't suit what you want to believe. How inconvenient that myself and other people might have different experiences to you.

bananafake · 08/09/2025 11:59

GreenFlag · 08/09/2025 11:15

If that’s a pressing issue for you, you can always start your own thread. It feels unfair coming to someone else’s post to discuss another issue.

In fairness people pile onto those threads too. Read the room, shouldn't complain on your salary etc etc. Personally I think anyone who is genuinely stressed about money should be able to vent.

Quicknamechange2025 · 08/09/2025 11:58

nomas · 08/09/2025 11:22

I don't think it's just the rich, we're all guilty of this.

Every socio-economic level forgets the rung below them and only looks to what the rung above has because humans are aspirational.

I'm from a poor family but a high earner now. I don't really think about the times my parents couldn't afford things, because it's in the past and human nature is to look to the future.

How often do you think about being grateful to have hot, running water on tap, which 2 billion people in the world don't have?

This is true. However, I do carp on about water being a commodity lol. Water bottles not finished at school are presented with dinner 🙈.

HRTQueen · 08/09/2025 11:56

TooManyBooksUnread · 08/09/2025 11:53

Having lived at all three levels (though never super 'rich'), I believe it to be true and I know many others who have experienced it that way.

I just do not believe you have

Being in the middle and getting by is that finances have been stretched as being in the middle allows you choices and its is nothing in comparison to waiting for your benefits as they are needed to get by

I am in the lower middle now and its a far far more comfortable place to be

Alicealig · 08/09/2025 11:56

MyAmusedOpalCrab · 08/09/2025 10:57

I keep seeing advice from wealthy people that is completely out of touch with reality - things like “just buy a house instead of renting” or “take a year off to travel and find yourself.” Even when they mean well, there’s a lack of awareness about how difficult things are for the average person. I’m not saying all rich people are like this but it does seem that extreme wealth can create a bubble where they forget what it’s like to struggle.

AIBU to think that most rich people genuinely don’t understand how the rest of us live? Or do you think this is unfair?

I think it's a bit unreasonable. However it's a matter of context. If you live in the UK, you are categorically, and by all historical standards, amongst a tiny fraction of the richest people to have ever lived on this planet. Some people may be richer, and may advise living in a way that you choose not to, but that doesn't mean they don't understand what's it's like to have a bit less.

I think the fact that you would consider yourself to be unfortunate, or poor, shows a hypocritical, but entirely understandable mentality. The fact that we all take what riches and wealth we all have for granted shows we have no clue what 'poor' actually means.

The disposable change you have in your pocket at the end of the day isn't a sign of how rich you are. We all benefit hugely from the wealth of our country and those before us, and just because we enjoy it as a collective doesn't take that wealth away or make it any less valuable. If you have unlimited free lifesaving healthcare not just for you, but for your whole family, if you have a house with several rooms and separate bedrooms for each child, if you have enough food to not only fend off starvation but in so much excess to make you fat and overweight not to mention having money leftover for luxuries like electronic products, free time to sit on Internet forums chatting and Xmas gifts for your kids then make no mistake, you are definatively rich by world standards, so to even ask the question from a standpoint of so much personal wealth and privilege kind of answers itself.

We suffer largely here in the UK from envy, greed and jealously of people who have more money than we do ourselves, always wanting more than than the next person instead of concentrating and being grateful for the wealth we have and enjoy on a day to day basis. It's only because we have enjoyed this for so long and lived in such peaceful times with such overflowing excesses around us that we have become to view this as 'the norm', when in reality the norm would be something completely alien to our way of life we are used to.

Notmyreality · 08/09/2025 11:56

MyAmusedOpalCrab · 08/09/2025 11:29

I think it’s true that we all carry blind spots depending on where we sit in the ladder but what stands out to me with extreme wealth is how massive the gap can be, and how much louder their platforms tend to be. When someone with millions casually suggests a struggling renter “just buy a flat,” it hits differently than someone forgetting to be grateful for clean water, you know? Both are blind spots but one has a lot more power to shape public narratives.

Except no one with millions is saying “Just buy a flat” are they? Can you share an example? Can you share ten? Because for you to “keep seeing” it it needs to be a lot more than one.
What you are actually sharing is your perception of how “rich” people view “poor”’people, you aren’t describing the reality.

TeenLifeMum · 08/09/2025 11:55

Agree. The thread where two brothers share a bedroom and the number of posters saying that’s not okay and they need to move to a bigger house, like that’s an option the op hasn’t ever considered 🙄

BunnyLake · 08/09/2025 11:53

Gardendiary · 08/09/2025 11:48

Absolutely - money gives you options that you don't have if you are poor.

That would still leave nearly £4k a month left if my maths is correct (not my strong subject admittedly).

TooManyBooksUnread · 08/09/2025 11:53

HRTQueen · 08/09/2025 11:44

Seriously

I just can't find the words to reply to this nonsense

Having lived at all three levels (though never super 'rich'), I believe it to be true and I know many others who have experienced it that way.

Gardendiary · 08/09/2025 11:48

Pavingprincess · 08/09/2025 11:22

Agree. There are a lot of people on high incomes who live counting pennies due to lifestyle decisions they have made. My sister is like this because she has a SEN child who she put into a private secondary school. She could have decided not to do this and still be able to go on holiday but did what she thought was best for her child.

She’s made the right decision - the transformation has been incredible - but she’s certainly not got much spare money from her £95k salary.

