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University proof of funds

42 replies

LesleyA · 05/09/2025 21:59

Probably the wrong category however I’m trying to find a way to help my friend… has a working visa in the uk (sponsored by care home) she’s from Zimbabwe. Her daughter who is currently studying engineering in Zim has been accepted to do masters at a university in the UK however she must show that she had 20k in her bank account besides the deposit (daughter will get a student visa). My friend works to make ends meet so won’t have money to put towards 20k. She can’t loan from bank as she’s not a permanent resident/citizen and only needs to borrow the money actually so it can reflect in her account (a month). She doesn’t have wealthy friends. Any ideas (legal) please? What an opportunity to potentially lose. Thank u

OP posts:
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viques · 07/09/2025 10:44

LesleyA · 06/09/2025 14:49

Thanks everyone so her daughter will get a job and work part time to afford her studies which her mum will also work to pay for month by month they just dont have the savings of 20k upfront. So what then?

She will only be allowed to work 20 hours a week. She is unlikely to get a job paying much more than minimum wage, which is going to have to do a lot of heavy lifting to pay for an overseas student’s tuition fees, accommodation, food, travelling, phone etc.

She would really be better advised to postpone the Masters for two years and spend that time working and saving up before coming to the UK.

Will she also have to pay the NHS insurance premium ( not sure what it is called) to cover her time in the UK, that is nearly a thousand pounds a year and has to be paid upfront to access NHS care.

She also needs to be aware that this week the government announced they are clamping down on overseas students claiming asylum or overstaying at the expiration of their student visa, I am not saying this is what she was planning to do, but the number of students who do do this is apparently causing concern in the Home Office and they will now be writing to overseas students approaching the end of their visa and advising them that unless they leave voluntarily they could face deportation.

Threepeaks2025 · 07/09/2025 10:21

Daughter needs to get a job first in the UK and then work three years in the UK and then get the UK tax man to pay for her masters. Can her Mum get her a job at her place of work?

ComfortFoodCafe · 07/09/2025 10:08

So basically your asking how to commit fraud? 😂

TearsForFears25 · 07/09/2025 09:33

The title of this is misleading. It isn’t the university that sets these rules, the visa requirements are dictated by the government who need to see the proof of funds.

TearsForFears25 · 07/09/2025 09:30

This reply has been withdrawn

This message has been withdrawn at the poster's request

Slabberon · 07/09/2025 09:27

It’s a lot of money especially if you come from somewhere where the salaries etc are lower than here. I made the US requirements but it took a while, plus I to prove so would be leaving with a return flight and plans back in my home country and that inhad no intention of trying to stay after outside of visa requirements- which I didn’t

looks like your friends daughter may have to find another place to study unfortunately

FixTheBone · 06/09/2025 19:58

LesleyA · 06/09/2025 14:49

Thanks everyone so her daughter will get a job and work part time to afford her studies which her mum will also work to pay for month by month they just dont have the savings of 20k upfront. So what then?

Defer for a year and put the 20k away so its there fkr next year...?

NewGirlInTown · 06/09/2025 19:47

She can go to university in Zimbabwe. Or South Africa.

LesleyA · 06/09/2025 19:36

Thank you to all those offering helpful advice. Completely only want legal advice. Her mother was using every cent to survive and pay for her children after her husband passed away. Thank you again for constructive comments.

OP posts:
GAJLY · 06/09/2025 17:47

I don't think she'll be allowed to work in the UK, while on a student visa. She'll have to study in Zimbabwe if she doesn't meet the criteria to studying the UK.

Worriedmum40284 · 06/09/2025 17:21

I would double check the University's fee payment deadlines OP. I work at a University with lots of international students - the website details what dates payments are needed by e.g. 50% by xxx. Worth checking whether the dates are likely doable? And also consider living costs/expenses (appreciate you say they are minimal). Whilst she can work 20 hours p/w, a lot of out students assume this will be easy to find and are dependent on it to pay fees. Unfortunately they can't always find the work or number of hours they need, especially with so many other students in the same boat, and fall into financial difficulty as a result.