Absolutely - money gives you options that you don't have if you are poor.

BunnyLake · 08/09/2025 11:47

Kurokurosuke · 08/09/2025 11:19

Yeah apart from that argument is “I have so little left after bills”…which could be reduced with some lifestyle change). Not “I can’t cover the bills and I have nowhere left to cut back”

it’s like comparing beans on toast and a tiara. They are not alike.

Yes, I think the difference is how much could you in all honesty cut back on if you had to. I’m down to the bone, there is no area in my life I can trim. I don’t have holidays, I don’t smoke or drink, I don’t eat out or have takeaways, I don’t go to the hairdressers or buy clothes. It hasn’t always been like that but because of some circumstances out of my control (basically ex running up debt/reneging on financial commitments) every bit of my rainy day money has been spent and can’t be replenished. My income barely covers my outgoings now. My last bit of trim is to change my Netflix from ad free (£12.99pm) to ads (😕) for £5.99pm. It’s the only self indulgence I have and the only thing that is trimmable, even in a crisis.

LegoPicnic · 08/09/2025 11:46

Trendyname · 08/09/2025 11:41

Yes but you are swing it only from one angle - money. It proves the point that most people think from their own narrow perspectives.

This lady has money but a child with struggles for which you are not able to empathise. You may have a healthy, well functioning child but not money. Now someone rich would not give as much thought to your money troubles as you would not give thought to other people’s others kind of struggles.

Humans struggle to empathise those who are not from their socio, economic backgrounds / status for lack of common experience.

Or the poster may have an SEN child but no money and no option to even consider private education. That’s a very different position to someone with an SEN child who has the privilege of being able to make the choice to send them private.

OnlyFoolsnMothers · 08/09/2025 11:45

HairyToity · 08/09/2025 11:42

IME the rich who've never experienced being poor are like this, but not those who've experienced no money.

Yes but usually those that have come from
nothing rarely recognise their new privilege.

Nofrillsandpeace · 08/09/2025 11:45

Everanewbie · 08/09/2025 11:19

I agree OP, some people do make some out of touch comments that must grate when you ponder day to day realities. But as @Pavingprincess pointed out, often people quickly dismiss any hint of complaint from what they perceive to be high earners.

The group that really annoys me though are those who benefited from huge house price growth, free university, reasonable cost of living to the point where we had a choice to have 1 partner stay at home, final salary pensions etc. They'll happily lecture you despite having favourable circumstances.

Yes, I agree. They are the same group that go on that they saved to buy things. Well what a luxury it would be to have the means to save, for a alot of people in today's world they have nothing left over, and that is despite living frugally, and working their arses off!

HRTQueen · 08/09/2025 11:44

TooManyBooksUnread · 08/09/2025 11:28

Rich means different things to different people. I think the hardest place to be is in the middle. The place where you don't qualify for the help and assistance you might get on a lower income, but you aren't well off enough that you can easily absorb the gap between rich and scraping by.

Seriously

I just can't find the words to reply to this nonsense

OnlyFoolsnMothers · 08/09/2025 11:44

I see it at work as I work in a very affluent industry and I just don’t think it crosses their minds that people track every pound. I’m not poor but I track my spend down to the penny to ensure I don’t end up in the red.
i remember being asked why people don’t just fill up a full tank of petrol every time they go to the petrol station. He couldn’t even fathom not doing that.

MidnightPatrol · 08/09/2025 11:43

I think people get out of touch very quickly.

And - they don’t realise the cost of things like rent have changed (or by how much).

Regarding extremely wealthy people (what counts as extremely wealthy?) I don’t think I ever really see them inputting into how those on lower incomes should manage their money. At ‘extremely wealthy’ I think they probably know they have no idea and have nothing useful to add.

Praying4Peace · 08/09/2025 11:43

TheMasterplan23 · 08/09/2025 11:09

I know what you mean OP,

I was on a very low income as a single mum 15 years ago. I had days I wouldn’t eat so DD could have a good meal. I’d quite often be at the shop with a handful of 2Ps to buy a loaf of bread. We were happy but we struggled.

I met DH during that time and we dated for 2years before moving in together. He had his own business, money he’d inherited and his own house.

He’s never experienced the struggles I had. He is the most kind, generous person I know and would help anyone, anytime he could but he just doesn’t understand how anyone could “not have enough money to pay their electric bill” or not have enough to buy “their kids new trainers” he seriously can’t fathom that some people, although they work hard, can still be left with nothing once bills are paid.

I try my best to explain to him that he’s always been very fortunate. He’s never been in the position of having to go without food so your child can eat, or without new shoes so they can go on a school trip.

I like to think that I’ve remained understanding of different peoples circumstances and although I work and earn a decent wage, I know that 75% of what we have is down to him.

This, I have a similar experience. I was a young single mum who went hungry and without heating, broken pushchair that I could not afford to replace. I am not playing the victim, just stating facts. I pulled myself out of the darkness and am in a position where I don't have to struggle. I never take that for granted and appreciate so many things that others appear to take for granted. It's all about perception. I know people who have never struggled and lack insight into the challenges of others. This is just an example of the diversity of the human race

Slimtoddy · 08/09/2025 11:42

How often do you (if you are struggling financially) tell people I can't do X or Y. I do more and more now but there is an unspoken rule - don't talk about money. Sod that!

HairyToity · 08/09/2025 11:42

IME the rich who've never experienced being poor are like this, but not those who've experienced no money.

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