Slabberon · 06/09/2025 17:14

SummerFeverVenice · 06/09/2025 15:17

Yes she is. A student visa in the UK allows 20hrs/week during term time and full time during school breaks.

This is bog standard for student visas.

People are putting flags everywhere because they are xenophobic/racist bigots that can’t even be bothered to google whether students can legally have a job.

Edited

Exactly! All these ‘proud’ people suddenly popping up are just xenophobic twats - there are legal ways for people to work and study here just as there are legal ways for our kids to go to Europe/USA etc.
OP isn’t asking for illegal solutions…

WellyBellyBoo · 06/09/2025 16:03

What others have said but also, why can't your friend save the money month by month for a year and the daughter does that masters a year later. If she's got enough to cover £20k paying monthly why didn't she save over the last 12 months?

MaidOfSteel · 06/09/2025 15:47

I don’t think there’s any way around this, OP. Can she defer the place for a couple of years? Then get working and saving?

SummerFeverVenice · 06/09/2025 15:17

unsurewhattodoaboutit · 06/09/2025 15:15

But is she allowed to get a job on that study visa? Hence why they need proof of funds! This is why there are people putting those horrendous flags everywhere!

Yes she is. A student visa in the UK allows 20hrs/week during term time and full time during school breaks.

This is bog standard for student visas.

People are putting flags everywhere because they are xenophobic/racist bigots that can’t even be bothered to google whether students can legally have a job.

SummerFeverVenice · 06/09/2025 15:16

bigwhitedog · 06/09/2025 15:15

You're asking for ideas to commit immigration fraud. Unfortunately if she can't meet the terms of her visa, she can't come.

No OP is not, she specifically asked for legal ideas 🙄

unsurewhattodoaboutit · 06/09/2025 15:15

But is she allowed to get a job on that study visa? Hence why they need proof of funds! This is why there are people putting those horrendous flags everywhere!

bigwhitedog · 06/09/2025 15:15

You're asking for ideas to commit immigration fraud. Unfortunately if she can't meet the terms of her visa, she can't come.

SummerFeverVenice · 06/09/2025 15:13

Has she tried getting a student loan from Zimbabwe?
https://studentfunding.ukzn.ac.za/loans-for-zimbabwe-student/

Educate Unischolar Plan:

  • Response on the application within 12hrs of submission of all relevant documents.
  • The loan covers tuition, accommodation, cost of books and foreign student levy
  • University study fees are paid directly to the university on your behalf
  • Reserve Bank Declaration completed on your behalf
  • Repayment of the loan over 5/10 monthly installments
  • No account opening required
  • No physical asset required as collateral
  • The easy loan renewal process

My DC have US citizenship and one just used a US student loan to pay for a Masters abroad in another European country as the UK graduate student loan can only be used for Universities within the UK

PotteringAlonggotkickedoutandhadtoreregister · 06/09/2025 15:06

They will want bank statements for proof of funds. No one is going to think that a lump sum of £20k magically appearing in her bank account is anything other than suspicious.

Slabberon · 06/09/2025 15:04

£20k suddenly arriving in a bank acct will raise suspicion too… can she get a guarantor?

DiscoBob · 06/09/2025 15:02

Well nobody is going to be foolish enough to lend her it, as she has no means of paying it back. It's dishonest to try and bend the rules. If you don't qualify to come live here then you don't come. Unless you want to be a small boat statistic.

You can lend her it but I wouldn't advise it. Or she can ask family but even then it's obvious that she simply doesn't have those funds and never will.

Slabberon · 06/09/2025 15:00

LesleyA · 06/09/2025 14:57

She’s also so going to be living at home and near the university so minimal living cost.

That’s irrelevant- she needs to prove she has enough to support herself as an independent adult and isn’t planning on staying in the U.K., working illegally in anyway outside what her visa allows and is planning on leaving or applying for a legal way to stay once she’s finished her course.

Zanatdy · 06/09/2025 15:00

She can’t meet the terms of the visa, so why apply?